Jennifer Logan is a financial advisor at Chisholm Financial Planning & Investments with 15 years of industry experience. She holds a Series 66 designation and has worked at firms including Osaic Wealth, Woodbury Financial Services, and Securities America Advisors. In addition to her advisory role, Logan practices as an attorney specializing in trust and estate planning for family and close friends and is licensed to sell fixed insurance products. Chisholm Financial Planning & Investments provides individualized investment management and financial planning services, focusing on non-discretionary accounts tailored to client objectives and risk tolerance. The firm offers fee-based asset management, fixed-fee planning, and educational workshops, managing $47 million in assets.

Jonathan Bartholomew is the sole advisor at Rock Ridge Wealth LLC, an independent firm based in Sackets Harbor, NY. He holds Series 63 and Series 65 licenses and has 22 years of industry experience. Prior to founding Rock Ridge Wealth in 2021, he worked at LPL Financial, Northern Financial Services, Northern Credit Union, and NBT Bank and its affiliated financial services. Outside of financial advising, he owns Concealed Designs LLC, a startup furniture design business. Rock Ridge Wealth serves individual and corporate clients, providing portfolio management, financial planning, cash management, and pension consulting. The firm employs a range of investment strategies, including actively managed sleeves that utilize a third-party machine-learning model focused on S&P 500 exposures, and offers estate planning coordination through digital providers.

Martha Rosner is a ChFC® credentialed financial advisor with 32 years of industry experience, currently affiliated with Vicus Capital, Inc. Her career includes roles at Cetera Wealth Services, LLC and ownership of Rosner Financial Group. Outside of advisory work, she manages multiple vacation rental properties and serves as a notary public. Vicus Capital serves a diverse client base including individuals, businesses, trusts, and retirement plan sponsors, offering investment management, financial planning, and retirement consulting. The firm employs a mix of fundamental and technical strategies and provides specialized fiduciary consulting and a range of tailored investment solutions.

Solomon Rosner is a financial advisor at Vicus Capital, Inc. with Series 65 credentials and five years of industry experience. His prior roles include positions at Cetera Wealth Services, LLC and founding Rosner Financial Group. Outside of advising, he is involved with Stay ADK, an organization he has been associated with since 2018. Vicus Capital serves a diverse client base including individuals, businesses, trusts, and retirement plan sponsors, offering investment management, financial planning, and retirement consulting. The firm employs a mix of fundamental and technical strategies and provides specialized fiduciary consulting and plan-sponsor services alongside standard advisory offerings.

Hayden Freeman is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 63 designation and nine years of industry experience. He has worked with multiple affiliated firms, including United Professional Advisors, United Wealth Advisors Group, and Ameritas Investment Corp. Freeman is involved in retirement and estate education planning and assists clients with rollovers and life insurance needs. Ameritas Advisory Services, LLC offers investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans, utilizing model portfolios, third-party sub-advisers, and custom strategies. The firm provides both discretionary and non-discretionary portfolio management and places a significant emphasis on retirement-plan advisory and fiduciary services for plan sponsors and participants.

Nico Morgia is a financial advisor at Hightower Advisors with nine years of industry experience and holds the Series 66 designation. He has been with HighTower Securities, LLC since 2016. Hightower Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering discretionary portfolio management through an Advisor Directed wrap program and access to various advisory services via its network of Advisor Practices. The firm uses a combination of fundamental and quantitative analysis, strategic and tactical asset allocation, and a range of investment vehicles to align portfolios with client objectives and risk tolerance.

Heather Clement is a financial advisor with Hightower Advisors, holding Series 63 and Series 66 licenses and possessing 31 years of industry experience. She has worked with Hightower Securities, LLC and Hightower Advisors since 2010. Hightower Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm provides discretionary portfolio management through an Advisor Directed wrap program, utilizing proprietary fundamental and quantitative analysis alongside a mix of investment vehicles, and emphasizes ongoing portfolio monitoring and periodic reviews.

