Edward Blatz is a Senior Resident Director and Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in working with high net-worth families and closely-held businesses, focusing on estate and wealth management strategies. Edward partners closely with clients’ tax advisors and estate planning attorneys to provide a comprehensive approach to managing both financial and personal aspects of their lives. His services include performance assessment, personalized guidance, and periodic reviews to help clients progress toward their individual financial goals. Edward joined Merrill Lynch Wealth Management in 1985 and has over 40 years of experience developing tailored financial solutions that consider clients’ risk tolerance, time horizon, liquidity needs, and investment objectives. His areas of expertise encompass college education planning, divorce transition planning, employee benefits, executive compensation, family wealth management, managing new wealth, investment strategies, and retirement income. Edward holds a Bachelor’s Degree from Adelphi University and has earned several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Edward is also a member of The Blatz-Rooney Group, which was named to the 2024 Forbes "Best-in-State Wealth Management Teams" list. Outside of his professional work, he has personal interests in golfing, reading, and tennis.

Myranda Johnson is a Financial Advisor with Merrill Lynch Wealth Management. She partners with busy professionals and families to build and transition wealth by understanding their goals, values, and vision for the future. Myranda crafts personalized strategies that integrate financial planning, investment management, banking, and lending solutions to support clients through every stage of wealth management, from building a strong foundation to navigating complex estate strategies. Her client focus areas include Family Wealth Management Strategies, Legacy Planning, Liquidity Management, Managing New Wealth, Personal Retirement Planning, Women and Wealth, and Tax Minimization. Myranda works with rising and established executives and professionals with families, providing calm, strategic guidance aligned with their life goals. Myranda holds a Personal Investment Advisor (PIA) designation and earned her High School Diploma from Geneva High School. In her personal time, she enjoys camping, hiking, reading, skiing, spending time with her family, and practicing yoga.

William Santora is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has been with both Bank of America, N.A. and Merrill since 2015. Outside of his advisory role, Santora is the owner of 6524 Newberry LLC, a for-profit limited liability company. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional investors, offering services such as managed account programs, discretionary portfolio management, and brokerage execution. The firm integrates its investment management with Bank of America affiliates and emphasizes manager selection and tax-efficient strategies.

Bryan Torres is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked at several firms, including UBS Financial Services and Charles Schwab Corporation. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage execution and custody services. The firm integrates closely with Bank of America affiliates and emphasizes managed account and manager-selection capabilities supported by its investment platform and tax-efficient strategies.

Evan Smolak is a financial advisor with Merrill in Chicago, IL. He holds a Series 66 credential and has six years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2013. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm provides investment management through multiple program strategies with advisor or client discretion, governed by a centralized CIO and platform oversight, and features integration with Bank of America affiliates.

Joy Chaillou is a financial advisor at Merrill with 19 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations and has been with Merrill since 2010. Outside of her advisory role, she contributes as a writer to a project with John Wiley & Sons, co-authoring a book focused on investment and development solutions. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage execution services. The firm emphasizes tax-efficient investment implementation and integration with Bank of America’s banking and capital-markets platform.

Rocco Papandrea is an International Wealth Advisor with Merrill Lynch Wealth Management, bringing over 30 years of experience in financial and wealth management. He began his career at Merrill Lynch in 1995 and is the Senior Member of the Merrill Lynch Wealth Management Team - PSS Associates. His primary focus is goals-based wealth management, retirement, trust, and estate planning services catering to individuals, corporations, small to mid-size business owners, and non-profit organizations. He specializes in institutional and corporate benefit services, investment consulting, and services tailored for endowments, foundations, defined benefit plans, and international wealth management. Rocco holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), Chartered Retirement Plans Specialist™ (CRPS™), Certified 401(k) Professional (C(k)P®), and CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA®). He earned his Bachelor's Degree in Business Management from New York University's Stern School of Business. His professional achievements include leadership roles such as Chairman of Merrill's Advisory Council to Management and recognitions on the Forbes "Best-in-State Wealth Advisors" list and The Financial Times Top 400 Financial Advisors list. Beyond his professional career, Rocco contributes to his community through various board memberships. He serves as Vice Chair and Board Member for Ascendant Neighborhood Development Corporation, focusing on housing and supportive services for New York’s elderly and low-income populations. Additionally, he chairs the Audit Committee for SOMOS Community Care, a physician-led network aimed at improving healthcare for Medicaid members in New York City. Rocco is also a Knight Commander of the Equestrian Order of the Holy Sepulchre and serves on the Board of Trustees for Cathedral Preparatory High School and Seminary. He was born and raised in Brooklyn and currently resides in Tribeca, New York City, with his family.

Melissa Fragoso is a financial advisor at Merrill with nine years of industry experience. She has held her current role since 2016 and previously worked at Abercrombie and Fitch. Fragoso holds Series 63 and Series 66 credentials and is based in Chicago, IL. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage services. The firm utilizes multiple investment program strategies and emphasizes tax-efficient solutions, benefiting from its integration with Bank of America affiliates.

