Michael Lubin is a CFP® professional with 28 years of industry experience, currently affiliated with Raymond James & Associates since 2018. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations supported by firm research and planning tools, serving both retail and institutional clients.

Charles Rudnick is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 39 years of industry experience. He has worked at Raymond James since 2016 and previously spent four years at Deutsche Bank Securities Inc. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and supports institutional consulting via its Institutional Fiduciary Solutions division.

Ryan Arredondo is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 13 years of industry experience. He previously worked at Stifel from 2015 to 2020 before joining Raymond James in 2020. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, supporting both non-discretionary and discretionary advisory relationships, and maintains capabilities in public finance and municipal services.

Joseph Vinci is a financial advisor with Raymond James & Associates in New York, NY, holding a Series 66 designation and 22 years of industry experience. He worked at Deutsche Bank Securities Inc. for 10 years before joining Raymond James & Associates in 2016. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program, serving individuals, employer-sponsored retirement plans, corporate and charitable entities, as well as state and municipal government clients. The firm provides tailored financial plans and investment recommendations, emphasizing public finance and municipal work alongside its retail advisory services.

George Pettey is a financial advisor with Raymond James & Associates in Glen Head, NY, holding Series 63, 65, and 66 licenses and four years of industry experience. His prior roles include positions at Graham Capital Management, ExodusPoint Capital Management, Millennium Management, and periods of self-employment. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients, offering tailored financial plans and institutional consulting services.

Steven Beasley is a financial advisor at Raymond James & Associates with 40 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Raymond James in 2023, he worked at UBS Financial Services Inc for ten years. Raymond James & Associates provides financial planning and investment consulting to a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, serving both retail and institutional clients with a range of advisory programs.

Rachel Liebers is a financial advisor at Raymond James & Associates with three years of industry experience. She holds the Series 66 designation and has previously worked at Speech and Hearing Associates and the Children's Evaluation and Therapy Center. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and wrap fee advisory programs.

David Bruhowzki is a financial advisor with Raymond James & Associates in New York, NY, holding Series 63 and Series 66 licenses and possessing 20 years of industry experience. He worked at Deutsche Bank Securities Inc. from 2010 to 2016 before joining Raymond James, where he has been since 2016. Bruhowzki serves as president of the board for Career Day USA Inc, a nonprofit organization in the process of obtaining 501(c)(3) status. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and institutional consulting via its Institutional Fiduciary Solutions division.

Justin Rosato III is a financial advisor with Raymond James & Associates in New York, NY, holding a Series 66 designation and 21 years of industry experience. Before joining Raymond James in 2016, he worked at Deutsche Bank from 2009 to 2016. Outside of finance, he is involved in the hospitality industry as an owner of Donovans Reef Bar and Restaurant. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Joseph Andreoli Jr. is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 38 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Tara Chenoweth is a financial advisor with Raymond James & Associates in New York, NY, holding a Series 63 designation and bringing 30 years of industry experience. She has been with Raymond James since 2017. Outside of her advisory role, she is a partner in Cambridge Custom Homes. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and governmental clients. The firm offers tailored financial plans and investment recommendations, with a focus that includes municipal and institutional consulting services.

Victor Gill is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He previously worked at Pelion Securities Corp for 12 years before joining Raymond James in 2021. He is the owner of Avanza Capital Markets, Inc., a corporation with no operating activities beyond the management of proprietary funds during wind-down. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, with a notable focus on municipal clients and public finance through its Institutional Fiduciary Solutions division.

Steven Rozencwaig is a financial advisor with Raymond James & Associates in New York, NY, holding Series 63 and Series 65 licenses and 34 years of industry experience. He previously worked at UBS Financial Services Inc. for 10 years before joining Raymond James in 2023. Raymond James & Associates provides financial planning and investment consulting to a diverse clientele, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset allocation analyses, supports municipal clients through public finance and investment banking capabilities, and delivers institutional consulting services.

Tara Demarco is a financial advisor at Raymond James & Associates with 27 years of industry experience. She has previously worked at Merrill for 20 years and at First Republic Investment Management, Inc. and First Republic Securities Company, LLC for two years each. She holds the Series 63 designation. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans using firm research and planning tools and serves municipal clients with specialized public-financing and investment banking capabilities.

Yaakov Ringler is a financial advisor with Raymond James & Associates in New York, NY, holding a Series 66 designation and 23 years of industry experience. His prior roles include positions at Citigroup, Litvak Wealth, Morgan Stanley Private Bank, and Morgan Stanley Smith Barney. Outside of his advisory work, he is involved as an owner and investor in several small business ventures and LLCs. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base that includes individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, with a focus on both retail and institutional advisory services.

Jason Franzblau is a CFA® charterholder with 12 years of industry experience, currently serving as a financial advisor at Raymond James & Associates in New York, NY. He has been with Raymond James & Associates since 2014. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and public finance services, combining investment advisory with municipal financing and related capabilities.

Edward Collins is a financial advisor at Raymond James & Associates with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, and Wells Fargo Advisors. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, supporting both non-discretionary and discretionary advisory relationships.

Bruce Davis is a financial advisor with Raymond James & Associates in New York, NY, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Raymond James since 2016 and previously spent eight years at Deutsche Bank Securities Inc. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides both non-discretionary advisory services and institutional consulting, with a notable focus on public finance and municipal work.

Joseph Williams is a financial advisor with Raymond James & Associates in New York, NY. He holds the Series 63 and Series 65 credentials and has professional experience that includes roles at Emerald Advisors, Tulane University, and Members 1st Federal Credit Union. His background also includes positions outside finance, such as work with Lululemon and Adidas, as well as in education with the Conestoga Valley School District. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm offers wealth advisory planning and investment consulting through its Wealth Advisory Services Program and institutional consulting, serving a wide range of clients including individuals, pension plans, corporations, and government entities.

Nicholas Mennona is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He worked at Deutsche Bank Securities for 11 years before joining Raymond James in 2016. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with a focus on public finance and municipal services.