Mitsuo Lockrow is a financial advisor at Cambridge Wealth Management, LLC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Mutual Securities, Inc. from 2014 to 2018. Outside of his advisory role, he operates an independent insurance agency. Cambridge Wealth Management provides discretionary investment management, financial planning, and consulting services to individuals, pension and profit-sharing plans, estates, corporations, and charitable organizations. The firm employs a holistic planning approach with strategic asset allocation, tactical investment ideas, and active portfolio tools, serving a small client base including institutional and retirement-plan clients.

Stephen Lulla is a financial advisor at Maidstone Wealth Management, LLC in Cambridge, NY, holding a Series 65 designation with four years of industry experience. He previously worked at Weatherhelm Capital Management LLC from 2015 to 2017 before joining Maidstone Wealth Management. Maidstone Wealth Management provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and business entities. The firm employs a combination of fundamental and technical analysis, tactical asset-allocation, and rebalancing, integrating broad ETF exposures with selected individual stocks, fixed income, and options strategies within separately managed accounts.

Steven Jennings is a financial advisor with Evergreen RIA, LLC, holding Series 63 and Series 65 licenses and with 30 years of industry experience. He has previously worked at National Securities, Hudson Point Capital, and D.H. Hill Securities. Jennings also operates Jennings Financial Group, which provides mortgage referral services and fixed insurance sales. Evergreen RIA, LLC offers investment advisory and financial planning services to individual and high-net-worth clients, focusing on mutual funds, fixed income, REITs, ETFs, equities, certain non-U.S. securities, and insurance products. The firm primarily manages accounts on a non-discretionary basis, combining multiple analytical approaches with both long- and short-term trading strategies.

Kevin Theissen is a financial advisor at HWC Financial with 15 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at HWC Financial since 2018, following a seven-year tenure at Skygate Financial Group. In addition to his advisory role, he is a licensed insurance agent. HWC Financial provides discretionary investment management and financial planning services to individual and high-net-worth clients, managing approximately $52 million across about 100 accounts. The firm employs a fundamentally driven, value-oriented investment approach with a multi-year horizon and integrates tax and insurance considerations into its planning.

Zachary Levine is a financial advisor at HWC Financial with three years of industry experience. He holds a Series 66 designation and has previously worked at LPL Financial LLC, Mirras, Jacoby, Levine & Hatgistavrou Inc., Ganer + Ganer PLLC, and Mazars LLP. Outside of advisory work, he is involved with Cope Americas, LLC, an online selling platform. HWC Financial provides discretionary investment management and financial planning to individual and high-net-worth clients, managing approximately $52 million across about 100 accounts. The firm employs a fundamentally driven, value-oriented approach, constructing portfolios across major asset classes with discretion to rebalance or hold positions based on tax, valuation, or client-specific considerations.

Karen Ogden is a CFP® and Series 66-licensed financial advisor with 19 years of industry experience. She currently works at Envest Asset Management, LLC and has held prior roles at Purkiss Capital Advisors, Inc. and Guggenheim Securities, LLC. Envest Asset Management, LLC serves individuals—including high-net-worth clients—as well as pension and employee benefit plan sponsors, charitable organizations, and corporations. The firm employs a holistic advisement philosophy that may include socially responsible and ESG investing, primarily using passive, asset-class oriented portfolios with index mutual funds and ETFs, supplemented by fundamental and cyclical analysis and third-party managers.

Daniel Hutner Jr. is a financial advisor with Hutner Capital Management Inc. in Manchester, VT, holding a Series 65 designation and 13 years of industry experience. He has been involved with Hutner Capital Management since 2008 and has longstanding roles with the Quechee Alpine Ski Club, Inc. and Burr and Burton Academy. Hutner Capital Management, Inc. provides discretionary investment management to individuals, trusts, estates, charitable organizations, and pension and profit sharing plans, primarily serving individual and high-net-worth clients. The firm emphasizes fundamental, microeconomic analysis and long-term capital preservation, while employing a range of investment strategies including private pooled investment partnerships and limited use of hedging and derivatives.

