Anthony Gallardo is a financial advisor at RMR Wealth Builders, Inc. with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Invesco Distributors, Inc. and Oppenheimerfunds Distributor, Inc. Outside of his advisory role, he serves as a golf coach at Morristown-Beard School. RMR Wealth Builders is a multi-team SEC-registered advisory firm managing approximately $2.2 billion in client assets, primarily serving individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, annuity services, digital-asset management, and both wrap and non-wrap advisory programs.

Joseph Russo is a financial advisor at RMR Wealth Builders, Inc. with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at RMR Wealth Builders since 2004, with prior experience at Calton & Associates, Inc. from 2012 to 2023. Outside of his advisory role, he serves as a director for HR Ease, LLC, a benefit administration platform, and is president and director of the From Tessa with Love Foundation, Inc., a nonprofit organization. RMR Wealth Builders is a multi-team SEC-registered advisory firm managing approximately $2.2 billion in client assets. The firm primarily serves individual and high-net-worth clients, offering portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management through a range of advisory program options.

Nicholas Cooper is a financial advisor at RMR Wealth Builders, Inc. with three years of industry experience. He holds a Series 65 designation and has worked at RMR Wealth Builders since 2023, following a prior role at WMS Partners, LLC. Before entering the financial industry, he was employed at Gettysburg College and Gill St Bernards High School. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in assets, primarily serving individual and high-net-worth clients. The firm offers a range of services including portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management.

Dennis Karpenko is a financial advisor with RMR Wealth Builders, Inc. He holds Series 63 and Series 65 licenses and has four years of industry experience. Prior to joining RMR Wealth Builders in 2020, he worked at Calton & Associates, Inc. and Assured Guaranty. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets and serving individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management, with client relationships organized around registered investment adviser representatives who implement strategies on discretionary or non-discretionary bases.

Steven Sergio is a financial advisor with RMR Wealth Builders, Inc. in Montclair, NJ, holding a Series 66 designation and 11 years of industry experience. He has worked at RMR Wealth Builders since 2014 and was also associated with Calton & Associates, Inc. from 2014 to 2022. Outside of his advisory role, he is a member of Wealth Builders Ventures OC, LLC, an entity formed for investment in Orange Comet. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets. The firm serves individual and high-net-worth clients with services including portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management.

Alyssa Cortelyou is a CFP® and Series 66 licensed financial advisor with eight years of industry experience. She has worked at RMR Wealth Builders, Inc. since 2015 and also maintains a role at Calton & Associates, Inc. prior to joining RMR. Her background includes earlier experience outside the financial industry. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets. The firm serves individual and high-net-worth clients, offering portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management through both wrap and non-wrap advisory programs.

Matthew Mc Hale is a Series 65 licensed advisor at RMR Wealth Builders, Inc. in Montclair, NJ, where he has worked since 2023. Prior to joining RMR, he was employed at Becton Dickinson in 2022 and attended Loyola University Maryland from 2019 to 2023. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets. The firm serves individual and high-net-worth clients with services including portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management.

Sun Hyung Kim is a financial advisor at RMR Wealth Builders, Inc. with 19 years of industry experience. He previously worked at KeyBanc Capital Markets Inc. for nine years. Kim holds Series 63 and Series 65 licenses. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets, serving individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management, organizing client relationships around registered investment adviser representatives who implement model-based allocation strategies.

Tyler Whitehouse is a CFP® professional with 23 years of industry experience, currently serving as an advisor at RMR Wealth Builders, Inc. since 2018. Prior to this, he worked at Calton & Associates, Inc. for ten years. Outside of his advisory role, he is involved with HR Ease LLC, a benefit administrative platform, and participates as a member of the From Tessa with Love Foundation, Inc., a nonprofit organization. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets. The firm primarily serves individual and high-net-worth clients through portfolio management, financial planning, retirement plan consulting, and specialized services including digital-asset management and annuity programs.

John Edwards is a financial advisor with RMR Wealth Builders, Inc. He holds Series 63 and Series 65 licenses and has 13 years of industry experience. Prior to joining RMR Wealth Builders, he worked at Ivy Wealth Management, Inc. and Aspire Financial Services. Edwards serves as a town councilor for Tiverton, Rhode Island. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets. The firm serves primarily individual and high-net-worth clients, offering portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management through a combination of discretionary and non-discretionary strategies.

