Stephen Fitzgerald is a financial advisor at LPL Financial with six years of industry experience. He holds a Series 66 designation and has worked at LPL Financial since 2020. Prior to this, he held roles at Mass Mutual Investors Services and Lee, Nolan & Koroghlian, LLC, where he also serves as a non-variable insurance agent. Outside of his advisory work, Fitzgerald is employed as a sanitation worker with the New York Department of Sanitation and operates a tax preparation and accounting business, Fitzgerald Financial, Inc. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives, combining large-scale advisory operations with non-advisory product offerings such as insurance and annuity sales.

Ronald Winkler is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wedbush Securities and operated his own CPA firm for over two decades. Outside of his advisory role, he is a co-owner of a real estate rental property. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team, combining large-scale advisory operations with various non-advisory product offerings.

Theresa Kohles is a financial advisor with LPL Financial in Hackensack, NJ, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She previously worked at Private Portfolio Partners, LLC for nine years and has been with LPL Financial since 2013. Outside of her advisory role, she is a partner at ABT Associates, a tax preparation, accounting, and bookkeeping firm. LPL Financial offers advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm supports its large network of advisors with in-house research and a variety of investment solutions ranging from model portfolios to third-party asset management and participant-directed retirement advice.

Michael Koskuba is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He previously worked for Victory Capital Advisers and Victory Capital Management for 22 years. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Jon Coppola is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. He has worked at M&T Securities and M&T Bank since 2013 and currently serves as Executive Vice President at M&T Bank. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

James Veneziano is a financial advisor at LPL Financial with 20 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Ameriprise Financial Services, Inc. for eight years before joining LPL Financial in 2019. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Gavriel Hershkop is a financial advisor with LPL Financial, holding a Series 66 designation and beginning his advisory career in 2024. His background includes roles in education and nonprofit organizations, such as the Union of Orthodox Jewish Congregations of America and Baruch College. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and charities, offering a wide range of investment and financial planning solutions through a large network of advisors.

Caitlain Mc Donald is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at LPL Financial since 2023. Prior to joining LPL, she worked at UBS Financial Services for five years. Before her finance career, she held roles at Boston College Police Department and The Courtyard Restaurant and Pub. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Godfrey Statia Jr. is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. He previously worked for American Portfolios Financial Services, Inc. for 10 years. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer that serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm employs an investment process that integrates risk-tolerance assessments with asset allocation and portfolio optimization tools, offering a range of investment products and programs supported by multiple custodial platforms.

Pasqualino Ruffa is a financial advisor with LPL Financial, holding CFP® and Series 66 designations and bringing 12 years of industry experience. His prior experience includes roles at Merrill and Bank of America. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of financial planning and investment management solutions supported by an in-house research team and a broad platform that integrates advisory and brokerage services.

Melinda Bini is a financial advisor at LPL Financial with 27 years of industry experience. She holds the Series 63 and Series 66 credentials and has worked previously at Bank of America, Merrill, Wells Fargo Advisors, and Wachovia Bank. Outside of her advisory role, she is involved with Northfield Investment Services in an investor relations capacity. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment options supported by in-house research and a large network of investment adviser representatives.

Donald Rifkin is a CFP® with 26 years of industry experience, currently affiliated with LPL Financial. He previously worked at Cadaret, Grant & Co., Inc. for 15 years and has operated his own CPA and financial planning practice since 1989. Outside of his advisory role, he serves in fiduciary capacities for individuals and trusts. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Kevin Otskey is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. He has worked at Engler Financial Services since 2015 and was previously with Cadaret, Grant & Co., Inc. from 2015 to 2023. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of financial planning and investment management solutions supported by an in-house research team and a large network of investment adviser representatives.

Syed Hussain is a financial advisor with LPL Financial, holding a Series 66 designation and over 20 years of industry experience. His prior roles include positions at J.P. Morgan Securities and GLADSTONE Institutional Advisory. Outside of his advisory work, he is the managing partner and founder of Momentum Innovations, a technology services firm. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team, combining large-scale advisory operations with non-advisory product offerings such as insurance and credit services.

Seth Finkelstein is a financial advisor with LPL Financial, holding a Series 66 designation and over 20 years of industry experience. He has previously worked at Ameriprise Financial Services Inc. and has been affiliated with IC Advisory Services, Inc. and The Investment Center Inc. since 2016. Outside of his advisory role, he owns businesses in income tax preparation and operates as an independent insurance agent specializing in life, health, long-term care, and disability insurance. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and combines advisory services with insurance and credit products through its extensive network of investment adviser representatives.

Tina Bakalas is a financial advisor with LPL Financial, holding a Series 63 designation and 15 years of industry experience. She has worked at LPL Financial since 2009 and previously at Astoria Federal Savings from 2008. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house Research team and combines large-scale advisory operations with various product offerings.

Daniel Macri is a CFP® professional with 32 years of industry experience, currently affiliated with LPL Financial since 2024. His prior experience includes roles at Mass Mutual Investors Services, MassMutual Life Insurance Company, and MetLife Securities Inc. He also serves as an adjunct professor at Wagner College. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team, combining large-scale advisory operations with non-advisory product offerings such as insurance and annuity products.

William Manolopoulos is a CFP® professional with 23 years of industry experience, currently serving as a financial advisor at LPL Financial since 2014. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he has involvement with a family real estate rental business. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of financial planning and investment management solutions supported by an in-house research team and a large network of investment adviser representatives.

Marissa Cosenza is a financial advisor with LPL Financial in Hoboken, NJ, holding a Series 66 designation and three years of industry experience. Her prior roles include positions at Cerity Partners, KPMG, and LCJ Associates. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment delivery options supported by an in-house research team and combines large-scale advisory operations with a range of non-advisory product activities.

Ivana Lotoshynski is a CFP® with 24 years of industry experience, currently serving as a financial advisor at LPL Financial since 2025. She previously worked for NEXT Financial Group for 13 years. Outside of her advisory role, she is involved with People Wealth Matters and offers non-variable insurance services. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, and institutions. The firm offers a range of investment solutions supported by an in-house research team and combines large-scale advisory operations with various non-advisory financial products.