Carmel Furtado is a financial advisor at Bay Colony Advisors with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Bay Colony Advisory Group, Inc. since 2018, following three years at United Advisors Services. Furtado serves as a volunteer board member for the Israel Congregation of Manchester. Bay Colony Advisors serves individuals, high-net-worth families, and institutional retirement plans with portfolio management, financial planning, retirement-plan consulting, and family-office services. The firm employs a primarily long-term, fundamentally driven investment approach and offers a broad range of fiduciary and non-fiduciary retirement services alongside a developed family-office and concierge service platform.

Brian Vogel is a CFA® charterholder with 16 years of industry experience. He has been with Manchester Capital Management LLC since 2009. Manchester Capital Management provides advisory services to individuals, high-net-worth families, family offices, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers discretionary portfolio management, family office services, private real estate acquisition and management, and manages a series of private limited partnerships, emphasizing strategic asset allocation and a vetted selection of third-party managers.

Griffin Sivret is a financial advisor at Manchester Capital Management LLC with 16 years of industry experience. He holds the CFP® designation and Series 65 license and has been with Manchester Capital Management since 2012. Manchester Capital Management provides advisory services to individuals, high-net-worth families, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm’s investment process centers on customized Investment Policy Statements and strategic asset allocation, managing portfolios through a vetted list of third-party managers and offering private fund management, family office services, and private real estate development.

Charles Thompson is a financial advisor at Wellington Shields Capital Management, LLC with 51 years of industry experience. He has been with Wellington Shields & Co., LLC since 2009. Wellington Shields Capital Management, LLC provides discretionary and non-discretionary portfolio management services to individuals, trusts, estates, pension and profit-sharing plans, and other institutional clients. The firm employs a combination of fundamental and technical analysis across various equity strategies and maintains ongoing monitoring and due diligence on third-party managers as part of its risk oversight.

Shawn Harrington is a financial advisor at Bay Colony Advisors with 20 years of industry experience and holds a Series 66 designation. He joined Bay Colony Advisors in 2016 after a brief tenure at Hagin Investment Management. Outside of his advisory role, Harrington serves as a curator for the Manchester Historical Society in Vermont. Bay Colony Advisors serves individuals, high-net-worth families, and institutional retirement plans with portfolio management, financial planning, retirement-plan consulting, and family-office services. The firm employs a long-term, fundamentally driven investment approach using diversified mutual funds and ETFs alongside individual equities, fixed income, and alternative investments.

Edward Cronin Jr. is a financial advisor with Manchester Capital Management LLC in Manchester, VT, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Manchester Capital Management since 1993 and also serves with the Equinox Conservative Fund, L.P. since 1992. Manchester Capital Management provides advisory services to individuals, high-net-worth families, family offices, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers discretionary portfolio management, family office services, private real estate acquisition and asset management, and manages multiple private limited partnerships, employing a strategic asset allocation approach and ongoing portfolio monitoring.

Bartholomew Earley is a CFP® and CFA® with 18 years of industry experience. He has been with Manchester Capital Management LLC since 2007. Manchester Capital Management provides advisory services to individuals, high-net-worth families, family office entities, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers discretionary portfolio management, family office services, private real estate acquisition and asset management, and acts as investment adviser and Managing General Partner for a series of private limited partnerships, with an investment process focused on strategic asset allocation and ongoing portfolio monitoring.

Rachel Lauber is a CFP® professional with 12 years of industry experience, currently serving as an advisor at The Patriot Financial Group, LLC. Her prior experience includes roles with Cetera Financial Specialists, Securities America Advisors, Investacorp, and Primerica Advisors. Outside of her advisory work, she operates Flex Financial Planning, which focuses on helping clients develop personal statements of purpose and financial goals. The Patriot Financial Group provides investment advisory and financial planning services to individuals, small businesses, trusts, estates, and retirement plans. The firm constructs customized portfolios using a variety of securities and employs a range of analytical techniques, managing approximately $2.4 billion across 37 advisors.

