Steven Schetrom is a financial advisor at Legacy Financial with 17 years of industry experience. He holds the Series 66 designation and has been with Legacy Financial since 2010. Outside of his advisory work, he co-owns a recreational campground business with his spouse. Legacy Financial offers customized financial planning and discretionary portfolio management for individuals, trusts, pension and profit-sharing plans, charitable organizations, and small businesses. The firm’s investment approach focuses on long-term asset allocation, diversification, and fundamental security analysis across a range of investment vehicles.

Andrew Gauldin is a financial advisor at Wealthcare Advisory Partners LLC with eight years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley, Kalos Capital, Clark & Associates Incorporated, and Union Bank & Trust. In addition to his advisory role, he is involved with Creekside Insurance Advisors, where he spends part of his time as an insurance agent. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in client assets through a team of over 150 advisors, serving individuals, trusts, estates, retirement plans, charitable organizations, and businesses. The firm combines a goals-based planning approach with an evidence-based investment framework and offers access to alternative investments and private placement solutions.

Evan Stambaugh is a financial advisor with Navy Federal Investment Services, LLC, holding a Series 66 designation and beginning his industry experience in 2025. Prior to his current role, he worked at Navy Federal Credit Union and has held various positions including roles in local recreation, media, and education sectors. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union along with individual investors and trusts, offering portfolio management, financial planning, and retirement-plan fiduciary services through model-driven portfolios managed by third-party firms. The firm combines investment advice with brokerage and insurance services, focusing on a membership retail client base.

Allen Fredericks is a financial advisor with First Advisors National, LLC, holding a Series 65 credential and eight years of industry experience. He has been a partner at Fredericks & Associates, an insurance services firm in Stephens City, VA, since 2012. First Advisors National manages discretionary assets for individual clients, including high-net-worth households, offering investment management, third-party portfolio recommendations, and retirement plan consulting. The firm emphasizes selecting and monitoring third-party money managers and combines tactical and strategic approaches with fundamental analysis for supplemental security recommendations.

James Du Brueler Jr. is a financial advisor with Wealthcare Advisory Partners LLC and holds a Series 65 designation. He has eight years of industry experience, including seven years at AlphaStar Capital Management and ongoing involvement with Creekside Insurance Advisors Inc., where he is a licensed insurance agent. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in client assets with a team of over 150 advisors, serving individuals, trusts, estates, retirement plans, charitable organizations, and businesses. The firm employs a goals-based planning approach supported by proprietary software and an evidence-based investment framework that integrates behavioral economics and quantitative measures.

Stephen Locke is a CFP® and ChFC® with 18 years of experience in financial advisory. He is affiliated with First Advisors National, LLC and has worked at AlphaStar Capital Management since 2012. Locke is also a licensed insurance agent, selling life insurance and fixed annuity products, and serves as a LegalShield consultant marketing prepaid legal plans and identity theft solutions. First Advisors National manages discretionary assets primarily for individual and high-net-worth clients, offering investment management, third-party portfolio recommendations, and retirement plan consulting. The firm’s investment approach involves selecting and monitoring third-party money managers and supplementing with individual securities based on fundamental analysis.

Dino Lopresti is a financial advisor with Trek Financial in Medina, OH, holding a Series 65 license and 15 years of industry experience. He has worked at Trek Financial since 2018 and previously at Horter Investment Management, LLC, and has served as President of LoPresti Financial Group since 2010, where he offers fixed index annuities as part of clients’ investment plans. Trek Financial provides advisory services to a diverse client base, including individuals, pension and profit-sharing trusts, Taft-Hartley plans, foundations, and institutional clients. The firm’s investment approach combines strategic ETF-based allocations with quantitative tactical models and offers services such as discretionary asset management, financial planning, direct indexing, and alternative investment access.

Eric Burstock is a financial advisor at Trek Financial with 19 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 65 licenses. His prior experience includes work at Horter Investment Management and operating his own CPA practice since 1997. Outside of advisory work, he is involved in insurance and annuity sales, tax preparation, and owns an invention company. Trek Financial serves a diverse client base, including individuals, pension and profit-sharing trusts, foundations, and other institutional clients. The firm employs a quantitative investment approach that combines strategic ETF allocations with tactical models and offers tax-aware direct indexing and options-based risk management strategies.

