Li Ma is a financial advisor at Annova LLC with five years of industry experience. He holds a Series 65 designation and has worked at Annova since 2020. Prior to that, he was employed at Axalta Coating Systems LLC for six years. Li is also a licensed independent life insurance agent in California, Delaware, Florida, and Pennsylvania and may recommend annuities or life insurance as part of financial planning. Annova LLC provides discretionary portfolio management to individual, institutional, and corporate clients through its Portfolio Management Account wrap-fee program. The firm uses risk-based and outcomes-based asset-allocation models and delegates trading and model implementation to selected investment managers, offering quarterly performance reporting and employing strategies that may include derivatives and alternative investments.

Anthony Passerini is a financial advisor at AJP Financial Services, LLC in Wilmington, DE, with 54 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to founding his independent firm in 2017, he worked at Next Financial Group Inc for 11 years. AJP Financial Services serves individuals, including business owners, professionals, and retirees, as well as sponsors of qualified retirement plans. The firm offers comprehensive financial planning, discretionary and non-discretionary investment management, and retirement plan consulting, using a process based on capital market assumptions and modern portfolio theory.

Hi! I'm Kevin Lam, and I am the owner of Age Wisely Financial. With more than four decades of accumulated financial wisdom, I guide you (or your parents) in gaining understanding, making decisions, and taking action in such key areas as: • Purpose in Life: crafting a Life Purpose Statement • Income Stability: analyzing Social Security, pensions, investments, annuities • Portfolio Review: assessing asset tax status and allocation for alignment with goals and safeguards • Withdrawing from Investments: evaluating Target Funds, Guardrails, Bucketing, Bond Ladders • Medicare: reviewing current and projected health care costs and coverage • Roth Conversions: potentially lowering taxes in future years • Required Minimum Distributions (RMD): reducing through Qualified Charitable Distributions (QCD) and Qualified Longevity Annuity Contracts (QLAC) • Inheriting an IRA: untangling the complexities of the Required Beginning Date (RBD), 5-year, 10-year, and other rules • Donor Advised Funds (DAF) and Qualified Charitable Distributions (QCD): using strategies to meet your philanthropic goals and reduce tax • Loss of Spouse: mitigating “widow/widower’s tax penalty” + maximizing Social Security survivor benefits • Long-Term Care: searching for affordable choices • Reverse Mortgage: evaluating for appropriate use in accessing home equity • Aging in Place Modification: assessing home changes for continued independent living • Care Facility Search: helping locate care facilities • Identity Theft and Fraud Prevention: using available protection tools • Legacy Vision: communicating values and memories to future generations • Trusts: explaining use of Intentionally Defective Grantor Trust (IDGT), Grantor Retained Annuity Trust (GRAT), Domestic Asset Protection Trust (DAPT), Qualified Personal Residence Trust, (QPRT), Charitable Remainder Trust (CRT), and other advanced trusts. I serve you on a flat-fee basis. For individuals, $4,500. For couples, $6,000. I also serve you as Advice-Only. This means I provide recommendations for your asset portfolio (and your entire financial ecosystem), but you are always in command of your assets. You do not pay me any Asset Under Management (AUM) fees. You do not need to transfer any of your accounts. Let's talk. Let's work together to understand your concerns and goals, figure out your choices, and help you navigate your best course of action. Let's gain you comfort in your mind, and heart.

Dana Walker is a Series 65-licensed financial advisor with 35 years of industry experience. He is the sole advisor at Q(x) Branch Reserve Investments LLC, where he has worked since 2018. Before founding his current firm, he spent 31 years at Kalmar Investments Inc. and one year as a self-employed advisor. Q(x) Branch Reserve Investments LLC provides discretionary asset management and portfolio monitoring for individuals, high-net-worth clients, trusts, estates, charitable organizations, and corporate or business entities. The firm focuses on low-turnover, long-horizon portfolios concentrated in small- to mid-cap growth companies, emphasizing fundamental analysis and tax efficiency.

William Curry is a financial advisor at Delaware Advisory Group, Inc. with 48 years of industry experience. He holds the ChFC® designation and Series 63 license. His career includes roles at firms such as Blackridge Asset Management, Kovack Advisors, and Berthel Fisher & Company Financial Services. Outside of investment advisory, he is president of Tax Possibilities, Inc., a business and estate planning firm, and Wealth Wisdom Group, Inc., which focuses on marketing. Delaware Advisory Group, Inc. operates primarily through a co-advisory model in partnership with Flexible Plan Investments, LTD, providing investment services, financial planning, and consulting. The firm focuses on selecting and monitoring external managers, conducting due diligence, and assisting clients with portfolio reviews and onboarding, while the co-advisor retains discretionary trading authority.

