Alex Smith is a financial advisor with TIAA-CREF in New York, NY, holding Series 63 and Series 66 licenses. He has 36 years of industry experience, all with TIAA-CREF since 1987. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered retirement relationships. The firm offers both point-in-time planning and ongoing management through model and customized portfolios, and acts as adviser to a donor-advised fund within a vertically integrated structure.

Kevin Salvatore is a financial advisor at TIAA-CREF with four years of industry experience. He holds Series 63 and Series 65 licenses and has been with TIAA and its affiliates since 2007. Based in Hackensack, NJ, his current role began in 2025. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often connected through employer retirement plans and offers both point-in-time planning services and ongoing discretionary management through model and customized portfolios.

Linda Marschke is a financial advisor with TIAA-CREF in New York, NY, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. She has been with TIAA-CREF and TIAA since 2015. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing ties to TIAA-administered retirement plans. The firm distinguishes between one-time planning services and ongoing discretionary management, employing model portfolios and customized solutions under a fiduciary standard within a vertically integrated structure.

Caillen Fort is a financial advisor at TIAA-CREF with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at JP Morgan Chase Bank, J.P. Morgan Securities, and Morgan Stanley. Outside of finance, he owns Champeonscript, Inc., a book publishing company established to receive proceeds from his self-published novel focused on adolescent decision-making. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals with ties to TIAA-administered retirement plans, as well as trusts, estates, and corporate entities. The firm distinguishes between point-in-time planning services and ongoing portfolio management, offering both model-based and customized investment approaches.

Prakriti Chadha is a financial advisor with TIAA-CREF, holding a Series 66 designation and bringing 17 years of industry experience. Her career includes roles at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC before joining TIAA-CREF in 2022. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily to individuals connected through TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm provides both point-in-time planning and ongoing portfolio management with a fiduciary standard for its RIA services.

Matthew Maher is a financial advisor with TIAA-CREF in New York, NY, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Morgan Stanley, E*TRADE Capital Management, Ameriprise Financial Services, and Yelp. TIAA-CREF Individual & Institutional Services, LLC's Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and other entities, often working with clients connected to TIAA-administered retirement plans. The firm separates one-time planning services from ongoing portfolio management and serves as adviser to a donor-advised fund.

Verna Dottin Maitland is a financial advisor with TIAA-CREF in New York, NY, holding Series 63 and Series 66 designations and bringing 10 years of industry experience. Her prior roles include positions at JP Morgan Securities, Merrill, Bank of America, Sperry Federal Credit Union, and Wells Fargo. Outside of finance, she operates a custom homemade cake baking and decorating business. TIAA‑CREF Individual & Institutional Services, LLC offers financial planning, discretionary managed accounts, and broker-dealer services primarily to individuals connected with TIAA-administered retirement plans as well as trusts, estates, and small retirement plans. The firm distinguishes between point-in-time planning and ongoing discretionary management, providing tailored investment solutions and acting as adviser to a donor-advised fund.

Lonnie Rodriguez is a financial advisor at TIAA-CREF with 24 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Nationwide Investment Advisors, LLC and Nationwide Investment Services Corporation from 2014 to 2023. Outside of his advisory role, he coordinates events for Paragon Catering & Events, LLC. TIAA-CREF provides financial planning and discretionary managed account services primarily to individuals with existing TIAA retirement plan relationships, as well as to trusts, estates, and small retirement plans. The firm operates a fiduciary advisory model that separates one-time planning from ongoing portfolio management, offering both model-based and customized investment solutions.

Stephen Baumeister is a financial advisor with TIAA-CREF in New York, NY, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with TIAA-CREF since 1990. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm differentiates between point-in-time planning and ongoing discretionary management, employing model portfolios and customized management under client-approved policies, and also serves as adviser to a donor-advised fund.

Annette Costa is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She has worked at TIAA-CREF since 2018 and previously spent five years with Merrill. TIAA‑CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs primarily to individuals connected with TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary management, utilizing model portfolios and customized strategies managed under client-approved investment guidelines.

Bernadette Lee is a financial advisor with TIAA-CREF in New York, NY, holding Series 63 and Series 65 licenses and having 25 years of industry experience. She has been with TIAA and TIAA-CREF since 2007. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm operates a vertically integrated advisory model separating planning services from ongoing discretionary management and acts as adviser to the TIAA Donor Advised Fund.

Brian McDonald is a financial advisor at TIAA-CREF in New York, NY, holding a Series 66 credential with 15 years of industry experience. He has been with TIAA-CREF since 2015. Outside of his advisory role, McDonald holds a real estate license and occasionally rents apartments in his local area on weekends. TIAA-CREF provides financial planning and discretionary managed account services to individuals and institutional clients, often those connected to TIAA-sponsored retirement plans. The firm offers model-based and customized portfolio management and also serves as adviser to donor-advised funds within a vertically integrated structure.

Benjamin Myers is a financial advisor at TIAA-CREF with two years of industry experience. He holds a Series 66 designation and has worked at several firms, including Elysium Management LLC and Overbrook Management Corp. His current role at TIAA-CREF involves serving clients from the New York, NY area. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers a range of investment models, including customized portfolios managed under client-approved policies, and acts as adviser to the TIAA Donor Advised Fund.

Michael Romanov is a financial advisor at TIAA-CREF with 13 years of industry experience and holds a Series 66 designation. Prior to joining TIAA-CREF in 2021, he worked at Brooklyn College and had caregiving roles, as well as a brief tenure at Boise CodeWorks. TIAA-CREF Individual & Institutional Services provides financial planning and managed account programs primarily to individuals with existing relationships through employer retirement plans, as well as trusts, estates, and small retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary management through various managed account programs.

Kellen Hirayama is a financial advisor at TIAA-CREF with four years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Fidelity in various advisory and brokerage roles. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers a range of advisory services, including model portfolio management and customized portfolio solutions, under a fiduciary standard.

Gregory McGraime is a financial advisor at TIAA-CREF with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has been with TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, frequently serving clients connected through TIAA-administered employer retirement plans. The firm also advises the TIAA Donor Advised Fund and operates within a vertically integrated structure using affiliated funds.

Gregory Grasso is a financial advisor at TIAA-CREF with 40 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Financial Engines Advisors L.L.C. and Edelman Financial Services, LLC. Grasso is based in New York, NY. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals and institutional clients, including those connected to employer retirement plans. The firm offers both model-based and customized portfolio management and serves as adviser to a donor-advised fund.

Luba Romanov is a financial advisor at TIAA-CREF with 20 years of industry experience. She holds a Series 66 designation and has worked at TIAA-CREF since 2018, following a 13-year tenure at UBS Financial Services Inc. Outside of her advisory role, she is involved in managing a rental property in Idaho. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with pre-existing TIAA employer retirement plan relationships. The firm’s advisory model separates one-time planning services from ongoing portfolio management, utilizing both model portfolios and customized approaches under a fiduciary standard.

Mejico Borjas is a financial advisor at TIAA-CREF with 18 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at J.P. Morgan Securities and JPMorgan Chase NA. Outside of his advisory role, he is involved in home care services through Caring Professionals. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with pre-existing employer retirement plan relationships. The firm offers both point-in-time planning and ongoing portfolio management under a fiduciary standard within a vertically integrated structure.

Roberto Casale is a financial advisor at TIAA-CREF with 17 years of industry experience. He holds Series 63 and Series 66 designations and has been with TIAA-CREF since 2014. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management, including customized portfolios, while applying a fiduciary standard to its advisory services.