Jared Gruccio is the principal of Advice to Thrive and holds Series 63 and Series 65 licenses with 14 years of industry experience. He previously worked at GWN Securities Inc. for 14 years before founding Gruccio Financial, LLC. He serves as a board member of the Greater Vineland Chamber of Commerce and is a partner in a tax planning and consulting firm. Advice to Thrive provides discretionary investment management and comprehensive financial services, including financial, tax, estate, and insurance planning, primarily for business owners, high-net-worth individuals, and multigenerational families. The firm uses fundamental analysis and strategic asset allocation to build primarily long-term portfolios and offers consulting and coordination with other professional advisors.

Nicholas Bernhardt is a financial advisor at Align Advisor Group, LLC with 10 years of industry experience. He previously worked at LPL Financial for 13 years and has been involved in real estate sales since 2009. Bernhardt holds Series 63 and Series 65 licenses. Align Advisor Group serves individual and high-net-worth clients, retirement plans, charities, and businesses by providing financial planning, consulting, and discretionary investment management. The firm’s investment approach combines passive and active strategies guided by fundamental analysis and modern portfolio theory, offering services through various platforms including its own wrap fee program and subscription-based financial planning.

Ryan Lomangino is a financial advisor with Align Advisor Group, LLC, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at LPL Financial, LLC, Tough Turf LLC, Stockton University, and Atlantic Christian School. Align Advisor Group serves individual and high-net-worth clients, retirement plans, charities, and businesses by providing financial planning, consulting, and discretionary investment management. The firm emphasizes asset allocation with a combination of passive and active strategies and offers services including wrap fee programs and subscription-based financial planning.

Brett Herron is a financial advisor at HFM Investment Advisors, LLC with a Series 65 credential and four years of industry experience. His prior work includes roles at Ohio State University, Northpoint Bank, and in education at Williamstown High School and Middle School. HFM Investment Advisors serves individuals, business owners, and employer-sponsored retirement plans with discretionary portfolio management, financial planning, and retirement plan consulting. The firm uses a range of service models tailored to client needs and frequently employs third-party subadvisors and technology platforms for investment implementation and account management.

Catherine Allen Carlozo is a Certified Financial Planner® with over 31 years of industry experience. She is currently with HFM Investment Advisors, LLC, where she has worked since 2018. Her prior experience includes roles at M Financial Planning Services, Inc and LPL Financial LLC. HFM Investment Advisors serves individual clients, business owners, and employer-sponsored retirement plans by providing discretionary portfolio management, comprehensive financial planning, and fiduciary services. The firm employs multiple service models tailored to client needs and utilizes third-party subadvisors and technology platforms for investment implementation and account management.

Jason Gabrieli is a CFP® and Series 66-licensed financial advisor with HFM Investment Advisors, LLC, where he has worked since 2014. He has 14 years of industry experience and is also the owner of Events By GM, LLC, a DJ services business. HFM Investment Advisors serves individuals, business owners, and employer-sponsored retirement plans with discretionary portfolio management, financial planning, and retirement consulting. The firm employs a range of service models and utilizes third-party platforms and subadvisors to implement and manage client portfolios.

Joseph Gaspari is a financial advisor with HFM Investment Advisors, LLC, holding a Series 65 designation and three years of industry experience. He has been with HFM since 2021 and previously worked as self-employed and at JetSki AC. HFM Investment Advisors serves individuals, business owners, and employer-sponsored retirement plans, offering discretionary portfolio management, financial planning, and retirement plan consulting. The firm utilizes multiple service models to tailor client engagement and leverages third-party platforms and subadvisors for investment implementation and account management.

Andrew Barnhardt is a CFP® professional with four years of industry experience, currently serving as an advisor at HFM Investment Advisors, LLC. Prior to joining HFM, he held roles at Morgan Stanley and LPL Financial and worked at Chick-fil-A. HFM Investment Advisors serves individuals, business owners, and retirement plans with discretionary portfolio management, financial planning, and retirement consulting, utilizing a range of service models that scale from modular planning to integrated wealth management. The firm incorporates third-party subadvisors and technology platforms to manage portfolios and employer-sponsored accounts.

Michael Pallozzi is an investment advisor representative with HFM Investment Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with HFM and its predecessor entities since 2004. Outside of advisory services, he is also licensed as an insurance agent and engages in insurance product sales. HFM Investment Advisors serves individuals, business owners, and employer-sponsored retirement plans with discretionary portfolio management, financial planning, and retirement plan consulting. The firm uses a tiered service model and partners with third-party subadvisors and technology platforms to manage client portfolios.

Tyler Reedman is a financial advisor at HFM Investment Advisors, LLC with a Series 65 credential and four years of industry experience. His prior work includes roles at BNP Paribas, PGIM Investments, IA Capital Group, and twelve years with the Williamstown School District. HFM Investment Advisors serves individuals, business owners, and employer-sponsored retirement plans by providing discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs multiple service models that range from modular planning to integrated wealth management and utilizes third-party subadvisors and technology platforms for investment implementation.

