Julian Ball is the principal of Ball Wealth Management LLC in Owings, MD, holding the CFA® designation along with Series 63 and Series 65 licenses. He has 3 years of industry experience and has operated his independent advisory firm since 2004. Ball Wealth Management LLC is a single-advisor registered investment adviser providing discretionary portfolio management to individuals and various institutional clients, including qualified retirement plans, trusts, and corporate pension plans. The firm uses fundamental analysis and a long-term buy-and-hold investment approach, with continuous portfolio monitoring and customized investment policy statements for each client.

Zaneilia Harris is a Certified Financial Planner® with 19 years of experience, currently serving as the sole advisor at Harris and Harris Wealth Management Group, LLC since 2009. She holds Series 63 and Series 65 licenses and engages in insurance sales and public speaking related to investments. Harris is also an author and participates in investment-related speaking engagements. Harris and Harris Wealth Management Group provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm offers non-discretionary, fee-based portfolio supervision using fundamental and technical analysis, asset allocation guided by modern portfolio theory, and client education through workshops and retreats.

Douglas Hayes is a financial advisor with Legacy Investing & Wealth Management LLC, holding a Series 65 designation and four years of industry experience. Prior to founding his firm in 2020, he worked at Rentokil from 2016 to 2020. Outside of advisory work, he owns and manages Legacy Development LLC, a company focused on residential real estate renovation and sales in the Washington, DC area. Legacy Investing & Wealth Management LLC provides discretionary asset management and packaged hourly financial advisory services to individuals and entities, including companies, trusts, estates, and charitable organizations. The firm emphasizes asset allocation and diversification using low-cost ETFs, periodic rebalancing, liquidity management, and selective hedging, serving both individual and institutional clients.

Rianka R. Dorsainvil, CFP®, is a dynamic leader and the visionary Founder and Senior Wealth Advisor at YGC Wealth, an inclusive, culturally competent and technology-forward financial planning firm. She has been celebrated as a top financial advisor for multiple consecutive years by Investopedia (most recently in 2023) and Washingtonian Magazine (most recently in 2024), as well as recognized by NerdWallet as a Black Financial Influencer to follow. Rianka is a recognized leader whose expertise is sought after both nationally and internationally. As a mother of two and an established leader, Rianka recently relaunched the firm as YGC Wealth, nodding to her roots while marking a new era of growth and service. The name YGC Wealth is both a homage to our original ethos and a representation of her evolution into a full-spectrum wealth management firm. Her approach to financial planning, deeply rooted in the empowerment of first-generation wealth-builders, transforms financial well-being into a cornerstone of personal achievement. As a past national president of the Financial Planning Association (FPA) NexGen community, Rianka has played a pivotal role in shaping the future of financial planning. Her influence extends through her active roles in CNBC's Digital Financial Advisor Council and the CFP Board’s Diversity Advisory Group. Her thought leadership has been featured across top media outlets including PBS NewsHour, Forbes, and CNBC, and she has been honored as a rising star by Investment News and one of Wealth Management’s Ten to Watch. Rianka’s commitment to diversity, equity, and inclusion in finance is unwavering. She believes that financial success should be accessible to all and that understanding and integrating one’s money culture is key to achieving sustainable financial balance. Through YGC Wealth, she continues to guide clients toward financial strategies that not only accumulate wealth but also foster a lasting, impactful legacy.

William Fields is a Series 65-licensed financial advisor with nine years of industry experience. He is the sole advisor at WD Financial Solutions, where he has worked since 2021. Prior to this, he held roles at PFS Investments Inc. and Primerica Financial Services. Outside of his advisory work, Fields serves as a consultant for Optimum Homes, Inc. and Optimum Business Services. WD Financial Solutions is an independent, state-registered investment adviser serving individuals, trusts, estates, charitable organizations, and small businesses. The firm offers investment management, financial planning, retirement plan consulting, educational seminars, and estate-planning facilitation through an independent LegalShield representative, employing a mix of fundamental, technical, and cyclical analysis alongside both active and passive strategies.