Cynthia Rozelle is a financial advisor at Manchester Capital Management LLC with one year of industry experience. She holds a Series 65 designation and has been with Manchester Capital Management since 2014. Outside of her advisory role, she is the owner of Transport Jakyla LLC, a trucking business. Manchester Capital Management provides advisory services to individuals, families, pension plans, trusts, charitable organizations, and related entities. The firm offers discretionary portfolio management, family office services, private real estate acquisition and asset management, and manages a series of private limited partnerships, emphasizing strategic asset allocation and ongoing portfolio monitoring.

John Heitzman is a financial advisor with OSAIC Institutions, Inc. based in Hudson, NY, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Bank of Greene County, Infinex Investments, Inc., and Thrivent Financial for Lutherans. Outside of his advisory work, he serves as a board member of the Fats in the Cats Bicycle Club, a nonprofit focused on cycling advocacy and community service in New York's Catskill and Hudson Valley regions. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, providing advisory and brokerage services through a network of investment adviser representatives. The firm offers customized financial planning, ERISA plan services, access to alternative investments, and lending and cash-management solutions, with a notable emphasis on non-discretionary assets and integrated brokerage-advisory capabilities.

Willard Watson is a financial advisor at Empower Advisory Group with 12 years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at Empower Financial Services, Sykes Hollow Innovations, and Gwfs Equities, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and retail brokerage clients. The firm’s approach integrates financial planning with recordkeeping and administrative platforms, emphasizing long-term portfolio returns and client savings rates.

Brenna Massaro is a CFP® with 14 years of experience in the financial services industry. She has worked at Money Concepts Capital Corp since 2011 and concurrently at The Bank of Bennington since 2010. Outside of her advisory role, she is the owner of the Shaftsbury Country Store. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to a diverse client base, including high-net-worth individuals, pension plans, trusts, and corporations. The firm manages approximately $3.33 billion across various account structures using model portfolios, third-party sub-advisers, and a combination of fundamental and technical analysis.

Patrick Kimmell is a financial advisor at Edward Jones with five years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2020. Prior to his advisory role, his work history includes positions at UPS, various restaurants, and retail and service businesses. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, investment solutions, and affiliated services through a nationwide network of more than 23,700 financial advisors.

Robert Esposito is a financial advisor at Osaic Wealth, Inc. with 18 years of industry experience. He holds the Series 66 designation and has worked at several firms, including Securities America Advisors, Inc. and Securities Service Network, Inc. Additionally, he owns a personal income tax preparation and bookkeeping business. Osaic Wealth, Inc. is a large SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm offers various advisory programs and employs a comprehensive investment process that integrates risk tolerance assessments, asset allocation software, and portfolio optimization tools.

John Jacobi is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has over 30 years of experience assisting individuals, families, and business owners with financial decisions. His areas of expertise include comprehensive wealth management and investment strategy, retirement planning, executive compensation and equity planning, small business 401(k) plans and fiduciary guidance, tax-efficient strategies, and sustainable investing. John holds multiple professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Chartered SRI Counselor (CSRIC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's degree from the University of Vermont and a Master's degree in Finance from Boston College. In addition to his professional work, John is active in his community. He serves as President of the Board for Habitat for Humanity of Bennington County and coaches youth sports in Bridgewater. He is also involved with the Magic Mountain Alpine Club. Outside of work, John enjoys skiing, golfing, fishing, hiking, and spending time with his family.

Caralee Kennedy is a Financial Advisor with Merrill Lynch Wealth Management, based near the Manchester Center office in Vermont. Since joining Merrill in 2019 as a Client Associate in Saratoga Springs, she returned to her home state in 2020 to advance her career. Caralee provides guidance to executives managing concentrated stock positions or navigating significant life transitions such as retirement, inheritance, or business sales. She also offers access to Bank of America Private Bank’s trust, estate planning, credit, lending, and banking services, working collaboratively with clients' attorneys, accountants, and other professional advisors to coordinate comprehensive financial and legacy plans. Caralee holds both a Bachelor’s and a Master’s degree from Southern New Hampshire University and carries the Personal Investment Advisor (PIA) designation. She serves as Secretary of the Board for the Rutland Vermont NAACP and volunteers with several community organizations, including Burr and Burton Academy, JDRF, Meals on Wheels, Mettawee Community School, Spartan Race, and Tough Mudder. Caralee enjoys hiking, travel, fitness, and spending time with her family. She is originally from Southern Vermont and is active in local efforts to educate students in subjects such as science and finance.

