Christine Parker is a CFP® professional and the sole advisor at Parker Financial, LLC, an independent firm she has led since 2007, with a total of 19 years in the industry. She holds the Series 66 designation and is based in La Plata, MD. Parker Financial, LLC provides investment advisory and consulting services to individuals, trusts, estates, one-owner small businesses, charitable organizations, and select institutional clients. The firm employs a long-term, tax-efficient investment approach grounded in Modern Portfolio Theory and integrates environmental, social, and governance (ESG) considerations, primarily using low-cost passive ETFs, equities, and investment-grade fixed income.

Antonio Batiste is a financial advisor at Avadim: Financial, Limited Liability Company with Series 63 and Series 65 credentials and over one year of experience in the financial services industry. His prior roles include positions at Northwestern Mutual Investment Management and JD Power via Kforce Staffing. Outside of his advisory work, he is involved with A Healthy Peace of Mind LLC, a business he has been associated with since 2024. Avadim: Financial provides financial planning and investment advisory services to individuals, families, and small-to-medium sized businesses, using a three-phase planning process combined with risk assessment to guide investment recommendations. The firm offers both non-discretionary advice and discretionary portfolio management only after clients complete its planning intake and serves working-class clients with a variety of payment options.

Frank Simpson Jr. is a financial advisor at The Simpson Firm LLC with eight years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and Medtech Medcare. The Simpson Firm provides fee-only investment advisory and financial planning services to small and mid-size groups and individual clients. The firm tailors strategies to client risk tolerance and objectives, uses third-party research, and offers both long-term investment approaches and selective short-term trading techniques.

Abigail Waddell is a CFP® professional with four years of industry experience, currently serving as an advisor at BMSS Wesson Wealth Solutions. She has been with the BMSS family of firms since 2015, including BMSS, LLC and its affiliated entities. BMSS Wesson Wealth Solutions provides investment advisory and wealth management services to individuals, families, estates, trusts, charitable foundations, and institutional clients. The firm integrates investment management with accounting and consulting services through its parent company, BMSS LLC, and emphasizes tailored portfolio implementation supported by affiliated registered advisers and advanced reporting platforms.

Joseph Chavel is a Series 65-licensed advisor with Innovative Wealth Building LLC, bringing one year of industry experience. Prior to joining the firm, he served in the United States Marine Corps and held positions at NAVAIR and PAE. Innovative Wealth Building LLC provides portfolio management and financial planning services to individuals, high-net-worth clients, and charitable organizations. The firm employs a client-specific approach using Investment Policy Statements and generally pursues long-term trading based on fundamental analysis and modern portfolio theory.

Jennifer Hill is a financial advisor with Innovative Wealth Building LLC, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She previously worked at First Command Advisory Services, Inc. and First Command from 2015 to 2021. Hill is also an independent licensed insurance agent and occasionally offers insurance products to advisory clients. Innovative Wealth Building LLC provides portfolio management and financial planning services to individuals, high-net-worth clients, and charitable organizations. The firm emphasizes tailored investment programs based on fundamental analysis and modern portfolio theory, managing accounts on both discretionary and non-discretionary bases with regular monitoring and reporting.

Vincent Petrillo is a financial advisor at Innovative Wealth Building LLC with a Series 65 credential and one year of industry experience. Prior to joining the firm, he served 15 years with the Naval Air Systems Command at the Department of Navy. He is also an insurance agent, selling insurance products alongside his advisory role. Innovative Wealth Building LLC provides portfolio management and financial planning services to individuals, high-net-worth clients, and charitable organizations. The firm offers tailored investment programs and ongoing monitoring, managing accounts on both a discretionary and non-discretionary basis with a focus on long-term trading guided by fundamental analysis and modern portfolio theory.

Coy Baldwin is a financial advisor at Innovative Wealth Building LLC with three years of industry experience. He holds a Series 65 designation and previously worked for Cintas Corp. for 19 years. In addition to his advisory role, he is an independent licensed insurance agent and occasionally offers insurance products to clients. Innovative Wealth Building LLC provides portfolio management and financial planning services to individuals, high-net-worth clients, and charitable organizations. The firm employs long-term trading strategies guided by fundamental analysis and modern portfolio theory, managing accounts on both discretionary and non-discretionary bases.

Warren Brooks is a financial advisor at Innovative Wealth Building LLC with 26 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at First Command Advisory Services and First Command Financial Planning from 1999 to 2021. He is also a licensed insurance agent and occasionally offers insurance products to clients. Innovative Wealth Building LLC provides portfolio management and financial planning services to individuals, high-net-worth clients, and charitable organizations. The firm employs a long-term investment approach based on fundamental analysis and modern portfolio theory, managing accounts with ongoing monitoring and tailored investment programs.

