Joshua Moraski is the sole advisor at Nightgale Wealth Management LLC in Schenectady, NY. He holds Series 65 and Series 66 licenses and began his advisory career in 2025 after prior experience at RIA Insurance Solutions, a division of Financial Independence Group, where he also works as an independent insurance agent. Before entering the financial industry, his background includes roles in education and extended travel. Nightingale Wealth Management provides discretionary asset management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, and business entities. The firm employs a combination of fundamental, technical, and Modern Portfolio Theory analyses and offers portfolio strategies that may include options trading and the use of margin.

Darren Leader is a CFA® charterholder with seven years of experience in the financial industry. He is the sole advisor at Acacia Grove Wealth Management, an independent firm where he has worked since 2024. His prior experience includes roles at Simmons Capital Group, LPL Financial, and Purshe Kaplan Sterling Investments. Acacia Grove Wealth Management provides fee-based investment management, financial planning, and project-based consulting to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a tactical allocation approach using fundamental and cyclical analysis and manages approximately $33.3 million across about 36 client relationships, offering both discretionary portfolio management and hourly, non-discretionary consulting engagements.

Peter Psaras is a financial advisor with Conservative Equity Investment Advisors in Gloversville, NY, holding a Series 65 credential and 16 years of industry experience. He has worked at Sia Capital Management Inc. since 2013 and is CEO of Mycroft Mall LLC, which operates an online retail directory. Psaras is also a compensated writer for Seeking Alpha, where he publishes articles on stocks, politics, and the economy. Conservative Equity Investment Advisors provides discretionary portfolio management focused on publicly traded equities for individuals, high-net-worth clients, and family trusts. The firm uses a proprietary "Friedrich Algorithm" combined with fundamental, qualitative, and quantitative analysis to guide long-term investment decisions and maintains individualized investment policy statements for clients.

Lanny Rosenbaum is a financial advisor at SIP Financial Services with 4 years of industry experience. He holds a Series 66 designation and has been with SIP Financial Services since 2007. SIP Financial Services provides financial planning, portfolio management, and pension consulting to a diverse client base, including pension and profit-sharing plans, charitable organizations, trusts, estates, corporations, and other business entities. The firm offers customized investment advice primarily on a non-discretionary basis, utilizing fundamental, technical, and cyclical analysis, and incorporates a range of trading strategies tailored to client objectives and risk tolerance.

Scott Griffin is the principal of Griffin Financial Services, an independent advisory firm based in Rotterdam Junction, NY. He holds Series 63 and Series 65 licenses and has 33 years of industry experience. Griffin has been with Griffin Financial Services since 1996 and has also worked at APW Capital, Inc. since 2005. Griffin Financial Services provides investment advisory services to individuals, trusts, estates, charitable organizations, and small businesses, managing approximately $7.25 million in discretionary assets. The firm utilizes a combination of fundamental and technical analysis alongside third-party research, offering portfolio management across a variety of securities with regular account reviews.

Jeremy Scher is a financial advisor at Del-Sette Capital Management, LLC with six years of industry experience. He previously worked at Goldman Sachs & Co. LLC and has served as an Emergency Medical Technician and Field Training Officer for the volunteer-led nonprofit Delmar-Bethlehem EMS. Scher holds Series 63 and Series 65 licenses and is also a licensed insurance agent. Del-Sette Capital Management serves individuals, high-net-worth clients, trusts, and estates with discretionary investment management and comprehensive financial planning. The firm employs a long-term investment approach combining fundamental, technical, and cyclical analysis, and offers additional services including estate-planning facilitation, donor-advised fund support, insurance consulting, and tax preparation.

Glen Allen is a CFP® with 24 years of industry experience, currently advising at Del-Sette Capital Management, LLC since 2020. He previously worked at Charles Schwab and Charles Schwab Bank from 2015 to 2019. Del-Sette Capital Management serves individuals, high-net-worth clients, trusts, and estates with discretionary investment management and comprehensive financial planning. The firm combines fundamental, technical, and cyclical analysis to manage portfolios, and offers additional services including estate-planning facilitation, donor-advised fund support, insurance consulting, and tax preparation.

Hermes Del Sette III is a CFP® and Series 66 credentialed financial advisor with 14 years of industry experience. He is the founder of Del-Sette Capital Management, LLC, where he has been self-employed since 2012. In addition to his advisory role, he is also a licensed insurance agent. Del-Sette Capital Management serves individuals, high-net-worth clients, trusts, and estates by providing discretionary investment management and comprehensive financial planning. The firm employs a long-term investment approach that combines fundamental, technical, and cyclical analysis to select low-cost mutual funds, ETFs, and individual stocks, while also offering estate-planning facilitation, donor-advised fund support, and in-house tax and insurance consulting.

William Mack is a financial advisor with PlanMember Securities Corporation and holds the ChFC® designation along with Series 63 and Series 65 licenses. He has 35 years of industry experience, including roles at LifePlan Wealth Management Group and a long tenure at PlanMember Securities Corporation since 2008. Mack is also the owner and president of Financial Institutions Services Corporation of America, an insurance marketing services firm. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios, delivering education and support services to plan sponsors and participants.