Nicholas Boyd is an investment advisor representative at Calvert Wealth Management, Inc. with seven years of industry experience. He has worked at Calvert Wealth Management since 2018 and previously held roles at APW Capital, Inc., Addison Group, and American University. Calvert Wealth Management serves individuals, trusts, estates, charitable organizations, and employer-sponsored retirement plans, providing discretionary portfolio management along with wealth planning and financial consulting. The firm emphasizes diversified asset allocation and offers fiduciary services for employer plans using an institutional custody and trading platform.

John Stone is a financial advisor at Calvert Wealth Management, Inc. in Dunkirk, MD, holding a Series 66 designation with 16 years of industry experience. He has worked at APW Capital, Inc. since 2011 and at Calvert Financial Advisory since 2008. Outside of his advisory role, he is also a licensed insurance agent for life and variable products. Calvert Wealth Management serves individuals, trusts, estates, charitable organizations, and employer-sponsored retirement plans, offering discretionary portfolio management alongside comprehensive wealth planning and financial consulting. The firm emphasizes asset allocation with diversified portfolios and combines retail wealth management with fiduciary services for employer plans.

Barbara Hollis is a financial advisor with Holistic Planners Network, LLC, holding Series 63, 65, and 66 licenses and bringing 25 years of industry experience. Her prior roles include positions at Archer Investment Corporation and Thrivent Investment Management, as well as operating her own financial coaching and insurance consulting businesses. She is involved in insurance sales and tax preparation through her firm, Hollis & Shingler Financial Coaching Essentials, L.L.C. Holistic Planners Network, LLC serves both high-net-worth and non-HNW individual clients, providing discretionary and non-discretionary asset management alongside financial planning and consulting. The firm customizes strategies based on client objectives, utilizing both fundamental and technical analysis, and offers a range of services including investment management, financial plans, and educational seminars.

Kelly Sheahan is a financial advisor at Calvert Wealth Management, Inc. in Dunkirk, MD, holding a Series 65 designation with nine years of industry experience. She has been with Calvert Wealth Management since 2012. Calvert Wealth Management serves individuals, trusts, estates, charitable organizations, and employer-sponsored retirement plans, offering discretionary portfolio management alongside wealth planning and financial consulting. The firm emphasizes asset allocation over market timing and maintains diversified, risk-based portfolios with regular reviews.

Naomi Parham is a CFP® and holds a Series 66 license, with six years of industry experience. She has worked at firms including Fidelity Brokerage Services, Lazard Asset Management, and JP Morgan Chase. Since 2024, she has been with Fruitful Advisory. Fruitful Advisory provides financial planning and discretionary investment management to individual clients through a subscription-based model tied to Fruitful, Inc. membership. The firm emphasizes diversified, low-cost portfolios primarily composed of passive ETFs and index funds, with financial planning based on CFP® principles.

Anna Wisniewski is a CFP® professional with five years of experience at Facet and a total of 12 years in the financial industry, including a decade at Murphy O'Brien Inc. She is based in Capitol Heights, MD. Facet serves individual clients across a range of net worth levels through subscription-based financial planning that includes investment management. The firm uses model-based asset allocation primarily with ETFs and supplements these with strategies like direct indexing and tax-loss harvesting at certain service levels, employing technology-driven processes and a flat subscription pricing model.

Bryan Dowell is a financial advisor with Kovack Advisors, Inc. who holds Series 63 and Series 66 credentials and has 31 years of industry experience. He has been with Kovack Advisors since 2014 and operates his own tax preparation business, Dowell Financial Services. He is also involved as a director of the Calvert Farmland Trust, which works to protect farms in Calvert County, MD. Kovack Advisors, Inc. is an enterprise investment adviser serving a diverse client base including individuals, corporations, and financial institutions nationwide. The firm offers discretionary and non-discretionary asset management, third-party manager recommendations, and financial planning, with an investment approach focused on diversified asset-class exposure primarily through mutual funds and ETFs.

