Roy Castillo is a CFP® with 32 years of industry experience. He has been with Frontsight Wealth Advisors, LLC since 2014 and also operates RLC Financial Services, providing tax services and insurance sales through his sole proprietorship. Frontsight Wealth Advisors, LLC offers portfolio management and financial planning primarily to individual and high-net-worth clients, managing approximately $27.9 million across about 52 accounts. The firm creates client-specific investment plans using a combination of fundamental, technical, charting, and quantitative analysis, with strategies ranging from long-term buy-and-hold to short-term trading.

For 20 years, I built a career in banking — 17 of those at Eastman Credit Union in East Tennessee, where I helped families with lending, banking, and their first steps toward investing. In 2018, I discovered Financial Independence, and it changed everything. I restructured our finances, optimized our tax strategy, and built toward FI while still working full time. When we got there, I left banking to build the advisory firm I wish I'd had along the way. I earned my CFP® and became an IRS Enrolled Agent because I wanted to bring financial planning and tax expertise together under one roof. I built OptimalPath Advisors as a fee-only, flat-fee firm because I believe your advisor's cost should reflect the work — not the size of your portfolio. My approach is advice-first and fiduciary. Every client starts with a comprehensive financial plan that includes a Financial Independence Score — a single, clear number (inspired by pension-style funded ratios) that tells you exactly how on track you are. No abstract Monte Carlo probabilities. Just a real number you can act on. From there, you choose the level of ongoing support that fits. Navigator clients get year-round planning, quarterly check-ins, and tax preparation included — while keeping control of their own investments. Summit clients get everything in Navigator plus hands-on investment management, rebalancing, and tax-loss harvesting. Both tiers include tax prep at no extra cost. I work best with FI-minded professionals — DIY investors, early retirees, equity comp recipients, and busy families who want clear direction without product sales, commissions, or percentage-of-assets fees. I live in East Tennessee with my wife, Amanda, and our two dogs, Molly and Peach. We spend as much time as possible outdoors — in the mountains, on trails, and visiting National Parks across the country. Whether you're building toward FI, navigating an early retirement transition, or figuring out what comes next after hitting your number, I'm here to help you move forward — intentionally and in control.

Michael Davis is a financial advisor at AdviPartner, LLC with 19 years of industry experience. He holds the Series 66 designation and has worked at firms including Cetera Advisor Networks, Cwm, GAAM Wealth Advisors, LPL Financial, and Gilbert Advanced Asset Management. AdviPartner, LLC provides discretionary investment management to individuals, high-net-worth clients, and small businesses, managing approximately $50 million across about 100 accounts. The firm employs a primarily passive investment approach, using asset-class-weighted portfolios with index mutual funds and ETFs, while incorporating fundamental and technical analyses to tailor allocations based on client needs.

Pamela Rehart is a financial advisor with Integrity Capital Management in Kingsport, TN, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has been with Integrity Capital Management since 2007. Outside of her advisory role, she is the owner of BRAC Properties, a non-investment-related business. Integrity Capital Management serves individual investors, high-net-worth households, trusts, and foundations with discretionary portfolio management, financial planning, and retirement-plan consulting. The firm employs a strategic asset-allocation approach across global, multi-asset-class portfolios, primarily using mutual funds and ETFs, with regular portfolio reviews and a documented due-diligence process.

Joseph Bailey is a CFP® professional with 21 years of industry experience. He has been with Integrity Capital Management since 2006. Outside of his advisory role, he owns B-Squared Consulting LLC, a technology and compliance consulting business. Integrity Capital Management serves individual investors, high-net-worth households, trusts, and foundations with discretionary portfolio management, financial planning, and retirement-plan consulting. The firm uses a strategic asset-allocation approach across global, multi-asset portfolios primarily composed of mutual funds and ETFs.

John Atkins is a CFP® with 21 years of industry experience, currently serving at Integrity Capital Management since 2007. He is a member of the boards of a social services nonprofit and a Presbyterian church, where he oversees management and budgeting responsibilities. Integrity Capital Management serves individual investors, high-net-worth households, trusts, and foundations with discretionary portfolio management, financial planning, and retirement-plan consulting. The firm employs a strategic asset-allocation approach using mutual funds and ETFs, conducting regular portfolio reviews and maintaining individualized account management.

