Ryan Payne is a financial advisor at Payne Capital Management, LLC with 18 years of industry experience. He holds the Series 66 designation and has been with Payne Capital Management since 2008. Payne Capital Management provides comprehensive wealth management services to individuals, trusts, estates, corporations, non-profits, and employer-sponsored retirement plans. The firm’s investment approach is based on quantitative methods from Modern Portfolio Theory and is tailored to client risk tolerances and goals, utilizing a range of investment vehicles including mutual funds, ETFs, individual securities, options, and independent managers.

Francesca Lagrotteria is a financial advisor at Payne Capital Management, LLC with eight years of industry experience. She holds a Series 65 designation and has been with Payne Capital Management since 2015. Payne Capital Management provides comprehensive wealth management services to individuals, trusts, estates, corporations, non-profits, and employer-sponsored retirement plans. The firm’s investment approach is based on quantitative methods derived from Modern Portfolio Theory and is customized to client risk tolerances, time horizons, and goals.

Gaurav Adhikari is a financial advisor at Payne Capital Management, LLC with seven years of industry experience. He holds a Series 65 designation and has been with Payne Capital Management since 2015. Payne Capital Management offers comprehensive wealth management services including financial planning, consulting, portfolio management, and financial coaching. The firm serves individuals, trusts, estates, corporations, non-profits, and employer-sponsored retirement plans, employing a quantitative investment approach based on Modern Portfolio Theory and customized to client-specific risk tolerances and goals.

Miranda Chiarella is a financial advisor at Payne Capital Management, LLC with a Series 65 designation. She has experience working at Morgan Stanley and Ss&C prior to joining Payne Capital Management in 2024. Her background also includes roles at Jackson Lewis PC, SUNY Geneseo, and the New York Power Authority. Payne Capital Management provides comprehensive wealth management services to individuals, trusts, estates, corporations, non-profits, and retirement plans. The firm employs a quantitative investment approach based on Modern Portfolio Theory, customizing portfolios to client risk tolerances and goals across a range of asset types, and offers both discretionary and non-discretionary advisory services.