Marco Johnson is the principal of Intentional-Growth Advisors LLC and holds Series 63 and Series 65 licenses. He has 14 years of experience in the financial industry, including roles at Primerica Advisors and Primerica Financial Services. In addition to his advisory work, Mr. Johnson creates financial education content through his H.I.M.E. framework, producing videos, webinars, and newsletters aimed at improving public financial literacy. He also works full-time as a systems analyst at the Naval Information Warfare Center Atlantic. Intentional-Growth Advisors LLC is a fee-only, state-registered investment adviser serving individuals, families, trusts, foundations, small businesses, and retirement plans. The firm employs a blend of fundamental and technical analysis with active and passive strategies, incorporating behavioral-finance principles through its H.I.M.E. framework to develop personalized, non-discretionary portfolios.

Roy Runyon is a financial advisor at River Crescent Advisors, LLC with six years of industry experience. He holds a Series 65 designation and previously worked at Beacon Harbor Wealth Advisors, Inc. and The Gartman Letter L.C. Runyon serves on the Board of Trustees for Nansemond-Suffolk Academy. River Crescent Advisors, LLC provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm manages approximately $122.7 million in client assets and employs a fundamental, long-term investment approach using diversified model portfolios tailored to client goals and risk tolerances.

Arcelia Wicker is a financial advisor at Bay Capital Advisors, LLC with three years of industry experience. She holds the ChFC® designation and the Series 65 license. Prior to joining Bay Capital Advisors, she served in the United States Navy for seven years. Bay Capital Advisors is a fee-only advisory firm serving individual and high-net-worth clients, as well as business and charitable entities. The firm employs a top-down macroeconomic and fundamental analysis approach combined with a core-satellite implementation, managing approximately $196 million across about 175 client relationships.

Carter Moss is a financial advisor at MissionSquare Retirement with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at ICMA Retirement Corporation since 2014. MissionSquare Retirement serves state and local government employers, their employees, and certain nonprofits by administering deferred compensation and qualified retirement plans. The firm offers plan administration, recordkeeping, education, and Guided Pathways Advisory Services, which include discretionary Managed Accounts and nondiscretionary Fund Advice with investment strategies developed by Morningstar Investment Management.

Trevor Maxwell is a financial advisor at Cape Investment Advisory, Inc. with six years of industry experience. He holds Series 63 and Series 65 licenses and previously served 20 years in the United States Navy. Outside of his advisory role, he is a co-founder of Baker/Max LLC. Cape Investment Advisory provides discretionary and non-discretionary investment management, financial planning, and retirement plan advisory services to individuals, trusts, corporations, and qualified plans. The firm supports about 1,624 clients through approximately 40 advisors and employs a flexible investment approach that includes fundamental, technical, and macroeconomic analysis.

Andrew Gregory is a financial advisor at Steward Partners Investment Advisory, LLC with 19 years of industry experience. He holds a Series 66 designation and has worked at firms including Edward Jones, Raymond James Financial Services Advisors, Freedom Street Partners, and Monaco Capital Management. Gregory is a partner and owner of Freedom Street Partners, LLC, where he contributes to recruiting and operations. Steward Partners Investment Advisory, LLC manages approximately $28.34 billion in assets and serves a diverse client base including individuals, charitable and corporate clients, retirement plans, and institutions. The firm offers discretionary and non-discretionary portfolio management using proprietary strategies alongside third-party managers, with portfolios spanning equities, fixed income, mutual funds, ETFs, alternatives, and cash.

Meghan Councill is a financial advisor at Davenport & Company LLC with 14 years of industry experience. She holds a Series 66 designation and has been with Davenport since 2011. Councill serves on the board of the Obici Healthcare Foundation, participating in multiple committees including Investment, Audit, Governance, and the Executive Board as Secretary. Davenport & Company LLC is a privately held, employee-owned firm providing investment management and brokerage services to individual and institutional clients. The firm offers a range of investment strategies and financial planning services, supported by dedicated portfolio management teams and an active Investment Policy Committee.