Kaylee Feathers is a financial advisor at Aldebaran Financial Inc. with a Series 65 designation and two years of industry experience. Prior to joining Aldebaran Financial in 2023, she worked at Eastman Credit Union and Ashford Advisors. Aldebaran Financial Inc. provides discretionary portfolio management and consulting to individuals, pension and profit-sharing plans, trusts, and estates. The firm employs a strategic asset-allocation approach with global diversification, combining passive and active funds, individual securities, and options, and offers additional services including limited-scope estate-planning legal support and tax preparation.

Peter Raber is a financial advisor at Aldebaran Financial Inc. with 16 years of industry experience. He holds a Series 65 designation and has been with Aldebaran Financial since 1995. Aldebaran Financial Inc. provides discretionary portfolio management and consulting services to individuals, pension and profit-sharing plans, trusts, estates, and other entities. The firm employs a strategic asset-allocation approach with global diversification, utilizing both passive and active mutual funds and ETFs, individual stocks, municipal bonds, and options, and offers additional services including limited-scope estate-planning legal support and simple tax return preparation.

Richard Halliburton is a financial advisor with Tradition Investment Management, LLC, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. His background includes roles at Insulet Corporation, SA Stone Wealth Management Inc., Quest Capital Strategies, Inc., and a 30-year tenure in the US Army Reserves. In addition to his advisory work, he owns and operates an insurance brokerage specializing in life insurance and annuities. Tradition Investment Management serves individual and high-net-worth clients through managed accounts and financial planning, employing strategies such as asset allocation, dollar-cost averaging, and technical analysis. The firm focuses on preserving purchasing power over the long term and considers tax implications in its tailored advice.

Brian Brummett is a financial advisor at Aldebaran Financial Inc. with eight years of industry experience. He holds the Series 65 designation and has been with Aldebaran Financial since 2016. Prior to that, he worked at E-Z Rentals for two years. Aldebaran Financial Inc. provides discretionary portfolio management and consulting services to individuals, pension and profit-sharing plans, trusts, estates, and other entities. The firm employs a strategic asset-allocation approach with global diversification, utilizing both passive and active funds, individual securities, and options, while also offering limited-scope estate-planning legal services and tax-preparation support.

Angela Williams is a Series 66-credentialed financial advisor at Integrity Capital Management with 19 years of industry experience. She has been with the firm since 2007. Outside of her advisory role, she is the owner of BRAC Properties, a non-investment-related business. Integrity Capital Management serves individual investors, high-net-worth households, trusts, and foundations with discretionary portfolio management, financial planning, and retirement-plan consulting. The firm employs a strategic, asset-allocation approach across global, multi-asset-class portfolios using mutual funds and ETFs, with quarterly reviews and weekly monitoring for rebalancing.

Zachary Colvin is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 63 and Series 66 licenses and bringing three years of industry experience. His prior roles include positions at Wells Fargo Advisors, Foreside Fund Services, and Global X ETFs. He has also worked in an associate capacity at Center Street Wealth Management. Concurrent Investment Advisors provides wealth management, investment management, financial planning, and retirement plan advisory services to a diverse client base including individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm employs a long-term, customized investment approach utilizing ETFs, mutual funds, individual securities, and alternative investments, serving over 10,000 clients with approximately $9.9 billion in assets under management.

Pak Tung Le is a financial advisor with Kovack Advisors, Inc., holding a Series 66 designation and 22 years of industry experience. He has worked at several firms, including Ic Advisory Services Inc and The Investment Center Inc. Le also operates a financial planning and advisory business under the name FINANCIALWIZDOM. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base that includes individuals, corporations, pension and profit-sharing plans, and banking institutions. The firm’s investment approach focuses on diversified asset-class exposure through mutual funds and ETFs, supplemented by individual equities, fixed income, derivatives, and alternative vehicles as suitable.

