Curtis Nicholls is a Series 65-licensed financial advisor with seven years of industry experience. He is the principal of Pioneer Fortress Consulting LLC and has been an associate professor at Bucknell University since 2009, where he teaches and conducts academic research. Pioneer Fortress Consulting provides investment advisory and financial planning services to individuals and families, focusing on self-directed asset management without taking custody of client assets or exercising discretionary trading authority. The firm offers educational seminars and tailors advice to clients’ time horizons and risk tolerances, using broadly diversified investments such as ETFs, mutual funds, and fixed income instruments.

Bradley Catherman is a financial advisor at Granite Financial Advisors, Inc. with eight years of industry experience. He holds a Series 65 designation and has worked at Granite Financial Advisors since 2016. In addition to his advisory role, he is a full-time teacher with the Lewisburg Area School District. Granite Financial Advisors provides wealth management and comprehensive financial planning services to individuals, trusts, corporations, and estates. The firm employs quantitative analysis and cost-controlled, dividend-focused investment strategies, managing approximately $1.83 million across eleven clients.

Justin Buttrick is a CFP® with 17 years of industry experience and currently serves as the sole advisor at Vision Wealth Advisors, LLC. He previously worked at Private Advisor Group, LLC and LPL Financial, LLC. Vision Wealth Advisors provides investment management, financial planning, and retirement plan consulting to individual clients, high-net-worth households, and employer plan sponsors. The firm uses a modern portfolio theory-based approach combining passive and active funds, individual securities, and cash equivalents to manage discretionary accounts aligned with client goals and risk tolerances.

Pierce Edinger is a financial advisor at Buffalo Valley Wealth Plus with a Series 65 credential and less than one year of industry experience. His prior work history includes roles at Susquehanna Community Bank and various positions outside the financial sector. Buffalo Valley Wealth Plus provides investment advisory and financial planning services to individuals, including high-net-worth clients, and nonprofit organizations. The firm employs a combination of fundamental, technical, charting, and cyclical analysis to construct portfolios that emphasize income-generating instruments alongside mutual funds, ETFs, fixed income, and annuities.

Darin Koss is a financial advisor with Tower Wealth Partners in Lewisburg, PA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Raymond James Financial Services and J Alden Associates. He is also the founder and owner of Koss Financial Group, a support company unrelated to investment advisory services. Tower Wealth Partners provides wealth management, investment management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, trusts, estates, and businesses. The firm employs a customized investment approach using diversified portfolios and offers ERISA retirement-plan services, managing approximately $350 million for about 683 clients.

Michael Miller is a financial advisor at Buffalo Valley Wealth Plus with five years of industry experience. He holds a Series 65 designation and has been with Buffalo Valley Wealth Plus since 2020. Miller is also associated with Bucknell University, where he has been involved since 2012. Buffalo Valley Wealth Plus provides investment advisory and financial planning services to individuals, including high-net-worth clients, and non-profit organizations. The firm employs a combination of fundamental, technical, charting, and cyclical analysis to construct portfolios that often emphasize income-generating instruments, mutual funds, ETFs, fixed income, and annuities, and offers both discretionary and non-discretionary portfolio management alongside ongoing financial coaching.

Luis Montesinos is a financial advisor at Buffalo Valley Wealth Plus with three years of industry experience. He holds a Series 65 credential and previously worked at Sholley Insurance Agency and Allstate Benefits. Montesinos is also a member of BVWP RE LLC, a real estate holding company. Buffalo Valley Wealth Plus provides investment advisory and financial planning services to individuals, including high-net-worth clients, and non-profit organizations. The firm employs a combination of fundamental, technical, and cyclical analysis to construct portfolios focused on income-generating instruments and offers both discretionary and non-discretionary management alongside financial coaching.

Jared Kohl is a financial advisor at Tower Wealth Partners with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including J Alden Associates, Raymond James Financial Services, and Koss Financial Group. Kohl is also insurance licensed, dedicating less than 10% of his business time to non-advisory insurance activities. Tower Wealth Partners provides wealth management, investment management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, trusts, estates, and businesses. The firm customizes portfolios using diversified mutual funds, ETFs, and individual securities, employing both fundamental and technical analysis and offering fiduciary support for retirement plans.

