Michael Dinich is the sole advisor at Your Money Matters Wealth Management, LLC in Sayre, PA, holding Series 63 and Series 65 licenses with 18 years of industry experience. He has operated Your Money Matters since 1990 and owns Heritage Beef and Cattle Co., where he is involved in cattle breeding and sales. Dinich also manages an estate planning business as a side activity. Your Money Matters Wealth Management provides personalized financial planning and discretionary portfolio management primarily for individuals and trusts. The firm serves a very small client base, uses a range of investment strategies guided by client objectives, and also arranges and monitors third-party money manager relationships.

Alexandra Richey is a financial advisor at Gradient Securities, LLC with three years of industry experience. She holds a Series 66 designation and has worked at firms including LPL Financial and Citizens & Northern Bank. Outside of advising, she serves as a volleyball bookkeeper for the Troy Area School District. Gradient Securities, doing business as Gradient Wealth Management, provides financial planning, consulting, non-discretionary asset management, and ERISA plan services to a diverse client base including individuals, trusts, and corporations. The firm operates as both an SEC-registered investment adviser and a FINRA-registered broker-dealer, with a notable focus on third-party manager referrals and non-discretionary advice.

Joshua Fallenstein is a financial advisor with Gradient Securities, LLC, holding Series 63 and Series 65 credentials and 14 years of industry experience. He has worked with Freedom Wealth Management, LLC dba AJ Freedom Financial, Freedom Financial Insurance, LLC, and Freedom Financial Tax, LLC in various capacities since 2015. Fallenstein is also the managing member of Freedom Financial Tax, LLC and Freedom Financial Insurance, LLC, where he is involved in tax preparation, tax planning, and insurance services. Additionally, he serves on the membership committee of BNI. Gradient Securities, LLC, operating as Gradient Wealth Management, provides financial planning, consulting, non-discretionary asset management, and ERISA plan services to individuals and various institutional clients. The firm combines SEC-registered advisory services with broker-dealer functions and works extensively with third-party managers while managing over $590 million in assets on a non-discretionary basis.

Sarah Carr is a CFP® with six years of industry experience, currently serving as a financial advisor at Belpointe Asset Management LLC since 2020. She also provides financial wellness coaching and is involved with the Financial Therapy Association, which bridges financial planning and cognitive behavioral therapy. Additionally, she serves as board chair of the RReclamation Collective, a nonprofit focused on education and advocacy for those affected by religious harm, and acts as treasurer for Endless Mountains Pride, supporting LGBTQ+ community initiatives. Belpointe Asset Management serves a diverse client base including individual investors, retirement plans, and corporations, offering discretionary investment management, financial planning, and retirement plan consulting. The firm employs customized portfolios with a range of strategies and supports a variety of affiliated businesses and product sponsorships alongside its advisory services.

Tari Trowbridge is a CFP® professional with 33 years of industry experience, currently affiliated with Commonwealth Financial Network and leading Trowbridge & Co Wealth Management Group since 2014. His work history is centered in Towanda, PA. Outside of advisory services, he is involved in fixed insurance sales as an agent and has ownership interests in real estate properties leased for gas royalties. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized indexing, while providing operations, technology, compliance, and practice-management support to affiliated advisors.

Brandon Walker is a financial advisor with Equitable Advisors in Waverly, NY, holding a Series 66 designation and eight years of industry experience. He has been with Equitable Advisors since 2017 and previously worked at AxA Advisors. Outside of his advisory role, he serves as a wrestling coach in Waverly. Equitable Advisors serves a wide range of clients including individual investors, retirement plan sponsors, corporations, and charitable organizations, offering financial planning and access to asset management through third-party programs. The firm operates a hybrid referral and implementation model, combining advisory and brokerage services with tailored client plans.

Michael Chambers is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 42 years of industry experience. He has been associated with Linsco / Private Ledger Corp. since 2004. Chambers also operates a separate business under the name North Branch Financial Services. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, institutions, charities, and high-net-worth households. The firm offers a variety of delivery options supported by an in-house research team, combining large-scale advisory operations with non-advisory product activities.

Jenny Payne is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 25 years of industry experience. She has worked at Raymond James since 2004 and previously at Richard A. Pascoe Financial Services. Outside of advising, she owns and manages Brenchley's Lake CampGround in Rome, Pennsylvania. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset allocation analysis and firm research to tailor recommendations while often maintaining an advisory role rather than discretionary management.

Derek Gowan is a financial advisor with LPL Financial in Sayre, PA, holding a Series 66 designation and bringing 13 years of industry experience. He has been with LPL Financial since 2012 and previously served with the Community Foundation for the Twin Tiers and the Sayre Elks Lodge #1148. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of financial planning and investment solutions supported by an in-house research team and accommodates both advisory and brokerage needs through a large network of investment adviser representatives.

Wesley Smith is a financial advisor at LPL Financial with two years of industry experience. He holds a Series 66 designation and has prior work experience at M&T Bank and Gannon Associates. In addition to his advisory role, he is involved with Wilmington Advisors at M&T. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households, offering a variety of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Brittanie Ockerhausen is a financial advisor at LPL Financial with 19 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at SCOTTRADE, TD Ameritrade, and Rileyo Aerospace. Ockerhausen currently serves as a wealth advisor at Citizens & Northern Bank in Sayre, PA. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and delivers services through a large network of investment adviser representatives.

David Stearns is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. His prior work includes roles at The Prudential Insurance Company of America and Aldi Inc. Outside of his advisory role, he is involved with Robbins Financial, an insurance and financial services business affiliated with LPL. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of financial planning and investment management solutions supported by an in-house research team and multiple delivery platforms.

John Nolt is a financial advisor at LPL Financial with 20 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at M&T Bank and M&T Securities since 2005. Nolt has been with LPL Financial since 2021. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers various investment solutions supported by an in-house research team, combining large-scale advisory operations with a broad range of financial products and services.

Courtney Steckiel is a CFP® professional with 15 years of industry experience, currently serving as an advisor at Raymond James Financial Services Advisors, Inc. since 2017. Prior to this, she worked at LPL Financial and First Citizens National Bank. Outside of her advisory role, she is an associate at JP Financial, where she supports client activities and compliance functions. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, providing tailored recommendations supported by comprehensive research and a wide affiliate network.

Jason Glowski is a financial advisor at Edward Jones with 12 years of industry experience. He previously worked at LPL Financial from 2012 to 2018 before joining Edward Jones. He holds a Series 63 designation and serves as a board member for Grace Christian Academy in Ulster, PA. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.