Kevin Obrien is the president and owner of Creative Financial Strategies, Inc. in Littleton, NH, where he has worked since 1993. He holds Series 63 and Series 65 licenses and has 46 years of industry experience. In addition to his advisory role, Obrien serves as treasurer and board member of Mountain Top Telecom, Inc., a wireless internet service provider. Creative Financial Strategies, Inc. provides financial planning, investment management, tax preparation, business advisory, and insurance product services to individuals, small businesses, retirement plans, trusts, estates, and charitable organizations. The firm offers a range of engagement types and delivers advice primarily on a non-discretionary basis, managing portfolios both directly and through third-party platforms.

Bruce Mclaren is a financial advisor with Kingswood Wealth Advisors, LLC, holding Series 63, 65, and 66 licenses and bringing 10 years of industry experience. He previously worked at Chalice Wealth Advisors, LLC from 2018 to 2023 and Mascoma Wealth Management from 2015 to 2018. Kingswood Wealth Advisors serves a diverse client base, including individuals, corporations, pension and ERISA-qualified plans, nonprofits, and institutional investors. The firm employs an open-architecture investment approach that customizes strategies based on client goals and risk tolerance, with ongoing oversight of third-party managers.

Robert Thompson is a financial advisor with OSAIC Institutions, Inc. in Newport, VT, holding Series 63 and Series 65 designations and six years of industry experience. His work history includes roles at Passumpsic Financial Advisors, Passumpsic Bank, LPL Financial, CETERA Advisor Networks LLC, Community Financial Service Group, and Northern Lights Credit Union. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a variety of advisory and brokerage services through customized engagements and access to alternative investments via the CAIS platform. The firm’s advisory approach combines fundamental and technical analysis, asset allocation, and third-party due diligence, with a notable emphasis on non-discretionary assets and integrated services across advisory and broker-dealer functions.

Staci Smith Lantagne is a financial advisor with Stifel, holding Series 63 and Series 66 licenses and 26 years of industry experience. She has been with Stifel Niclaus & Co Inc since 2009. Outside of her advisory role, she serves on the Development Committee and Board of the St. Johnsbury History and Heritage Center and is a member of the Pension Committee for the Town of St. Johnsbury. Stifel serves a wide range of clients, including individuals, institutions, charitable organizations, and municipal entities, offering brokerage and advisory services based on a proprietary investment methodology developed by its Investment Strategy Group.

Deborah Williams is a financial advisor at Stifel with 44 years of industry experience. She has been with Stifel Nicolaus & Co. Inc. since 2009. Outside of her advisory role, she serves as a board member of the Waterford Springs Homeowners' Association and is also a Vermont notary public. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary analysis from its Investment Strategy Group, providing guidance that clients may use to make informed decisions.

Michael Green is a Series 66-credentialed financial advisor with Edward Jones in Littleton, NH, holding two years of industry experience. Before joining Edward Jones, he spent five years at Epping Road Veterinary Hospital and has involvement in the entertainment industry as owner and manager of The Original Rebel LLC, providing musical entertainment for events. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and maintains one of the largest retail advisor and branch networks in the industry.

Michael Mac Connell is a Series 66 licensed financial advisor with Raymond James & Associates, based in Franconia, NH. He has five years of industry experience, including five years at Learfield IMG College prior to joining Raymond James in 2020. Outside of his advisory role, he works part-time operating a local ski lift on weekends to support community recreation. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through both non-discretionary and discretionary advisory programs.

Stacey Randall is a financial advisor with LPL Financial in Saint Johnsbury, VT, holding a Series 66 designation and three years of industry experience. She previously worked at Wells Fargo Advisors Financial Network from 2012 to 2020 before joining LPL Financial. Outside of her advisory role, she is employed part-time with North Country Vending. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Thomas O'Reilly is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and previously worked in consulting as well as roles at YBA Kanoo Group, Dell Technologies, and Virtual Compute Environment (VCE). Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a variety of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient services.