Robert Estes is a financial advisor with Steward Partners Investment Advisory, LLC, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Freedom Street Partners and Raymond James Financial Services, as well as a decade at Edward Jones. He serves as president of the North Suffolk Rotary club, overseeing weekly meetings and working with board members on local initiatives. Steward Partners Investment Advisory, LLC manages approximately $28.34 billion in regulatory assets and serves a diverse client base including individuals, charitable and corporate clients, and institutional investors. The firm offers discretionary and non-discretionary portfolio management through proprietary strategies and third-party money managers, with portfolios spanning equities, fixed income, mutual funds, ETFs, alternatives, and cash.

Margaret Wiley is a financial advisor at Steward Partners Investment Advisory, LLC with 16 years of industry experience. She holds the Series 66 designation and has worked previously at Raymond James Financial Services and Edward Jones. Wiley is also involved as an owner and officer of FSP Enterprise, LLC and Margaret N. Wiley, LLC. Steward Partners Investment Advisory, LLC manages over $28 billion in assets and serves a diverse client base including individuals, retirement plans, and institutions. The firm utilizes proprietary and third-party investment strategies across multiple asset classes, offering both discretionary and non-discretionary portfolio management solutions.

Todd Eichman is a CFP® professional with 26 years of industry experience, currently serving as an Investment Advisor Representative at Kestra Advisory. He has been with Kestra Advisory since 2016 and has additional experience with Sterling Asset Management, Securities America Inc., and Sterling Benefits Brokerage. Eichman is also involved with Sterling Benefits Holdings, Inc., a holding company that manages administrative functions and commissions related to his other business activities. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a range of institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan design, and employee education, and manages approximately $79.8 billion in assets, serving diverse clients including sovereign wealth funds.

Anthony Piglowski is a financial advisor at Steward Partners Investment Advisory, LLC with seven years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Raymond James Financial Services Advisers, Wells Fargo, KeyBank, and Boetger Retirement Plan Services. Outside of his advisory role, he serves on the boards of the United Way of South Hampton Roads, the Suffolk Humane Society, and the Hampton Roads Chamber of Commerce. Steward Partners Investment Advisory, LLC manages over $28 billion in assets and serves a diverse client base including individuals, charitable organizations, and institutions. The firm offers discretionary and non-discretionary portfolio management using proprietary strategies and third-party money managers, with investment allocations tailored to client objectives across multiple asset classes.

David Love is a financial advisor with Davenport & Company LLC in Suffolk, VA, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Davenport & Company since 2012. Outside of his advisory work, he serves on the boards of the YMCA and the Suffolk Center for Cultural Arts. Davenport & Company LLC is a privately held, employee-owned firm that provides investment management and brokerage services to individual and institutional clients. The firm offers a range of services including asset management, retail brokerage, fixed income, public finance, investment banking, and financial planning, with investment decisions made by dedicated portfolio manager teams supported by an Investment Policy Committee.

Kristen Gardner is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. She has worked with Truist Advisory Services and its affiliated entities since 2015, including prior roles at Bb&T Securities. Gardner is a member of Suffolk Business Women, a networking group focused on issues supporting women in business. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers discretionary and non-discretionary investment solutions that combine model portfolios, third-party managers, and advisor-led asset allocation and fund monitoring.

Heather Wineman is a financial advisor at LPL Financial with nine years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services and Wells Fargo Advisors. Outside of her advisory role, she is involved in yoga instruction and personal training through several business activities, including Sky's the Limit Yoga Co and Barefoot Balance LLC. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Mark Mcgahee is a CFP® with 32 years of experience in the financial services industry. He is currently with OSAIC and has held prior roles at Securities America Advisors, Inc. and Nansemond River Financial Services, where he is also the owner. In addition to his advisory work, Mcgahee writes a financial column for the Suffolk News Herald. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process combining risk-tolerance assessments with portfolio optimization and offers access to a wide range of investment products and third-party managers.