James Kelly is a financial advisor with LaSalle St. Investment Advisors, L.L.C., holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with LaSalle St. Investment Advisors since 2006 and associated with LaSalle St. Securities since 2001. Outside of his advisory role, he serves as secretary of the Donald J. Kelly Foundation, coaches high school basketball at Chelsea Academy, and participates in community and church activities including membership on the St. John the Baptist Parish Council and the Chelsea Academy School Board. LaSalle St. Investment Advisors serves individuals, trusts, estates, pension and profit-sharing plans, corporations, and charitable organizations with fee-based financial planning and portfolio management services. The firm employs a range of investment strategies incorporating both passive and active approaches, managing primarily non-discretionary assets and utilizing third-party managers and wrap-fee platforms.

Benjamin Cauthorn is a financial advisor with LPL Financial and holds Series 63 and Series 66 licenses. He has 22 years of industry experience, including 14 years at Edward Jones and nine years at Cornerstone Wealth Management, an independent investment advisory firm he operates alongside his role at LPL. Outside of finance, he is involved in a small engine repair and welding business. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Anna Green is a financial advisor at CWM, LLC with eight years of industry experience. She holds a Series 66 designation and has previously worked at firms including Wealthcare Advisory Partners, Edward Jones, and Paychex, Inc. Outside of her advisory role, she coaches travel softball and provides softball lessons to youth players. CWM, LLC serves a diverse client base including individuals, high-net-worth families, corporations, endowments, and institutional sponsors. The firm offers asset management, financial planning, retirement plan consulting, and sub-advisory services, employing discretionary portfolio management through a combination of in-house models, third-party sub-advisors, and technology partners.

Calan Jansen is a financial advisor with OSAIC Institutions, INC. holding Series 63 and Series 66 licenses and has 11 years of industry experience. He has served as Vice President at Farmers and Merchants Bank since 2016, where he performs lending and retail account opening functions alongside his advisory role. OSAIC Institutions provides advisory and brokerage services to individuals, charitable organizations, corporations, and retirement plans through customized engagements and access to alternative investments. The firm’s approach combines fundamental and technical analysis with asset allocation and third-party due diligence, offering predominantly non-discretionary portfolio management alongside lending and cash-management solutions.

Benjamin Turner is a financial advisor with Equity Services, Inc. and holds a Series 65 designation. He has over 15 years of industry experience, including prior roles with Potomac Consulting Group, Knights of Columbus Insurance, and National Life Group. Outside of advising, Turner serves as Director of Marketing and Outreach for the Prince William Chapter of the Catholic Business Network. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and retirement plans. The firm combines advisory and broker-dealer services, offering a range of proprietary and third-party investment platforms with both discretionary and non-discretionary trading options.

Bret Hrbek is a CFP® and ChFC® with 25 years of industry experience, currently with Edward Jones since 2000. He serves as chairman of the Finance Committee at Front Royal United Methodist Church and holds board positions with the Front Royal Rotary Club and the Zeta Beta Tau Foundation, where he chairs the Investment Advisory Committee. Additionally, he is a partner in OnionHill, LLC, a retail business producing Christmas ornaments representing Front Royal. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large national network of advisors.

Roy Ruble is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with LPL Financial since 2009. In addition to his advisory work, he provides tax return preparation and bookkeeping services to individuals, real estate agents, and other self-employed professionals. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan participants, institutions, and high-net-worth households. The firm supports its advisors with in-house research and a variety of investment solutions ranging from model portfolios to customized discretionary arrangements.

Kevin Mccall is a financial advisor at Primerica Advisors with 10 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Primerica Advisors since 2015. Prior to his current role, he was employed at American Color from 2017 to 2019 and operated Virginia Canopy Tours for 10 years. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of discretionary separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

Elaine Miller is a financial advisor at LPL Financial with 48 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Momentum Independent Network Inc. and Capitol Securities Management, Inc. Elaine is based in Front Royal, VA. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a broad range of delivery options supported by an in-house Research team and combines large-scale advisory operations with non-advisory product activities.

Lora Loving is a Series 66-credentialed financial advisor at Edward Jones in Woodstock, VA, with 18 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a large network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and specialized services.

Jason Williams is a financial advisor with Ameriprise in Winchester, VA, holding a Series 66 designation and 17 years of industry experience. His career includes roles at BB&T and Truist entities from 2008 through 2021 before joining Ameriprise in 2021. Outside of his advisory work, he serves on the boards and finance committees of local organizations including Victory Church and NW Works. Ameriprise provides retirement-income planning services focused on individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver personalized, non-discretionary recommendations primarily for clients holding assets in Ameriprise-managed accounts.

Christopher Gabrys is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and having 27 years of industry experience. Before joining LPL Financial in 2025, he worked for Cuso Financial Services, LP for 12 years and has been affiliated with Apple Federal Credit Union since 2010. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.