Lance Miller is a Series 65-licensed financial advisor with Buffalo Valley Wealth Plus, where he has worked since 2020. He has five years of industry experience, including prior roles at Mastercard and Viking Trading Group. Outside of advisory work, he is the managing member of Mifflinburg Innovation Works, LLC, a business focused on real estate renovation and community economic development. Buffalo Valley Wealth Plus provides investment advisory and financial planning services to individuals, including high-net-worth clients, and non-profit organizations. The firm employs a combination of fundamental, technical, charting, and cyclical analysis to construct portfolios emphasizing income-generating instruments and offers both discretionary and non-discretionary management alongside financial coaching.

Kayla Welker is a CFP® and holds a Series 66 license with four years of industry experience. She is currently with Aviso Wealth Management and has prior experience at firms including OSAIC, Cetera Advisors LLC, and Wagner, Dreese, Elsasser & Associates P.C. In addition to her advisory role, she serves as president of a tax preparation and planning firm. Aviso Wealth Management is a nine-advisor team that provides investment advisory and financial planning services to individuals, families, trusts, corporations, pension plans, and nonprofit organizations. The firm manages approximately $495 million across about 772 client relationships, offering portfolio management, financial planning, pension consulting, and other services using a variety of analytical approaches and investment vehicles.

Craig Lawler is a ChFC®-designated financial advisor with 44 years of industry experience. He is currently with Aviso Wealth Management and has held positions at Cetera Advisors LLC and First Allied Advisory Services. Outside of his advisory work, Lawler serves as chairman of the Northumberland Montour Joint Airport Authority, overseeing operations at a small general aviation airport. Aviso Wealth Management is a nine-advisor team that provides investment advisory and financial planning services to individuals, families, trusts, corporations, pension plans, and nonprofit organizations. The firm manages approximately $495 million across about 772 client relationships, employing a variety of analytical approaches and investment vehicles tailored to client objectives.

Donald Imler is a financial advisor at Allegheny Investments with 36 years of industry experience. He holds a Series 63 designation and has been with Allegheny Investments since 2005. Allegheny Investments provides investment management and financial planning services to individuals, trusts, estates, retirement plans, charitable organizations, and businesses. The firm manages approximately $634 million in client assets and emphasizes diversified portfolios primarily composed of mutual funds, supported by proprietary research and an investment committee.

Francis Fauble II is a financial advisor at Vicus Capital, Inc. with 42 years of industry experience. He holds the ChFC® and Series 63 credentials and has worked at several firms including Cetera Wealth Services, LLC and Vertice Financial. In addition to his advisory role, he has worked as an independent insurance agent since 1971. Vicus Capital serves a diverse client base including individuals, businesses, trusts, and retirement plan sponsors, offering investment management, financial planning, and retirement plan consulting. The firm employs a range of investment strategies combining fundamental and technical analysis and provides specialized fiduciary consulting and plan-sponsor services alongside traditional advisory offerings.

Joan Lyons is a CFP® with 29 years of industry experience, currently serving as a financial advisor at Good Life Advisors, LLC since 2015. She also holds a Series 63 license and has been associated with LPL Financial, LLC during the same period. Good Life Advisors provides investment advisory, financial planning, and retirement plan consulting services to individuals, families, businesses, trusts, estates, and charitable organizations. The firm employs a team-based approach with multiple analysis methods and continuous account supervision to align asset allocation with client objectives and risk tolerances.

Frank Moore Jr. is a financial advisor at Vicus Capital, Inc. with 18 years of industry experience. He holds a Series 66 designation and has worked with Cetera Wealth Services, LLC and Frank D Moore Financial, Inc., which he owns. Outside of advisory work, he serves as a board member for an oil leases business. Vicus Capital serves a diverse client base including individuals, businesses, trusts, and retirement plan sponsors, offering investment management, financial planning, and retirement plan consulting. The firm employs a range of strategies combining fundamental and technical analysis and provides specialized fiduciary consulting alongside a broad suite of advisory services.