Steven Bissonnette is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He was previously with Ameriprise Financial Services, Inc. for six years. Outside of his advisory role, he is involved in custom guitar building, serves as chairman of the WIBC Bus Board, and is an ordained minister with the Universal Life Church. He also participates in local community activities, including helping at craft shows and volunteering as a train conductor at the Lancaster Fair. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement, combining research-driven strategies with tax-efficient withdrawal planning. The firm provides a wide range of advisory, brokerage, and insurance solutions through its affiliated companies.

Randall Saulnier is a financial advisor with LPL Financial, holding Series 65 and Series 66 licenses and possessing 25 years of industry experience. He has worked with LPL Financial since 2020 and concurrently with Community Financial Services Group since 2013, following a seven-year tenure at Cetera Advisor Networks LLC. Saulnier also serves as a trust officer at Community Financial Services Group. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and combines large-scale advisory operations with non-advisory product activities such as insurance and annuities.

Kim Shillieto is a financial advisor at Edward Jones with 23 years of industry experience. She has worked at Edward Jones since 2002 and holds Series 63 and Series 66 designations. Outside of her advisory role, Shillieto serves as chairman of the board for Profile School in Bethlehem, NH, and is president of Old Hops Farm Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Timothy Curran is a CFP® professional with 35 years of experience in the financial services industry. He has worked at Mass Mutual Investors Services since 2017 and has prior experience with MetLife Securities Inc. and Metropolitan Life Insurance Company. He is also an independent insurance agent through Curran Financial Group, LLC, where he handles life, disability, property and casualty, and health insurance products. MassMutual Investors Services, LLC is a broker‑dealer and SEC‑registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm provides ongoing financial planning, asset management, and educational seminars, using firm‑approved tools to analyze client goals and recommend investment strategies.

Jacob Lavely is a financial advisor at LPL Financial with 21 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at Wells Fargo Advisors for nine years before joining LPL Financial in 2020. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Alan Marcelle is a financial advisor at LPL Financial with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Community Services Financial Group and Casey George–Northwestern Mutual. LPL Financial provides advisory and brokerage services to a diverse client base, offering a broad range of financial planning, model-portfolio advisory programs, and third-party asset management solutions through a large network of investment adviser representatives.

Jamie Fagan is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has been with J.P. Morgan Securities since 2008 and also serves as an employee of JPMorgan Bank, enabling him to offer certain bank deposit and credit products. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, offering non-discretionary programs supported by centralized due diligence and ESG eligibility processes.

Shawn Millerick Sr. is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including VOYA Financial Advisors and Millerick Financial Services Inc. Outside of his advisory role, he serves as a board member and treasurer of the nonprofit Next Level Living, overseeing its finances and governance. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, utilizing a blend of advisor-managed accounts, model portfolios, and third-party managed options.

Barbara Howard is a financial advisor at Stifel with 17 years of industry experience. She holds the Series 66 designation and has been with Stifel since 2009. Outside of her advisory work, she is involved with The Justin R Howard Memorial Fund, which provides micro grants to youth and young adults in sports and academics. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Joseph Gallant is a CFP®-certified financial advisor with 20 years of industry experience, currently with Cetera. He previously worked at VOYA Financial Advisors and has been involved with USA Training Centers, LLC since 2011. Outside of his advisory role, Gallant operates as an independent insurance agent. Cetera Investment Advisers serves a diverse client base, including individuals, high-net-worth clients, institutions, and retirement plans, through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, combining advisor-managed accounts, model portfolios, and third-party managed options.

Travis Grosse is a financial advisor at LPL Financial with three years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments and Danville School. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Lawrence Cipollone is a financial advisor with Edward Jones in St Johnsbury, VT, holding Series 63 and Series 66 credentials and possessing 30 years of industry experience. He has been with Edward Jones since 1995. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and maintains a large national network of advisors and branch offices.

Shaina Calhoun is a financial advisor at Edward Jones with seven years of industry experience. She has worked with Edward Jones since 2018 and previously spent five years at TD Bank. Calhoun serves as a board member of the St. Johnsbury Chamber of Commerce, where she participates in marketing and promotional activities for the downtown area. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices.

Eric Wilson is a financial advisor at Edward Jones with 24 years of industry experience. He holds the CFP® designation and has been with Edward Jones since 2009. Outside of his advisory role, he has royalty income from a documentary related to East Burke LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment solutions supported by a nationwide network of over 23,700 financial advisors.