Amy Tucker is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Edward Jones since 2016. Prior to joining Edward Jones, she worked at Embrace Home Loans and World Financial Group and has certification as a Notary Signing Agent. She also has experience with Beloved Africa, a nonprofit organization. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of discretionary and non-discretionary investment strategies. The firm manages over $1 trillion in assets and operates a nationwide network of more than 23,000 financial advisors.

Michael Chinn is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. He worked at Nationwide and Nationwide Securities from 2008 to 2020 before joining LPL Financial in 2020. LPL Financial provides advisory and brokerage services to a diverse client base, including individuals, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Steve Koziol is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and 18 years of industry experience. He previously worked at Lincoln Financial Advisors for 13 years before joining OSAIC in 2025. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a broad client base, including individual investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services through a large network of advisors, utilizing technology-driven investment processes and providing access to multiple custodial platforms and third-party managers.

Richard Dipasquale is a ChFC®-designated financial advisor with 53 years of industry experience, currently serving at MassMutual Investors Services since 1994. He holds a Series 63 license and has a background in life and health insurance sales as an agent. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative annual planning engagements utilizing firm-approved analytical tools and a range of investment and planning services.

Sara Crain is a financial advisor at Edward Jones with the Series 66 designation and four years of industry experience. Prior to joining Edward Jones in 2022, she worked at Old Point National Bank for three years and was involved in the food service industry with Vinny's Pizza and Pasta and Rita's Italian Ice. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 financial advisors, offering a range of advisory programs, investment strategies, and affiliated financial services.

Phillip Frix is a financial advisor with Edward Jones, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. He has been with Edward Jones since 1994. Outside of his advisory role, he serves as Vice President of Finance for the Isle of Wight Volunteer Rescue Squad, advising on the squad’s finances. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, with a nationwide network of financial advisors and branch offices.

Jason Rebbe is a financial advisor with Raymond James Financial Services Advisors, Inc. in Franklin, VA. He holds Series 63 and Series 66 designations and has 22 years of industry experience, including 16 years at Edward Jones prior to joining Raymond James in 2019. Outside of his advisory work, he serves as president of Nottoway Financial Group LLC and is an officer and treasurer for Sussex/Southampton Little League Baseball. Raymond James Financial Services Advisors, Inc. serves a diverse client base, including individual investors, high-net-worth clients, pension plans, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset allocation analysis and firm research to develop tailored financial plans and recommendations.

Andrew Mcculley is a financial advisor at LPL Financial with seven years of industry experience. He holds the Series 66 designation and has worked at LPL Financial since 2018. Prior to his current role, he held positions at Bronco Federal Credit Union and was self-employed, along with earlier experience at the College of William and Mary and the University of North Carolina Wilmington. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a broad range of solutions such as financial planning, model-portfolio advisory programs, and third-party asset management, supported by an in-house research team and a large network of investment adviser representatives.

Kenneth Mcgahee II is a financial advisor at OSAIC with three years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Securities America Advisors and First Team Automotive. He is also an insurance agent with Nansemond River Financial Services, where he is involved in the sales and service of life insurance, annuities, and long-term care products. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs and employs an investment process that incorporates risk-tolerance assessments, asset allocation software, and portfolio optimization tools across a broad range of investment vehicles.

James Stephenson is a financial advisor with Primerica Advisors in Windsor, VA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked with Primerica Advisors and Primerica Financial Services since 1987 and has prior experience with J Russell Stephens and IOWSO. Outside of his advisory role, he is a co-owner of MH Holland Farm in Windsor, VA. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of discretionary separately managed accounts. The firm employs a wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

John Crain is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2018. Prior to his career in finance, he spent 18 years at Smith Turf & Irrigation Co., LLC. Outside of advising, he occasionally provides disc jockey services for children’s and social events. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Randall Carr is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 30 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. He serves as co-trustee for his father's investment-related trust in Windsor, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader array of financial products such as insurance-related vehicles and bank deposit sweep options.

