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Aaron K

CFP®

Calabasas, CA

Greenup Wealth

Aaron Kirsch is a CERTIFIED FINANCIAL PLANNER™ professional and founding partner of GreenUp Wealth Management. He works primarily with individuals and couples who are approaching or living in retirement, helping them design financial plans that support both long-term security and a fulfilling retirement lifestyle. Aaron began his career in financial services in 2001 at a major Wall Street firm and has since worked with clients across a wide range of life stages, both at large institutions and through his own independent wealth management firm. This experience informs his comprehensive approach to financial planning, which integrates retirement income planning, investment management, tax-aware strategies, risk management, and estate planning considerations. He is the co-author of The Rewarding Retirement Workbook, a resource designed to help people think beyond the mechanics of retirement and focus on how they want to live during this stage of life. Aaron’s work emphasizes aligning financial decisions with personal values, priorities, and legacy goals. Aaron holds himself to fiduciary standards and takes a client-centered approach to planning, helping individuals and families navigate financial decisions with clarity and confidence as they transition into and through retirement.

General retirement planning Retirement income strategy General tax planning Wealth management General estate planning guidance Retired Executive Founder/Business Owner Consultant Self-Employed Approaching retirement Retired Baby Boomers (Born 1946-1964) Gen X (Born 1965-1980) Life coaching / goal alignment

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Ethan L

Series 65

Barboursville, WV

Layne Financial Group

Ethan Layne is the sole advisor at Layne Financial Group, an independent registered investment adviser based in Barboursville, WV. He holds a Series 65 designation and has worked in financial and accounting roles since 2020, including running his own tax and accounting firm, Layne Tax Solutions. Outside of advisory services, he is involved in a printing company and was previously associated with a video advertising business. Layne Financial Group provides discretionary asset management and wealth planning for individual clients and institutional sponsors, including corporate retirement plans and nonprofit organizations. The firm employs a factor-based, academic evidence approach to dynamic asset allocation and offers pension and nonprofit consulting alongside standalone financial planning.

Factor investing / smart beta Wealth management Retirement plans for business owners (SEP, solo 401k) General estate planning guidance
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Joseph S

Series 63

President & Ceo, WV

The Spano Group Wealth Managers

Joseph Spano is the President and CEO of The Spano Group Wealth Managers with 30 years of industry experience. He holds a Series 63 designation and has worked at multiple firms including Freedom Financial Advisors and Potter & Spano Financial Group. The Spano Group Wealth Managers provides financial planning, portfolio management, and retirement plan consulting to individuals, high-net-worth clients, corporations, and charities. The firm uses fundamental analysis to construct portfolios and offers ERISA-related retirement plan consulting and co-advisory services.

Retirement plans for business owners (SEP, solo 401k) General tax planning General estate planning guidance Active portfolio management Options & derivatives strategies
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James M

Series 66

Hurricane, WV

McKee Wealth Management

James Mckee is a financial advisor with McKee Wealth Management in Hurricane, WV, holding a Series 66 designation and 18 years of industry experience. He has worked at Southeast Investments, N.C. Inc., First Summit Financial, and has been involved with McKee & Associates, LLC since 2007. Mckee serves as a board member of the Home Builders Association of Greater Charleston. McKee Wealth Management provides financial planning, investment management, and wealth management services to individuals, families, and institutional clients including corporate pension and retirement plans, trusts, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management, retirement plan consulting, and uses a range of investment vehicles including mutual funds, ETFs, individual securities, and third-party platforms.

Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Income planning Active portfolio management Options & derivatives strategies Founder/Business Owner Executive
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John A

Series 66

Hurricane, WV

JA Investment Management, LLC

John Arthur is the sole advisor at JA Investment Management, LLC in Hurricane, WV. He holds a Series 66 designation and has 12 years of industry experience. Prior to founding his firm in 2005, he worked at Ferris, Baker Watts, Inc. He is also the owner and head instructor of Relson Gracie Jiu Jitsu of WV and operates a lifestyle brand called Abstrakt Lifestyle. JA Investment Management serves individual investors and 401(k) plans by offering private asset management, plan management, and investment education. The firm uses both fundamental and technical analysis to tailor strategies to clients, maintaining most accounts on a non-discretionary basis and providing services that include institutional retirement and pension plan management.

