Hi, I'm Steve. I've loved financial planning ever since I was a kid watching the ticker tape on CNBC as my mom, a homemaker learned about finances herself. I grew up in a very frugal household who taught me about working hard and saving for the future. My mother was a homemaker or "domestic engineer" as she calls it and my father was a federal employee. I was fortunate to be introduced to Rita Abel and become the owner of her small, family owned financial planning firm in 2019. Today we work with approximately 60 families. What makes us unique is our passion to be "accountability partner's" for our clients to ensure they take care of the important financial matters in their lives. We are part financial advisors and party financial therapists for our married couples but most importantly we are organized, proactive and have a passion for financial planning. Looking forward to meeting and if you want to know more, I encourage you to read our google reviews online. Just search "Abel Financial Reviews" in google.

Daryan Lenz is a CFP®-certified financial advisor with 14 years of industry experience. He is the sole advisor at Lenz Integrity Financial, an independent firm he has been associated with since 2016, and previously worked at Lincoln Financial Advisors from 2013 to 2016. Lenz Integrity Financial serves individual and high-net-worth clients as well as charitable organizations, offering discretionary portfolio management and standalone financial planning. The firm’s investment approach combines modern portfolio theory with technical analysis, model allocations, and selective option strategies, and it typically uses exchange-traded funds and firm model portfolios.

Diepriye Briggs is a financial advisor at Gramel Capital Management LLC with 18 years of industry experience. He holds the Series 66 designation and has worked at Gramel Capital Management since 2008, with prior experience at Ameriprise Financial Services, Inc. and OGR Investment & Trust Co Ltd. Briggs also serves as a director of a Nigerian investment adviser. Gramel Capital Management serves individual investors, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations by providing financial planning and discretionary portfolio management. The firm’s approach focuses on fundamental security analysis and a generally conservative strategy tailored to each client’s financial situation, risk tolerance, and time horizon.

Hi, I’m Matt. My job as a financial planner is to make your life simpler. To help you efficiently and effectively narrow down your options, so you can make the right decisions. And be confident in those decisions for the long-term. Financial planning and investment management are often muddied by unnecessary complexity (usually in an effort to sell you something). It doesn’t need to be this way. I began my career in the financial services industry in 2003 as an analyst with the due diligence law firm Snyder Kearney, LLC (Columbia, MD). At Snyder Kearney, I reviewed public and private securities offerings and evaluated national securities sponsoring companies, focusing on real estate investments and non-traditional investment products. It was there that I realized that I wanted to know more about the practice of law and a lot more about the pretty co-worker in the cubicle next to me, Sylvie. I earned my law degree in 2007 from the University of Baltimore School of Law and married Sylvie in 2008; further proof that education and personal relationships are the investments that produce the best returns. After law school, I practiced law with the firm David Albert & Associates, LLC (Bethesda, MD), focusing in estate planning and administration, guardianship administration, taxation of estates and trusts, and business formations. There, I recognized that helping clients through complicated and often stressful issues was intellectually stimulating and emotionally fulfilling. In 2010, I opened Patuxent Financial Partners, LLC, registered as an Investment Adviser with the State of Maryland in 2017. Here, I leverage my legal background to provide clients with value-added insight in the overlapping areas of estate and financial planning. More importantly, as a personal financial planner and small business owner, I can build lasting relationships with clients and their families; these connections make my work fulfilling, because client success becomes intertwined with my own. I am a CERTIFIED FINANCIAL PLANNER™ practitioner and hold the FINRA Series 65 securities registration. Raised in Columbia, Maryland, I graduated from McDaniel College with a bachelor's degree in English. Outside of the office, I enjoy running, reading, and hiking with my wife, son, and our mutt hound, Kodi.

Thomas Reilly is a financial advisor at Pine Tree Financial Services, Inc. He holds Series 63 and Series 65 designations and has three years of industry experience. He has been associated with Pine Tree Financial Services, Inc. since 1982. Pine Tree Financial Services, Inc. is an independent registered investment adviser that manages balanced equity and fixed-income portfolios for individuals and small businesses. The firm emphasizes investing in companies with durable revenue streams and growing profitability, manages all accounts on a non-discretionary basis, and serves a client base that includes significant non-U.S. exposure.