Ian Klinger is a financial advisor with Independent Advisor Alliance, LLC, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at LPL Financial, Ameriprise, Guardian Life Insurance Company, Park Avenue Securities, and PwC. Independent Advisor Alliance, LLC is an SEC-registered enterprise RIA serving individuals, small businesses, retirement plans, pooled vehicles, charities, and estates. The firm offers a range of services including asset management, financial planning, retirement plan consulting, and wealth coaching, utilizing model portfolios, third-party managers, and technology platforms to implement and rebalance client allocations.

Benjamin Ott is a financial advisor at Kingsview Wealth Management, LLC with 15 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones from 2010 to 2017. Outside of his advisory role, he owns a rental property that is professionally managed. Kingsview Wealth Management is an SEC-registered adviser managing approximately $6.7 billion and serves individuals, high-net-worth clients, pension and profit-sharing plans, trusts, charitable organizations, and businesses. The firm offers wealth management, financial planning, and asset management services through advisor-led planning combined with model-based and separately managed strategies, including internally sponsored ETFs.

Nicholas Carini is a financial advisor with IAMS Wealth Management, LLC, holding a Series 66 designation and 11 years of industry experience. He has worked at IAMS Wealth Management since 2018 and previously at Foresters Equity Services from 2014 to 2018. Outside of his advisory role, he owns a real estate firm, Hawk Realty, LLC. IAMS Wealth Management provides investment advisory and financial planning services to individuals, retirement plans, trusts, estates, corporations, and charitable organizations. The firm emphasizes discretionary portfolio management using proprietary and third-party model portfolios and a diversified asset-allocation approach.

Erin Mendez is a CFP® professional with 19 years of experience in the financial services industry. She is currently affiliated with Independent Advisor Alliance, LLC and LPL Financial, having previously worked at Ameriprise Financial Services, Inc. from 2006 to 2021. Outside of her advisory role, she also works as an assistant at T&F Camera Shop. Independent Advisor Alliance, LLC is an SEC-registered enterprise RIA serving individuals, small businesses, retirement plans, charities, and estates. The firm offers a range of services including asset management, financial planning, and retirement plan consulting, utilizing model portfolios, sub-advisors, and technology platforms to manage client allocations.

Ronald Holmes is a financial advisor with Calton & Associates, Inc. in Vineland, NJ, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Calton & Associates since 2004 and has also been involved with BTS Asset Management, Holmes Financial Services, REM Group, and Amway Corporation throughout his career. Outside of advisory work, he is a soccer referee and participates in tax planning and mortgage consulting through a separate business. Calton & Associates serves individual investors, retirement plans, trusts, and estates by providing portfolio management, fee-based financial planning, retirement plan consulting, and access to third-party money managers. The firm offers both advisory and brokerage services, tailoring investment recommendations based on client goals and risk tolerance, and operates multiple program structures including firm-managed wrap programs and separate account platforms.

Jerry Everwine is a Series 66-licensed financial advisor with Calton & Associates, Inc. in Vineland, NJ, bringing 52 years of industry experience. He has been with Calton & Associates since 2004 and has operated as a self-employed advisor since 1989. Outside of his advisory role, he is involved in income tax preparation and owns a life insurance business. Calton & Associates serves individual investors, retirement plans, trusts, and estates with portfolio management, financial planning, and retirement consulting. The firm offers both fee-based and commissionable products through its dual registration, providing tailored investment strategies and multiple program structures, including firm-managed wrap programs and third-party money manager platforms.

Patrick Mcgrory is a CFP® professional with 25 years of experience in the financial services industry. He is currently with Independent Advisor Alliance, LLC and has previously worked at Ameriprise Financial Services, Inc. He also owns and operates Liberty Point Accounting & Tax Services, a tax preparation and accounting business. Independent Advisor Alliance, LLC is an SEC-registered enterprise RIA that serves individuals, small businesses, retirement plans, charities, and estates. The firm offers a range of services including asset management, financial planning, and retirement plan consulting, utilizing model portfolios, sub-advisors, and technology platforms to manage client allocations.

Douglas Kramer is a CFP® with six years of experience in the financial services industry. He is currently with Commonwealth Financial Network and Fitzgerald Financial Group, having previously worked at The Vanguard Group, Inc. and held roles in insurance and investment services. Outside of finance, he has experience with Blueberry Bill Farms LLC. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and services, including discretionary model portfolios and personalized investment options, while offering operational, compliance, and practice-management support to affiliated advisors.