Passive / index investing
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Steven S

Series 63

Barboursville, WV

Creative Financial Solutions, LLC

Steven Smith is a financial advisor with Creative Financial Solutions, LLC, holding a Series 63 designation and 38 years of industry experience. He has been with Creative Financial Solutions since 2008 and also maintains dual registrations with Cambridge Investment Research Advisors Inc. Outside of his advisory work, Smith is a part owner of Esquire Country Club in Barboursville, WV. Creative Financial Solutions provides customized financial planning and advisory services for individuals, families, small businesses, and trusts. The firm focuses on individualized planning supported by third-party research and does not take custody of client assets, with investment activities managed through dual-registered advisors and custodial platforms.

General retirement planning Income planning General tax planning Life insurance needs analysis
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Megan W

Series 65

Hurricane, WV

Ironwood Wealth Management, Inc.

Megan Watterson is a financial advisor at Ironwood Wealth Management, Inc. with one year of industry experience. She holds a Series 65 designation and has previously worked at Kanawha County Courthouse, Ohio Valley Bank, Workforce West Virginia, and Marshall University. Outside of her advisory role, she spent two years engaged in extended travel. Ironwood Wealth Management provides discretionary and non-discretionary investment advisory services to individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm utilizes a range of asset-allocation strategies supported by fundamental, technical, and quantitative analysis, focusing on mutual funds and exchange-traded funds, and offers ongoing portfolio management and financial planning services.

General retirement planning Retirement income strategy Wealth management Cash flow / budgeting Retired Founder/Business Owner
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John W

Series 63, Series 65

Hurricane, WV

Ironwood Wealth Management, Inc.

John Williams is a financial advisor at Ironwood Wealth Management, Inc. with 23 years of industry experience. He has been with Ironwood Wealth Management since 2001. Outside of his advisory role, he is involved in managing a building through J&T, LLC. Ironwood Wealth Management provides discretionary and non-discretionary investment advisory services to individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm focuses on portfolio management, financial planning, and retirement-plan consulting using a range of asset-allocation strategies supported by fundamental, technical, and quantitative analysis.

General retirement planning Retirement income strategy Wealth management Cash flow / budgeting Retired Founder/Business Owner
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Tyler W

Series 65

Hurricane, WV

Ironwood Wealth Management, Inc.

Tyler Williams is a financial advisor at Ironwood Wealth Management, Inc. He holds a Series 65 designation and has two years of industry experience. Prior to joining Ironwood Wealth Management, he worked at West Virginia State University for one year. Ironwood Wealth Management provides discretionary and non-discretionary investment advisory services to individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers portfolio management, financial planning, and retirement-plan consulting, utilizing mutual funds and exchange-traded funds supported by fundamental, technical, and quantitative analysis across a range of asset-allocation strategies.

General retirement planning Retirement income strategy Wealth management Cash flow / budgeting Retired Founder/Business Owner
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Alexander S

Series 63, Series 65

Hurricane, WV

FWG Investments, LLC

Alexander Schnulo is a financial advisor with FWG Investments, LLC, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to joining FWG Investments in 2024, he worked at Northwestern Mutual in various roles from 2021 to 2024. Schnulo serves as Advisory Council President for The Salvation Army Boys & Girls Clubs of Charleston and as Chapter President of the BNI Power Chapter, engaging in nonprofit fundraising and business networking activities. FWG Investments provides financial planning and discretionary asset management primarily for individual and high-net-worth clients. The firm employs model-driven strategies overseen by professionals and executed through sub-advisers, offering services that include investment planning, retirement, insurance, tax, education, and real estate planning.

