Neal Solomon is a CFP® and ChFC® with 41 years of experience in financial services. He is the founder and managing member of WealthPro, LLC and has held roles at The Strategic Financial Alliance, Inc. since 2005. Outside of advising, he occasionally sells internet domain names and serves as an expert witness and consultant in litigation matters. He is also involved in an audiology practice as a chief financial officer and manager. WealthPro, LLC provides financial planning, investment consulting, and portfolio management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm primarily recommends and monitors independent investment managers and strategist-driven model portfolios, with a significant portion of assets managed on the AssetMark platform.

Mitsuo Lockrow is a financial advisor at Cambridge Wealth Management, LLC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Mutual Securities, Inc. from 2014 to 2018. Outside of his advisory role, he operates an independent insurance agency. Cambridge Wealth Management provides discretionary investment management, financial planning, and consulting services to individuals, pension and profit-sharing plans, estates, corporations, and charitable organizations. The firm employs a holistic planning approach with strategic asset allocation, tactical investment ideas, and active portfolio tools, serving a small client base including institutional and retirement-plan clients.

Stephen Lulla is a financial advisor at Maidstone Wealth Management, LLC in Cambridge, NY, holding a Series 65 designation with four years of industry experience. He previously worked at Weatherhelm Capital Management LLC from 2015 to 2017 before joining Maidstone Wealth Management. Maidstone Wealth Management provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and business entities. The firm employs a combination of fundamental and technical analysis, tactical asset-allocation, and rebalancing, integrating broad ETF exposures with selected individual stocks, fixed income, and options strategies within separately managed accounts.

First Step Wealth Planning is a firm that serves people seeking guidance on retiring with financial and emotional confidence. Our clients are nearing or already retired, looking for advice on retirement income, tax planning, and investments, and typically have accumulated over $1.5 million. The traditional method of retirement planning is broken. It's about facts and figures as a means to sell products. A traditional firm's business model relies on managing investments for a percentage fee, and they dedicate their time and resources to convincing you that their investment opinions are superior to those of other firms. After over 20 years of working for those firms, I broke away and started First Step Wealth Planning to provide people with the guidance they seek without feeling pressured to purchase investment and insurance products. Guided Planning is a method that helps people clarify their emotional goals and align them with their money. It’s a way to help people figure out for themselves what really matters to them and how money will play a role in those relationships. By the end of the process, they feel confident that their plan accurately reflects who they are, what they want to do, and why. They are clear on their goals, the reasons behind them, and what they need to do to move forward. Guided Planning aligns all aspects of your wealth with how you want to spend your time in retirement and is offered at a flat rate. Half up front, the rest at completion. Implementation of the plan and ongoing guidance include tax planning, investment management, income maximization, and wealth transfer planning. All provided for a flat monthly rate. If this sounds like the type of relationship you would like to have with a financial planner, visit the website to set up a complimentary consultation to see how Guided Planning may be a good fit for you.

Connie Walsh Toler is a CFP® professional with five years of industry experience, currently serving as the sole advisor at Adirondack Retirement Strategies. Her prior work includes roles at H&R Block, multiple school districts, and J Mandwelle Capital Management. Adirondack Retirement Strategies provides investment management and financial planning services to individual clients, including high-net-worth individuals, with a focus on tailored portfolios and project-based planning. The firm employs a primarily passive investment approach combined with fundamental and technical analysis and manages discretionary accounts totaling over $18 million in assets.

James Williams is a CFP® professional with 19 years of industry experience and is a founding advisor at Williams Financial, LLC. He has served as an adjunct professor at Hudson Valley Community College since 2011, teaching online courses. Williams Financial, LLC provides fee-only financial planning, investment management, and pension consulting to individuals, families, trusts, estates, and business entities. The firm operates as a fiduciary with a long-term investment approach, combining fundamental, technical, and cyclical analysis alongside modern portfolio theory, and offers additional in-house accounting and tax services.

Meredith Phippen is a financial advisor at Williams Financial, LLC with two years of industry experience. She holds the Series 65 designation and has worked at Williams Financial since 2019. Prior to her current role, she had brief engagements at Bennington College and Renee J. Jacobs, CPA, and spent six years at Evan Wilson Studios. Williams Financial, LLC provides fee-only financial planning, investment management, and pension consulting for individuals, families, trusts, estates, and business entities. The firm operates as a fiduciary, combining fundamental, technical, and cyclical analysis with modern portfolio theory to deliver tailored investment strategies and offers additional in-house accounting, tax preparation, and bookkeeping services.

