Giuseppe Leone is a financial advisor with OSAIC Institutions, INC., holding a Series 66 designation and four years of industry experience. His prior roles include positions at Infinex Investments, Apple Bank, Ameriprise Financial, and Yotel New York. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a variety of advisory and brokerage services through customized engagements, financial planning, and access to alternative investments via the CAIS platform. The firm’s advisory services are primarily delivered through a network of investment adviser representatives who provide both discretionary and non-discretionary portfolio management solutions.

Sean Knowles is a financial advisor at OSAIC Institutions, INC. based in New York, NY, holding Series 63 and Series 65 licenses with 17 years of industry experience. His work history includes roles at Infinex Investments, Amalgamated Bank, Cathay Securities Inc, American Trust Investment Services, and Wells Fargo Advisors. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, providing a range of advisory and brokerage services through customized engagements and access to alternative investments. The firm is notable for its predominantly non-discretionary assets and its combined broker-dealer and adviser status, which shape its service offerings and compensation structure.

Robert Mante is a financial advisor at OSAIC Institutions, INC. with 13 years of industry experience. He holds a Series 66 designation and has worked at Infinex Investments, Inc. since 2016 and Amalgamated Bank since 2011. Osaic Institutions serves individuals, charitable organizations, corporations, and retirement plans by offering advisory and brokerage services through customized engagements, financial planning, ERISA plan services, and access to alternative investments. The firm’s assets are predominantly managed on a non-discretionary basis, and it provides a range of lending and cash-management options alongside its investment services.

Ling Mao is a financial advisor at OSAIC Institutions, INC. with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at HSBC Bank USA, N.A. and HSBC Securities (USA) INC. from 2014 to 2022. Since 2022, he has been associated with Popular Bank as a sales coach and with Infinex Investments, Inc. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by offering customized advisory and brokerage services. The firm’s approach includes a mix of fundamental and technical analysis, asset allocation, and access to alternative investments, with a notable emphasis on non-discretionary assets and integrated lending and cash-management solutions.

Mark Sanchioni is a financial advisor at OSAIC Institutions, INC. with 23 years of industry experience. He holds the Series 66 designation and has worked at firms including Infinex Investments, Inc., Atlantic Union Bank, United Bank, LPL Financial, and Webster Bank. He also serves as Chief Banking Officer at Ridgewood Savings Bank. Osaic Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a range of advisory and brokerage services through customized engagements and access to alternative investments via the CAIS platform. The firm’s asset management is predominantly non-discretionary, and its dual broker-dealer/adviser status, along with extensive banking relationships and lending platforms, shape its service delivery.

Raju Punnoose is a financial advisor with OSAIC Institutions, Inc., holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at Infinex Investments, Inc. since 2016. In addition to his advisory role, he serves as a financial consultant at Ridgewood Savings Bank. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a range of advisory and brokerage services through customized engagements. The firm is notable for its predominantly non-discretionary assets and its integrated broker-dealer/adviser structure with extensive banking and credit union partnerships.

Chung Lin is a financial advisor with OSAIC Institutions, INC. based in New York, NY, holding Series 63 and Series 65 designations and 20 years of industry experience. His prior roles include positions at HSBC Bank USA, N.A., HSBC Securities (USA) Inc., Infinex Investments, Inc., and Popular Bank. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by providing advisory and brokerage services through customized engagements, financial planning, ERISA plan services, and access to alternative investments. The firm offers a mix of advisory and brokerage solutions and is notable for its predominantly non-discretionary assets and extensive relationships with banks and credit unions.

Bertha Rozier is a financial advisor at OSAIC Institutions, Inc. with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Infinex Investments, Inc., Popular Bank, HSBC Bank USA N.A., and HSBC Securities (USA) Inc. She also serves as Head of NYM and US Transformation at Popular Bank. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering advisory and brokerage services through customized engagements. The firm features a predominantly non-discretionary asset base and provides access to alternative investments, lending, and cash-management solutions.

Peter McMahon is a financial advisor with OSAIC Institutions, Inc. in New York, NY, holding Series 63, 65, and 66 licenses and bringing 26 years of industry experience. His prior roles include positions at Popular Bank, HSBC Securities USA, Wells Fargo, First Niagara Bank, and LPL Financial. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, providing a range of advisory and brokerage services through customized engagements. The firm employs both fundamental and technical analysis and offers access to alternative investments, lending, and cash-management options, with a notable emphasis on non-discretionary assets.

