Erinn Flanagan is the sole advisor at Flanagan Financial Management in Norwich, NY, holding Series 63 and Series 65 credentials with 30 years of industry experience. She has worked at Leigh Baldwin & Co., L.L.C. since 2000 and founded her current firm in 2013. Outside of advising, she has a majority ownership interest in a local building associated with bookkeeping and rental activities. Flanagan Financial Management provides discretionary portfolio management and tailored asset-allocation advice to individual clients and charitable organizations. The firm manages a concentrated asset base across a small number of accounts, offering customized strategies using multiple analytical methods and continuous portfolio monitoring.

Peter Derensis is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at &PARTNERS. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing, spanning over 14 years. He participates as a finance committee member for Chenango Valley Home. &PARTNERS serves a diverse client base including individuals, retirement plans, charitable organizations, and private business owners. The firm offers portfolio management, financial and tax planning, estate and trust consulting, and retirement plan advisory services, combining proprietary and third-party strategy models with both discretionary and non-discretionary management options.

Gregory Lamonica is a financial advisor at &PARTNERS with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Advisors, Wells Fargo Clearing Services LLC, Securities Management & Research, Inc., and Farm Family. Lamonica is involved with several investment-related ventures including managing his own FINET practice and holding ownership stakes in other wealth management entities. &PARTNERS serves a diverse client base including individuals, retirement plans, charitable organizations, and private business owners. The firm offers a comprehensive range of services such as portfolio management, financial and tax planning, estate and trust consulting, and retirement plan education, utilizing both proprietary and third-party strategy models combined with platform technology.

Marci Riddell is a financial advisor at &PARTNERS with nine years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Advisors, Wells Fargo Clearing Services LLC, Edward Jones, and Elevation LLC. Riddell serves as treasurer for the Chenango Foundation, where she participates in financial oversight and quarterly meetings. &PARTNERS serves a diverse client base including individuals, retirement plans, charitable organizations, and private business owners. The firm offers a range of services such as portfolio management, financial and tax planning, estate and trust consulting, and retirement plan education, combining platform technology with proprietary and third-party strategy models to provide both discretionary and non-discretionary management.

Peter Smith is a financial advisor with Ameriprise in Norwich, NY, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory work, he serves on the boards of several local foundations, including the Greater Norwich Foundation, the Cook Foundation, and the Roger Follett Foundation, where he is president. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, combining research-driven modeling and tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Robert Carey is a financial advisor with LPL Financial in Norwich, NY, holding a Series 63 designation and bringing 28 years of industry experience. He has worked with LPL Financial since 2010 and has been associated with Mang Advisors since 2001. Outside of his advisory roles, he was involved in managing an insurance agency and has experience in real estate property renovation and leasing. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team, combining large-scale advisory operations with non-advisory product offerings such as insurance and credit services.

Jane Sawyer is a financial advisor with Ameriprise in Sherburne, NY, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. Her career includes 15 years at Fidelity Brokerage Services and seven years with Fidelity Personal and Workplace Advisors prior to joining Ameriprise. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach, delivering non-discretionary recommendations through a centralized consulting team.

Timothy Guinn Jr. is a financial advisor at Ameriprise with seven years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2018, following prior roles at Matthews Auto Group and NBT Bank. Outside of his advisory work, he serves as treasurer for both the VFW Auxiliary 2782 and Norwich Cyclones Youth Football. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research-driven modeling and tax-efficiency analysis to produce written recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Jordan Alger is a financial advisor with LPL Financial in New Berlin, NY, holding a Series 63 designation and 16 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory role, Alger is involved in the marketing and sales of fixed life, disability, long-term care, health, and annuity insurance products through related insurance agencies. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a broad range of investment solutions, supported by an in-house research team and a large network of investment adviser representatives.

Evan Walker is a financial advisor with LPL Financial in Norwich, NY, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with LPL Financial since 2012. Outside of his advisory role, he is involved with NBT Insurance Agency, LLC, where he markets and services fixed life, disability, long-term care, health, and annuity insurance products. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and combines large-scale advisory operations with non-advisory product offerings such as insurance and annuity sales.

Roger Clarkson is a CFP® professional with 29 years of experience in the financial services industry. He is currently with LPL Financial in Norwich, NY, where he has worked since 2022 and previously from 2002 to 2019. His prior experience includes a tenure at SagePoint Financial, Inc. from 2019 to 2022. Clarkson also serves as an agent selling fixed annuities, long-term care, disability, Medicare supplements, and whole life insurance. LPL Financial provides advisory and brokerage services to a wide range of clients, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers diverse delivery options supported by an in-house research team and combines large-scale advisory operations with insurance and annuity product sales through affiliated agencies.