Daniel Douglas is a financial advisor at Empire Wealth Management, LLC in Moseley, VA, holding Series 63 and Series 66 licenses with 17 years of industry experience. He has been with Empire Wealth Management since 2010, serving as the sole advisor at the firm. Empire Wealth Management is a small, independent registered investment adviser providing discretionary and non-discretionary portfolio management and comprehensive financial planning to individuals, high-net-worth clients, businesses, charities, and small employer-sponsored retirement plans. The firm employs a combination of Modern Portfolio Theory, long-term purchase strategies, and technical analysis to tailor investment allocations based on client objectives, time horizons, and risk tolerance.

Charan Manektala is the principal of Manektala Investment Advisory Services Inc., an independent firm based in Powhatan, VA. He holds Series 63 and Series 65 licenses and has eight years of experience in the financial services industry, including roles at Prudential Financial Planning Services and The Prudential Insurance Company of America. Outside of advisory work, he is president of two companies providing technology consulting and educational services in math and science. Manektala Investment Advisory Services offers discretionary and non-discretionary asset management, financial planning, and consulting primarily for high-net-worth individuals and business entities. The firm provides ERISA plan services as a 3(21) advisor and employs a mix of fundamental and technical analysis, modern portfolio theory, and Monte Carlo planning to tailor investment programs to client goals and risk tolerance.

James Duby is a Series 65-credentialed financial advisor with over 14 years of industry experience. He has worked at Markel Group Inc. for 13 years, followed by independent advisory work before joining Purpose Capital LLC. Purpose Capital LLC provides fee-based fiduciary financial guidance to self-directed investors, including individuals, high-net-worth clients, couples, and families. The firm emphasizes strategic financial planning and a passive, long-term investment approach based on Modern Portfolio Theory and the Efficient Market Hypothesis, with clients implementing recommendations independently.

John Hopkins is a CFP® and holds a Series 66 designation with 12 years of industry experience. He has worked at Swift Creek Wealth Management since 2019 and previously spent seven years at Summit Financial Planning. Swift Creek Wealth Management provides discretionary portfolio management and financial planning services primarily to individual clients, including both non-high-net-worth and high-net-worth households, as well as occasionally advising other advisers. The firm employs tailored investment strategies using mutual funds and exchange-traded funds, with accounts typically managed on a discretionary basis and reviewed regularly.

Bradley Carnahan is a financial advisor at Carnahan Capital Management, LLC with two years of industry experience. He holds a Series 65 designation and previously worked at Markel Group and Cherry Bekaert LLP. Carnahan manages his independent firm as a sole practitioner based in Midlothian, VA. Carnahan Capital Management, LLC is a small, independent registered investment adviser providing discretionary asset management to individuals, high-net-worth clients, trusts, foundations, and business entities. The firm focuses on bottom-up stock selection through fundamental and qualitative analysis, maintaining longer-term holdings with periodic rebalancing and risk monitoring.

Osman Mazhar is the sole advisor at Stellar Capital Management LLC, holding a Series 65 credential with one year of experience in financial advising. Prior to founding Stellar Capital, he worked as a Principal Software Engineer at CarMax, where he continues to dedicate approximately half of his monthly time. He also has experience at Captech Ventures and the Leukemia & Lymphoma Society. Stellar Capital Management LLC provides discretionary investment management services to individuals and high-net-worth clients, focusing on individually managed portfolios using mutual funds, ETFs, and select individual securities. The firm employs fundamental analysis with a long-term orientation while maintaining flexibility for shorter-term adjustments and conducts formal client reviews at least annually.

Being the son of a CPA, I have always had a keen interest in finance. Along with my other two siblings, I spent a few tax seasons in my father’s office helping where I could and learning the basics of the tax universe. After my time at Virginia Tech, I spent 5 years in Northern Virginia in the hospitality industry, from country clubs to selling wine (fun!!). After the arrival of my first daughter, my wife, Emily, and I returned to our roots in Richmond. I joined his father at his firm in 2018 and made quick work of learning the financial planning world. My goal is to take the questions and stress out of my clients' financial situation, so they can live the life they’ve always wanted. I believe that everyone should have access to a financial planner, whether they have substantial assets, or are just starting to save. You’ve got questions, the Hussmen have the answers!