Nathan Wagner is a financial advisor with Good Life Advisors, LLC, holding Series 63 and Series 65 licenses and six years of industry experience. His prior work includes roles at LPL Financial, LLC and Blaise Alexander Ford. Good Life Advisors provides investment advisory, financial planning, and retirement plan consulting services to individuals, families, businesses, trusts, estates, and charitable organizations. The firm utilizes a team approach and multiple analytical methods to tailor advice and offers a range of programmatic solutions alongside educational seminars and subscription-based planning services.

Thayer Potter is a CFP® and CFA® with 27 years of industry experience. He has worked at Prospera Financial Services, Inc. since 2022 and previously held roles at Wells Fargo Advisors and Janney Montgomery Scott. Potter serves as an advisory board member for Penn State Outreach. Prospera Financial Services, Inc. is an enterprise-scale adviser and dually registered broker-dealer managing approximately $12.4 billion across 207 advisors and 140 offices. The firm serves individuals, corporate and charitable entities, and retirement plans, offering investment advisory and financial planning services through multiple platforms and customizable portfolio solutions.

Benjamin Wilhelm is a financial advisor at OneAscent Financial Services LLC with 10 years of industry experience. He holds a Series 66 designation and previously worked at Brokers International Financial Services and BlueSkies Wealth Management. Wilhelm is also involved with Lone Oak Financial Services, LLC, a financial services business focused on securities and insurance. OneAscent Financial Services LLC manages approximately $2.61 billion through a network of 57 advisors, serving individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients. The firm offers discretionary and non-discretionary asset management, financial planning, ERISA fiduciary services, and utilizes a blend of direct management, third-party managers, and unified managed accounts to implement individualized portfolio strategies.

Michael Barrett is a financial advisor with Good Life Advisors, LLC, holding Series 63 and Series 65 credentials and 14 years of industry experience. He has been with Good Life Advisors and LPL Financial since 2015. Good Life Advisors offers investment advisory, financial planning, and retirement plan consulting services to individuals, families, business entities, trusts, estates, and charitable organizations. The firm uses a team approach and multiple analytical methods to provide tailored advice and offers a range of programmatic solutions along with educational seminars and subscription planning services.

David Guyer is a financial advisor at Hornor, Townsend & Kent, LLC with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Cetera Advisor Networks and Partners Financial Group. Outside of his advisory role, he has served as a probation officer for Northumberland County Juvenile Court since 1995. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services through third-party asset manager platforms, financial planning, and consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

James Richmond is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 63 designation and over 31 years of industry experience. His career includes roles at Penn Mutual Life Insurance Company, MetLife Securities Inc., and Metropolitan Life Insurance Company. Richmond serves on the board of the Greater Susquehanna Valley United Way finance committee and is a director for the Snyder Agency on Aging, a nonprofit focused on senior health and welfare benefits. Hornor, Townsend & Kent provides advisory services to individuals, trusts, businesses, charitable organizations, and retirement plans, utilizing third-party asset manager platforms and emphasizing client-directed implementation and oversight. The firm manages a significant portion of assets on a non-discretionary basis and offers a range of investment and retirement consulting services.

Benjamin Burns is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked with Ameritas Advisory Services since 2021 and is also involved with Clancy Burns Corporation and Weaver Financial Services, Inc. In addition to his advisory role, he is licensed as an Independent Insurance Agent, selling fixed insurance products. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, retirement-plan advisory, and fiduciary services, utilizing model portfolios, third-party sub-advisers, and custom strategies.

Peter Stockett is a CFP® with 24 years of industry experience and is currently associated with Integrity Alliance, LLC. He has worked at Brokers International Financial Services since 2009. Stockett serves as a board member for Brighter Financial Futures, an organization focused on educating K-12 students about financial literacy. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm offers asset management, financial planning, and retirement consulting using a variety of portfolio management approaches and third-party platforms.

Michael Miller is a financial advisor at Janney Montgomery Scott with five years of industry experience. He holds a Series 66 designation and has been with Janney since 2017. Prior to joining Janney, he worked at Surplus Outlet from 2012 to 2016. Janney Montgomery Scott LLC is an SEC-registered investment adviser and broker-dealer managing approximately $100.8 billion in client assets. The firm serves individuals, high-net-worth clients, corporations, charities, and institutions, offering a range of portfolio management, financial planning, retirement advisory, and brokerage services.

