Kevin Obrien is the president and owner of Creative Financial Strategies, Inc. in Littleton, NH, where he has worked since 1993. He holds Series 63 and Series 65 licenses and has 46 years of industry experience. In addition to his advisory role, Obrien serves as treasurer and board member of Mountain Top Telecom, Inc., a wireless internet service provider. Creative Financial Strategies, Inc. provides financial planning, investment management, tax preparation, business advisory, and insurance product services to individuals, small businesses, retirement plans, trusts, estates, and charitable organizations. The firm offers a range of engagement types and delivers advice primarily on a non-discretionary basis, managing portfolios both directly and through third-party platforms.

Harper Phillips is a financial advisor at Btv Capital LLC in Burlington, VT, holding a Series 65 designation with nine years of industry experience. He has been with Btv Capital LLC since 2015 and previously operated Vennor Group LLC as a self-employed advisor from 2002 to 2017. Btv Capital LLC is a single-advisor registered investment adviser providing discretionary investment management and advisory services to a limited number of clients, including individuals, institutions, and pooled vehicles. The firm employs a volatility-based trading strategy focused on equity and index options, futures, and options on futures, using derivatives and leverage with an emphasis on growth and speculation rather than broad diversification.

James Milne is the principal of Milne Financial Planning, Inc. in West Danville, Vermont, holding the CFP® designation and Series 63 license with 30 years of industry experience. He has been with Milne Financial Planning since its founding in 1996. Milne Financial Planning is a fee-only, fiduciary-registered adviser serving individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, and business entities. The firm follows a long-term investment philosophy focused on diversification, asset allocation, and a buy-and-hold approach, offering both one-time reviews and ongoing financial planning and investment supervisory services.

Patrick Howell is a financial advisor with SPC and holds Series 63 and Series 66 licenses. He has 19 years of industry experience and previously worked at firms including Eagle Strategies, New York Life Insurance Co., and Mass Mutual Life Insurance Company. Outside of his financial career, he is co-owner of Dynamic Cycling Adventures, a business offering mountain bike clinics and coaching. SPC serves individual clients, charitable organizations, corporations, and retirement plans with a range of portfolio management, financial planning, and ERISA-related retirement services. The firm offers both discretionary and nondiscretionary investment management and maintains relationships with third-party managers while providing integrated fiduciary and non-fiduciary services.

Robert Thompson is a financial advisor with OSAIC Institutions, Inc. in Newport, VT, holding Series 63 and Series 65 designations and six years of industry experience. His work history includes roles at Passumpsic Financial Advisors, Passumpsic Bank, LPL Financial, CETERA Advisor Networks LLC, Community Financial Service Group, and Northern Lights Credit Union. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a variety of advisory and brokerage services through customized engagements and access to alternative investments via the CAIS platform. The firm’s advisory approach combines fundamental and technical analysis, asset allocation, and third-party due diligence, with a notable emphasis on non-discretionary assets and integrated services across advisory and broker-dealer functions.

Ronald Sanville Jr. is a financial advisor at Empower Advisory Group with 30 years of industry experience. He holds the Series 63 and Series 65 designations and has worked previously at Prudential Investment Management Services LLC, Prudential Insurance Company of America, and Benefitscorp, Inc. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated services emphasize long-term portfolio returns, annual rebalancing, and clients’ savings rates within plan lineups selected by plan sponsors.

Staci Smith Lantagne is a financial advisor with Stifel, holding Series 63 and Series 66 licenses and 26 years of industry experience. She has been with Stifel Niclaus & Co Inc since 2009. Outside of her advisory role, she serves on the Development Committee and Board of the St. Johnsbury History and Heritage Center and is a member of the Pension Committee for the Town of St. Johnsbury. Stifel serves a wide range of clients, including individuals, institutions, charitable organizations, and municipal entities, offering brokerage and advisory services based on a proprietary investment methodology developed by its Investment Strategy Group.

David Gwatkin is a financial advisor at Edward Jones with 12 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, with approximately $1.01 trillion in assets under management.