James Coleman is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and three years of industry experience. He previously worked with the Connecticut State Teachers Retirement Board and Darien Public Schools. Outside of his advisory role, Coleman is the owner of an educational tutoring and college advising business and serves as Membership and Marketing Director for the International Skiing History Association. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, fiduciary, and retirement plan services, combining advisor-managed accounts with firm-sponsored model portfolios and third-party solutions.

Carl Cascella is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on helping clients develop personalized financial strategies tailored to their individual goals and adapting to changing market conditions. Carl provides clients with access to investment insights from Merrill, along with banking and lending solutions through Bank of America. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). Carl earned his Bachelor's Degree from Harvard University. In addition to his professional work, he is committed to community involvement and volunteers with local organizations.

Michael Sherman is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 66 licenses and has 23 years of industry experience. He has been with Cambridge Investment Research Advisors since 2020 and also affiliated with Cambridge Investment Research, Inc. since 2016. Outside of his advisory work, Sherman builds and sells wooden furniture and serves as an independent insurance agent. Cambridge Investment Research Advisors, Inc. serves individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans through a large network of independent Financial Professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, employing both model-based and individualized investment approaches.

Adam Ihasz is a Senior Resident Director and Wealth Management Advisor based in Manchester, Vermont. He has over 30 years of experience in finance, starting his career at Merrill Lynch Wealth Management in Forest Hills, New York. Adam’s professional background includes roles as an Investment Advisor, Institutional Trader, Portfolio Manager, and Chairman and CEO of his family-run investment advisory business. His expertise spans asset management, institutional sales trading, and alternative asset management focused on selecting disciplined hedge fund strategies uncorrelated to underlying markets. Throughout his career, Adam has worked with a range of clients, including some of the largest hedge funds, providing trading ideas and strategies centered on technical analysis, event-driven opportunities, and special situations. He holds several FINRA registrations, including Series 7, 24, 31, 53, 55, and 65, as well as the Certified Plan Fiduciary Advisor (CPFA) designation. Adam's education includes coursework at Long Island University. Adam lives in Danby, Vermont, with his wife Ronda and their two daughters. He maintains a fitness-oriented lifestyle and has competed in amateur bodybuilding competitions. He is also actively involved in the local community, reflecting the Merrill tradition of service. His client focus areas include family wealth management, retirement planning, college education planning, and socially responsible investing.

Bryan Biagioli is a financial advisor at Cambridge Investment Research Advisors with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley, Morgan Stanley Private Bank, Bank of America, and Merrill. He is also the founder of Maple Wealth in Manchester Center, VT. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans through a large network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services utilizing various account platforms and third-party strategists.

Breanna Lundy is a CFP® and holds a Series 66 designation with Edward Jones, where she has worked since 2010, totaling 16 years of industry experience. Outside of her advisory role, she serves as an educator providing academic counseling to middle school students and holds a part-time position as a county councilman. She is also co-owner of a family farm that sells grass-fed beef. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with a broad offering that includes both discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and maintains one of the largest advisor and branch networks in the industry.

Adam Walsh is a Wealth Management Advisor at Merrill Lynch Wealth Management. He brings over 30 years of experience on Wall Street, starting his career as an institutional equities trader at Bankers Trust. Prior to joining Merrill Lynch in 2003, Adam practiced as a securities and antitrust attorney for six years. Since transitioning from law to wealth management, he has worked closely with clients and their estate planning attorneys to navigate the complexities of estate planning. Adam holds a Bachelor of Arts degree in Political Science from Catholic University, graduating magna cum laude, and earned his Juris Doctor from the University of Connecticut School of Law. He is certified as a CERTIFIED FINANCIAL PLANNER® professional and holds the Certified Plan Fiduciary Advisor® designation, among other credentials. Adam focuses on assessing clients' risk tolerance, time horizon, liquidity needs, and investment goals to develop strategies for high net-worth families and small businesses. In addition to his financial career, Adam serves as a Commander in the United States Navy Reserves and is a decorated veteran of Operation IRAQI FREEDOM. He and his wife split their time between their homes in Newport, Rhode Island, and Londonderry, Vermont. Adam is also a member of the advisory board for Sail Newport.

