Owen Kennedy is a financial advisor at BFC Planning, Inc. with 26 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to joining BFC Planning in 2022, he has worked with Securities Management and Research, Inc. and American National Insurance since 2004. Outside of his advisory role, Kennedy owns a livestock farm and serves as a parish council member at St. Mary’s Church in Cooperstown, NY. BFC Planning, Inc. serves a diverse range of clients, including individuals, corporations, banks, and trusts, through approximately 200 investment adviser representatives. The firm provides financial planning, portfolio management, and access to various advisory platforms and third-party managers, with investment strategies typically involving stocks, bonds, mutual funds, and ETFs.

Neal Miller is a financial advisor with FSC Wealth Advisors, LLC, holding a Series 63 designation and 49 years of industry experience. He has worked at FSC Wealth Advisors since 2016 and is also president of a non-investment related business, Miller Financial Services. Outside of his advisory work, Miller serves as an elder at the First Presbyterian Church and is a trustee at Hartwick College. FSC Wealth Advisors provides investment supervisory, portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, qualified retirement plans, trusts, estates, and charitable organizations. The firm employs broadly diversified, systematic model portfolios and discretionary management with ongoing monitoring, offering solutions including an Active Management Program and separately managed direct-indexing strategies.

Jody Angellotti is a financial advisor at &PARTNERS with 15 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Edward Jones. Outside of his advisory role, he serves on the finance committee of Otsego Christian Academy, where he reviews school financials. &PARTNERS serves a broad client base including individuals, retirement plans, charitable organizations, foundations, universities, corporations, and private business owners. The firm offers a wide range of services such as portfolio management, financial and tax planning, estate and trust consulting, and retirement plan education, combining platform technology with proprietary and third-party strategy models for customized client engagements.

Corbin Curley is a financial advisor at &PARTNERS with 10 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Outside of his advisory role, Curley serves on the investment committee of the Cullman Child Development Center and is a board member of the Sidney Central School District. &PARTNERS serves a broad client base including individuals, retirement plans, charitable organizations, and private business owners. The firm offers a range of services such as portfolio management, financial and tax planning, and retirement plan education, combining platform technology with proprietary and third-party strategies to provide customized advisory solutions.

Edward Curley is a CFP® with 34 years of industry experience, currently serving as a financial advisor at &PARTNERS since 2026. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 17 years. Curley also acts as a successor trustee in Oneonta, NY. &PARTNERS serves a diverse client base including individuals, retirement plans, charitable organizations, and private business owners. The firm offers portfolio management, financial and tax planning, estate and trust consulting, and retirement plan advisory services, combining proprietary and third-party strategies with both discretionary and non-discretionary management.

David Chiusano is a financial advisor with Equity Services, Inc. and National Life Group, holding a Series 63 designation and bringing 34 years of industry experience. He serves as Vice President of Investor Relations for the Kensington Condo Association, where he participates in board meetings to assist with managing the condominium facilities. Equity Services, Inc. operates as both a federally registered investment adviser and broker/dealer, providing financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and retirement plans. The firm offers investment management through a combination of proprietary and third-party platforms, emphasizing long-term asset allocation and manager-driven model portfolios, with options for discretionary or client-approved trading.

Sarah Manchester is a financial advisor with Edward Jones in Oneonta, NY, holding a Series 66 designation and 16 years of industry experience. She has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Brent Patry is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. He has worked at LPL Financial since 2018 and concurrently at Community BANK since 2014. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and combines advisory operations with various product offerings such as insurance and lending services.

Matthew Campbell is a financial advisor at LPL Enterprise with 13 years of industry experience. He holds a Series 63 designation and has worked at Prudential Insurance Company of America and Pruco Securities, LLC before joining LPL Enterprise. LPL Enterprise provides advisory services through a large network of investment adviser representatives to a diverse client base, including individuals, retirement plans, charitable organizations, and corporate clients. The firm offers financial planning, access to model wealth portfolios, and third-party asset management programs, combining advisory services with brokerage and insurance product offerings.

Lara Leonard is a financial advisor with Morgan Stanley in Oneonta, NY, holding a Series 66 designation and five years of industry experience. She has worked at Morgan Stanley since 2020 and previously spent time with Hill Country Eye Center and Kerbey Lane Cafe. Leonard serves as president of the Kappa Phi chapter of the Beta Sigma Phi sorority in Kansas City, Missouri. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm utilizes structured discovery processes and approved planning tools to deliver its services.

Robert Vanhorn is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. He holds a Series 63 designation and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of his advisory work, he serves as a trustee for two investment-related trusts established for the benefit of his son. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional products.

Christopher Langford is a financial advisor with LPL Enterprise, holding Series 63, 65, and 66 licenses and six years of industry experience. His prior roles include positions at Mutual of Omaha and self-employment in financial services. Langford has also been involved in non-variable insurance activities. LPL Enterprise provides advisory services through a large network of investment adviser representatives to individuals, retirement plans, charitable organizations, and corporate clients. The firm offers financial planning, access to model wealth portfolios, and third-party asset management programs, combining advisory and brokerage services with insurance product offerings.

Lori Cudney is a financial advisor with Morgan Stanley who holds a Series 63 designation and has 23 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2024, with prior experience at Citigroup Global Markets dating back to 1998. Outside of finance, she is involved with Sunrise Specialty Catering as an event supervisor and participates in the Oneonta Dollars for Scholars program. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools.

Kevin Corkery is a financial advisor with LPL Financial in Sidney, NY, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at LPL Financial and NBT Bank since 2015. Outside of finance, he is a freelance musician and private drum teacher. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households, offering a range of financial planning, model-portfolio advisory programs, and third-party asset management solutions.

Jason Doi is a financial advisor with Mass Mutual Investors Services in Oneonta, NY, holding Series 63 and Series 65 licenses and 20 years of industry experience. He has worked with Massachusetts Mutual Life Insurance Company and Axa Advisors, LLC. Outside of his advisory role, he is also involved in individual life and health insurance sales. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software to analyze client goals and delivers written recommendations as part of ongoing financial planning relationships.

Kyle Velte is a financial advisor with Edward Jones in Oneonta, NY, holding a Series 66 designation and five years of industry experience. Prior to joining Edward Jones in 2021, he worked for seven years at the New York State Office of People with Developmental Disabilities. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the country.

Christopher Rollo is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. His previous roles include positions at Allied Financial Partners and Mostert, Manzanero & Scott, LLP. Outside of his advisory work, he serves as a board member and finance committee member of the Catskill Symphony Orchestra, a nonprofit arts organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and research.

Christopher Hage is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 31 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory role, he serves as a trustee and holds power of attorney for his father's trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Zachary Brown is a Series 66 licensed financial advisor at Edward Jones with six years of experience in the industry. He has been with Edward Jones since 2020 and previously worked at Hartwick College for 19 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets and operates through a nationwide network of more than 23,700 advisors and 15,000 branch offices.