Fred Young is a CFP® professional with 32 years of industry experience, serving as the sole advisor at Cumberland Valley Financial Services Inc. in Greencastle, PA, where he has worked since 1992. He holds a Series 65 license and provides financial advisory services through an independent, state-registered firm. Cumberland Valley Financial Services Inc. offers ongoing portfolio management and comprehensive financial advice to individuals, pensions, profit-sharing plans, trusts, estates, corporations, and charitable organizations. The firm implements diversified investment allocations primarily using no-load mutual funds and ETFs, managing a significant portion of assets on a discretionary basis under tailored investment policies.

James Martin is a CFP® with 35 years of industry experience. He has been with Creative Financial Designs, Inc. since 2011. Outside of his advisory role, he is active as a minister of the gospel and provides tax preparation, accounting, and business consulting services. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with a range of investment management and financial planning services. The firm employs asset-class model allocations informed by third-party research and offers strategies including Biblical Responsible Investing, alongside flexible billing arrangements and affiliated insurance and tax services.

John Hose II is a Series 66-credentialed advisor with 14 years of industry experience. He has been with Madison Avenue Securities, LLC since 2011 and is also president and owner of Life Financial, a business focused on life and health insurance and annuities. Outside of his advisory roles, he serves as treasurer for Ravens Roost #7, a nonprofit that awards scholarships and donates to local charities including Special Olympics. Madison Avenue Securities, LLC provides investment advisory and related services to individuals, charitable institutions, foundations, trusts, and employer-sponsored retirement plans. The firm manages approximately $2.0 billion in assets and offers a range of portfolio management, financial planning, pension consulting, and college-savings services through a variety of account platforms and investment approaches.

Christopher Corcoran is a CFP®-certified financial advisor with 20 years of industry experience. He is currently affiliated with Raymond James Financial Services Advisors, Inc. and has previous experience at Cetera Investment Services and BB&T Investments. Corcoran is also involved with Alexander Financial Group in Mc Connellsburg, PA. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, with a distinctive focus on advisory services that support client decision-making rather than delegated management.

Jacquelin Brumbaugh is a financial advisor with Raymond James Financial, holding a Series 66 designation and 12 years of industry experience. She previously worked at Wells Fargo Advisors Financial Network before joining Raymond James in 2018. Outside of her advisory role, she supports operations at The Alexander Financial Group in McConnellsburg, PA. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, with a notable emphasis on advisory and implementation support rather than discretionary management.

Jeremy Jamison is a financial advisor at MassMutual Investors Services with five years of industry experience. He holds a Series 66 designation and has previously worked at Wienken Advisors, Ltd. Outside of his advisory role, Jamison owns an ice cream shop in Greencastle, PA. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using firm-approved tools and structured annual planning engagements.

Erica Fendlay is a financial advisor with Osaic, holding a Series 66 designation and 16 years of industry experience. She previously worked at Edward Jones from 2009 to 2024 before joining Osaic in 2024. Outside of her advisory role, she owns and manages a commercial real estate investment through ESTE, LLC. Osaic Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services supported by technology-driven portfolio management and access to multiple custodial platforms.

Christopher Smith is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2019. Prior to his current role, he worked in media at WAAY-TV and briefly with Squad Fitness. Outside of his advisory work, he has served as a meteorologist during newscasts for Allen Media at WAAY-TV. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Larry Wright is a financial advisor with Cetera in Chambersburg, PA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Cetera since 2004 and also works at Well Span Health as a truck driver. Outside of advisory work, he is involved in insurance renewals and Medicare supplement plans. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing a combination of advisor-managed accounts, model portfolios, and third-party solutions.

Tyler Sabo is a financial advisor at Edward Jones in Mcconnellsburg, PA, holding a Series 66 designation with five years of industry experience. His prior work includes roles at AT&T and Rockland Manufacturing. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory strategies and affiliated investment options. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Shaun Basalik is a financial advisor at Edward Jones with 14 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2011. Outside of his advisory role, he has been associated with Vector Marketing in a commission-based capacity. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Corrine Hostler is a financial advisor with Raymond James Financial, holding a Series 66 designation and over a decade of experience in the industry. Her prior experience includes roles at Wells Fargo and The Alexander Financial Group, where she is also involved in a non-investment support business. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering tailored advice supported by extensive research and a broad affiliate network.

Benjamin Alexander is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 63 designation and has 25 years of industry experience. He is also the owner of Back Forty Inc., a small family farm in McConnellsburg, Pennsylvania. Alexander has been affiliated with Raymond James and related entities since 2018 and has operated The B.T. Alexander Financial Group since 2011. Raymond James Financial Services Advisors, Inc. serves a diverse client base, including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored strategies developed through client interviews and risk profiling.

Keri Stains is a financial advisor at Edward Jones with seven years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2018. Prior to this, she was employed at ACNB Bank and F & M Trust Company. Outside of her advisory role, she is involved in direct marketing activities with Le-Vel Brands, LLC and Pampered Chef, Ltd. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both high-net-worth and non-high-net-worth households, as well as pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Michael Skubon is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with LPL Financial since 2001. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by in-house research and a large network of investment adviser representatives.

Christopher Redos is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with LPL Financial since 2006. Outside of his advisory work, he is the president and sole owner of Windy Meadows Holdings LLC, a business involved in the sale of cattle, hay, eggs, and wholesale frozen food, and he also performs as a musician in a local band. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team, combining large-scale advisory operations with various non-advisory product activities.

Nadine Oliver is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and 28 years of industry experience. She has worked with Prudential Insurance Company of America since 2007 and was previously associated with PRUCO Securities, LLC. LPL Enterprise provides advisory services through a large network of investment adviser representatives to a diverse client base, including individuals, retirement plans, charitable organizations, and corporate clients. The firm offers financial planning, access to model wealth portfolios, and third-party asset management programs, combining advisory and brokerage services.