Leslie Grossman is a financial advisor at Packerland Brokerage Services, Inc. with 35 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at TrustFirst, Inc., Trendz Advisors, and OSAIC. Grossman also holds a Tennessee insurance license to sell variable annuities and life insurance. Packerland Brokerage Services serves individuals, charities, corporations, and retirement plan sponsors with financial planning, portfolio management, and advisory program access. The firm offers both brokerage and advisory services through various account management options, including separately managed accounts and third-party co-advisory arrangements, managing over $900 million in client assets.

Gregory Taylor is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Concurrent Investment Advisors, LLC. He previously worked at Wells Fargo Advisors for 11 years and joined Concurrent Investment Advisors and Purshe Kaplan Sterling Investments in 2025 and 2026, respectively. Taylor serves as treasurer for the Greater Kingsport Boys and Girls Club Foundation. Concurrent Investment Advisors provides wealth management, investment management, financial planning, and retirement plan advisory services to individuals, families, trusts, estates, businesses, and retirement plans. The firm employs a long-term, customizable investment approach across a broad range of asset types, serving over 10,000 clients with approximately $9.9 billion in assets under management.

Natalie Owens Wells is a financial advisor at Concurrent Investment Advisors, LLC with 25 years of industry experience. She holds the Series 66 designation and has previously worked at Wells Fargo Advisors for 11 years before joining Concurrent Investment Advisors and Purshe Kaplan Sterling Investments in 2025. Wells serves on the City of Kingsport Beverage Board and is treasurer for the Center Place Owners Association. Concurrent Investment Advisors provides wealth management, investment management, financial planning, and retirement plan advisory services to individuals, families, trusts, estates, businesses, and retirement plans. The firm manages approximately $9.9 billion in client assets through customized portfolios and a long-term investment approach.

Samuel Ross is a CFP® and ChFC® with 42 years of industry experience. He is affiliated with On Investment Management CO and has worked with THE O.N. Equity Sales Company since 2007 and Ohio National Financial Services since 2005. Outside of financial advising, Ross is involved in tax preparation, insurance sales, and serves as a notary. On Investment Management Company provides financial planning and investment advisory services to individuals, charitable organizations, businesses, and retirement plan sponsors. The firm offers a range of advisory programs, including fee-based planning and access to third-party investment platforms, with a mix of discretionary and non-discretionary portfolio management options.

Philip Alford is a CFP® professional with nine years of experience in the financial services industry. He is currently with On Investment Management Company and has previously worked at firms including Edward Jones, Fidelity Investments, and Values First Advisors Inc. In addition to his advisory role, he is licensed to sell life, health, and long-term care insurance. On Investment Management Company provides financial planning and investment advisory services to individual investors, charitable organizations, businesses, and retirement plan sponsors. The firm offers a range of advisory platforms, including fee-based financial planning and access to multiple third-party investment programs, with both discretionary and non-discretionary portfolio management options.

Jeffery Bedford is a CFP® with 31 years of industry experience, currently serving at Concurrent Investment Advisors, LLC since 2025. He previously worked at Wells Fargo Advisors for 11 years. Bedford is a council member of Holy Trinity Lutheran Church in Kingsport, TN. Concurrent Investment Advisors provides wealth management, financial planning, and retirement plan advisory services to individuals, families, trusts, businesses, and retirement plans. The firm serves over 10,000 clients with approximately $9.9 billion in assets under management, employing a long-term, customized investment approach that includes ETFs, mutual funds, individual securities, and alternative investments.

Michael Bird is a CFP® and ChFC® with 29 years of industry experience. He is affiliated with On Investment Management Company and has worked at Ohio National Financial Services since 2013. In addition to his advisory work, he is involved in insurance sales and operates a tax preparation service. On Investment Management Company provides financial planning and investment advisory services to a diverse client base, including individual investors, charitable organizations, businesses, and retirement plan sponsors. The firm offers a range of advisory programs, including both discretionary and non-discretionary options, with a platform that incorporates third-party investment programs and IAR-directed managed accounts.