Marc Eisen is a financial advisor with PNC Wealth Management in Vineland, NJ, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. His prior roles include positions at PNC Investments, Bank of America, Merrill, Axcel Capital Group, and Philadelphia Investors. Outside of finance, he has been involved in assistant therapy staffing with National Charter School Services. PNC Wealth Management provides retail brokerage and advisory services, including a model‑based digital investment program available by invitation to employees with online banking credentials. The firm employs algorithm-driven portfolio strategies managed or approved by PNC and third-party strategists, utilizing mutual funds and ETFs with annual rebalancing.

Daniel Peretti Jr. is a financial advisor with Capital Analysts in Vineland, NJ, holding a Series 66 designation and eight years of industry experience. He previously worked at CRF Advisors, Inc. from 2014 to 2017 and has been affiliated with both Allen & Associates and Lincoln Investment since 2017. Outside of his advisory role, he serves as a member of the Board of Commissioners for the Vineland Housing Authority. Capital Analysts provides advisory services to a diverse client base including individuals, high-net-worth clients, charitable and corporate organizations, ERISA retirement plans, and institutional clients. The firm employs a quantitative screening process and proprietary mutual fund lists to construct model portfolios, offering both discretionary and non-discretionary management across mutual funds, ETFs, and stock strategies.

John Fitzgerald is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 19 years of industry experience. He previously worked at Morgan Stanley in various capacities from 2008 to 2017 before joining Commonwealth in 2017. Outside of his advisory role, he serves as president and owner of Fitzgerald Financial Group, LLC, a private entity facilitating securities and investment advisory business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides advisory programs, wealth management, and retirement plan consulting, supporting affiliated advisors with operations, technology, compliance, and investment management services.

Ralph Wendell is a financial advisor with GWN Securities Inc. in Bridgeton, NJ, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with GWN Securities since 2004 and also owns Wendell Financial Services and Ralph S. Wendell Insurance, where he has been involved in life insurance, disability insurance, and annuity sales since 1982. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 accounts and offers a range of managed-account programs, including both traditional asset-allocation and legacy market-timing strategies.

Craig Sargent is a financial advisor at Empower Advisory Group with 16 years of industry experience. He holds Series 65 and Series 66 credentials and has worked at Gwfs Equities Inc. since 2016, following a four-year tenure at Cantella and Co., Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and client savings rates through a point-in-time financial planning approach and manages a large participant base relative to its advisor headcount.

Dominic Romano is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 10 years of industry experience. He previously worked at Cantella & Co., Inc. for eight years before joining Cambridge. Outside of his advisory role, he is involved in tax preparation through Romano Tax and Business Consultants LLC and owns Romano Buonadonna Financial Services LLC. Cambridge Investment Research Advisors serves individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans through a network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, utilizing both discretionary and non-discretionary strategies with access to multiple custodians and third-party sub-advisers.

Martha Toledo is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s approach includes a broad range of financial product options, including insurance-related vehicles and bank deposit sweep programs.

David Weiss Sr. is a financial advisor at LPL Financial with 29 years of industry experience. He holds the ChFC® designation and Series 63 license. His prior experience includes more than two decades at American Portfolios Financial Services, Inc. and long-term involvement with Dempsey, Weiss & Associates and Farm Family Life & Mutual Insurance Company. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of advisory and brokerage services supported by an in-house research team and a broad platform of investment options.

John Dempsey is a financial advisor with LPL Financial, holding the ChFC® and Series 63 designations and bringing 30 years of industry experience. He previously worked at American Portfolios Financial Services, Inc. for 23 years and has been involved with Dempsey Weiss and Associates since 1989. Outside of his advisory role, he owns a hair studio business. LPL Financial provides advisory and brokerage services to a wide range of clients, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers diverse investment solutions through a large network of adviser representatives, supported by an in-house research team that develops model portfolios and alternative strategies.

Anthony Romano is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and with 32 years of industry experience. His prior work includes over a decade at Cantella & Co., Inc., and he has been involved with Romano Buonadonna Financial Services, LLC since 2002. Outside of his advisory role, Romano serves as secretary and board member of a New Jersey nonprofit organization. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans through a network of independent financial professionals. The firm offers financial planning, discretionary and non-discretionary portfolio management, and access to third-party sub-advisers using multiple account platforms.

Joseph Gaunt is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2018, following brief positions at Newfield National Bank. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Lauren Cosgrove is a financial advisor with Merrill based in Vineland, NJ, holding a Series 66 designation and eight years of industry experience. She has been affiliated with Bank of America, N.A. and Merrill since 2011. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, discretionary portfolio management, and brokerage services. The firm utilizes multiple program strategies with advisor or client discretion and leverages its integration with Bank of America affiliates to support comprehensive financial and capital market services.

Brett Buonadonna is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and 29 years of industry experience. His prior work includes roles at Cantella & Co., Inc. and Romano & Buonadonna Financial Services, LLC. Outside of advising, he serves as an independent insurance agent and is a board member of CEO Group. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations, offering financial planning, portfolio management, and retirement plan advisory through a large network of independent financial professionals and multiple account platforms.