Julia Prisco is a CFP® with seven years of industry experience, currently affiliated with Raymond James Financial. Her prior work includes roles at Beacon Wealth Management and Terrie O'Connor Realtors. She is also an owner and advisor of Buttonwood Point LLC, a non-investment-related support company. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing tailored financial plans and a broad range of implementation options.

Nathan Karol is a financial advisor with Mass Mutual Investors Services holding a Series 66 credential and one year of industry experience. Prior to his current role, he founded and served as president of Cardinal Consulting, LLC, a strategy consulting firm for nonprofit and for-profit clients. He is also involved in community activities, including serving as treasurer of the board of trustees for Littleton Regional Healthcare and as board chair for the nonprofit First Tee of New Hampshire, which supports youth development through golf. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm structures its financial planning engagements as collaborative, annual relationships focused on client goals using firm-approved analytical tools, and offers specialized event-driven planning services such as divorce and estate settlement planning.

Lauren Stinehour is a Series 66 licensed financial advisor with Edward Jones, based in St. Johnsbury, VT. She has three years of industry experience, all with Edward Jones. Prior to her advisory career, she spent four years at J. Sargeant Reynolds Community College. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Marc Prisco is a CFA® charterholder with 11 years of industry experience, currently serving as an advisor at Raymond James Financial. His prior experience includes roles at iCapital Markets LLC, JP Morgan & Co, and Rebar Systems. Outside of finance, he is involved in a farm-related business producing maple sugar products and woodworking through Buttonwood Services LLC. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, leveraging asset-allocation analysis, firm research, and a broad affiliate network to support tailored advisory services.

Elysia Daigneault is a financial advisor at LPL Financial with six years of industry experience. She holds the Series 66 designation and has previously worked at Wells Fargo Advisors and Passumpsic Savings Bank. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, and institutions. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Ryan Ackerman is a financial advisor with Stifel Nicolaus & Co Inc, holding a Series 66 designation and 19 years of industry experience. He has been with Stifel since 2009. Outside of his advisory role, Ackerman serves as Treasurer and Board Member of the Cohase Chamber of Commerce and is an Assistant Varsity Coach for boys soccer at St Johnsbury Academy. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology developed by its Investment Strategy Group, emphasizing forward-looking capital market assumptions and probabilistic modeling.

Tyler Cahoon is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. He previously worked at Wells Fargo Advisors for six years before joining LPL Financial in 2020. Outside of his advisory role, he serves on the board of Cahoon Motorsports, a nonprofit organization. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Joseph Marshall is a financial advisor at Stifel with seven years of industry experience. He holds the Series 66 designation and has worked at Stifel since 2016. Prior to joining Stifel, he was employed at Woodsville Guaranty Savings Bank and Ken Frank Masonry. Marshall serves on the Board of Directors for the Frances Atkinson Residence, a retirement home in Vermont. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach incorporates proprietary methodologies developed by its Investment Strategy Group, providing asset allocation and planning analyses intended to support client decision-making.

Ashley Ball is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. She has worked in various roles within Cetera and serves as Operations Manager at Joseph C. Gallant, where she handles client servicing and administrative duties. Prior to her financial services career, she held positions in healthcare and senior care organizations. Cetera Investment Advisers supports a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management and consulting services, combining discretionary and non-discretionary solutions with fiduciary and retirement capabilities not commonly found at firms of its size.

Kenneth Kinder is a financial advisor at Stifel with 26 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2009. Outside of his advisory role, he serves as a director and board member of The Killham Bear Center, a nonprofit that rescues, rehabilitates, and releases black bear cubs. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Glenn Gardner is a financial advisor with LPL Financial in Littleton, NH, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Next Financial for 15 years and has been associated with SCF Investment Advisors, Inc. and SCF Securities, Inc. since 2018. Outside of his advisory role, Gardner is involved with Union Street Advisors LLC, providing tax preparation and accounting services. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plans, institutions, and high-net-worth households. The firm supports its advisors with in-house research and a wide range of investment options, combining large-scale advisory capabilities with various non-advisory product offerings.