David Betz is a financial advisor with Janney Montgomery Scott in Sunbury, PA, holding a Series 63 designation and bringing 32 years of industry experience. He has been with Janney since 1993. Betz serves on the board of the Danville Community Foundation, where he participates in grant decisions for nonprofit organizations. Janney Montgomery Scott is an SEC-registered investment adviser and broker-dealer managing approximately $100.8 billion in client assets. The firm offers a wide range of services including portfolio management, financial planning, retirement plan consulting, and brokerage services to individuals, high-net-worth clients, corporations, charities, and institutions.

Jeffrey Crossland is a financial advisor with Commonwealth Financial Network based in Lewisburg, PA, holding a Series 63 credential and over 34 years of industry experience. He has led The Crossland Group since 1999 and also maintains a legal career as an attorney and part-time assistant district attorney. In addition to his advisory work, he provides tax preparation services through The Crossland Group. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients by offering a range of advisory programs and back-office support, including investment management, trading, compliance, and practice management. The firm provides access to a variety of discretionary portfolios and distinct program structures tailored to advisor and client needs.

Justin Kaleta is a financial advisor at Empower Advisory Group with four years of industry experience. He holds a Series 66 designation and previously worked at Janney Montgomery Scott. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, utilizing an integrated model connected to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing through point-in-time financial plans and offers optional managed account solutions.

Toby Krouse is a financial advisor at Raymond James Financial with 13 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones from 2012 to 2019. Outside of his advisory role, he owns Krouse Financial Strategies, LLC and serves as CEO of Krouse Real Estate LLC, a business focused on property operations. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, pension plans, charitable organizations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing asset-allocation analysis and firm research to develop tailored recommendations.

Steven Deckard is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and 17 years of industry experience. He previously worked at MML Investors Services and Mass Mutual before joining LPL Financial in 2017. Outside of his advisory role, Deckard serves on the board of the nonprofit Mid Penn Management, Inc. and operates a manufacturing representative agency through Deckard Sales LLC. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a broad range of delivery options supported by an in-house research team and combines advisory operations with non-advisory product activities such as insurance and annuity sales.

David Eia is a financial advisor with Primerica Advisors in Beavertown, PA, holding Series 63 and Series 65 licenses and over 20 years of experience with Primerica. His prior work includes six years at the Department of Human Services. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts under a wrap-fee structure. The firm curates third-party asset managers and uses multiple investment models, including Strategic, Tactical, Tax-Aware, and Income Distribution approaches.

Christina Greak is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Raymond James since 2015 and also holds a vice president position at Fulton Financial Advisors, where she is involved in financial product sales. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-high-net-worth clients, pension and profit-sharing plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored financial plans developed through client collaboration and supported by firm research and analysis.

Brendan Mutchler is a financial advisor with Ameriprise in Montoursville, PA, holding a Series 66 designation and five years of industry experience. He has been with Ameriprise since 2020 and previously worked at Liberty Mountain from 2015 to 2019. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-supported recommendations primarily for assets held in Ameriprise-managed accounts.

Melissa Dayhoff Bratton is a financial advisor with Edward Jones in Selinsgrove, PA, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. She previously worked with M&T Securities and M&T Bank from 2003 to 2020. Outside of her advisory role, she owns and operates Cluckin & Truckin Farm, a homestead farm in Sunbury, PA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Betsy Guffey is a financial advisor at Cetera with 13 years of industry experience. She holds a Series 66 designation and previously worked for Lincoln Investment Planning, Inc. for 15 years. In addition to her advisory role, she serves as treasurer for the Susquehanna Valley Spinners and Weavers Guild. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, combining advisor-managed accounts with firm-sponsored model portfolios and third-party solutions.

Alexander Hoppes is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and four years of industry experience. His prior work includes roles at The Northumberland National Bank, Fulton Bank, and various companies outside finance. Cetera Investment Advisers serves individual, high-net-worth, institutional, and retirement-plan clients through a network of independent advisors. The firm offers portfolio management, financial planning, fiduciary solutions, and access to third-party managers, combining retirement and fiduciary capabilities with a broad institutional platform.