Jeffery Holmes is a financial advisor at Investream with seven years of industry experience. He holds a Series 66 designation and has worked at firms including Morgan Stanley and Merrill Lynch. Holmes is also a licensed real estate agent. Investream is a single-advisor independent investment adviser serving individual and high-net-worth clients, providing portfolio management and customized Investment Policy Statements. The firm utilizes a multi-method investment approach, including fundamental and technical analysis, options strategies, and both discretionary and non-discretionary account management.

Francis Hogle is a financial advisor with Base Management Co in Towson, MD, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He operates as the sole advisor at an independent firm. Base Management Company provides discretionary investment supervisory services for U.S. individuals, trusts, charitable organizations, and corporations. The firm employs an actively managed, value-oriented investment approach that combines fundamental and technical analysis, serving a variety of account types with an emphasis on diversification and fiduciary roles such as trustee or personal representative.

Anvar Izbakiev is a CFP® professional with seven years of industry experience. He is the principal of Serenity Wealth Advisors LLC in Baltimore, MD, and has prior experience with National Accounting Services Inc. In addition to his advisory work, he owns and operates Ameritax Accounting and Finance, Inc., an accounting and tax preparation business. Serenity Wealth Advisors provides financial planning and employee benefit plan services to individuals, high-net-worth clients, corporations, and employer plan sponsors. The firm uses a primarily passive investment approach focused on low costs, limited turnover, and tax efficiency, and offers a range of planning services including ongoing subscription-style engagements, fixed-fee projects, and hourly consultations.

Robert Sandler is the principal and sole advisor at Robert A. Sandler, LLC, an independent firm based in Clarksville, MD. He holds a Series 65 designation and has eight years of industry experience, including four years at Element Fleet Management prior to founding his current firm in 2017. Robert A. Sandler, LLC provides personalized financial planning and investment management primarily for individual clients, focusing on diversified, low-cost index mutual funds and ETFs with a buy-and-hold approach. The firm emphasizes customized risk profiles, periodic rebalancing, and operates on a fee-only basis without commission arrangements or custody of client assets.

Kent Groff is a CFP® and holds a Series 66 license with 13 years of industry experience. He is the sole advisor at Groff Wealth Management, a firm he founded in 2025 after previous roles at RCS Financial Planning, Elbrus Partners, and Axa Advisors. Groff Wealth Management is a fee-only registered investment adviser serving primarily individuals and high-net-worth clients. The firm combines investment management and financial planning, using a mix of passive and active strategies informed by Modern Portfolio Theory, and places a particular emphasis on selecting and monitoring outside investment managers.

Stephen Lee is the principal of Lee Financial Group, Inc. in Columbia, MD, and holds the CFP® designation and Series 63 license. He has 45 years of industry experience and has been associated with Raymond James Financial in various capacities since 2004. Outside of financial advising, he is the owner of a law office focusing on wills, trusts, and powers of attorney, and serves on the advisory board for River Hill FBLA, providing student mentoring. Lee Financial Group offers individualized financial planning and wealth management advice to individuals and families, including high-net-worth clients, trusts, and charitable organizations. The firm provides written financial plans through a data-gathering process and offers follow-up consultations, with investment recommendations based on fundamental, technical, and cyclical analysis.

Patrick Tuma is a CFP® professional with 23 years of experience in financial advising. He has worked at Financial Dimensions, Inc. from 1997 to 2024 and has been the principal of Tuma Financial, LLC since 2016. In addition to his advisory role, he also practices as an accountant, providing services outside the advisory business. Tuma Financial, LLC offers portfolio management and financial planning primarily to individual and high-net-worth clients. The firm uses fundamental analysis and modern portfolio theory for asset allocation and security selection, combining long-term strategies with options trading while maintaining documented risk tolerances and quarterly account reviews.

David Merkel is a CFA charterholder and principal of Aleph Investments, LLC, an independent advisory firm he founded in 2010. He has 15 years of industry experience. Outside of his advisory work, he maintains AlephBlog.com, a website providing educational content for investors since 2007. Aleph Investments manages discretionary portfolios primarily for individual investors, as well as charitable organizations and small pension clients. The firm employs fundamental equity analysis and a risk-conscious fixed income approach, offering strategies including a yield-oriented balanced portfolio and customizable accounts, with features such as hedged equity options and client-imposed ethical restrictions.