Robert Russo is a CFP® and PFS™ with 32 years of experience in financial advising. He is currently with TKG Wealth Advisers LLC and has previously worked at Calton & Associates, Inc. and Koenig, Russo & Associates. Outside of investment advisory, he is a managing member of TKG Tax & Accounting, LLC, providing accounting and tax services, and serves as a board member and treasurer of the September 11th National Memorial Trail Alliance. TKG Wealth Advisers, LLC offers discretionary wealth management and financial planning services to individuals, families, and businesses. The firm constructs diversified portfolios that include mutual funds, ETFs, equities, and fixed income, and integrates accounting and tax services through its affiliation with a public accounting practice.

Dominick Lombardi is a Series 65 licensed financial advisor with four years of industry experience. He currently works at RMR Wealth Builders, Inc. and has previous experience at CI Roosevelt Private Wealth, The Roosevelt Investment Group, LLC, Lombardi Wealth Advisors, LLC, and IDB Bank. Outside of advising, he is a general partner at UASMBDY LLC, involved in real estate development and financial guidance for new projects. RMR Wealth Builders is a multi-team SEC-registered advisory firm managing approximately $2.2 billion in client assets, primarily serving individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, annuity services, digital-asset management, and both wrap and non-wrap advisory programs.

Mason Murdock is a financial advisor at RMR Wealth Builders, Inc. based in Montclair, NJ. He holds a Series 65 designation and has been with RMR Wealth Builders since 2024. Prior to his advisory role, Mason worked at Fortissimo Osteria from 2021 to 2024. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets. The firm serves primarily individual and high-net-worth clients, offering portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management through a range of advisory programs.

Adam Scharf is a financial advisor at RMR Wealth Builders, Inc. with five years of industry experience. He holds a Series 66 designation and has previously worked at firms including Morgan Stanley and Hightower Advisors. Prior to his financial career, he spent over a decade with Stern Keiser & Panken LLP in the legal sector. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets. The firm serves primarily individual and high-net-worth clients, offering portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management through various program options.

Keith Stecker is a financial advisor with RMR Wealth Builders, Inc., holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His prior roles include positions at Oppenheimerfunds and Brookfield Oaktree Wealth Solutions. RMR Wealth Builders is a multi-team SEC-registered advisory firm managing approximately $2.2 billion in client assets, serving individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management, with client accounts managed through model-based allocations and periodic reviews.

Gary Mannuzza is a financial advisor at RMR Wealth Builders, Inc. with nine years of industry experience. He holds a Series 66 designation and has worked at firms including TKG Wealth Advisers LLC, Calton & Associates, Inc., and Avantax Advisory Services. Outside of advisory work, he is a partner in an accounting firm, a member of a garage door sales business, and serves as a commissioner for the Housing Authority of the City of Linden. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets, serving primarily individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, and digital-asset management, with client relationships organized around registered investment adviser representatives who implement model-based strategies.

Alexander Salton is a CFP®-certified financial advisor with 15 years of industry experience. He is currently with RMR Wealth Builders, Inc., where he has worked since 2023, following prior roles at Raymond James Financial Services and Legg Mason Asset Management. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets, primarily serving individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management, utilizing a combination of discretionary and non-discretionary strategies and maintaining relationships through licensed insurance-producing advisors.

James Sosinski is a financial advisor at TKG Wealth Advisers LLC with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Canopy Mortgage and RMR Wealth Builders, Inc. Outside of his advisory role, Sosinski is involved in multiple nonprofit organizations, serving as an officer and treasurer for various charitable foundations, and he operates an educational platform offering webinars for CPAs. TKG Wealth Advisers provides discretionary wealth management and financial planning services to individuals, families, and businesses. The firm constructs diversified portfolios tailored to clients' risk tolerance and time horizons, and it is closely affiliated with an accounting practice that offers integrated accounting and tax services.

John Sokolowski is a financial advisor with RMR Wealth Builders, Inc. He holds the Series 66 designation and has 19 years of experience in the industry. His prior roles include positions at The Roosevelt Investment Group and Unified Financial Securities. RMR Wealth Builders is a multi-team SEC-registered advisory firm managing approximately $2.2 billion in client assets, primarily serving individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, and digital-asset management, with client relationships organized around registered investment adviser representatives who implement strategies on a discretionary or non-discretionary basis.