John Nielsen is a CFA® charterholder with six years of industry experience. He is affiliated with Thetford Investment Management, Inc., where he has been associated with related entities since 1986. Thetford Investment Management provides fee-only portfolio management primarily to individual and high-net-worth clients, as well as trusts, charitable institutions, foundations, and certain business entities. The firm employs a value discipline for equities using fundamental analysis and a conservative, tax-aware approach to fixed income, with notable use of closed-end funds to capture discounts and access specialized asset classes.

Peter Brearley is a financial advisor with Financial Advisors of Virginia, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His career includes roles at Osaic Wealth, Inc. and Securities America, Inc., along with a long tenure at Financial Advisors of Virginia and Securities Service Network, Inc. He is also engaged in selling health, long-term care, and life insurance. Financial Advisors of Virginia is an independent, state-registered firm serving individuals, small businesses, trusts, and estates. The firm offers personalized financial planning and investment management with a focus on customized portfolios using strategic asset allocation, a buy-and-hold approach, and non-discretionary account management.

I specialize in navigating complex financial situations with clarity and confidence. I invest a substantial amount of time to fully understand each client’s unique goals and challenges - delivering thoughtful, tailored strategies that go far beyond a one-size-fits-all approach. I take an educational approach, with a goal of empowering the client to understand how their finances work and feel confident in the plan. Below is a glimpse into just a few of the complex, highly personalized planning journeys I’ve supported clients through. - Home purchase and sale analysis. - Whole life insurance review. - Tax planning. - Business planning. - Estate planning. - Employer stock benefits. Explain in plain English how an employer's Restricted Stock Units (RSU) plan or Employer Stock Purchase Plan (ESPP) work, including the tax implications of receiving benefits or selling stock. Create an investment plan for company stock, taking into account the size relative to total investment portfolio / net worth. - Funding child education costs (K-12 and/or College). - Manage inherited assets. Create a plan for distributing an Inherited IRA within the required window (10 years starting the year after death for a non-spouse beneficiary), considering the tax implications of withdrawals. Help direct funds towards the highest priority financial goals. - And much, much more! HOW I WORK: I offer advice without the need to manage investments. No account minimums. Expert planning, tailored to your needs – whether through hourly, project-based, or ongoing engagements. PLAN MORE, WORRY LESS. Career highlight... Helping clients achieve their financial and life goals, and along the way building a myriad of deeply personal and trusting relationships. Outside work hours, you will find me... Enjoying the great outdoors with my wife Kate, son Albert, and Standard Poodle Calvin. I do it all, but my first love is fly fishing. Education and Credentials - Bachelor of Science, The Ohio State University, with a concentration in Accounting - Certificate in Financial Planning, Bryant University Professional Organizations - Financial Planning Association (FPA) - National Association of Personal Financial Advisors (NAPFA) - XY Planning Network

Derek Mohar is the principal of Mohar Financial Planning in Oilville, VA, holding a Series 65 designation with 10 years of industry experience. He has led his independent firm since 2015. Mohar Financial Planning offers comprehensive financial planning services to individuals and families, including high-net-worth clients, focusing on investments, benefits, cash flow, insurance, and estate planning. The firm uses a diversified, low-cost investment approach aligned with client goals and risk tolerance, operating on a fee-only, planning-focused model without asset-based fees or commission income.

Boyce Reid is the sole advisor at BGR Advisors, an independent firm based in Midlothian, VA. He holds the CFA® designation and Series 65 license, with 25 years of industry experience. Reid has led BGR Advisors since 2007. BGR Advisors provides customized investment management primarily to high-net-worth individuals and related entities. The firm employs fundamental analysis to select securities and focuses on long-term investment horizons while managing a limited number of tailored accounts.