Deborah Williams is a financial advisor at Stifel with 44 years of industry experience. She has been with Stifel Nicolaus & Co. Inc. since 2009. Outside of her advisory role, she serves as a board member of the Waterford Springs Homeowners' Association and is also a Vermont notary public. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary analysis from its Investment Strategy Group, providing guidance that clients may use to make informed decisions.

Michael Green is a Series 66-credentialed financial advisor with Edward Jones in Littleton, NH, holding two years of industry experience. Before joining Edward Jones, he spent five years at Epping Road Veterinary Hospital and has involvement in the entertainment industry as owner and manager of The Original Rebel LLC, providing musical entertainment for events. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and maintains one of the largest retail advisor and branch networks in the industry.

Stacey Randall is a financial advisor with LPL Financial in Saint Johnsbury, VT, holding a Series 66 designation and three years of industry experience. She previously worked at Wells Fargo Advisors Financial Network from 2012 to 2020 before joining LPL Financial. Outside of her advisory role, she is employed part-time with North Country Vending. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Thomas O'Reilly is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and previously worked in consulting as well as roles at YBA Kanoo Group, Dell Technologies, and Virtual Compute Environment (VCE). Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a variety of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient services.

Steven Bissonnette is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He was previously with Ameriprise Financial Services, Inc. for six years. Outside of his advisory role, he is involved in custom guitar building, serves as chairman of the WIBC Bus Board, and is an ordained minister with the Universal Life Church. He also participates in local community activities, including helping at craft shows and volunteering as a train conductor at the Lancaster Fair. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement, combining research-driven strategies with tax-efficient withdrawal planning. The firm provides a wide range of advisory, brokerage, and insurance solutions through its affiliated companies.

Randall Saulnier is a financial advisor with LPL Financial, holding Series 65 and Series 66 licenses and possessing 25 years of industry experience. He has worked with LPL Financial since 2020 and concurrently with Community Financial Services Group since 2013, following a seven-year tenure at Cetera Advisor Networks LLC. Saulnier also serves as a trust officer at Community Financial Services Group. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and combines large-scale advisory operations with non-advisory product activities such as insurance and annuities.

Kim Shillieto is a financial advisor at Edward Jones with 23 years of industry experience. She has worked at Edward Jones since 2002 and holds Series 63 and Series 66 designations. Outside of her advisory role, Shillieto serves as chairman of the board for Profile School in Bethlehem, NH, and is president of Old Hops Farm Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Jacob Lavely is a financial advisor at LPL Financial with 21 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at Wells Fargo Advisors for nine years before joining LPL Financial in 2020. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Alan Marcelle is a financial advisor at LPL Financial with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Community Services Financial Group and Casey George–Northwestern Mutual. LPL Financial provides advisory and brokerage services to a diverse client base, offering a broad range of financial planning, model-portfolio advisory programs, and third-party asset management solutions through a large network of investment adviser representatives.

Shawn Millerick Sr. is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including VOYA Financial Advisors and Millerick Financial Services Inc. Outside of his advisory role, he serves as a board member and treasurer of the nonprofit Next Level Living, overseeing its finances and governance. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, utilizing a blend of advisor-managed accounts, model portfolios, and third-party managed options.

Barbara Howard is a financial advisor at Stifel with 17 years of industry experience. She holds the Series 66 designation and has been with Stifel since 2009. Outside of her advisory work, she is involved with The Justin R Howard Memorial Fund, which provides micro grants to youth and young adults in sports and academics. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Joseph Gallant is a CFP®-certified financial advisor with 20 years of industry experience, currently with Cetera. He previously worked at VOYA Financial Advisors and has been involved with USA Training Centers, LLC since 2011. Outside of his advisory role, Gallant operates as an independent insurance agent. Cetera Investment Advisers serves a diverse client base, including individuals, high-net-worth clients, institutions, and retirement plans, through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, combining advisor-managed accounts, model portfolios, and third-party managed options.