Martin Gumowski is a financial advisor with OSAIC Institutions, Inc. in New York, NY, holding Series 63 and Series 65 licenses with 15 years of industry experience. His prior roles include positions at Morgan Stanley, CITIGROUP, Citizens Bank, and Popular Bank. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by providing advisory and brokerage services through customized engagements, financial planning, ERISA plan services, and access to alternative investments. The firm’s approach includes both advisory and brokerage solutions delivered mainly by investment adviser representatives who utilize a blend of fundamental and technical analysis and third-party due diligence.

Kevin Pfeffer is a CFP® professional with nine years of industry experience. He is currently with OSAIC Institutions, Inc. and has previously worked at Ameriprise, First Eagle Investment Management, FEF Distributors, AXA Distributors, and Royal Alliance. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a range of advisory and brokerage services through customized engagements and access to alternative investments via the CAIS platform. The firm employs a mix of investment strategies and maintains a predominantly non-discretionary asset base, supported by its dual broker-dealer/adviser status and extensive partnerships with financial institutions.

Albert Bergmann Sr. is a financial advisor with OSAIC Institutions, INC., holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with Ridgewood Savings Bank since 2016, serving as a financial consultant and program manager. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by providing a range of advisory and brokerage services through a network of investment adviser representatives. The firm offers customized financial planning, ERISA plan services, access to alternative investments, and lending solutions, with a notable emphasis on non-discretionary assets and integrated broker-dealer/adviser operations.

Derek Malone is a financial advisor at OSAIC Institutions, INC. with 17 years of industry experience. He holds a Series 66 designation and has worked at Infinex Investments, Inc. since 2016 and Banco Popular, NA since 2004. OSAIC Institutions serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans. The firm provides advisory and brokerage services through customized engagements, leveraging a network of investment adviser representatives who utilize a range of analytical approaches and access to alternative investments.

Robert Lee is a financial advisor with OSAIC Institutions, INC. in New York, NY, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. His work history includes roles at Infinex Investments, Inc., Popular Bank, and CitiGroup. In addition to his advisory role, he serves as a private banker at Popular Bank. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a range of advisory and brokerage services through customized engagements and access to alternative investments. The firm is notable for its predominantly non-discretionary assets and its dual broker-dealer/adviser status, which supports a variety of financial solutions including lending and cash-management options.

Boodram Someria is a financial advisor at OSAIC Institutions, INC. with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Ameriprise and David Lerner Associates, Inc. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans with a range of advisory and brokerage services, including financial planning, ERISA plan services, and access to alternative investments. The firm’s advisory approach combines fundamental and technical analysis, asset allocation, and third-party due diligence, with a notable emphasis on non-discretionary assets.

Kambiz Saadat is a financial advisor with OSAIC Institutions, INC. He holds Series 63 and Series 65 licenses and has 36 years of industry experience. His prior roles include positions at Infinex Investments, Cetera, and INVEST Financial Corp. Saadat also serves as a Vice President and Financial Advisor at ION Bank. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans with a range of advisory and brokerage services. The firm offers customized advisory engagements, financial planning, ERISA plan services, access to alternative investments, and lending and cash-management solutions through a network of investment adviser representatives.

Matthew Mckenna is a financial advisor with OSAIC Institutions, Inc., holding Series 63 and Series 65 credentials and 28 years of industry experience. He previously worked at Ameriprise and Royal Alliance Associates. Outside of his advisory role, he serves as President on the Board of Directors for the NJ Wrestling Official Association NE Chapter and officiates high school wrestling. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by offering a range of advisory and brokerage services through customized engagements, financial planning, and access to alternative investments. The firm’s notable features include a predominance of non-discretionary assets and integrated broker-dealer/adviser status with extensive networking arrangements.

Jerry Celentano is a financial advisor at OSAIC Institutions, INC. with 26 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Apple Bank, Infinex Investments, Santander Securities, and HSBC Securities. His career has been based in New York, NY. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering advisory and brokerage services through customized engagements. The firm utilizes a network of investment adviser representatives who provide a mix of fundamental and technical analysis, asset allocation, and access to alternative investments, with a notable emphasis on non-discretionary assets.

Daniel Hopkins is a financial advisor with OSAIC Institutions, Inc. in Syracuse, NY, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. His prior roles include positions at Ameriprise and Royal Alliance Associates, Inc., where he worked for five and twenty-four years respectively. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, providing a range of advisory and brokerage services through customized engagements. The firm’s approach includes fundamental and technical analysis, asset allocation, and access to alternative investments, with a notable emphasis on non-discretionary assets and integrated lending and cash-management solutions.