Matthew Scarborough is a Series 65-licensed financial advisor with Retirement Management Systems, bringing six years of industry experience. He has held roles at Oak Wealth Partners Inc and Adelina LLC since 2020 and is involved in Running Hare Vineyard, a business producing wine and hosting events in Prince Frederick, MD. Retirement Management Systems offers savings-plan management, discretionary portfolio management, financial planning, and plan-sponsor consulting for individual clients, including high-net-worth individuals, and retirement plans. The firm uses risk-based model portfolios and serves clients through both discretionary and non-discretionary approaches, supporting plan sponsors with consultative and implementation services.

John Blamphin is a CFP® professional with 21 years of industry experience, currently serving as an advisor at Retirement Management Systems. His prior roles include positions at Independent Financial Group LLC and Scarborough Advisors, LLC, as well as concurrent work with SII Investments, Inc. He is also licensed as an insurance agent through Ash Brokerage. Retirement Management Systems provides savings-plan management, discretionary portfolio management, financial planning, and plan-sponsor consulting for individual clients and retirement plans. The firm employs a risk-based model portfolio approach and serves a large client base through a team of five advisors.

Jessica Repasi is a CFP® and Series 66 licensed advisor with three years of experience in financial services. She is currently with Sowell Management and has prior experience at Purshe Kaplan Sterling Investments, Ic Advisory Services, and The Investment Center, Inc. Outside of advisory roles, she has worked in the fitness industry with Inner Alpha Fitness. Sowell Management provides investment advisory and related services to a broad range of clients, including individuals, retirement plans, corporations, and institutions. The firm operates through an independent contractor model, utilizing model portfolios, third-party sub-advisors, and unified managed account platforms to implement tailored investment strategies.

Joyce Cool is a financial advisor with Sowell Management, holding the ChFC® designation along with Series 63 and Series 65 licenses. She has 26 years of industry experience, including nine years with IC Advisory Services Inc and The Investment Center Inc. Outside of advisory work, she is a managing partner of Wealth Management Partners, LLC, and holds a Maryland insurance license with authority to sell various life and health insurance products. Sowell Management provides investment advisory and related services to a diverse client base, including individuals, retirement plans, corporations, and institutions. The firm operates an independent contractor model and utilizes model portfolios, third-party sub-advisors, and unified managed account platforms to implement investment strategies.

Sabrina Lee is a financial advisor with Navy Federal Investment Services, LLC, holding a Series 66 designation and four years of industry experience. She has worked at Navy Federal Investment Services and Navy Federal Financial Group since 2019 and was previously employed by Navy Federal Credit Union from 2015 to 2019. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union as well as individual investors and trusts, offering portfolio management, financial planning, and retirement-plan fiduciary services. The firm utilizes model portfolios managed by third-party portfolio managers and provides ongoing account monitoring, rebalancing, and optional overlay services.

Robert Ramos is a financial advisor at Sowell Management with 32 years of industry experience. He holds the CFP® and ChFC® designations and has previously worked at IC Advisory Services Inc and The Investment Center Inc. Ramos serves as vice president for the Southern Maryland Business Network, a nonprofit business organization, contributing a few hours monthly without compensation. Sowell Management provides investment advisory and related services to individuals, retirement plans, corporations, registered investment advisers, and institutions. The firm operates a platform-style business supporting independent adviser branches with compliance, technology, and back-office services, and utilizes model portfolios and third-party managers to implement investment strategies.

Allen Osterloh is a financial advisor at J.P. Morgan Securities with the Series 66 designation and two years of industry experience. His background includes service in the U.S. Army for 22 years, followed by roles at First Command Financial Services and J.P. Morgan entities beginning in 2025. J.P. Morgan Securities LLC provides institutional consulting services to corporate, foundation, and defined contribution plan clients, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Richard Hoy is a financial advisor with Wealthcare Advisory Partners LLC, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. His prior work includes roles at Infinex Investments, Inc. and Community Bank of Tri County. He is based in La Plata, MD. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in client assets through a team of over 150 advisors, serving individuals, trusts, estates, retirement plans, charitable organizations, and businesses. The firm combines a goals-based planning approach with an evidence-based investment framework, utilizing proprietary tools and offering access to alternative investments and private placement solutions.

Michael Moreland is a financial advisor with PNC Wealth Management in Charlotte Hall, MD. He holds the Series 66 designation and has 16 years of industry experience, including over 11 years with PNC Investments. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account pilot that uses algorithm-driven risk assessment and third-party managed investment strategies.

Gwendolyn Rothrock is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has been with PNC Investments since 2007. PNC Wealth Management offers retail brokerage and advisory services through various model-based programs, including the Portfolio Solutions Strategist Digital Offering, an invitation-only online discretionary model account for employees. The firm employs approved model strategies with mutual funds and ETFs, using algorithmic tools for risk assessment and annual rebalancing.

Julia Payne is a financial advisor at PNC Wealth Management with 13 years of industry experience. She has held her current role since 2015. Outside of her advisory work, she is a partial owner of Ready Go Promo, a non-investment-related business. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering for employees that uses algorithm-driven risk assessment and executes investments via approved model strategies managed by PNC or third parties.