Scott Champion is a financial advisor at Champion Financial & Tax Services, LLC in Sewell, NJ, with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Linsco Private Ledger since 2006 while operating his own firm since 2001. His practice includes both investment advisory and tax preparation services, with licensure as an insurance agent. Champion Financial & Tax Services manages approximately $30 million in discretionary portfolios primarily for individual clients, focusing on growth-oriented equity selection based on fundamental and technical analysis. The firm combines investment management with tax planning and insurance services, offering integrated updates during tax season without accepting commissions or custodial research payments.

Samuel Lewis is a financial advisor at SJL Financial LLC in Wilmington, Delaware, holding the ChFC® designation and a Series 65 license with four years of industry experience. He serves as Recruiting Superintendent for the Delaware Air National Guard, a role he has held since 2012. SJL Financial, LLC is a fee-only, single-advisor firm providing project-based and ongoing comprehensive financial planning to individuals, including retail and high-net-worth clients. The firm delivers written plans and recommendations without managing assets, typically favoring passive portfolio construction and employing a mix of fundamental, technical, cyclical, and charting methods in its investment analysis.

Beth Moore is a CFP® and holds a Series 66 license with three years of industry experience. She is the principal advisor at Wealth Wise Planning, where she has worked since 2024. Her prior experience includes roles at Fraser Hudson, LLC, Fidelity Investments, and RBC Wealth Management. Wealth Wise Planning is a fee-only advisory firm serving individuals and high-net-worth clients with comprehensive financial planning services. The firm provides tailored, non-discretionary advice and utilizes both passive and active investment strategies, including socially responsible options upon request, without managing client assets or accepting custody.

Gregory Coverdale Jr. is a CFP® with 20 years of industry experience, currently serving as the sole advisor at Wall St LLC in Wilmington, DE. He has worked at Indiana Merchant Banking and Brokerage Co., Inc. since 2014 and Civitas Partners since 2011. In addition to his advisory role, he provides financial planning advice to military servicemembers as a Personal Financial Counselor and manages a separate real estate business. Wall St LLC provides investment advice and financial planning to businesses, institutions, pension funds, and individual clients. The firm employs a non-discretionary investment approach combining Modern Portfolio Theory with fundamental and technical analysis, and also offers educational programming and financial-literacy workshops.

John Cleaver is a ChFC® and Series 63–licensed financial advisor with 37 years of industry experience. He has been the sole advisor at Creative Financial Concepts, Inc. in Wilmington, DE since 1986. Creative Financial Concepts provides financial planning, retirement-plan analysis, employee education, business consulting, and seminars to individuals, families, trusts, businesses, and pension and profit-sharing plans. The firm specializes in retirement plan consulting and employee education to assist sponsors with 404(c) compliance, recommending third-party portfolio managers without managing client assets directly.

Jeffrey Macdonald is a CFP® and ChFC® with 17 years of industry experience. He has been with Investment Management & Planning LLC since 2010 and is also affiliated with LPL Financial LLC. Investment Management & Planning LLC provides fee-based investment advisory and comprehensive financial planning primarily for individual and high-net-worth clients, offering portfolio management on both discretionary and non-discretionary bases. The firm emphasizes ongoing account supervision and individualized asset allocation, often utilizing LPL-sponsored platforms and model portfolios.

George Cones is a financial advisor with Third Sigma Investment Advisors LLC in Wilmington, DE, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been with Third Sigma since 2009 and also operates an IT consulting and hardware/software sales business through Techlogic, Inc. Additionally, he maintains a legal practice as an attorney. Third Sigma Investment Advisors LLC provides discretionary portfolio management and investment consulting to individuals, trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a cost-effective investment approach combining active managers and low-cost mutual funds and ETFs, with a focus on customized asset allocation and tax-efficient transitions.