Mary Jansen is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 29 years of industry experience. She has worked with Mass Mutual Investors Services since 2017 and has been affiliated with Massachusetts Mutual Life Insurance Company, MetLife Securities Inc., and Metropolitan Life Insurance Company since 1996. Outside of her advisory work, she owns a rental real estate business in Shavertown, Pennsylvania. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, focusing on collaborative, annual planning relationships using firm-approved analytical tools.

Terra Decker is a financial advisor at Edward Jones in Selinsgrove, PA, with seven years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Kish Bank for 17 years before joining Edward Jones in 2024. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Michael Johnson is a Series 66-credentialed financial advisor with 17 years of industry experience. He has worked at Edward Jones since 2022 and previously held roles at Cetera Investments Advisers LLC, Cetera Investment Services LLC, and First National Bank of Pennsylvania. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

David Shrom is a financial advisor at Osaic with 44 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at FSC Securities Corporation for 29 years before joining Osaic in 2023. Outside of his advisory role, he owns Shrom Associates, a sole proprietorship involved in life insurance and variable annuity sales. Osaic Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a broad client base that includes individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs a comprehensive investment process utilizing risk-tolerance assessments, asset allocation software, and portfolio optimization tools, offering a wide range of investment options and advisory programs through a large network of financial advisors.

Stephen Engle is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 34 years of industry experience. He has previously worked at StoneX Advisors Inc. and Stonex Securities Inc. In addition to his advisory role, Engle is an agent at Purdy Insurance Agency Inc. and serves as an elected board member of the Community Giving Foundation in Sunbury, PA. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a network of over 6,800 advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, fiduciary solutions, and access to third-party money managers, combining retirement and fiduciary capabilities within a broad institutional platform.

Sheri Marshall is a financial advisor at Edward Jones in Selinsgrove, PA, holding a Series 66 designation with six years of industry experience. Prior to joining Edward Jones in 2019, she worked at Arthrex Inc, Novus Surgical, and Keystone Surgical. She is the managing partner of Oleve Solutions LLC, a company formed to purchase real estate and consolidate rental properties. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Charles Straub is a Series 66-licensed financial advisor with Edward Jones, where he has worked since 2011. He has 14 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets, supported by a large network of advisors and branch offices nationwide.

Charles Schlegel III is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been affiliated with Cetera Wealth Services since 2013 and joined Cetera in 2023. Outside of his advisory role, he operates as an independent insurance agent specializing in various insurance products. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, combining advisor-managed accounts, model portfolios, and third-party managed solutions with notable retirement and fiduciary capabilities.

Michael Camacho is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior work includes roles at M&T Securities and VALIC Financial Advisors. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and delivers services through a large network of investment adviser representatives.

Daniel Myers is a financial advisor with Edward Jones in Lewisburg, PA, holding a Series 66 designation and six years of industry experience. Prior to joining Edward Jones in 2019, he worked at U-Haul and Lendmark Financial. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and managed solutions supported by a large nationwide network of financial advisors and branch offices.

Charles Schlegel IV is a financial advisor with Cetera, holding CFP® and Series 66 designations and bringing 10 years of industry experience. He has been associated with Cetera and related entities since 2015, including his role at Schlegel Financial Group. Outside of his advisory work, he is involved in fixed insurance sales, covering life, health, disability, annuities, and long-term care products. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and fiduciary solutions, utilizing a range of advisor-managed accounts and third-party managed strategies.

Brad Buch is a financial advisor at Edward Jones with nine years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2016. Outside of his advisory role, he is president of Buch Custom Homes, Inc., a building business he has been involved with since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Lorna Gessner is a financial advisor at Raymond James Financial with 32 years of industry experience. She holds Series 63 and Series 65 designations and has been affiliated with Fulton Financial Advisors and Raymond James Financial Services since 2015. Outside of finance, she is the owner and proprietor of Bucktail Farm, an agricultural business. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, with a notable emphasis on advisory and implementation-support services rather than discretionary management.