Catherine Ryan is a CFA charterholder with 18 years of industry experience. She has been the sole advisor at Cedar Rock Investment Advisors since 2006. Cedar Rock Investment Advisors offers investment counseling and portfolio management to individuals and trusts, including charitable remainder and income-only trusts. The firm’s investment approach is based on academic research emphasizing asset allocation, low-cost instruments, and careful liquidity management, combining broad market core holdings with tactical positions informed by fundamental and behavioral analysis.

Michael Marchetti is a financial advisor at Lakeview Financial Planning in Shirley, MA, holding a Series 66 credential with nine years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, Cambridge Investment Research, Inc., and The Professional Alliance, Inc. Outside of advisory services, he manages a retail company through Marchetti Industries LLC. Lakeview Financial Planning offers financial planning and portfolio management services to individuals, high-net-worth clients, and small businesses. The firm uses a goals-based approach with fundamental analysis and Modern Portfolio Theory, favoring globally diversified, tax-efficient, low-cost mutual funds and ETFs, and incorporates third-party managers when appropriate.

Marina Muehlke is a financial advisor at Holistic Financial Planning LLC in Westminster, Massachusetts, with three years of industry experience. She holds a Series 65 designation and has worked previously at Ferris Capital LLC, Prudence Financial, Inc., and Wingate Wealth Advisors, LLC. Since 2021, she has also served as Investor Relations Director at Cahoon Capital Management, a firm focused on private lending for single-family fix and flip properties in the New England area. Holistic Financial Planning provides comprehensive, project-based financial planning and investment reviews for individual clients outside the high-net-worth category. The firm delivers strategic, non-discretionary investment recommendations and emphasizes client education through seminars and coaching, operating on an hourly, fee-only basis.

Kenneth Posco is a CFP® professional with 21 years of industry experience and over 40 years as a CPA. He operates Investment Management Trust, LLC as its sole advisor. In addition to his advisory work, he owns and runs a separate CPA practice providing accounting, tax, and investment advisory services in Fitchburg, MA. Investment Management Trust, LLC provides discretionary investment management, wealth management, and financial planning primarily to middle-income clients, high-net-worth individuals, trusts, estates, and small businesses. The firm focuses on long-term portfolio construction using ETFs, individual stocks, and other instruments, combining fundamental, technical, and cyclical analysis while avoiding commission-based products and speculative investments.

Brian Sawyer is the founder and sole advisor of Larchmont Wealth Advisors in Lunenburg, MA, holding a Series 65 credential with 10 years of industry experience. He has managed Larchmont Wealth Advisors since 2015 and also operates Sawyer Automotive, an automotive repair business. Larchmont Wealth Advisors provides financial planning and portfolio management services primarily for individual investors and small businesses. The firm employs a top-down, macro-informed investment approach combined with core-plus-satellite construction and elements of active management, focusing on diversified, tax-conscious portfolios built from low-cost mutual funds, ETFs, and individual securities when appropriate.

Richard Shrier is a ChFC® with over 21 years of experience in the financial industry. He has been self-employed since 2002 and has worked at Shrier Associates, LLC since 1988. Shrier serves as vice-chair of the investment committee and board member for the Union for Reform Judaism, as well as a board director and investment committee member for the Reform Pension Board. Shrier Associates serves individuals, trusts, estates, pension and profit-sharing plan sponsors, corporations, businesses, and non-profit entities with discretionary and non-discretionary portfolio management, financial planning, pension consulting, and assets-under-advisement services. The firm builds customized, primarily long-term portfolios using low-cost mutual funds and ETFs alongside REITs, limited partnerships, and individual securities, while retaining the ability to make tactical reallocations when warranted.

Paul Bertrand is a financial advisor at Impact Partnership Wealth, LLC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Nationwide Investment Services, Brookstone Wealth Advisors, and Municipal Retirement Solutions. He is also president of Lighthouse Wealth Management, LLC, where he consults clients on retirement strategies. Impact Partnership Wealth provides investment management, model-portfolio implementation, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm utilizes a combination of third-party strategists, adviser-managed models, and direct indexing with tactical asset allocation and overlays, operating on a wrap-fee platform with discretionary trading authority subject to client restrictions.

Darlene Murphy is a CFP® professional with 31 years of industry experience. She is currently affiliated with Advisory Services Network and is the owner and President of Reagan & Company, PC, a CPA firm providing public accounting services. Murphy co-founded Wellesley Asset Management, Inc. in 1991 but no longer has an active role in that firm. Advisory Services Network serves individuals, families, corporations, charitable organizations, and employer retirement plans through a network of independent Investment Adviser Representatives. The firm offers portfolio management, financial planning, and investment consulting with a range of strategies and implementation options tailored to client objectives.

Paul Fitzpatrick is a financial advisor with LPL Financial in Gardner, MA, holding Series 63 and Series 66 credentials and having 40 years of industry experience. He has been with LPL Financial since 1996 and currently operates through Northeast Planning Associates, Inc. Prior to focusing on his advisory work, he served as Vice President of Financial Services at GFA Financial Group. Paul is also a notary public. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and delivers services through a large network of investment adviser representatives.

Stanley Starr is an investment advisor with Consolidated Portfolio Review Corp and holds Series 63 and Series 65 designations. He has 40 years of industry experience, including long-term roles at Starr Investment Services Inc. and Trust Advisory Group Ltd. He is also the owner and an investment advisor representative of Starr Investment Services Inc., where he spends several hours monthly. Consolidated Portfolio Review provides investment management and financial planning services to individual and institutional clients through a multi-advisor platform. The firm’s advisor-driven process combines strategic asset allocation with fundamental and technical analysis, offering proprietary model portfolios and access to third-party sub-advisors.