Caleb Ray is a financial advisor at Benchmark Financial, LLC with two years of industry experience. He holds the Series 66 designation and previously worked at The Vanguard Group, Inc. Caleb also serves as Assistant Director at the University of Delaware, overseeing student employees in a non-investment-related role. Benchmark Financial, LLC serves individuals, charitable organizations, and businesses by providing personalized portfolio management, comprehensive financial planning, and investment consulting. The firm’s approach emphasizes passive portfolio construction based on Modern Portfolio Theory, utilizing index funds, ETFs, and fixed income instruments.

Donald Nicholson is a financial advisor with Donald W. Nicholson & Associates Ltd in Wilmington, DE, holding Series 63 and Series 65 licenses and possessing 42 years of industry experience. He has been with his current firm since 1996. In addition to his advisory role, he is involved in insurance sales. Donald W. Nicholson & Associates serves individuals, including high-net-worth clients, pension and profit-sharing plans, trusts, and estates, managing over $171 million in assets. The firm provides non-discretionary asset management, personal financial planning, and retirement plan consulting, utilizing model portfolios through Schwab’s Institutional Intelligent Portfolios program.

Damon Nickle is a financial advisor at Delaware Wealth Planners with 15 years of industry experience. He holds the Series 65 designation and has previously worked at Biddle Capital Management for 11 years. In addition to his advisory role, he works as an independent insurance agent specializing in fixed products. Delaware Wealth Planners serves individuals, high-net-worth clients, and pension and profit-sharing plans, offering discretionary portfolio management, financial planning, and pension consulting. The firm employs a combination of fundamental, quantitative, technical, and modern portfolio theory analysis, managing accounts on a discretionary basis with regular reviews and formal pension consulting services.

Douglas Mccoy is a financial advisor at Montchanin Asset Management, LLC with 25 years of industry experience. He holds a Series 65 credential and has worked at Bell Rock Capital, LLC since 2017. Outside of his advisory role, he serves as Vice President and Limited Partner at Across The Tracks, Inc., overseeing leasing and management of commercial real estate. Montchanin Asset Management provides separately managed equity portfolios primarily focused on large-cap U.S. equities for individuals, families, trusts, charitable organizations, pension plans, and small businesses. The firm employs a proprietary, fundamentally driven bottom-up investment process complemented by macro and technical analysis, managing portfolios with a low-turnover, long-only approach.

Robert Stahler is a CFP® and holds a Series 66 license with 17 years of industry experience. He is currently with Anchored Financial Planning LLC and has previously worked at Edward Jones, Raymond James Financial Services, and Kennedy Investment Group. Outside of advisory work, he is also engaged in independent insurance sales. Anchored Financial Planning LLC provides investment advisory and financial planning services to individual and high net worth clients. The firm offers managed accounts and written financial plans, tailoring portfolios to client objectives, time horizon, and risk tolerance through a variety of strategies and conducts regular account reviews.

Donald Nicholson is a CFP® with 29 years of experience in financial advising. He has been with Donald W. Nicholson & Associates Ltd since 1996, where he continues to serve as an advisor in Wilmington, DE. Donald W. Nicholson & Associates Ltd serves individuals—including high-net-worth clients—pension and profit-sharing plans, trusts, and estates, managing over $171 million in assets. The firm provides non-discretionary asset management, personal financial planning, and retirement plan consulting, utilizing model portfolios through Schwab’s Institutional Intelligent Portfolios program.

Edward Levene is a financial advisor at TA Capital Management, LLC with six years of industry experience. He holds a Series 65 credential and has prior business roles including managing member of Levco Power, LLC and leadership positions at Clean Peak Energy Group, LLC and Levco Tech, Inc. Outside of advising, he has been involved in energy-related business activities through various leadership roles in companies such as Levco Power, LLC and Energy Advantage. TA Capital Management provides wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, and certain businesses. The firm combines ongoing asset management with personalized financial planning, employing a range of analytical strategies tailored to client objectives and risk tolerances.

Douglas Mc Coy is a financial advisor at Montchanin Asset Management, LLC, holding a Series 65 designation with over four years of industry experience. His prior roles include positions at Summit Rock Advisors and Deloitte, as well as academic appointments at Duke University and Furman University. Montchanin Asset Management offers separately managed equity portfolios for individuals, families, trusts, charitable organizations, pension plans, and small businesses. The firm employs a fundamentally driven, bottom-up investment process focused on large-cap U.S. equities, managing accounts with a long-term, low-turnover approach tailored to a relatively small client base.