Amy Lam is a financial advisor with Primerica Advisors in New York, NY, holding a Series 63 designation and 14 years of industry experience. She has worked with PFS Investments Inc. and Primerica Financial Services since 2010. Outside of her advisory role, she is involved with the Garment Industry Day Care. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities while operating on a tiered wrap-fee structure.

David Douglas is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and approximately one year of experience in the financial services industry. His prior work history includes roles at PFS Investments Inc. and Primerica Financial Services, along with positions outside the financial sector in retail and hospitality. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and selective discretionary separately managed accounts to individual and high-net-worth clients, with a focus on wrap-fee solutions rather than institutional plan management.

Wesley Barrow is a financial advisor with Primerica Advisors in Brooklyn, NY, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1997. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Danielle Afuwah is a financial advisor at Primerica Advisors with eight years of industry experience. She has been with Primerica Advisors since 2017 and has prior experience at Primerica Financial Services and St James Rehabilitation and Nursing Care. Outside of her advisory role, she serves as president of APF Legacy Consultants Inc., a legal entity formed for Primerica business purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Chona Deguzman is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has worked with PFS Investments Inc. since 2004 and Primerica Financial Services since 2003. In addition to her advisory role, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm employs a tiered wrap-fee structure and curates third-party asset managers while maintaining oversight and authority over its investment models.

Marlon Lynshue is a financial advisor with Primerica Advisors, holding a Series 63 designation and 15 years of industry experience. He has been with Primerica Advisors since 2008 and has worked with Primerica Financial Services since 2006. Outside of advisory services, he is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Andre Lindsay is a financial advisor with Primerica Advisors, holding a Series 63 designation and possessing 11 years of industry experience. He has worked at PFS Investments, Inc. since 2014 and has concurrent roles at Con Edison and Primerica Financial Services dating back to the mid-2000s. In addition to his advisory work, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and select separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure, focusing on retail clients rather than institutional or pension plan management.

Edward Isaac is a financial advisor with Primerica Advisors in St. Albans, NY, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1998 and has concurrently worked at Medgar Evers College CUNY since 1999. Outside of advising, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap fee structure, with portfolio implementation and trading managed by BNY Mellon Advisors.

Henrietta Hemingway is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and six years of industry experience. She has worked at Primerica Advisors and Primerica Financial Services since 2024 and previously at Tfs Securities, Inc. from 2019 to 2022. Outside of finance, she has been involved in educational roles with Irvington Public Schools and Newark Public Schools, as well as youth-focused organizations including Making A Difference In Teens & Young Adults and Youth Consultation Services. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts structured as a wrap-fee solution. The firm curates third-party asset managers and employs a tiered percentage-based fee model.

Christopher Nesmith is a financial advisor with Primerica Advisors in New York, NY, holding a Series 63 designation and eight years of industry experience. He has been with Primerica Advisors since 2017 and previously worked at the Democrat and Chronicle from 2008 to 2016. Outside of his advisory role, Nesmith is involved in automotive sales and brokerage through his sole proprietorship, Nesmith Enterprises, and works as an independent courier and driver. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited discretionary separately managed account options. The firm curates third-party asset managers and utilizes a tiered wrap-fee structure while delegating trading responsibilities to BNY Mellon Advisors.

Gwendolyn Williams is a financial advisor at Primerica Advisors with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Primerica Advisors since 2020, following 25 years at PFS Investment Inc. and over three decades with Primerica Financial Services. In addition to advisory work, she is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses an operational model based on tiered wrap fees and ongoing oversight.

Binod Chapagain is a financial advisor at Primerica Advisors in Woodside, NY, holding a Series 63 designation with 10 years of industry experience. He has been with Primerica Advisors since 2015 and has also worked at Primerica Financial Services since 2014. Outside of his advisory role, Chapagain is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm employs a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Hugo Vargas is a Series 63 licensed financial advisor with Primerica Advisors, based in Astoria, NY, and has 10 years of industry experience. He has been with Primerica Advisors since 2016 and has worked with Primerica Financial Services since 2012. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm emphasizes a tiered wrap-fee structure and curates third-party asset managers while delegating trading responsibilities to BNY Mellon Advisors.

Jennifer Chase is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has worked at Primerica Financial Services since 2004 and PFS Investments Inc since 2017. Outside of her advisory role, she has been involved with the Screen Actors Guild and Actor's Equity for over 30 years. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts under a wrap-fee structure.

Andrew Rice is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 11 years of industry experience. His background includes roles in education and real estate, as well as operating his own business, The Plow Guy, LLC. Outside of financial advising, he is involved in tutoring and works as a rideshare driver. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-based strategies and separately managed account options. The firm uses third-party asset managers and a wrap-fee structure to deliver its investment solutions.

Jose Morales is a financial advisor with Primerica Advisors in Woodhaven, NY, holding a Series 63 designation and 13 years of industry experience. He has worked with PFS Investments Inc. since 2012 and with Primerica Financial Services since 2007. In addition to his advisory role, Morales is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm uses third-party asset managers and offers a tiered wrap-fee structure, focusing on curated investment models rather than institutional or pension plan management.

Wiener Nivose is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has been with Primerica Advisors since 2016 and has additional experience at Primerica Financial Services and Nysdot. Outside of his advisory role, he is a co-owner of Fruit In Action LLC (Finact LLC), which provides assistance to people in Haiti. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure, maintaining oversight of its investment models and processes.

Thomas Pascuite is a financial advisor with Primerica Advisors in New York, NY, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1990 and 1991, respectively, and has also worked with the U.S. Census since 2021. In addition to his advisory role, he is involved in sales of investment-related products and part-time referrals for home security and automation services through affiliates of Primerica. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed accounts to individual and high-net-worth clients. The firm emphasizes a tiered wrap-fee structure and curates third-party asset managers while delegating trading responsibilities to BNY Mellon Advisors.

Edward Alligier is a financial advisor with Primerica Advisors in Paramus, NJ, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at Primerica Advisors since 2018, with prior experience at Equitable Advisors and PADI. Outside of his advisory role, he owns Alligier Health and Entertainment, LLC, which provides personal training and character birthday party entertainment. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-driven strategies and a limited number of separately managed account options structured as a wrap-fee solution.

Jason Chan is a financial advisor with Primerica Advisors in Brooklyn, NY, holding a Series 63 designation and 22 years of industry experience. He has been with Primerica Advisors since 2003 and Primerica Financial Services since 2002. Outside of advisory work, he receives compensation for referrals related to home security, automation products, and loan services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its advisory services.