Christopher Underhill is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has worked at Merrill and Bank of America, N.A. since 2015 and briefly at Altium Wealth Management in 2023. Outside of his advisory role, he serves as a consultant and umpire for the City of Norwalk Recreation & Parks Department. Merrill serves a wide range of clients including individuals, retirement plans, corporations, and institutional clients. The firm offers managed accounts, third-party manager selection, discretionary portfolio management, and brokerage services, leveraging its integration with Bank of America affiliates and a variety of tax-efficient investment strategies.

Melissa Pablo is a Series 66-licensed financial advisor at Merrill with 19 years of experience at the firm and five years in the industry. She is based in New York, NY. Merrill serves a diverse client base, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage custody services. The firm’s investment approach includes multiple program strategy types with both client and advisor discretion and emphasizes manager selection and tax-efficient capabilities, supported by integration with Bank of America affiliates.

Jason Pasquariello is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior work includes roles at Bank of America, N.A., Kelly Services, and Petrozza & Associates. Outside of his advisory work, he has assisted members at the North Jersey Country Club as a caddie since 2016. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional investors, providing managed account programs, discretionary portfolio management, and brokerage execution services through a variety of strategy types and a deep integration with Bank of America affiliates.

Michael Wiers is a financial advisor with Merrill in Chicago, IL, holding Series 63 and Series 66 credentials and 15 years of industry experience. His prior roles include positions at Wells Fargo Bank, CIBC, and J.P. Morgan Securities. Merrill serves a broad range of clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services supported by a platform integrated with Bank of America affiliates.

Ian Dailey is a financial advisor at Merrill with a Series 66 credential and approximately one year of industry experience. His prior work includes positions at PolicyPartner LLC and Merrill. Outside of his advisory work, he is a drummer and partial owner of Home Remedies LLC, a band based in Washington, DC, involved in music production and merchandise sales. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed accounts, discretionary portfolio management, and brokerage services. The firm integrates investment management with Bank of America affiliates and emphasizes tax-efficient strategies and manager selection.

Suhaila Palumbo is a financial advisor at Merrill with 11 years of industry experience and holds a Series 66 designation. Her work history includes multiple tenures at Merrill since 2014 and one year at Ellevest. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage execution and custody services. The firm integrates investment management with Bank of America’s broader banking and capital-markets platform and emphasizes managed account and manager-selection capabilities.

Adam White is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His work history includes roles at Bank of America N.A. and Walsh Construction, as well as involvement with the University of Notre Dame RecSports. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services. The firm integrates multiple investment strategies and leverages its affiliation with Bank of America to provide a broad range of financial solutions.

Juan Anton Velarde is a financial advisor at Merrill with four years of industry experience. He holds the Series 66 designation and has been with Merrill since 2021, previously working at Bank of America N.A. from 2015 to 2021. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage execution services. The firm integrates closely with Bank of America affiliates and emphasizes managed account and manager-selection capabilities, supported by a variety of program strategies and recent enhancements in tax-efficient investment solutions.

Andrew Stevens is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 66 registrations and has worked at Merrill since 2013, with prior experience at Legend Securities, Inc. and Bank of America, N.A. Merrill serves a wide range of clients including individuals, retirement plans, corporations, and institutions, offering managed account programs, discretionary portfolio management, and custody services. The firm emphasizes tax-focused investment strategies and benefits from integration with Bank of America’s broader banking and capital markets platform.

Himanshu Kumar is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their unique ambitions and priorities, helping them develop personalized financial plans that address a range of goals including investing, retirement planning, and preparing for unexpected expenses. Himanshu's approach emphasizes simplicity and transparency to help clients navigate the complexities of wealth management. He holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Himanshu earned an Accredited Certificate from the Australian Institute of Technology and Education. Fluent in English, Punjabi, Hindi, and Urdu, he aims to build strong relationships that support clients as their financial needs evolve. Outside of his professional role, Himanshu is involved with the Fresno Cambodian Buddhist Society, Inc.

Richard Einziger is a financial advisor at Merrill with 56 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Bank of America N.A. and Merrill since 2012. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage services. The firm employs multiple program strategies with advisor and client discretion, supported by a CIO-led manager selection and monitoring process, and is integrated with Bank of America's broader banking and capital markets platform.

Franck Litzler is a Wealth Management Advisor serving as a Merrill Resident Director with Merrill Lynch Wealth Management. He brings two decades of experience in wealth management, focusing on guiding clients through financial planning and investment strategies. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). Franck earned a Master's Degree from Indiana University/Purdue University at Indianapolis and a Master of Business Administration (MBA) from Dartmouth College. Outside of his professional role, Franck has interests in music, running, and traveling.