Tyler Cinelli is a financial advisor at Williams Financial, LLC with 15 years of industry experience. He holds the Series 65 and Series 66 designations and has worked at firms including LT Trust, America’s Best 401k, Park Avenue Securities LLC, and Guardian Investor Services. He has been with Williams Financial since 2017, where he is part of a four-advisor team. Williams Financial, LLC provides fee-only financial planning, investment management, and pension consulting to individuals, families, trusts, estates, and business entities. The firm emphasizes a long-term investment perspective and combines multiple analytical approaches with modern portfolio theory, offering both digital and high-touch wealth management services.

Dominick Trimarchi is a financial advisor with Trimarc Wealth Management LLC in Saratoga, NY. He holds Series 63 and Series 65 licenses and has 26 years of industry experience. He has been with Trimarc Wealth Management since 2012. Trimarc Wealth Management provides investment supervisory services and comprehensive financial planning to high net worth individuals and charitable organizations. The firm employs a multi-faceted investment process combining fundamental, technical, quantitative, and qualitative analysis, managing accounts on both discretionary and non-discretionary bases with ongoing monitoring and quarterly reviews.

Daryl Spirka is a CFP® and holds a Series 66 license, with 20 years of industry experience. He has worked at Williams Financial Management since 2015 and previously operated his own CPA practice as well as worked at Lonergan And Thomas Insurance. Outside of financial advising, he owns and operates a sporting goods business in Wilmington, Vermont. Williams Financial, LLC is a fee-only firm serving individuals, families, trusts, estates, and business entities. The firm offers integrated wealth management, investment management, and pension consulting, combining fundamental, technical, and cyclical analysis with modern portfolio theory and tactical asset allocation.

Rachel Lauber is a CFP® professional with 12 years of industry experience, currently serving as an advisor at The Patriot Financial Group, LLC. Her prior experience includes roles with Cetera Financial Specialists, Securities America Advisors, Investacorp, and Primerica Advisors. Outside of her advisory work, she operates Flex Financial Planning, which focuses on helping clients develop personal statements of purpose and financial goals. The Patriot Financial Group provides investment advisory and financial planning services to individuals, small businesses, trusts, estates, and retirement plans. The firm constructs customized portfolios using a variety of securities and employs a range of analytical techniques, managing approximately $2.4 billion across 37 advisors.

Edward Deicke is a financial advisor with B. Riley Wealth Advisors, Inc., holding Series 63, 65, and 66 licenses and bringing 36 years of industry experience. He has been with B. Riley Wealth Advisors since 2015 and previously worked at National Securities Corp. Outside of his advisory role, he is involved in horse racing as a part owner and partner in several racing stables. B. Riley Wealth Advisors, Inc. is an SEC-registered firm managing approximately $7.03 billion in client assets across 274 advisors. The firm offers a wide range of services, including advisory programs, financial planning, and retirement solutions, serving individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans.

Michael Altavilla is a financial advisor with Commonwealth Financial Network based in Saratoga Springs, NY. He holds the CFP® and ChFC® designations and has 12 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities. Altavilla is also a co-owner of Novus Wealth Strategies, LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs, wealth management, and retirement plan consulting. The firm supports advisors with operations, trading, technology, investment management, compliance, and practice-management services.

Cody Lapage is a financial advisor with Commonwealth Financial Network based in Saratoga Springs, NY, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Massmutual, NYLIFE Securities LLC, and New York Life Insurance Company. Outside of his advisory work, he owns Power Acres, where he raises Angus cattle and Standardbred horses. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs, technology, and support services, enabling advisors to offer customized investment solutions and model portfolios across diverse securities and insurance products.

Randolph Altavilla is a financial advisor with Commonwealth Financial Network, holding the ChFC® designation and Series 63 license. He has 42 years of industry experience, previously working at firms including Novus Wealth Strategies, Mass Mutual Investors Services, MassMutual Life Insurance Company, and Metropolitan Life Insurance Company. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and services along with operations, trading, technology, investment management, compliance, and practice-management support. Advisors on the platform have discretion to construct client portfolios using various securities and insurance products, supported by Commonwealth’s Investment Management and Research team, which manages discretionary model portfolios through a structured due-diligence process.

Laura Donovan is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and eight years of industry experience. Her prior roles include positions at Honor, Townsend & Kent LLC, Penn Mutual Life Insurance Company, Equity Services Inc, and National Life Group. She is also involved in a political campaign for the position of Ulster County Legislator. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors, providing advisory programs, wealth management, and retirement plan consulting. The firm offers a range of investment solutions and operational support, allowing advisors discretion in portfolio construction alongside model portfolios managed by Commonwealth’s Investment Management and Research team.

Mark Jackowitz is a financial advisor with VOYA Financial Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at VOYA Financial Advisors and Voya Financial Partners since 2014. VOYA Financial Advisors, Inc. provides a broad range of investment advisory, brokerage, financial planning, and retirement plan services to individuals, charitable organizations, corporations, and plan sponsors. The firm offers adviser-led programs with a mix of model portfolios and manager-driven sleeves, supporting both discretionary and non-discretionary investment approaches.