Marcia Pistner is a financial advisor at First Command Advisory Services with four years of industry experience. She holds the Series 63 and Series 65 designations. Outside of her advisory role, Pistner teaches Spin and weight lifting classes at the YMCA and provides wreath-making instruction, donating a portion of proceeds to a local food pantry. First Command serves individual, high-net-worth, corporate, and charitable clients through a multi-service platform that includes financial planning, discretionary asset management, brokerage recommendations, and insurance and banking products. The firm emphasizes advisor-led planning relationships and offers a structured, 12-month Tailored Professional Services engagement with ongoing financial coaching.

Karyn Carbone is a financial advisor at First Command Advisory Services with eight years of industry experience. She holds a Series 66 designation and has worked at Edward Jones and in roles with the Village of Sackets Harbor and the Seaway Trail Foundation. First Command serves individual, high-net-worth, corporate, and charitable clients through a multi-service platform that includes financial planning, discretionary asset management, brokerage recommendations, and insurance and banking products. The firm emphasizes advisor-led planning relationships and offers a structured Tailored Professional Services engagement alongside discretionary Asset Management Solutions.

Jay Ringenbach is a financial advisor with First Command Advisory Services in Watertown, NY, holding a Series 66 designation and three years of industry experience. Prior to his advisory role, he served seven years in the United States Marine Corps. He has been with First Command in various capacities since 2021. First Command serves a diverse client base including individual, high-net-worth, corporate, and charitable clients through a multi-service platform featuring financial planning, discretionary asset management, brokerage recommendations, and insurance and banking products. The firm emphasizes advisor-led financial coaching and offers structured 12-month planning engagements alongside discretionary model portfolio management.

Neil Freeman is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 63 designation and 41 years of industry experience. He has worked with multiple affiliated firms within the Ameritas network since 2006 and currently holds roles at United Professional Benefits, United Wealth Advisors Group, LLC, and United Professional Advisors, LLC. Freeman is also licensed as an independent insurance agent, focusing on fixed insurance products and health insurance services. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, fiduciary retirement-plan advice, and utilizes a range of model portfolios, third-party sub-advisers, and custom strategies.

Kim Allen is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has held roles at multiple firms including United Professional Advisors LLC, United Wealth Advisor Group, and The AFP Group. Allen is also a partner in Gingham LLC, where he focuses on employee benefits. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management and retirement-plan advisory services, utilizing model portfolios, third-party sub-advisers, and custom strategies.

Arnold Pechler III is a CFP® with 43 years of industry experience, currently affiliated with Ameritas Advisory Services, LLC. His career includes roles at Sage Financial Planning, CAP Advisory Services, and United Wealth Advisor Group. He is also licensed as an independent insurance agent, involved in recruiting and training agents for Ameritas general agency operations. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans, offering fee-based asset management and fiduciary retirement-plan consulting through a combination of discretionary and non-discretionary strategies.

Douglas Dier is a financial advisor with Lincoln Investment, holding a Series 63 designation and 38 years of industry experience. His career includes roles at Legend Advisory Corporation and Legend Equities Corporation before joining Lincoln Investment in 2017. He is also president of Dier Agency, Inc., a property and casualty insurance business, and serves on the board of directors for the Thousand Islands Bridge Authority. Lincoln Investment is an SEC-registered investment adviser and broker-dealer with approximately $18.9 billion in assets under management and a network of nearly 900 advisors. The firm serves individuals, employers, retirement plan participants, charitable organizations, corporations, and other registered investment advisers, offering a range of financial planning, portfolio management, and advisory services.

Phillip Banazek is a financial advisor with Hightower Advisors, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. He has been with Hightower Securities, LLC and Hightower Advisors since 2010. Hightower Advisors serves a diverse client base including high net worth individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers discretionary portfolio management through an Advisor Directed wrap program, utilizing proprietary fundamental and quantitative analysis alongside a mix of equities, fixed income, ETFs, mutual funds, and alternative investments.

Jeremy Miller is a financial advisor at First Command Advisory Services with Series 63 and Series 65 licenses and over 20 years of service in the US Army. He joined First Command Brokerage Services Inc. in 2025. First Command serves individual, high-net-worth, corporate, and charitable clients through a multi-service platform that includes financial planning, discretionary asset management, brokerage recommendations, and insurance and banking product distribution. The firm emphasizes advisor-led planning relationships and offers tailored professional services with structured engagement cycles.