Stanley Hadam is a financial advisor at Wells Fargo Clearing with 43 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management options. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Carol Sumoski is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. She has 11 years of industry experience, including prior roles at Edward Jones and Cantella & Co., Inc. Outside of her advisory work, she serves as a board member on the Shiloh Zoning Board in New Jersey. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations through a large network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, utilizing multiple account platforms and third-party strategists.

Cynthia Theis is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at JP Morgan Chase Bank NA and JP Morgan Securities LLC. She also serves as a power of attorney for her spouse on investment-related matters. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

David Way is a financial advisor with LPL Financial in Folsom, NJ, holding a Series 66 designation and 19 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory role, he operates a business under the name Ahrens Sura Wealth Management. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and charities. The firm offers a wide range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Evan Mcginnis is a financial advisor at Fidelity with 10 years of industry experience. He holds the Series 66 designation and has been affiliated with various Fidelity entities since 2015, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its registration as a commodity pool operator, advisory roles with multiple registered investment companies, and use of advanced methodologies such as AI and systematic portfolio construction.

Stuart Cohen is a CFP®-certified financial advisor with Ameriprise in Vineland, NJ, and has 31 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of advising, he rents office space from his wife, who is also a client. Ameriprise provides retirement-income planning services targeting individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to develop tailored, written recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Maneck Shroff is a financial advisor at Fidelity with eight years of industry experience and holds a Series 66 designation. His prior experience includes roles at Bank of America, Merrill, and American Income Life Insurance Company. Outside of finance, he worked part-time at Hand & Stone Spa as a front desk receptionist and sales clerk. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients through a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, offering services such as discretionary portfolio management and fund advisory.

Shawn Benson is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he worked at Merrill Lynch and LPL Enterprise LLC. Outside of financial services, he is employed at Laurel Creek Country Club, where he serves as a server, busser, and event setup staff. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional clients, providing managed account programs and discretionary portfolio management. The firm leverages its affiliation with Bank of America and offers a variety of investment strategies with an emphasis on tax-efficient solutions.

Richard Demaria Jr. is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Cetera and its affiliated entities since 2020 and has operated Wealth Capital Group and 401K Planners since 2001. Outside of advisory work, he is also licensed to sell fixed insurance products, including life insurance, annuities, and long-term care. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, supported by a variety of advisor-managed and third-party investment programs.

Christopher Ochlan is a financial advisor at OSAIC with 28 years of industry experience. He holds a Series 63 designation and previously worked for Securities America Advisors and Securities America Inc for 15 years. Outside of his advisory role, he serves as CFO for two companies specializing in software and air traffic control. OSAIC is a large investment advisory and broker-dealer firm serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers a range of programs and custodial options, supporting thousands of advisors and managing approximately $200 billion in assets.

James Siwek Jr. is a CFP® and Series 66 credentialed financial advisor with Edward Jones, where he has worked since 2014. He has 11 years of industry experience and is based in Hammonton, NJ. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Timothy Gardner is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Cambridge since 2002 and is the owner of Gardner Financial Planning LLC. Outside of his advisory role, he volunteers as a tutor and has been a guest speaker on financial and behavioral health topics. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations through a large network of independent Financial Professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services using various account platforms and both discretionary and non-discretionary investment approaches.

Paul Prendergast Sr. is a financial advisor with Thrivent Investment Management, holding the Series 63 and Series 65 designations and bringing 33 years of industry experience. He has been with Thrivent Financial for Lutherans and its affiliated investment management firm since 2010. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering goal-based financial planning that covers a range of topics including retirement, income tax, estate, and special needs planning. The firm offers these services through a network of advisors and integrates planning with managed-account programs under a consolidated billing option called WealthPlan.

Donald Daigle is a financial advisor with Charles Schwab who holds Series 63 and Series 65 credentials and has 33 years of industry experience. Prior to joining Schwab in 2021, he worked at IC Advisory Services, Inc. and The Investment Center. He serves as an alternate board member on the Cumberland County New Jersey Planning Board. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios, supported by centralized custody and operational infrastructure.

Cole Powers is a financial advisor with Charles Schwab, holding a Series 66 designation and one year of industry experience. Prior to joining Schwab, he worked at Crossroad Trailers and has experience in full-time education and retail. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s investment guidance combines multi-asset model portfolios, discretionary separately managed accounts, and alternative investments with centralized supervisory and custody arrangements.

Evan Herring is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following six years at Wells Fargo Advisors LLC. He has been involved in educational activities since 1990. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a broader range of financial products including insurance-related vehicles and bank deposit sweep options.

Donald Robbins is a CFP® with over 31 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a power of attorney for his spouse. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.