Annuities Income planning Real estate investing Founder/Business Owner Retired
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Timothy S

Series 65

Winfield, WV

First Advisors National, LLC

Timothy Stone is a financial advisor at First Advisors National, LLC with 16 years of industry experience. He holds a Series 65 designation and has been associated with Cherry Investment Advisors, Ltd. since 2010. In addition to his advisory role, he works as a life insurance agent in West Virginia. First Advisors National manages discretionary assets for individual and high-net-worth clients, focusing on third-party money manager selection and offering investment management, retirement plan consulting, and advice on individual securities, ETFs, and mutual funds.

Passive / index investing
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Joseph U

Series 63, Series 65

Huntington, WV

Foundations Investment Advisors LLC

Joseph Unger is a financial advisor at Foundations Investment Advisors LLC with 13 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Mutual of Omaha Investor Services and Mutual of Omaha Insurance Company. Unger is also licensed as an insurance agent, handling life, health, annuity, property, and casualty insurance. Foundations Investment Advisors provides investment advisory and financial planning services to a diverse client base, including individuals, trusts, estates, retirement plans, and businesses. The firm offers portfolio management, financial planning, education workshops, and sub-advisory services through a large network of affiliated offices and utilizes model allocations and third-party sub-advisers.

Wealth management Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Whitney S

CFP®, Series 63, Series 65

Scott Depot, WV

Money Concepts Capital Corp

Whitney Stricklin is a CFP® with 24 years of industry experience, currently serving as an advisor at Money Concepts Capital Corp since 2015. She is the managing member and owner of WPS, LLC, a health and Medicare consulting business, and also manages ACME Properties, LLC. Stricklin is involved in community organizations as a board member and director for Surprise Valley Youth Camp and Ignite Athletics. Money Concepts Capital Corp is an enterprise firm with approximately 431 advisors managing about $3.33 billion for nearly 14,700 clients. The firm offers portfolio management, financial planning, and consulting services using a variety of managed programs and investment strategies tailored to individuals, retirement plans, trusts, and organizations.

Annuities College savings (529s, UTMA, etc.) Cash flow / budgeting Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Retired Founder/Business Owner Executive
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Charles S

Series 63, Series 65

Huntington, WV

VOYA Financial Advisors, Inc.

Charles Smith is a financial advisor with VOYA Financial Advisors, Inc. He holds Series 63 and Series 65 licenses and has 27 years of industry experience. He has been with VOYA Financial Advisors since 2014 and has operated Charles F Smith & Associates since 1972. In addition to his advisory work, he is an independent insurance agent specializing in fixed insurance products. VOYA Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base including individuals, charitable organizations, and corporations. The firm offers a range of adviser-led programs and combines an advisory platform with an active broker-dealer model and extensive affiliate relationships.

General retirement planning Retirement income strategy Cash flow / budgeting Social Security optimization Retired Founder/Business Owner Executive Approaching retirement Retired
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David L

CFP®, Series 63, Series 65

Hurricane, WV

Mai Capital Management, LLC

David Lanham is a CFP® with 32 years of industry experience and is currently with Mai Capital Management, LLC. He previously spent 45 years at Lanham, O'Dell and Company, Inc. before joining Mai Capital in 2026. Mai Capital Management provides investment management, wealth management, and related services to a diverse client base including high- and ultra-high-net-worth individuals, families, sports professionals, and a variety of institutional clients. The firm employs a multi-strategy investment platform that incorporates internally managed portfolios, ETFs, option strategies, private investments, and third-party managers.

Private / alternative investments Concentrated stock management Options & derivatives strategies Real estate investing Wealth management Founder/Business Owner Retired
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David W

CFP®, Series 63, Series 65

Hurricane, WV

Mai Capital Management, LLC

David Williams is a CFP® with 30 years of industry experience. He is currently with MAI Capital Management, LLC and previously worked for Lanham, O'Dell & Company for 39 years. MAI Capital Management provides discretionary and non-discretionary investment and wealth management services to individuals, families, family offices, sports professionals, and a wide range of institutional clients. The firm employs a multi-strategy investment platform that includes internally managed portfolios, ETFs, option strategies, private investments, and third-party managers.