Coltan Goodwine is a financial advisor at Ameritas Advisory Services, LLC with five years of industry experience. He holds a Series 66 designation and has worked with United Wealth Advisors Group and United Professional Advisors, where he also performs paraplanning and financial planning activities. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, retirement-plan advisory, and fiduciary services, utilizing model portfolios, third-party sub-advisers, and custom strategies.

Philip Sprague is a financial advisor with J. W. Cole Advisors, Inc. in Watertown, NY, holding a Series 63 designation and bringing 40 years of industry experience. He was previously with MML Investors Services, Inc. for 37 years before joining J. W. Cole Advisors and J. W. Cole Financial in 2021. Outside of his advisory role, Sprague serves as a volunteer committee chairman and finance committee member at First Presbyterian Church and acts as co-trustee and executor of an estate. J. W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, retirement plans, and other entities through a national network of over 400 independent investment adviser representatives. The firm offers portfolio management, financial planning, access to third-party managers, and various managed account solutions, with investment decisions implemented on either a discretionary or non-discretionary basis.

Laurie Podvin is a financial advisor at Commonwealth Financial Network with two years of industry experience. She holds a Series 65 designation and has worked at Commonwealth since 2024. Laurie also has roles at ETFIdea, LLC and Bowers & Company CPAs PLLC. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and various program structures, while acting as a back-office and platform provider to affiliated advisors.

Shane Simser is a financial advisor with Hightower Advisors in Watertown, NY, holding Series 63 and Series 65 licenses and having 20 years of industry experience. He has been with Hightower Securities since 2013. Hightower serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers discretionary portfolio management through an Advisor Directed wrap program, utilizing proprietary fundamental and quantitative analysis alongside a mix of investment vehicles and sub-advisory resources.

Colleen O'Shaughnessy is a financial advisor at J. W. Cole Advisors, Inc. with 13 years of industry experience. She holds the ChFC® and Series 63 designations and has previously worked at MML Investors Services and Mass Mutual Life Insurance Company. In addition to her advisory role, she manages her own financial advising practice as Director of Operations at Watertown Wealth Management, LLC. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a network of over 400 independent representatives. The firm offers portfolio management, fee-based financial planning, access to third-party managers, and multiple managed account solutions.

Dorothy Grippin is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to joining First Command, she worked in various roles including with Your Exterior Pros and Moss Curtain Motors. First Command Advisory Services serves individual, high-net-worth, corporate, and charitable clients through a multi-service platform that includes financial planning, discretionary asset management, brokerage recommendations, and insurance and banking product distribution. The firm emphasizes advisor-led planning relationships and offers structured financial coaching and portfolio management tailored to client needs.

Hannah Brady is a financial advisor at First Command Advisory Services with five years of industry experience. She holds a Series 66 designation and has worked at First Command and related entities since 2020. Prior to that, she was employed at the DOD Community Bank operated by Bank of America. First Command serves a diverse client base including individual, high-net-worth, corporate, and charitable clients through a multi-service platform that features financial planning, discretionary asset management, brokerage, insurance, and banking products. The firm emphasizes advisor-led, face-to-face financial coaching and offers structured engagements with written plans and ongoing progress meetings.

George Simser is a financial advisor at Lincoln Investment with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Lincoln Investment since 2017. Prior to that, he was with Legend Advisory Corporation and Legend Equities Corporation for a combined 22 years. Lincoln Investment is an SEC-registered investment adviser and broker-dealer managing approximately $18.9 billion in assets through a network of nearly 900 advisors. The firm serves individuals, employers, retirement plan participants, charitable organizations, corporations, and other advisers, offering financial planning, custom and model portfolios, third-party manager access, and ERISA retirement plan advice.

Daniel Miles is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 63 designation and bringing 19 years of industry experience. He has held roles at multiple related firms, including Miles Ahead Financial Planning and Miles Ahead Wealth Management, where he serves as owner and advisor. Outside of his advisory work, he coordinates divisions for an adult summer soccer league and owns a travel agency specializing in group tours. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, retirement-plan advisory, and financial planning through a combination of model portfolios, third-party sub-advisers, and custom strategies, with a notable focus on plan sponsors and participants.

