Voras Haynes is a financial advisor at Westminster Financial Advisory Corp with 39 years of industry experience. He holds the CFP® designation and Series 63 license. His career includes long-term roles at Westminster Financial Securities, Inc., Innovative Insurance & Investments, and Helmick & Associates Inc. Outside of advising, he is a partial owner of W.H. Mint, LLC, which operates an ice cream truck, among other business interests. Westminster Financial Advisory Corporation provides investment supervisory services and general investment advice to individuals, families, trusts, charitable organizations, small businesses, and retirement plans. The firm’s investment approach emphasizes diversified, multi-asset class allocation with a buy-and-hold strategy enhanced by tactical and cyclical adjustments.

Clifford Marstiller is a CFP® with 40 years of industry experience, currently serving at Westminster Financial Advisory Corp. He has been with Westminster Financial Securities, Inc. since 1999 and has also operated his own business, Innovative Insurance & Investments, since 1991. Outside of his advisory work, he is a vice president at Innovative Investments and serves as an industry arbitrator for FINRA dispute resolution. Westminster Financial Advisory Corporation provides investment supervisory services and financial advice to individuals, families, trusts, charitable organizations, and small businesses. The firm employs a diversified, multi-asset class approach with a buy-and-hold strategy enhanced by tactical adjustments, managing portfolios on a discretionary basis using mutual funds, ETFs, and option strategies.

Cora Nucilli is a Series 66-licensed financial advisor at Edward Jones with three years of industry experience. Prior to joining Edward Jones, she worked in healthcare-related positions at St. Charles Health System and Davis Medical Center. Outside of her advising role, she has volunteered as a lifeguard at a local Elks Lodge. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options, including discretionary and non-discretionary strategies, with a focus on comprehensive services supported by a large network of financial advisors and branches.

Rebecca Schoonover is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. She has been with Cetera and its affiliated entities since 2012. Schoonover serves on the board of directors for Mountain Memories Assisted Living and Retirement. Cetera Investment Advisers supports a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing advisor-managed accounts, model portfolios, and third-party solutions.

Christopher Fry is a CFP® with 31 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1997. Outside of his advisory work, he volunteers as a ski patroller at Canaan Valley Ski Resort and plays guitar as a musician. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a nationwide network of financial advisors and branch offices.

Brian Elliott is a financial advisor with Ameriprise in Elkins, WV, holding a Series 66 designation and 18 years of industry experience. Prior to joining Ameriprise in 2025, he worked at Edward Jones from 2007 to 2025. He is also the owner of Elliott Financial Services LLC, through which he manages his Ameriprise business. Ameriprise offers retirement-income planning services focused on individuals with substantial investable assets, using a centralized consulting team to provide non-discretionary, research-driven recommendations. The firm combines modeling and tax-efficiency analysis to support retirement income strategies and delivers tailored reports primarily for clients with Ameriprise-managed accounts.

Kenneth George Jr. is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at VOYA Financial Advisors and Allegheny Ins/Davis Care. Outside of his advisory work, he serves on the boards of the Elkins/Randolph Co YMCA, Davis Trust Company, and Elkins Rehabilitation and Care Center, and he is an assistant middle school basketball coach as well as a part-time professional boxer. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, combining advisor-managed accounts with firm-sponsored model portfolios and third-party solutions.

Robert Cowgill is a financial advisor at Edward Jones in Elkins, WV, holding Series 63 and Series 65 licenses with 22 years of industry experience. He has worked at Edward Jones since 2014 and has concurrent roles with ING Financial Partners, Inc. and Allegheny Insurance dating back to 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Desirae Kramer is a financial advisor at Edward Jones with five years of industry experience. She holds the Series 63 and Series 66 licenses and previously worked at NISR, Beachbody, YMCA, and The Huntington Investment Company. Outside of her advisory role, she is involved as a wellness coach with Beachbody and serves as a fitness instructor at the YMCA, and she is a board member at Women’s Aid in Crisis in Elkins, WV. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of financial advisors and branch offices.