Allan MacVean is a CFP® professional with 35 years of industry experience. He has been with United Planners' Financial Services of America since 2020 and previously worked at SSN Advisory Inc and Securities Service Network for nine years. Outside of his advisory work, MacVean serves as a deacon at Crossroads Community Church and has a long history as a substitute bus driver for local school districts. United Planners Financial Services serves a diverse clientele including individuals, corporations, charitable organizations, and institutional clients. The firm operates an open-architecture platform offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors.

Noah Koreman is a CFP® and holds a Series 66 license with two years of industry experience. He is currently an advisor at Mariner Wealth and previously worked at Key Investment Services LLC, KeyBank, and Charter Spectrum. Mariner Wealth is a large multi-advisor wealth management firm serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a range of services including investment management, financial planning, retirement plan consulting, tax services, and family-office style administration, utilizing both active and passive investment strategies across multiple asset classes.

Katelyn Sager is a financial advisor at Key Investment Services LLC with two years of industry experience. She holds the Series 66 designation and previously worked at KeyBank and in the food service industry. Key Investment Services LLC offers wrap-fee advisory programs and model-driven investment options to a diverse client base, including individuals, trusts, estates, charities, corporations, and small businesses. The firm operates primarily through non-discretionary, model-based wrap programs and collaborates with third-party managers such as BNY Mellon Advisors, Inc.

Kevin Eberz is a financial advisor with key Investment Services LLC, holding Series 63 and Series 66 designations and 15 years of industry experience. He has worked at key Investment Services LLC and KeyBank since 2016 and was previously employed by LPL Financial and First Niagara Bank from 2013 to 2016. Key Investment Services LLC offers wrap-fee advisory programs and model-driven investment options to a diverse client base, including individuals, trusts, estates, charities, corporations, and small businesses. The firm operates primarily through non-discretionary, model-based wrap programs and maintains committees to oversee third-party strategists and program suitability.

Pieter Burhans is a financial advisor at Key Investment Services LLC with 17 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at JP Morgan Securities, JP Morgan Chase Bank, Morgan Stanley, and Wells Fargo. Key Investment Services LLC offers wrap-fee advisory programs and model-driven investment options to a diverse client base, including individuals, trusts, estates, charities, corporations, and small businesses. The firm primarily operates through non-discretionary, model-based wrap programs and collaborates with third-party managers to implement investment strategies.

Wayne Cook II is a financial advisor with GWN Securities Inc. in Amsterdam, NY, holding Series 63 and Series 65 licenses and nine years of industry experience. His prior work includes roles at Equitable Advisors, Axa Advisors, and Northwestern Mutual Investment Services. Outside of his advisory work, he is involved as an insurance agent with V. Mathis Insurance Services and Risk Advisors, LLC, and creates non-securities audio and video content. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers. The firm offers a range of managed-account programs and model portfolios, including both traditional asset allocation and legacy market-timing strategies.

Christopher Yates is a financial advisor with VOYA Financial Advisors, Inc., holding a Series 63 designation and 11 years of industry experience. He has been with VOYA since 2014. Outside of advisory work, he owns a business producing and selling honey and maple syrup. VOYA Financial Advisors provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base, including individuals, charitable organizations, corporations, and plan sponsors. The firm offers a range of advisory programs featuring both discretionary and non-discretionary investment strategies, supported by an active broker-dealer distribution model and a broad affiliate ecosystem.

Daniel Stearns is a financial advisor with GWN Securities Inc. in Johnstown, NY, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with GWN Securities since 2005 and also has long-standing roles at GLS Financial and NSA Nutrition Products. Outside of his advisory work, Stearns is involved with Innovative Solutions Insurance Services, LLC, where he acts as a life insurance agent. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individuals, including high-net-worth clients, and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 accounts and offers a range of managed-account programs and model portfolios with both traditional and legacy market-timing and momentum-based strategies.

Joseph Scanlan is a financial advisor with Key Investment Services LLC and holds Series 63 and Series 66 designations. He has 13 years of industry experience, including roles at KeyBank from 2008 to 2022 and at Key Investment Services since 2012. He also serves as trustee of the Scanlan Family Irrevocable Trust. Key Investment Services LLC offers wrap-fee advisory programs and model-driven investment options to a diverse client base, including individuals, trusts, estates, charities, corporations, and small businesses. The firm primarily operates non-discretionary, model-based wrap programs and maintains committees to oversee third-party strategists and program suitability.

Rebecca Di Tata is a financial advisor at Ameriprise with six years of industry experience. She holds the Series 66 designation and has worked at Ameriprise since 2017, following two years at Albany Academies. Additionally, she serves as an Associate Financial Advisor through Fourstardave, LLC. Ameriprise provides retirement-income planning services focused on individuals nearing or in retirement with significant investable assets. The firm delivers tailored, research-based recommendations combining modeling and tax-efficiency analysis, supported by a centralized consulting team and a broad range of advisory, brokerage, and insurance solutions.

Brett Mccue is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Key Investment Services LLC from 2015 to 2024. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment services grounded in modern portfolio theory. The firm’s approach includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.