Joseph Cosmo is a financial advisor at Hightower Advisors with 10 years of industry experience. He holds the Series 66 designation and has been with Hightower Securities, LLC since 2014. Hightower Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers discretionary portfolio management through an Advisor Directed wrap program, leveraging proprietary fundamental and quantitative analysis alongside a mix of investment vehicles to align portfolios with client objectives, risk tolerance, and tax considerations.

Daniel Drappo is a CFP® professional with 39 years of industry experience, currently affiliated with LPL Financial since 2018. He previously worked at INVEST Financial Corporation for seven years and has had a longstanding role with Community Bank, N.A. since 1994, where he also serves as a Regional Sales Manager for the Community Bank Wealth Management Group. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households, offering a range of financial planning, advisory programs, and asset management solutions supported by an in-house research team.

Jennifer Valley is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 24 years of industry experience. Her prior roles include positions at Cadaret, Grant & Co., Inc., Park Avenue Securities, and Guardian Life Insurance. She is involved in several investment-related business entities, including Uncommon Financial, Inc. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, institutions, charities, and high-net-worth households. The firm offers a variety of financial planning and asset management solutions supported by an in-house research team and a large network of investment adviser representatives.

Patrick Signor is a financial advisor with RBC Capital Markets in Watertown, NY, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. He has worked at RBC Capital Markets since 2011 and City National Bank since 2016. Outside of his advisory role, he serves on the boards of several local nonprofit organizations, including the Sacred Heart Foundation and Henry Keep Home, and is an officer of the Rotary Club of Watertown Sunrise. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers advisory programs with tailored strategies based on client risk profiles and integrates a mix of in-house and third-party managers, providing both discretionary and non-discretionary portfolio management, financial planning, and brokerage services.

John Nuber is a financial advisor at RBC Capital Markets with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at RBC since 2011, currently based in Watertown, NY. Outside of his advisory role, he serves on the board of directors for a substance abuse rehabilitation facility and contributes to community outreach initiatives at a local medical center. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individuals, institutions, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Sean Ryan is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing nine years of industry experience. His prior roles include positions at CUNA Brokerage Services, Inc., LifeMark Securities Corp., AmeriCU Credit Union, and Kall & D'argenio, CPAs LLP. He is currently a member financial advisor at AmeriCU Credit Union. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm provides a range of delivery options supported by an in-house research team, combining large-scale advisory operations with additional non-advisory product offerings.

Maria Marcellus is a financial advisor with Equitable Advisors in Watertown, NY, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to joining Equitable Advisors in 2021, she worked in various roles including positions at Price Chopper, Clarkson University, St. John Fisher, and Immaculate Heart Central Jr. & Sr. High School. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a broad roster of third-party asset managers. The firm employs a hybrid referral and implementation model that combines advisory and brokerage channels, tailoring services through a structured client intake process and offering both discretionary and non-discretionary investment management options.

Pamela Halloran is a financial advisor at Cetera with 11 years of industry experience. She holds the Series 63 designation and previously worked at Avantax Advisory Services and Avantax Investment Services. Outside of her advisory role, she is a partner at Crowley & Halloran, CPAs, P.C., providing accounting, bookkeeping, tax preparation, and payroll services, and serves as treasurer or officer on several nonprofit boards and community organizations in Watertown, NY. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of investment management and consulting services, combining advisor-managed accounts, firm-sponsored model portfolios, and third-party managed solutions with a notable integration of retirement and fiduciary capabilities.

Andrew Walseman is a financial advisor with LPL Financial in Watertown, NY, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Equitable Advisors and Community Bank, N.A. Outside of his advisory work, he is involved in coaching sports and fitness. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households, offering a broad range of financial planning and investment management solutions supported by an in-house research team.

Donald Musnicki is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked at RBC Capital Markets since 2008 and City National Bank since 2019. Musnicki serves as a voting member on the Board of Directors for Lewis County General Hospital. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, tailoring strategies to clients' risk profiles through a mix of in-house and third-party investment managers.