Patrick Kimmell is a financial advisor at Edward Jones with five years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2020. Prior to his advisory role, his work history includes positions at UPS, various restaurants, and retail and service businesses. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, investment solutions, and affiliated services through a nationwide network of more than 23,700 financial advisors.

Joseph Kelly is a financial advisor at Edward Jones with 21 years of industry experience and holds a Series 63 designation. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Maureen Parker is a financial advisor with Charles Schwab in Saratoga Springs, NY, holding Series 63 and Series 66 registrations and bringing 29 years of industry experience. Her prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, as well as involvement with the United States Tennis Association. Parker is a member of the Action Council for the Saratoga Performing Arts Center. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized supervision and a distinctive operational structure.

Jay Matthews is a financial advisor at Edward Jones with 28 years of industry experience. He has held positions at Edward Jones since 2019, following previous roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. He holds the Series 63 and Series 66 designations. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Matthew Whalen is a financial advisor with LPL Financial and holds a Series 66 designation. He has two years of industry experience and has previously worked at Cadaret, Grant & Co., Inc., as well as in educational roles at several schools. Outside of advising, he is also an insurance agent affiliated with High Peaks Asset Management. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan participants, institutions, and charities. The firm offers a wide range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Edward Budd is a financial advisor with Charles Schwab based in Saratoga Springs, NY, holding Series 63 and Series 65 licenses and 31 years of industry experience. His prior roles include positions at TD Ameritrade, Scottrade, and Charles Schwab Bank. Outside of his advisory work, he occasionally participates in local and national kayak bass fishing tournaments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by extensive research and a multi-asset investment approach.

Breanna Lundy is a CFP® and holds a Series 66 designation with Edward Jones, where she has worked since 2010, totaling 16 years of industry experience. Outside of her advisory role, she serves as an educator providing academic counseling to middle school students and holds a part-time position as a county councilman. She is also co-owner of a family farm that sells grass-fed beef. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with a broad offering that includes both discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and maintains one of the largest advisor and branch networks in the industry.

Ann Edsforth is a financial advisor at Charles Schwab with a Series 66 credential and experience in both the public and private sectors. Her background includes roles at the US Department of Housing & Urban Development and several financial institutions. She is based in Saratoga Springs, NY. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Kyle Devincenzo is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and 11 years of industry experience. He has worked with Vanguard since 2014, including roles at Vanguard Marketing Corporation and THE Vanguard Group, Inc. Kyle is based in Saratoga, NY. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Madeline Butler is a Series 66 licensed financial advisor with Edward Jones, bringing three years of industry experience. Prior to joining Edward Jones, she worked at Spencer Gifts LLC and has been involved with the Glens Falls Association for the Blind. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of approximately 23,701 financial advisors.

Joseph Dimaggio is a financial advisor with LPL Financial, holding a Series 66 designation and 14 years of industry experience. He previously worked for Cadaret Grant & Co., Inc. for ten years before joining LPL Financial in 2023. Outside of his advisory role, he is involved in a non-variable insurance business through Ash Brokerage. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and combines advisory operations with non-advisory products such as insurance and lending services.

Marion Watkins is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. Prior to joining LPL Enterprise in 2024, Watkins worked at Prudential Insurance Company of America and Pruco Securities, LLC. He serves as a trustee and power of attorney for several family trusts and estates. LPL Enterprise provides advisory services through a large network of investment adviser representatives to individuals, retirement plans, charitable organizations, and corporate clients. The firm’s approach includes model portfolios developed by internal and third-party strategists, with discretionary implementation through wrap programs and third-party asset management programs.

Richard Fanch is a CFP® with 30 years of experience in the financial services industry. He has worked at OSAIC since 2024 and previously held roles at Securities America Advisors and Cambridge Investment Research Advisors. Outside of his advisory work, he operates a tax preparation and accounting service that has been in business since 1976. OSAIC is a large SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, pension plans, corporations, and charitable organizations. The firm employs a structured investment process combining risk-tolerance assessments, asset allocation tools, and portfolio optimization, offering a wide range of investment options and support through multiple custodial platforms.

Lori Lennox is a financial advisor with Edward Jones in Greenwich, NY, holding the Series 66 designation and 26 years of industry experience. She has worked at Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and offers a range of discretionary and non-discretionary investment strategies, including tax-efficient services and affiliated mutual funds.

Brittney Fields Morrison is a CFP® with eight years of industry experience, currently associated with RBC Capital Markets. Her work history includes roles at City National Bank since 2019 and Arista Wealth Advisors from 2014 to 2017. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base, including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with tailored strategies implemented through a combination of in-house and third-party investment managers, providing a range of portfolio management and financial planning services.