Emily Downie is a financial advisor at Motley Fool Wealth Management, LLC with a Series 65 designation and three years of industry experience. She has been with Motley Fool Wealth Management since 2018. Prior to her financial advisory role, she worked in education and various service positions including at Charles County Public Schools and the Population Association of America. Motley Fool Wealth Management provides discretionary portfolio management and financial planning services to individuals, trusts, business entities, and retirement plans, as well as model portfolio licensing to institutional clients. The firm integrates research from The Motley Fool group and offers both retail managed accounts and institutional model delivery services.

John James is a financial advisor at IP Financial Advisory Services LLC with nine years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at firms including Transamerica Financial Advisors and World Financial Group. Outside of advising, he works as an IT Manager at Progressive. IP Financial Advisory Services primarily serves individual retail clients, offering portfolio management, financial planning, managed account programs, and retirement-plan consulting. The firm focuses on non-high-net-worth individuals and integrates investment advisory services with insurance and benefits consulting.

Chrystie Way is a financial advisor at First Command Advisory Services with five years of industry experience. She holds a Series 66 designation and has worked in various roles within First Command since 2020. Prior to her financial services career, she held positions at HITT Contracting and Sentara Hospital. First Command Advisory Services serves individual, high-net-worth, corporate, and charitable clients through a multi-service platform that includes financial planning, discretionary asset management, brokerage recommendations, and insurance and banking product distribution via affiliated entities. The firm emphasizes advisor-led planning relationships and offers a structured Tailored Professional Services engagement with a 12-month cycle that includes written financial plans and periodic progress meetings.

Kim Galbreath is an advisor with First Command Advisory Services, holding Series 63 and Series 65 licenses. Although new to the advisory role with less than one year of experience, Kim has over two decades of experience at the United Association National Pension Fund, where they serve as Pension Payment Services Supervisor overseeing pension analyst operations and process improvements. First Command Advisory Services serves individual, high-net-worth, corporate, and charitable clients through a multi-service platform that includes financial planning, discretionary asset management, brokerage recommendations, and insurance and banking products. The firm emphasizes ongoing advisor-led planning relationships and structured, face-to-face financial coaching engagements.

Courtney Cain is a financial advisor at Empower Advisory Group with two years of industry experience. She holds a Series 66 designation and has worked at Fidelity Investments, Citi, Amazon, Booz Allen Hamilton, and the Department of Defense. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are closely integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns and clients’ savings rates.

Ingrid Lamb is a financial advisor with Money Concepts Capital Corp, holding the PFS™ designation and Series 66 license, and has 25 years of industry experience. She has been with Money Concepts Capital Corp since 2002. Outside of her advisory role, she owns and operates Bayview Financial Consulting LLC, a tax preparation business. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to a diverse client base including individuals, pension plans, trusts, charitable organizations, and corporations. The firm employs a variety of investment programs and utilizes both proprietary and third-party strategies to manage approximately $3.33 billion across about 14,700 clients.

Angela Macon is a financial advisor at MissionSquare Retirement with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Voya Financial Advisors and ICMA-RC Services, LLC. Outside of finance, she owns two small businesses: a freelance makeup service and a tax preparation service. MissionSquare Retirement serves state and local government employers, their employees, and certain nonprofit entities by administering deferred compensation and qualified retirement plans. The firm offers plan administration, recordkeeping, education, and advisory services including discretionary managed accounts and fund advice developed in partnership with Morningstar Investment Management.

Tobin Mergenthaler is a financial advisor with Eagle Strategies (NY Life) and holds Series 63 and Series 65 designations. He has 14 years of industry experience and has been with Eagle Strategies since 2015, also working with NYLife Securities LLC since 2011 and New York Life Insurance Company since 2007. Eagle Strategies LLC provides financial planning, investment advisory, and retirement plan consulting services to individuals, employer-sponsored retirement plans, trusts, charitable organizations, and corporate clients. The firm utilizes client-directed solutions and third-party managers, operating as an indirect subsidiary of New York Life with a combination of advisory, insurance, and broker-dealer capabilities.