Leah Beth Williams is a financial advisor with LPL Financial in Courtland, VA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has been with LPL Financial since 2013 and previously worked for Bronco Federal Credit Union from 2000 to 2017. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and a broad platform that combines advisory and brokerage services.

Justin Sorensen is a financial advisor at Edward Jones in Suffolk, VA, holding a Series 66 designation with 16 years of industry experience. He has been with Edward Jones since 2009. Outside of advising, he is involved in green energy startups and is a co-owner or manager of several small business ventures. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies and advisory services, supported by a large national network of advisors and branch offices.

Elaine Fenters is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following nine years at WELLS FARGO Advisors, LLC. Outside of finance, she has been an instructor and choreographer at the Contemporary School of Dance since 2003. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory options. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Hunter Haywood is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and eight years of industry experience. He has been with Equitable Advisors since 2017 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he is involved with Ducks Unlimited, assisting in organizing their annual fundraising event. Equitable Advisors serves a diverse client base including individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm provides financial planning and retirement-plan support, leveraging a hybrid model that incorporates third-party asset managers and offers both advisory and brokerage channels to implement client recommendations.

Amy Belcher is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and possessing 24 years of industry experience. She has worked at various firms within the Cetera network since 2017, as well as at Voya Financial Advisors and Carson Wealth Management Group. Cetera Investment Advisers serves individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, fiduciary, and retirement solutions, combining advisor-managed accounts with firm-sponsored and third-party managed models.

Leigh Elder is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following three years at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Jeffrey Scott is a Series 66 licensed financial advisor with Edward Jones in Smithfield, VA, where he has worked since 2017. He has eight years of industry experience and previously spent 12 years with Community Baseball, LLC dba Peninsula Pilots Baseball. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with diverse investment offerings, including wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Kyle Black is a financial advisor at Edward Jones in Franklin, VA, holding Series 63 and Series 66 licenses with 12 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Bank of America, N.A., before joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of advisory programs and investment solutions. The firm is notable for its extensive nationwide network of advisors and branches, as well as its affiliated capabilities including trust services, mutual funds, and securities-based lending.

Julian Sanderson Jr. is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He previously worked for Securities America Advisors and Securities America, Inc. for a decade each and has been associated with Penn Mutual Life Insurance Co. since 2009. Outside his advisory role, he is licensed as an insurance agent for Penn Mutual Life policies. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm employs a structured investment process combining risk-tolerance assessments with portfolio optimization and offers a range of investment options alongside various advisory programs.

Johanna Wiggins is a financial advisor at Edward Jones with four years of industry experience. She holds the Series 66 designation and previously worked at Colonial Farm Credit for 12 years before joining Edward Jones. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of over 23,700 financial advisors.

Robert Johnson Jr. is a financial advisor at OSAIC with 40 years of industry experience. He holds the CFP® and ChFC® designations and previously worked for Securities America Advisors, Inc. for 12 years. Outside of his advisory role, he serves as an executor for a family friend. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers a wide range of advisory programs and access to multiple custodial platforms.

James Mcculley is a CFP® with 23 years of industry experience, currently serving as a financial advisor at LPL Financial since 2009. He operates a DBA named Bronco Investment Strategies and manages McCulley Wealth Management as part of his advisory business. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and delivers services through a large network of investment adviser representatives.

Andrew Baillie is a financial advisor at OSAIC with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors, Cetera Advisors LLC, and Investors Capital Corporation. Outside of his advisory role, Baillie is a shareholder in Baillie Hospitality Group Corporation, involved in negotiating leases and financing for a restaurant facility in Virginia Beach. OSAIC is a large SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm employs a comprehensive investment process combining risk-tolerance assessments, asset allocation software, and portfolio optimization tools, offering both discretionary and non-discretionary account management across a wide range of investment products.