Douglas J. Calnan is a financial advisor with Ameriprise based in Manchester, VT, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. His prior roles include eight years at UBS Financial Services and four years with Ameriprise Financial Services, Inc. before joining Ameriprise in 2020. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement who meet specific asset criteria, providing detailed written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized, non-discretionary advice primarily for clients maintaining accounts within Ameriprise.

Rhonda Lathrop is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she collaborates with clients to develop personalized strategies that reflect their financial goals and values. She specializes in a range of areas including college education planning, family wealth management strategies, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management, socially responsible and ESG investing, women and wealth, sports and entertainment, and retirement income. With a bachelor's degree from Boston College, Rhonda holds several professional designations including Certified Divorce Financial Analyst (CDFA), Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Personal Investment Advisor (PIA). Her extensive experience includes entrepreneurship and technology leadership, which informs her advisory approach. Rhonda works primarily with clients across Boston, New York, Florida, and New England, focusing on affluent families, entrepreneurs, and corporate executives. Outside of her professional role, Rhonda is involved in community organizations such as the Okemo Valley Women's Club, Catamount Trail Organization, Stratton Mountain School Race Crew, BC Alumni Vermont Chapter, and the BART Adaptive Program. Her personal interests include gardening, golfing, skiing, spending time with family, and tennis.

Bruce Wilson is a financial advisor with Wells Fargo Advisors in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and with 30 years of industry experience. He has been with Wells Fargo Advisors since 2012. Outside of his advisory role, he is involved in managing investment-related entities including Dorset Advisors II, LLC, and Wilson GGP, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients through a broad financial planning and investment services platform. The firm offers tailored advice using proprietary research and planning tools, with services that include cash-flow, retirement, wealth transfer, and specialized planning for business owners, athletes, and others.

Daniel Coppens is a financial advisor at Ameriprise with 18 years of industry experience. He previously worked at BlackRock Investments LLC for 12 years. He serves on the Board of Directors for Equinox Preservation Trust in Vermont. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary recommendations.

Peter Christenson is a financial advisor at Merrill with over five years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2020. Prior to his current roles, he held positions at Mountain Top Inn and Resort, Woodstock Inn and Resort, The Foundry Restaurant, and Killington Mountain Resort. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, discretionary portfolio management, and brokerage services. The firm’s investment management includes multiple program strategies and manager-constructed offerings, supported by its integration with Bank of America affiliates and a focus on tax-efficient implementation.

Marion Watkins is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. Prior to joining LPL Enterprise in 2024, Watkins worked at Prudential Insurance Company of America and Pruco Securities, LLC. He serves as a trustee and power of attorney for several family trusts and estates. LPL Enterprise provides advisory services through a large network of investment adviser representatives to individuals, retirement plans, charitable organizations, and corporate clients. The firm’s approach includes model portfolios developed by internal and third-party strategists, with discretionary implementation through wrap programs and third-party asset management programs.

Lori Lennox is a financial advisor with Edward Jones in Greenwich, NY, holding the Series 66 designation and 26 years of industry experience. She has worked at Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and offers a range of discretionary and non-discretionary investment strategies, including tax-efficient services and affiliated mutual funds.

Michael Gardner is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and over 22 years of industry experience. He has worked at several firms including Watershed Wealth Management and Traver Gardner Investment Group. Outside of his advisory work, he serves on the Glastenbury Zoning Board and is a partner in an agricultural business focused on crop planting, harvesting, and land conservation. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional entities, providing financial planning and non-discretionary investment consulting. The firm emphasizes advisory and implementation-support roles, utilizing asset-allocation analysis and firm research to tailor investment recommendations.