Brian Schmidt is a CFP® with 12 years of industry experience, currently serving as the sole advisor at Hudson Delaware Planning LLC. His prior roles include positions at Ameriprise Financial Services Inc and The Depository Trust & Clearing Corp. Outside of financial advising, he is involved with Redbud Farms LLC. Hudson Delaware Planning provides financial planning and consulting services to individuals, high-net-worth clients, and business entities through both ongoing and project-based engagements. The firm focuses on a planning-only model without discretionary portfolio management or custody, offering services that include retirement, tax, and estate planning, while clients retain full discretion over their implementation.

John Duval is a financial advisor at Bantam Inc. in Staatsburg, NY, holding Series 63 and Series 65 licenses with 12 years of industry experience. He has worked at Bantam Inc. since 2017 and also manages a securities litigation consulting firm where he serves as an expert witness without providing investment advice. Bantam Inc. serves ultra-high-net-worth individuals, families, and select institutional clients, offering asset management, financial planning, and pension consulting with a focus on documented client objectives and discretionary strategies that include equity, fixed income, and alternative investments.

Michael Vanikiotis is a CFP® and ChFC® with one year of experience, currently serving as the sole advisor at Vanik Capital LLC. His prior roles include positions at Northwestern Mutual and Wells Fargo Clearing, along with experience in the restaurant ownership and operations sector. Vanik Capital LLC provides investment management, financial planning, and retirement plan consulting to employer plan sponsors, charitable organizations, corporations, and individual clients. The firm employs asset-allocation driven portfolios combining passive and active strategies and offers services including ERISA investment management for employer plans.

David Sterman is a CFP® professional with nine years of experience in the financial services industry. He is the sole advisor at Huguenot Financial Planning in New Paltz, NY, and has worked at LPL Financial and Prime Technology LLC. He contributes external writing to industry publications. Huguenot Financial Planning provides fee-only financial planning and investment consultations to individuals, families, trusts, small businesses, pension, and charitable clients. The firm emphasizes diversified, long-term investment strategies using low-cost indexed funds and offers a range of engagement options including hourly, fixed-project, and subscription-based services without ongoing asset management or discretionary trading authority.

Edvard Jorgensen is a financial advisor at Seahorse Financial Advisers Inc. with 29 years of industry experience. He holds a Series 65 credential and has maintained a law license in New York since 1977, though he does not currently practice law actively. Jorgensen has led Seahorse Financial Advisers since 1993 and serves as a trustee of three family trusts. Seahorse Financial Advisers provides discretionary management of separately managed brokerage accounts primarily for high-net-worth individuals, families, trusts, estates, and retirement plans. The firm employs a long-term, buy-and-hold investment strategy informed by fundamental analysis and market-timing considerations, managing approximately $86.7 million across about 20 client relationships.

Peter Banta is a financial advisor at Beyond Wealth Management Group, LLC with one year of industry experience. He holds a Series 65 credential and previously worked in various roles including positions at KC Engineering and Land Surveying and RBT CPA's, LLP. Beyond Wealth Management Group provides investment advisory services to individuals, pension and 401(k) plans, trusts, endowments, and businesses. The firm employs a range of analytical methods and manages accounts on both discretionary and non-discretionary bases, offering services such as portfolio management, financial planning, and pension consulting.

Jerry Schuder is a financial advisor at Sage Investment Advisers LLC with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing Services, LLC. Outside of his advisory role, he is involved in real estate management and investment through Dollhouse Properties LLC and participates in coin trading via Willow Tree Coin Rarities LLC. Sage Investment Advisers LLC provides discretionary investment management and financial planning services to individuals, families, trusts, and estates. The firm manages approximately $224.7 million across 245 client relationships and focuses on customized, long-term portfolios emphasizing exchange-traded funds and individual bonds.

James Daly is a financial advisor at BlueRing Advisors, Inc. with 38 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Stifel Nicolaus & Co Inc since 2011. BlueRing Advisors, Inc. provides fee-only portfolio management to individuals, businesses, trusts, estates, and charitable organizations, primarily serving non–high-net-worth clients. The firm employs a dynamic allocation process combining fundamental, technical, and cyclical analysis, and emphasizes active, technically driven trading with selective use of higher-risk instruments for appropriate clients.

Charles Levinson is a financial advisor at Sage Investment Advisers LLC with 45 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing Services, LLC. Outside of advising, Levinson is involved in a rare coin collection business and co-owns a company that purchases and sells coins at auctions and trade shows. Sage Investment Advisers LLC provides discretionary investment management and financial planning to individuals, high-net-worth clients, families, trusts, and estates. The firm manages approximately $224.7 million across 245 client relationships, focusing on customized, long-term portfolios that emphasize exchange-traded funds and individual bonds.

Christopher Drouin is a financial advisor with Beyond Wealth Management Group, LLC in New Paltz, NY, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He worked at United/Mutual of Omaha from 2002 to 2018 before joining Beyond Wealth Management Group in 2018. Drouin serves on the executive committee of the New Paltz Regional Chamber of Commerce and is a board member of Woodland Pond Continuing Care Retirement Community. Beyond Wealth Management Group provides investment advisory services to individuals, pension and 401(k) plans, trusts, endowments, and businesses. The firm uses a variety of analytical methods and manages accounts on both a discretionary and non-discretionary basis, incorporating portfolio management, financial planning, and pension consulting.