Brogan O'Connor is a CFP® and holds a Series 66 license, with 12 years of experience in the financial services industry. He has worked at Sentinel Benefits & Financial Group for 11 years before joining RMR Wealth Builders, Inc., where he has been since 2024. RMR Wealth Builders is a multi-team SEC-registered advisory firm managing approximately $2.2 billion in client assets, primarily serving individual and high-net-worth clients. The firm offers a range of services including portfolio management, financial planning, retirement plan consulting, and digital-asset management, with a distinctive approach that integrates insurance product sales and a variety of specialized service lines.

Michael Luis is a financial advisor at RMR Wealth Builders, Inc. with 12 years of industry experience. He holds a Series 66 designation and previously worked at Calton & Associates, Inc. for eight years. He has been associated with RMR Wealth Builders for multiple periods since 2011. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets, primarily serving individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, annuity services, digital-asset management, and both wrap and non-wrap advisory programs.

Joshua Mondschein is a financial advisor at RMR Wealth Builders, Inc. with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at RMR Wealth Builders since 2020, following a decade at Calton & Associates, Inc. He is the owner and president of Mondschein Associates, Inc., a licensed insurance agency specializing in personal and commercial lines, pension consulting, asset protection, and estate planning. Mondschein also serves as an uncompensated board member of the William H. Kearns Foundation and is a director at HR Ease, LLC, a benefit administration platform. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in assets, primarily serving individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management, with client relationships organized around registered investment adviser representatives who implement tailored investment strategies.

Adam Hunt is a CFP® with 22 years of industry experience, currently serving as an advisor at RMR Wealth Builders, Inc. since 2022. His prior experience includes roles at Transamerica Retirement Services, Diversified Investors Securities Corp, and Transamerica Capital, Inc. Outside of his advisory work, he is the director and owner of EZTPA, LLC, a third-party administrator for 401(k) plans. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets. The firm serves primarily individual and high-net-worth clients, offering portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management through a combination of discretionary and non-discretionary strategies.

Peter Chandler is a CFP® professional with 22 years of experience in the financial industry. He is currently with RMR Wealth Builders, Inc., having joined the firm in 2025. Prior to this, he worked at Fisher Investments for four years and CION Securities, LLC for nine years. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in assets, serving individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management, with a distinctive approach that includes insurance product sales and a digital-asset platform.

Nicholas Choman is a financial advisor at A.G.P. / Alliance Global Partners with 32 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Aegis Capital Corp, LPL Financial, Voya Financial Advisors, and Vision Retirement. Outside of his advisory role, he is involved with ACC CORP, a general insurance agency. A.G.P. / Alliance Global Partners provides advisory and brokerage services to individuals, trusts, corporations, pooled vehicles, and charitable and retirement-plan sponsors. The firm offers portfolio management, financial planning, retirement-plan consulting, third-party manager access, and capital markets and investment banking services, with a focus on international investing and a range of investment strategies.

Ryan Degrau is a CFP® professional with 17 years of industry experience, currently serving at RMR Wealth Builders, Inc. He previously worked at Calton & Associates, Inc. for 11 years. Outside of his advisory role, he holds director positions with HR Ease, a benefit administration platform, and the From Tessa With Love Foundation, a nonprofit organization. He also serves as a board member for Community Resources of Staten Island, a multi-service agency supporting disabled persons. RMR Wealth Builders is a multi-team SEC-registered advisory firm managing approximately $2.2 billion in client assets, primarily for individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management, organizing client relationships through registered investment adviser representatives who implement discretionary and non-discretionary strategies.

Aster Getahun is a financial advisor at RMR Wealth Builders, Inc. with 12 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at RMR Wealth Builders since 2020. Additionally, he is a partner at Sidney Finkelstein, PA, a public accounting firm, and owns a separate insurance business. RMR Wealth Builders is a multi-team SEC-registered advisory firm managing approximately $2.2 billion in client assets. The firm serves individual and high-net-worth clients with portfolio management, financial planning, retirement consulting, annuity services, and digital-asset management, combining advisory and insurance product offerings.