Darrell Kay is the sole advisor at Kay Investments, Inc., an independent firm based in Manakin Sabot, VA. He holds Series 63 and Series 65 licenses and has 20 years of industry experience, having led Kay Investments since its founding in 2000. Kay Investments serves individuals as well as plan and institutional clients, offering discretionary and nondiscretionary investment management. The firm employs a combination of fundamental and technical analysis across a diversified range of securities and manages over $63 million in assets, including privately placed collective investment vehicles and pension or profit-sharing plans.

Timothy Nitz is a financial advisor with Ardent Wealth Advisory, LLC, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He previously worked at Claris Financial, LLC and LPL Financial LLC. Outside of advising, he is involved in web development and accounting through his role at WEB COMMANDER, LLC, the parent company of his advisory firm. Ardent Wealth Advisory provides discretionary portfolio management and wrap-fee advisory services primarily to individual and high-net-worth clients. The firm applies asset allocation, asset selection, and ongoing monitoring based on Modern Portfolio Theory and cyclical analysis, managing portfolios with discretionary authority and documented client investment policies.

John Depew is a financial advisor at MidAtlantic Capital Management, Inc. in Midlothian, VA, holding Series 63 and Series 65 licenses with 29 years of industry experience. He has been with MidAtlantic Capital Management since 1992. MidAtlantic Capital Management, Inc. provides discretionary portfolio management and retirement plan advisory services to individuals, families, pension and profit-sharing plans, charitable organizations, and corporations. The firm uses a combination of fundamental, technical, quantitative, and qualitative analysis to manage investments, offering customized model portfolios and ongoing monitoring within client-defined guidelines.

Keith Halstead is a financial advisor at Grip Financial, LLC, holding a Series 65 designation with less than one year of industry experience. Prior to entering the financial sector, he worked for 19 years with Frederick County Public Schools and briefly at Blue Ridge Bicycles. Grip Financial LLC provides discretionary asset management and financial planning primarily for high net worth individuals. The firm offers tailored investment strategies and educational seminars, combining fundamental analysis with various investment approaches.

Michael Gilman is a financial advisor at Grip Financial, LLC with five years of industry experience. He holds a Series 65 designation and previously worked at Carlson Financial and SunTrust Bank. Outside of his advisory role, he serves as Treasurer for New Life Church Powhatan. Grip Financial LLC provides discretionary asset management and financial planning primarily for high net worth individuals. The firm offers tailored investment strategies using fundamental analysis and various approaches, alongside educational seminars and comprehensive financial planning services.

Meredith Jones is a financial advisor at Allvet Financial with a Series 65 designation and three years of industry experience. She previously worked at Student Loan Planner, SLP Wealth, and Vincere Wealth Management, among other roles. Outside of her advisory duties, she operates Dr. Meredith Jones, LLC, where she performs speaking engagements, consulting, and content creation. Allvet Financial is a fee-only registered investment adviser specializing in financial planning and investment management for veterinarians and students. The firm emphasizes passive portfolio construction and integrates planning areas such as cash flow, retirement, business, and student loan strategies.

Jeremy Shipp is a CFP® professional with 12 years of industry experience, currently serving as an advisor at RCPlanners. His prior roles include positions at Moneytrax North America Inc., Retirewise University, and Harbor Wealth Advisors, among others. He is also licensed to sell insurance products and dedicates approximately 25% of his time to insurance-related activities. RCPlanners serves individuals, trusts, estates, charitable organizations, and businesses, offering comprehensive financial planning and discretionary investment management. The firm employs a proprietary retirement income model and combines fundamental and technical analysis to tailor strategies to client objectives.

Richard Vernon is a financial advisor with Vernon Management Group, Incorporated in Richmond, VA, holding Series 63 and Series 65 licenses and with 29 years of industry experience. He has worked at Vernon Management Group since 1996. Vernon Management Group serves primarily individual and high-net-worth clients through separately managed accounts, financial planning, and consulting services. The firm employs a proprietary, trend-focused investment approach that relies heavily on technical analysis and daily portfolio monitoring, offering a range of fee structures beyond traditional asset-based models.