Eric Delagarza is a financial advisor with Morgan Stanley in Watertown, NY, holding Series 65 and Series 66 licenses and bringing 19 years of industry experience. Prior to joining Morgan Stanley in 2025, he worked at UBS Financial Services for 12 years. Morgan Stanley Wealth Management offers a wide array of advisory programs to individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery processes and firm-approved planning tools to develop financial plans.

Anthony Surber is a financial advisor with RBC Capital Markets and has 15 years of industry experience. He holds a Series 66 designation and has previously worked at City National Bank, Hightower Advisors, and Hightower Securities, LLC. Outside of financial services, he serves as Operations Director at Family Medicine of Northern New York, a medical practice. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a broad client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles.

Christine Hardy is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 credentials and three years of industry experience. She has previously worked at KeyBank, Key Investment Services LLC, and JCPenney. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to clients’ risk profiles using both in-house and third-party investment managers.

William Couch is a financial advisor with Morgan Stanley in Watertown, NY, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. Before joining Morgan Stanley in 2025, he worked for UBS Financial Services for 12 years. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm‑approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and Corporate Financial Planning agreements.

Michael Nevills is a financial advisor with LPL Financial in Watertown, NY, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Community Bank System and Northwestern Mutual Life Insurance Company. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and combines large-scale advisory operations with non-advisory product activities such as insurance and lending services.

Andrew Parisian is a CFP® with three years of industry experience currently affiliated with Morgan Stanley in Watertown, NY. He has worked at Morgan Stanley Private Bank, N.A. since 2023, following six years at Canandaigua National Bank & Trust. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, providing tailored financial planning through structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and under corporate financial planning agreements.

Joseph Butler Jr. is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and bringing 35 years of industry experience. He has worked at LPL Financial since 2018 and previously spent seven years with Invest Financial Corporation. Butler also has a longstanding role at Community Bank, where he has been involved for nearly three decades. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of financial planning and investment management solutions supported by an in-house research team and a large network of investment adviser representatives.

Cyril Mouaikel is a financial advisor with RBC Capital Markets in Watertown, NY, holding a Series 66 designation and 27 years of industry experience. He has worked at RBC Capital Markets since 2008 and City National Bank since 2017. Outside of his advisory role, he serves on the board of directors for the local YMCA and is a committee member advising the Sisters of St. Joseph on their investment and spending policies. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers multiple advisory programs that provide discretionary and non-discretionary portfolio management tailored to clients’ risk profiles and incorporates a range of in-house and third-party investment managers and strategies.

Janet Sears is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 designations and 15 years of industry experience. She has been with RBC Capital Markets Corporation since 2009. RBC Wealth Management serves a broad client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, tailoring strategies according to each client’s Advisory Risk Profile.

Gregory Couch is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at UBS Financial Services for 12 years. Morgan Stanley Wealth Management provides a variety of advisory programs to both individual and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through Financial Advisors and its Estate Planning Strategies Group.

William Tremont is a financial advisor with RBC Capital Markets in Watertown, NY, holding a Series 66 designation and 26 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with discretionary and non-discretionary portfolio management, tailored to each client’s risk profile and utilizing both in-house and third-party investment managers.

Michael Crowley is a financial advisor with Cetera, holding a Series 63 credential and 26 years of industry experience. Prior to joining Cetera in 2025, he worked at Avantax Advisory Services and Avantax Investment Services for over two decades. He is also president of Crowley & Halloran, CPAs, P.C., and serves as treasurer of the Watertown Noon Rotary Club as well as a trustee of Jefferson County Community College. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, combining advisor-managed accounts, firm-sponsored model portfolios, and third-party managed solutions.

Julian Alteri is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and investment analysis. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements with employers.

Adam Larsen is a financial advisor with LPL Financial, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining LPL Financial, he worked in various roles including sports medicine, orthopedics, and educational settings. He is also the owner of Run Resilient, a business unrelated to investment services. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of financial planning and investment solutions supported by an in-house research team and a large network of investment adviser representatives.