Travis Grosse is a financial advisor at LPL Financial with three years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments and Danville School. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Lawrence Cipollone is a financial advisor with Edward Jones in St Johnsbury, VT, holding Series 63 and Series 66 credentials and possessing 30 years of industry experience. He has been with Edward Jones since 1995. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and maintains a large national network of advisors and branch offices.

Shaina Calhoun is a financial advisor at Edward Jones with seven years of industry experience. She has worked with Edward Jones since 2018 and previously spent five years at TD Bank. Calhoun serves as a board member of the St. Johnsbury Chamber of Commerce, where she participates in marketing and promotional activities for the downtown area. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices.

Elizabeth Gwatkin is a financial advisor at Edward Jones with a Series 66 designation. She joined the firm in 2025 after a 26-year career at Northeastern Vermont Regional Hospital. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a large nationwide network of advisors and branch offices.

Eric Wilson is a financial advisor at Edward Jones with 24 years of industry experience. He holds the CFP® designation and has been with Edward Jones since 2009. Outside of his advisory role, he has royalty income from a documentary related to East Burke LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment solutions supported by a nationwide network of over 23,700 financial advisors.

Julia Prisco is a CFP® with seven years of industry experience, currently affiliated with Raymond James Financial. Her prior work includes roles at Beacon Wealth Management and Terrie O'Connor Realtors. She is also an owner and advisor of Buttonwood Point LLC, a non-investment-related support company. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing tailored financial plans and a broad range of implementation options.

Lauren Stinehour is a Series 66 licensed financial advisor with Edward Jones, based in St. Johnsbury, VT. She has three years of industry experience, all with Edward Jones. Prior to her advisory career, she spent four years at J. Sargeant Reynolds Community College. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Marc Prisco is a CFA® charterholder with 11 years of industry experience, currently serving as an advisor at Raymond James Financial. His prior experience includes roles at iCapital Markets LLC, JP Morgan & Co, and Rebar Systems. Outside of finance, he is involved in a farm-related business producing maple sugar products and woodworking through Buttonwood Services LLC. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, leveraging asset-allocation analysis, firm research, and a broad affiliate network to support tailored advisory services.

Elysia Daigneault is a financial advisor at LPL Financial with six years of industry experience. She holds the Series 66 designation and has previously worked at Wells Fargo Advisors and Passumpsic Savings Bank. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, and institutions. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Tyler Cahoon is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. He previously worked at Wells Fargo Advisors for six years before joining LPL Financial in 2020. Outside of his advisory role, he serves on the board of Cahoon Motorsports, a nonprofit organization. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Brian Cussimanio is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 18 years of industry experience. His prior roles include positions at Edward Jones and The Vermont Agency/Equity Services. He is also involved with Community Financial Services Group, LLC, where he serves as a trust officer and investment advisor. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Ashley Ball is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. She has worked in various roles within Cetera and serves as Operations Manager at Joseph C. Gallant, where she handles client servicing and administrative duties. Prior to her financial services career, she held positions in healthcare and senior care organizations. Cetera Investment Advisers supports a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management and consulting services, combining discretionary and non-discretionary solutions with fiduciary and retirement capabilities not commonly found at firms of its size.

Joseph Le Clair II is a financial advisor with Edward Jones in Lyndonville, VT, holding a Series 66 designation and 18 years of industry experience. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm has approximately $1.01 trillion in assets under management and operates through a large network of financial advisors and branch offices nationwide.

Glenn Gardner is a financial advisor with LPL Financial in Littleton, NH, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Next Financial for 15 years and has been associated with SCF Investment Advisors, Inc. and SCF Securities, Inc. since 2018. Outside of his advisory role, Gardner is involved with Union Street Advisors LLC, providing tax preparation and accounting services. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plans, institutions, and high-net-worth households. The firm supports its advisors with in-house research and a wide range of investment options, combining large-scale advisory capabilities with various non-advisory product offerings.

Michael Newell is a Series 66-licensed financial advisor with 28 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated broker-dealer since 2015. Outside of his advisory role, he is also an independent insurance agent representing various insurance companies. Cambridge Investment Research Advisors serves individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans through a network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, utilizing multiple account platforms and third-party strategists.