David Cross is a financial advisor with Beyond Wealth Management Group, LLC in New Paltz, NY, holding a Series 63 designation and four years of industry experience. He has been with Beyond Wealth Management Group since 2018 and has a long history with Mutual of Omaha Investor Services and related entities dating back to 1997. Outside of advisory services, he is a licensed insurance agent authorized to sell a range of insurance products including life, health, and long-term care insurance. Beyond Wealth Management Group provides investment advisory services to individuals, pension and 401(k) plans, trusts, endowments, and businesses. The firm uses a combination of analytical methods and both discretionary and non-discretionary account management, incorporating third-party managers through the AssetMark platform.

Luke Timm is a financial advisor at Timm Financial Services with one year of industry experience. He holds the Series 65 designation and previously worked as a Tradesman Program Manager. Timm Financial Services is a small, state-registered advisory firm that provides fee-based investment management and financial planning to individuals, trusts, estates, and other small entities. The firm combines portfolio management with in-house tax and accounting services and offers separate estate-planning engagements, managing accounts on a discretionary basis with a tactical allocation strategy.

Joseph Guarneri is a financial advisor at Sage Investment Advisers LLC with a Series 65 credential and four years of industry experience. He has been with Sage Investment Advisers since 2019. Sage Investment Advisers LLC provides discretionary investment management and financial planning services to individuals, high-net-worth individuals, families, trusts, and estates. The firm manages approximately $224.7 million across about 245 client relationships, focusing on customized, long-term portfolios that emphasize exchange-traded funds and individual bonds.

Frederick Timm is a financial advisor with Timm Financial Services holding a Series 66 designation and eight years of industry experience. Prior to joining his current firm, he worked at Equitable Advisors, The Leaders Group, Allstate Insurance, and Signator Investors. He also owns and operates Fred Timm CPA, providing tax and accounting preparation services. Timm Financial Services is a small, state-registered advisory firm serving individuals, trusts, estates, and small entities with fee-based investment management and financial planning. The firm combines portfolio management with in-house tax, accounting, and estate planning services, employing a tactical allocation strategy that uses fundamental, technical, and cyclical analysis.

James Mcfadden is a financial advisor with Bluering Advisors, Inc. He holds Series 63 and Series 65 licenses and has four years of industry experience. In addition to his advisory role, he has been a compliance consultant at JADM Compliance Services Inc. since 2013. Bluering Advisors, Inc. provides fee-only portfolio management primarily for non-high-net-worth individuals, businesses, trusts, estates, and charitable organizations. The firm employs a dynamic allocation process that integrates fundamental, technical, and cyclical analysis, managing accounts on a discretionary basis while allowing for the selective use of higher-risk instruments for appropriate clients.

Derek Di Maso is a financial advisor at Quint Investments and Insurance with one year of industry experience. He holds a Series 65 designation and has prior work experience in healthcare, including roles at Soliant Health and Northwestern Mutual. Outside of advising, he is currently employed as a registered nurse at Soliant Health. Quint Investments and Insurance is a registered investment adviser serving individual clients and pension/profit-sharing plans through a seven-advisor team. The firm provides ongoing portfolio management and comprehensive financial planning, employing a long-term trading approach guided by documented risk tolerances and a combination of fundamental and technical analysis.

William Pepe is a financial advisor with Quint Investments and Insurance, holding Series 63 and Series 66 licenses and bringing six years of industry experience. He has worked at Quint Investments and Insurance since 2018 and is also affiliated with Asset & Capital Planning Services, Inc. and Sii. In addition to advisory work, Pepe teaches a data analysis course online at Capella University and is licensed as a property and casualty insurance broker. Quint Investments and Insurance is a registered investment adviser serving individual clients and pension/profit-sharing plans through a seven-advisor team. The firm provides portfolio management and financial planning services that include investment, insurance, tax, retirement, college funding, and debt/credit planning, employing both fundamental and technical analysis with a long-term trading approach.

Laura Betros is a financial advisor at D'Arcangelo Financial Advisors, LLC with five years of industry experience. She holds a Series 65 credential and previously worked at Willis Towers Watson from 2014 to 2019 before joining D'Arcangelo Financial Advisors. D'Arcangelo Financial Advisors is a fee-based advisory firm serving employer-sponsored retirement plans, trusts, estates, charitable organizations, and individual clients. The firm offers discretionary and non-discretionary portfolio management, comprehensive financial planning, pension and 401(k) consulting, and participant education, implementing investment strategies using mutual funds, ETFs, alternative investments, and annuities with a long-term focus.

John Cina Jr. is a PFS™ credentialed advisor at D'Arcangelo Financial Advisors, LLC with 4 years of industry experience and over 27 years affiliated with the firm. He has held roles at Prager Metis CPAs as a partner since 2020 and is the owner of CARJAC, Inc., an investment-related business. Additionally, he manages Exotic Hardwoods LLC, a woodworking and hardwood sales company. D'Arcangelo Financial Advisors is a fee-based firm serving employer-sponsored retirement plans, trusts, estates, charitable organizations, and individual clients. The firm provides portfolio management, comprehensive financial planning, and pension/401(k) plan advisory services, emphasizing pension consulting and participant education through tools like Investment Policy Statements, tax software, and custodial automation.

Wayne Quint is a CFP® with 10 years of industry experience, currently serving at Quint Investments and Insurance. He has been with the firm and its affiliated entity, Quint Wealth Management, Inc., since 2013. Outside of his advisory role, he is President of Quint Risk Management, Inc., an insurance agency specializing in life, accident, and health insurance. Quint Investments and Insurance is a seven-advisor registered investment adviser managing approximately $88.5 million for about 379 clients. The firm provides portfolio management and comprehensive financial planning services, integrating investment and insurance solutions with a focus on documented risk tolerances and a long-term investment approach.