Thomas Mayas Jr. is a financial advisor at OSAIC Institutions, Inc. with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Popular Bank, LPL Financial, and Flagstar Bank N.A. prior to his current role. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by providing a range of advisory and brokerage services through customized engagements. The firm is notable for its predominantly non-discretionary assets and its dual broker-dealer/adviser status, offering both advisory and brokerage solutions supported by extensive banking and credit union relationships.

Greggory Bantum is a financial advisor with OSAIC Institutions, Inc. in New York, NY, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. Outside of finance, he is involved in Good Fella Nation Inc., a multimedia company focused on music production, event promotion, photography, and branded clothing. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by providing a range of advisory and brokerage services. The firm employs a mix of fundamental and technical analysis and offers access to alternative investments, lending, and cash-management solutions through a network of investment adviser representatives.

Bryan Kossove is a financial advisor with OSAIC Institutions, Inc. He holds Series 63 and Series 65 licenses and has 29 years of industry experience. His prior firms include Ameriprise and Royal Alliance. Outside of his advisory role, he owns BHK Tax Services, a tax preparation business. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering advisory and brokerage services through customized engagements and access to alternative investments. The firm is notable for its predominantly non-discretionary assets and its dual broker-dealer/adviser status.

Arthur Grossbard is a financial advisor with OSAIC Institutions, Inc. in West Orange, NJ, holding Series 63 and Series 65 credentials and 44 years of industry experience. His prior work includes 28 years at Royal Alliance Associates, Inc. and five years at Ameriprise. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering advisory and brokerage services through customized engagements, financial planning, ERISA plan services, and access to alternative investments via the CAIS platform. The firm employs a mix of fundamental and technical analysis and features predominantly non-discretionary assets alongside distinctive lending and cash-management solutions.

Annie Wang is a financial advisor at OSAIC Institutions, INC. with 19 years of industry experience. She holds a Series 66 designation and has worked at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. since 2011. Outside of her advisory role, she manages a personal care program for her mother. Osaic Institutions serves individuals, charitable organizations, corporations, and retirement plans by offering a range of advisory and brokerage services through customized engagements. The firm’s approach includes fundamental and technical analysis, asset allocation, and third-party due diligence, with a notable emphasis on non-discretionary assets and a dual broker-dealer/adviser structure.

Gerhard Schneider is a CFP® with 30 years of industry experience, currently affiliated with OSAIC Institutions, INC. He has worked at Amalgamated Bank and Infinex Investments, Inc. since 2019, and previously at Aegis Capital Corp. from 2010 to 2019. Outside of his advisory role, he operates as a CFP tutor. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, providing a range of advisory and brokerage services through customized engagements and access to alternative investments. The firm is notable for its predominantly non-discretionary asset management and its dual broker-dealer/adviser status.

Jeanette Chung is a financial advisor at OSAIC Institutions, Inc. with 26 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Ameriprise and Royal Alliance Associates, Inc. Her career includes over a decade at Royal Alliance Associates before joining OSAIC Institutions in 2025. Osaic Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a range of advisory and brokerage services through customized engagements. The firm’s approach includes a combination of fundamental and technical analysis, asset allocation, and access to alternative investments, with a notable emphasis on non-discretionary assets.

Vincent Dotti is a financial advisor with OSAIC Institutions, Inc., holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior work includes five years at Ameriprise and 26 years at Royal Alliance Associates, Inc. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a variety of advisory and brokerage services through customized engagements. The firm is known for its mix of advisory and brokerage solutions, non-discretionary asset management, and access to alternative investments via platforms like CAIS.

Roberto Leslie is a financial advisor with OSAIC Institutions, INC. based in Brooklyn, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Infinex Investments, Inc. since 2016 and Banco Popular since 2005. Outside of his advisory role, Leslie owns Clear Natural Corp LLC, a business selling supplements, soaps, and hand creams. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by offering a range of advisory and brokerage services, including customized financial planning, ERISA plan services, and access to alternative investments. The firm’s services are delivered primarily through a network of investment adviser representatives who utilize both advisory and brokerage solutions and employ various investment analysis techniques.

Dylan Pfeffer is a financial advisor at OSAIC Institutions, Inc. with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Ameriprise and New York Life. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, providing a range of advisory and brokerage services through customized engagements and access to alternative investments. The firm’s approach includes a mix of fundamental and technical analysis, with a notable emphasis on non-discretionary assets and extensive networking arrangements with banks and credit unions.