Chung Hei Sing is a financial advisor at Applied Derivative Research (ADR) with four years of industry experience. He holds a Series 65 designation and has worked at Arquitos Capital Management and UNC Management Company prior to joining ADR. He serves as a board member of the Maryland Technology Development Corporation, an organization focused on economic development through early-stage investments. Applied Derivative Research provides discretionary and non-discretionary portfolio management and advisory services to high-net-worth individuals, institutional investors, and pooled investment vehicles. The firm combines bottom-up fundamental research with a thematic top-down overlay emphasizing sustainable and impact-oriented opportunities, employing customized mandates and offering both strategic asset allocation advice and active portfolio implementation.

Maureen Mcshane is a financial advisor at Capital Investment Management Inc. with 20 years of industry experience. She holds a Series 66 designation and has worked at Capital Investment Management since 2007, following a prior role at H. Beck, Inc. Mcshane is also licensed as an independent insurance agent. Capital Investment Management provides non-discretionary investment supervisory services primarily to individuals and high-net-worth clients, including trusts, estates, IRAs, and 401(k) accounts. The firm’s approach centers on diversified, risk-based allocations implemented mainly through mutual funds and Modern Portfolio Theory, with ongoing client approval of investment actions.

John Gillick is a CFP® and holds a Series 66 license with Commonwealth Financial Network, where he has worked since 2021. He has two years of industry experience and previously held roles at The Colony Group, Randstad LP, Cresa, and Deloitte LP. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients by providing advisory programs, technology, investment management, and compliance support. The firm offers a variety of program structures and discretionary model portfolios managed by its Investment Management and Research team.

Brian Wee is a CFP®-certified financial advisor with 14 years of industry experience, currently serving as Managing Member and Chief Compliance Officer at Homewood Capital Management East LLC since 2017. He previously worked at Homewood Capital Management, Inc. from 2013 to 2018. Outside of his advisory role, Brian is a licensed insurance agent and real estate agent in Woodbine, MD, and provides marketing and client acquisition consulting to business owners. Homewood Capital Management East LLC offers portfolio management and financial planning primarily to individual clients, focusing on a long-term investment approach grounded in modern portfolio theory. The firm prepares customized Investment Policy Statements and manages client portfolios using mutual funds, equities, ETFs, fixed-income securities, annuities, and Treasury inflation-protected bonds.

Christopher Shematek is a CFP® and ChFC® with 26 years of experience in the financial industry. He is the principal of Cobalt Financial Partners LLC, an independent advisory firm he has led since 2005. Shematek also serves as the Business and Economics Department Chair and instructor at Glenelg Country School, where he teaches economic and business courses and supervises student-run business projects. Cobalt Financial Partners provides portfolio management and financial planning services to individuals, high-net-worth clients, corporations, pension and profit-sharing plans, and institutional clients. The firm emphasizes a long-term investment approach based on modern portfolio theory, using tailored investment policy statements and model portfolios, with virtually all assets managed on a non-discretionary basis.

Harvey Robinson is a CFA® charterholder and principal of Robinson Capital Group in Dayton, MD, with 23 years of experience in the financial industry. He has worked with Gerson Lehrman Group and Robinson Kirlew & Associates since 2012. Robinson Capital Group is an independent, fee-only advisory firm serving individual and institutional clients, including pension plans, trusts, and charitable organizations. The firm employs a value-oriented investment approach based on fundamental research, managing diversified portfolios primarily on a discretionary basis with low turnover.

Patrick Dyer is a financial advisor with Capital Portfolio Management, Inc. in Timonium, MD. He holds Series 63 and Series 65 licenses and has 38 years of industry experience, including 35 years with his current firm. In addition to his advisory role, he is an independent insurance agent. Capital Portfolio Management, Inc. offers investment advisory and portfolio management services to individual clients as well as pension and profit-sharing plans. The firm provides tailored asset allocations with both discretionary and non-discretionary management, incorporating a range of investment vehicles and allowing clients to set written restrictions on their portfolios.