Samuel Smith is a financial advisor at AlphaStar Capital Management with two years of industry experience. He holds a Series 66 designation and has worked at firms including Advent Financial Planners, The O.N. Equity Sales Company, and Ohio National Financial Services. Outside of his advisory role, he also works as a retirement specialist involved in insurance sales. AlphaStar Capital Management manages approximately $1.84 billion for a diverse client base including individuals, trusts, small businesses, and pension plans. The firm offers both model and custom investment strategies, combining strategic asset allocation with quantitative and tactical analysis, and provides services such as portfolio management, financial planning, and retirement consulting.

Ryan Mcguane is a financial advisor with On Investment Management Company, holding the CFP® designation and Series 63 and 65 licenses, and has 20 years of industry experience. He has worked at firms including THE O.N. Equity Sales Company, Ohio National Financial Services, MML Investors Services, Inc., and Massmutual Life Insurance Company. Outside of his advisory work, he is a partner in an agricultural venture that restored a commercial apple orchard and opened it to the public. On Investment Management Company provides financial planning and investment advisory services to a diverse client base, including individual investors, charitable organizations, businesses, and retirement plan sponsors. The firm offers a range of advisory platforms, including fee-based financial planning, third-party investment programs, and managed accounts with both discretionary and non-discretionary options.

Cameron Mac Koul is a financial advisor at Prosperity - An EisnerAmper Company with Series 63 and Series 65 credentials and three years of industry experience. His prior roles include positions at MassMutual Life Insurance Company, Commonwealth Financial Network, and Fidelity Brokerage Services LLC. Prosperity provides investment planning, tax and estate planning, retirement and income protection strategies, and financial consulting to individuals, high-net-worth clients, trusts, estates, corporations, charitable organizations, and retirement plans. The firm emphasizes asset allocation and diversified portfolios supported by discretionary and non-discretionary management, using a range of independent managers and third-party technology platforms.

Bruce Rellstab is a financial advisor with Sound Income Strategies, LLC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Broker Dealer Financial Services Corp. and currently serves as president of Community Investment & Retirement Services, where he conducts sales and service of fixed and indexed annuities, long-term care, and life insurance. Sound Income Strategies, LLC manages approximately $4.0 billion in client assets, serving a diverse client base including individuals, pension plans, trusts, estates, and corporations. The firm emphasizes customized portfolio management with a focus on fixed-income analysis and equity review, offering a range of services from asset management to insurance planning through affiliated channels.

Joseph Macmunn is a financial advisor at Simplicity Wealth with 23 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at LifePro Asset Management, AE Wealth Management, LLC, and has operated Macmunn Financial Management since 2013. Macmunn also owns College Funding Solutions Inc., specializing in college expense financial planning. Simplicity Wealth serves individual and high-net-worth clients as well as financial intermediaries, offering discretionary portfolio management, financial planning, and retirement plan advisory. The firm employs a model-driven, fund-of-funds investment approach and provides technology and operational support through a Managed Account Program and customizable asset management software.

Jennifer Siraco is a CFP® professional with five years of experience in the financial services industry. She is currently with Prosperity - An EisnerAmper Company and Dai Securities LLC, having previously worked at Mass Mutual and other financial firms. Prior to her financial career, she spent 18 years at Walnut Street Center. Prosperity provides comprehensive financial planning and consulting services to individuals, high-net-worth clients, trusts, estates, corporations, charitable organizations, and retirement plans. The firm emphasizes diversified asset allocation and employs both discretionary and non-discretionary portfolio management, supported by third-party technology platforms and an affiliation with EisnerAmper that integrates pension consulting and CPA resources.

David Rampello is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and 35 years of industry experience. He has been with Commonwealth since 2012. In addition to his advisory role, he is involved in fixed insurance sales as an agent under the name Park View Wealth Management. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and customized investment solutions, while offering operational, trading, compliance, and practice-management resources to affiliated advisors.

Mark Boldeia is a financial advisor with Commonwealth Financial Network in Leominster, MA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Commonwealth since 2012. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and services, including wealth management and retirement plan consulting. The firm supports affiliated advisors with operations, trading, technology, investment management, compliance, and practice-management resources.

Simon Ellis is a financial advisor with Eagle Strategies (NY Life) based in Leominster, MA. He holds Series 63 and Series 66 credentials and has 18 years of industry experience. His career includes roles at Bright Future Financial, LLC and New York Life-affiliated firms. Outside of his advisory work, Ellis volunteers as a youth soccer coach and manages content for a cancer-related support page. Eagle Strategies LLC serves individuals, employer-sponsored retirement plans, trusts, charitable organizations, and corporate clients by providing financial planning, investment advisory, and retirement plan consulting services. The firm emphasizes client-directed solutions and utilizes third-party managers and model portfolios within a structure affiliated with New York Life.

Michael Davis is a financial advisor with Eagle Strategies (NY Life) based in Leominster, MA, holding Series 63 and Series 65 licenses and having 13 years of industry experience. He has worked with Bright Future Financial, LLC since 2018 and has been associated with Eagle Strategies and affiliated entities since 2013. Davis serves on the Government Affairs Committee of the North Central Massachusetts Chamber of Commerce and is a board member and Grass Roots Co-Chair for NAIFA MA. Eagle Strategies LLC provides financial planning, investment advisory, and retirement plan consulting services to individuals, employer-sponsored retirement plans, trusts, charitable organizations, and corporate clients. The firm emphasizes client-directed solutions and utilizes third-party managers and model portfolios, managing approximately $25.4 billion in regulatory assets as of December 2024.