Michael Kushch is a financial advisor with OSAIC Institutions, INC., holding Series 63 and Series 65 licenses and 20 years of industry experience. He has worked at Ridgewood Bank since 2020 and previously held positions at Infinex Investments, HSBC Bank USA, N.A., and HSBC Securities (USA), Inc. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by providing advisory and brokerage services, including financial planning, ERISA plan services, and access to alternative investments. The firm primarily operates through investment adviser representatives who offer both advisory and brokerage solutions using a combination of fundamental and technical analysis and third-party due diligence.

Rosemary Abreu is a financial advisor with LPL Financial in Astoria, NY, holding Series 63 and Series 66 credentials and 17 years of industry experience. Her career includes roles at Santander Bank, Royal Alliance Associates, Cetera, City National Bank, Flagstar Bank, and Popular Bank. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Gary Ginsberg is a financial advisor with OSAIC Institutions, INC. in Great Neck, NY, holding Series 63, 65, and 66 credentials and bringing 42 years of industry experience. His prior work includes five years at Ameriprise and 28 years at Royal Alliance Associates, INC. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by offering advisory and brokerage services through customized engagements, financial planning, and access to alternative investments. The firm’s network of investment adviser representatives provides both advisory and brokerage solutions, utilizing various analytical approaches and third-party due diligence, with a notable emphasis on non-discretionary assets.

John Sudresianu is a financial advisor at OSAIC Institutions, INC. based in New York, NY. He holds Series 63 and Series 65 licenses and has 26 years of industry experience. Since 2016, he has worked with Infinex Investments, Inc., and since 2015, with Apple Bank. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, providing a broad range of advisory and brokerage services through customized engagements. The firm offers access to alternative investments, lending, and cash-management solutions, with a notable focus on non-discretionary assets and a dual broker-dealer/adviser structure.

Jermaine Matthews is a financial advisor with OSAIC Institutions, INC. He holds Series 63 and Series 66 licenses and has 20 years of industry experience. Matthews has been with Infinex Investments, Inc. since 2016. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by providing a range of advisory and brokerage services, including customized financial planning, ERISA plan services, and access to alternative investments through the CAIS platform. The firm’s approach includes both advisory and brokerage solutions delivered primarily through investment adviser representatives using fundamental and technical analysis.

Joseph Costello is a financial advisor with OSAIC Institutions, Inc., holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. His career includes prior roles at Ameriprise and Royal Alliance. OSAIC Institutions serves individuals—including high-net-worth clients—charitable organizations, corporations, and retirement plans, offering advisory and brokerage services through customized engagements, financial planning, alternative investments, and lending solutions. The firm operates primarily via a network of investment adviser representatives who provide a mix of fundamental and technical analysis and utilize both discretionary and predominantly non-discretionary asset management approaches.

Jeffrey Schneider is a financial advisor at OSAIC Institutions, INC. with 38 years of industry experience. He holds a Series 63 designation and has previously worked at firms including Apple Bank, Infinex Investments, Cetera, Investors Bank, Amalgamated Bank, and Santander. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans with a range of advisory and brokerage services. The firm’s approach includes customized advisory engagements, financial planning, and access to alternative investments, delivered primarily through a network of investment adviser representatives offering both advisory and brokerage solutions.

Anthony D'auria is a financial advisor at OSAIC Institutions, Inc. with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Ameriprise and Royal Alliance Associates, Inc. Osaic Institutions serves individuals, charitable organizations, corporations, and retirement plans by providing advisory and brokerage services through customized engagements. The firm offers a range of solutions including financial planning, ERISA plan services, access to alternative investments via the CAIS platform, and lending and cash-management options.

Christopher Fetzer is a financial advisor at OSAIC Institutions, Inc. with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Ameriprise, Farmers & Merchants Bank, LPL Financial, Wells Fargo Clearing, U.S. Bancorp Investments, Inc., and BMO Harris Financial Advisors. Outside of his advisory role, he owns a small real estate business in Ixonia, Wisconsin. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by providing a range of advisory and brokerage services tailored through customized engagements. The firm’s approach includes fundamental and technical analysis, asset allocation, and access to alternative investments, with a notable focus on non-discretionary assets and integrated lending and cash-management solutions.

Clifford Williams is a financial advisor with OSAIC Institutions, INC., holding Series 63 and Series 65 credentials and 17 years of industry experience. He previously worked at Ameriprise for five years and Royal Alliance Associates for nine years. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans with a range of advisory and brokerage services, including financial planning, ERISA plan services, and access to alternative investments through the CAIS platform. The firm’s approach features a mix of fundamental and technical analysis, asset allocation, and third-party due diligence, with a notable emphasis on non-discretionary assets.