Marc Guido is a financial advisor at RMR Wealth Builders, Inc. with 10 years of industry experience. He holds a Series 66 designation and has worked at several firms, including Calton & Associates, Inc. Outside of his advisory role, he works as a performance coach and personal trainer and coaches youth hockey. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets. The firm serves individual and high-net-worth clients with services including portfolio management, financial planning, retirement plan consulting, and digital-asset management.

William Andrews is a financial advisor at RMR Wealth Builders, Inc. with five years of industry experience. He holds a Series 66 license and has previously worked at Hightower Advisors, Farr Miller & Washington, LLC, and The Prudential Insurance Company of America. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets. The firm serves primarily individual and high-net-worth clients, offering portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management through a range of advisory programs.

Edward Majtenyi is a financial advisor with RMR Wealth Builders, Inc. in Montclair, NJ, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with RMR Wealth Builders since 1986 and previously worked at Calton & Associates, Inc. from 2012 to 2022. Outside of his advisory role, Majtenyi owns HR Ease LLC, a technology company that sells software and services. RMR Wealth Builders is a multi-team SEC-registered advisory firm managing approximately $2.2 billion in client assets, primarily serving individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, annuity services, digital-asset management, and both wrap and non-wrap advisory programs.

James Barrett is a Series 63-licensed advisor with 43 years of industry experience. He is currently with RMR Wealth Builders, Inc., where he has worked for a combined total of over 40 years, and also spent time at Calton & Associates, Inc. Barrett's long tenure reflects extensive involvement in wealth advisory services. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets. The firm serves primarily individual and high-net-worth clients, offering portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management, with accounts managed through model-based allocations and a range of advisory program options.

Ryan Goudie is a CFP® with six years of industry experience, currently serving as a financial advisor at RMR Wealth Builders, Inc. in Montclair, NJ. His prior experience includes roles at Calton & Associates, Inc., MassMutual NJ-NYC, and NYLife Securities LLC. He holds Series 63 and Series 65 licenses. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets, primarily serving individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management, with client accounts managed through a combination of discretionary and non-discretionary strategies and custodied by independent qualified custodians.

Marshall Burroughs is a CFP® professional with 23 years of experience in the financial services industry. He currently serves at RMR Wealth Builders, Inc. and previously worked at M&R Capital Management, Inc., Salesforce, and Deutsche Bank Securities Inc. Outside of advisory services, he is an independent insurance agent specializing in life, health, and disability insurance, and he is president of Burroughs Financial Planning, LLC. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets. The firm primarily serves individual and high-net-worth clients, offering portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management.

Douglas Roth is a financial advisor with RMR Wealth Builders, Inc. in Montclair, NJ, holding a Series 63 designation and over 40 years of experience at RMR Wealth Builders, with an additional 10 years at Calton & Associates, Inc. He is the owner of HR Ease LLC, a technology company that provides benefits enrollment software services. Roth is also a member of Wealth Builders Ventures OC, LLC, an investment holding company. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets, primarily serving individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, annuity services, digital-asset management, and various advisory program options, with client relationships organized around registered investment adviser representatives who implement strategies on a discretionary or non-discretionary basis.

Dominic Aceto is a CFP® professional with six years of industry experience, currently serving at RMR Wealth Builders, Inc. in Montclair, NJ. He has been with RMR Wealth Builders since 2018 and previously worked at Calton & Associates, Inc. Outside of his advisory role, he is a member of Wealth Builders Ventures OC, LLC, an entity formed for investment in Orange Comet. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets, primarily serving individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, annuity services, digital-asset management, and both wrap and non-wrap advisory programs.

Stuart Simchowitz is a financial advisor at RMR Wealth Builders, Inc. with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at RMR Wealth Builders since 2020, with prior experience at Calton & Associates, Inc. and as owner and CEO of Sammax Consultants, Ltd., a bookkeeping and administration business. RMR Wealth Builders is a multi-team SEC-registered advisory firm managing approximately $2.2 billion in client assets, primarily serving individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management, integrating both advisory and insurance product services.

Nicholas La Verghetta is a financial advisor at RMR Wealth Builders, Inc. with three years of industry experience. He holds a Series 65 designation and has previously worked at Bank of America, Weber, Shapiro & Company LLP, NCM Capital Management, and Stack Sports. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets, primarily serving individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management, with client relationships organized around registered investment adviser representatives who implement strategies using model portfolios and periodic reviews.