Private / alternative investments Concentrated stock management Options & derivatives strategies Real estate investing Wealth management Founder/Business Owner Retired
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Robert O

Series 63, Series 65

Hurricane, WV

Mai Capital Management, LLC

Robert O'Dell is a financial advisor at MAI Capital Management, LLC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Lanham, O'Dell and Company Inc. and L.O.C. Financial Products Co. for 45 years. MAI Capital Management provides discretionary and non-discretionary investment and wealth management services to a diverse client base including high-net-worth individuals, families, family offices, sports professionals, and institutional clients. The firm employs a multi-strategy investment platform that incorporates internally managed portfolios, third-party managers, and private investments, alongside specialized services such as retirement plan consulting and trust administration.

Private / alternative investments Concentrated stock management Options & derivatives strategies Real estate investing Wealth management Founder/Business Owner Retired
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Chris M

Series 63, Series 65

Winfield, WV

Empower Advisory Group

Chris Meadows is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He has worked at Gwfs Equities, Inc. since 2016 and previously spent nine years with Centaurus Financial. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to select IRA and retail brokerage clients. The firm integrates its services with Empower’s administrative platforms and offers both point-in-time financial plans and optional managed account solutions.

General retirement planning Retirement income strategy Social Security optimization Debt management College savings (529s, UTMA, etc.)
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Jacob R

Series 63, Series 65

Huntington, WV

The huntington Investment company

Jacob Roberts is a financial advisor at The Huntington Investment Company with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked exclusively within affiliated entities of Huntington since 2016, including roles at The Huntington National Bank and The Huntington Investment Company. The Huntington Investment Company, operating as Huntington Financial Advisors, serves individual, charitable, corporate, and retirement clients through advisory and wrap-fee programs. The firm manages approximately $6.3 billion in assets across nearly 400 advisors and uses an open-architecture, model-driven platform combining third-party sub-managers and proprietary models.

ESG / Sustainable investing Options & derivatives strategies Tax-loss harvesting
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Jason M

Series 63, Series 65

Hurricane, WV

FIFTH THIRD SECURITIES, Inc.

Jason Moore is a financial advisor with FIFTH THIRD SECURITIES, Inc., holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His career includes roles at Fifth Third Bank, Fifth Third Securities, The Huntington Investment Company, Wells Fargo, and other firms. Outside of his advisory work, he serves as an ordained minister in Hurricane, WV, where he officiates weddings. Fifth Third Securities, Inc. provides brokerage and investment advisory services to individuals, charitable organizations, corporations, and institutional investors through its Passageway Managed Account Program. The firm offers multiple discretionary managed-account options and features such as direct indexing and tax-overlay services, operating as a subsidiary of Fifth Third Bank with integrated municipal-advisor registration.

Passive / index investing Tax-loss harvesting ESG / Sustainable investing General retirement planning
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Robert S

Series 66

Hurricane, WV

Money Concepts Capital Corp

Robert Skidmore is a financial advisor with Money Concepts Capital Corp, holding a Series 66 designation and nine years of industry experience. He has worked with Money Concepts Capital Corp since 2016 and serves as an elected County Commissioner for Putnam County since 2013. Additionally, he is employed as the City Manager of Hurricane, WV, where he manages administrative operations and oversees contracts and grants. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to individuals, pension plans, trusts, charitable organizations, and corporations. The firm employs a variety of managed programs using model portfolios, third-party sub-advisers, and both discretionary and non-discretionary account structures.

Annuities College savings (529s, UTMA, etc.) Cash flow / budgeting Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Retired Founder/Business Owner Executive
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