Jose Da Silva Jr. is a financial advisor with OSAIC Institutions, INC. in Brooklyn, NY, holding Series 63 and Series 66 licenses and seven years of industry experience. His work history includes roles at Infinex Investments, Inc., Popular Bank, and HSBC Bank USA, N.A. He has been associated with OSAIC Institutions since 2021. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a variety of advisory and brokerage services including financial planning, ERISA plan services, wrap fee programs, and access to alternative investments through the CAIS platform. The firm is notable for its predominantly non-discretionary assets and its dual broker-dealer/adviser status, which shape the delivery and compensation of its services.

Peter Klarides is a financial advisor with OSAIC Institutions, INC. based in New York, NY. He holds Series 63 and Series 66 licenses and has 38 years of industry experience. His prior work includes roles at HSBC Securities (USA) Inc., HSBC Bank USA, N.A., Infinex Investments, Inc., and Popular Bank, where he is currently employed. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by offering advisory and brokerage services through customized engagements. The firm’s approach includes fundamental and technical analysis, asset allocation, and access to alternative investments, with a notable emphasis on non-discretionary assets and integrated lending and cash-management solutions.

Roderick Rodriguez is a financial advisor with OSAIC Institutions, INC. in Bronx, NY, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at infinex Investments, Inc. since 2016 and previously spent one year at CITIGROUP. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, providing a range of advisory and brokerage services through customized engagements. The firm is notable for its predominantly non-discretionary assets and its dual broker-dealer/adviser status, offering clients access to alternative investments, lending, and cash-management solutions.

Ella Buravleva is a financial advisor at OSAIC Institutions, INC. based in New York, NY, holding Series 63 and Series 66 designations with seven years of industry experience. Her prior work includes roles at Popular Bank, Infinex Investments, Inc., and HSBC Securities (USA) Inc. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by offering advisory and brokerage services through customized engagements, financial planning, ERISA plan services, and access to alternative investments via the CAIS platform. The firm’s investment adviser representatives provide advice using a combination of fundamental and technical analysis, with a notable emphasis on non-discretionary assets.

Brett Rand is a financial advisor with OSAIC Institutions, INC. based in New York, NY, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His work history includes roles at Popular Bank and Infinex Investments, Inc. since 2021, as well as experience at HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. from 2013 to 2021. In addition to his advisory role, he is involved in banking and wealth management at Popular Bank. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans with a variety of advisory and brokerage services. The firm offers customized financial planning, ERISA plan services, access to alternative investments, and lending and cash-management solutions, operating primarily through a network of investment adviser representatives who utilize both advisory and brokerage approaches.

Yi Ling Chen is a financial advisor at OSAIC Institutions, Inc. with 24 years of industry experience. She holds Series 65 and Series 66 credentials and has worked at firms including HSBC Securities (USA) Inc. and Popular Bank, where she has held roles as a private banker and senior sales and relationship advisor. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, providing advisory and brokerage services through a network of investment adviser representatives. The firm offers customized advisory engagements, financial planning, ERISA plan services, access to alternative investments, and lending and cash-management options.

Litao Mai is a CFP® and Series 66 credentialed financial advisor with 20 years of industry experience. He is currently a Premier Relationship Advisor and Vice President at OSAIC Institutions, INC., based in New York, NY. His prior experience includes roles at HSBC Bank USA, N.A., HSBC Securities (USA) INC., Popular Bank, and Infinex Investments, Inc. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by providing a broad range of advisory and brokerage services through customized engagements and access to alternative investments. The firm’s approach combines fundamental and technical analysis with third-party due diligence and is notable for its predominantly non-discretionary asset management and its dual broker-dealer/adviser status.

Joseph Culotta is a financial advisor at OSAIC Institutions, INC. based in New York, NY, holding Series 63 and Series 65 licenses with 22 years of industry experience. His prior roles include positions at Popular Bank, Infinex Investments, Inc., HSBC Bank USA, N.A., and HSBC Securities (USA) Inc. He also serves as a program manager of investments and insurance at Popular Bank. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans through a range of advisory and brokerage services, emphasizing customized engagements and access to alternative investments via the CAIS platform. The firm’s operations feature a predominantly non-discretionary asset base and a dual broker-dealer/adviser structure with extensive banking and credit union networks.

Jeffrey Zimmer is a financial advisor at OSAIC Institutions, Inc. with 23 years of industry experience. He holds a Series 66 designation and has previously worked at Ameriprise, LPL Financial, Bankers Bank, and American Family Insurance. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a range of advisory and brokerage services including financial planning, ERISA plan services, and access to alternative investments through platforms such as CAIS. The firm is notable for its predominantly non-discretionary assets and its integrated advisory and brokerage model.