Joseph Granato is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 designations and bringing 34 years of industry experience. His prior roles include positions at Comprehensive Financial Partners, LPL Financial, INVEST Financial Corporation, and Signator Investors, Inc. He also spends part of his time on fixed insurance sales. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, offering advisory programs and services such as wealth management, retirement plan consulting, and access to third-party asset managers. The firm provides operational, trading, technology, investment management, compliance, and practice-management support to affiliated advisors.

John Osorio is a CFP® professional with 34 years of experience in the financial industry. He is currently affiliated with Commonwealth Financial Network and Comprehensive Financial Partners, having previously worked at LPL Financial and INVEST Financial Corporation. Outside of advisory services, he is involved in tax preparation through Comprehensive Financial Partners. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs, technology, and back-office support, allowing advisors discretion in portfolio construction while offering managed model portfolios and various program structures.