Melissa Howell is a financial advisor with Credit Union Investment Services, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. She has worked at Members Trust Company since 2018 and has been affiliated with several related entities, including State Employees' Credit Union where she serves as a District Manager providing financial advisory services. Howell has also worked as an agent for SECU Life Insurance Company. Credit Union Investment Services serves North Carolina residents, primarily individual investors, offering non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm emphasizes low-cost, index-based mutual funds and ETFs, fixed-income products, and a goals-based, long-term planning approach, with advisor recommendations implemented at the client’s discretion.

Frank Jones Jr. is a financial advisor with OSAIC Institutions, Inc. in Ahoskie, NC, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has worked at Infinex Investments, Inc. since 2011 and Southern Bank & Trust since 2010. Outside of his advisory roles, Jones is involved in selling Medicare supplement insurance and participates in a financial advisor referral program with Southern Bank. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by offering a range of advisory and brokerage services through customized engagements. The firm emphasizes non-discretionary asset management and integrates advisory and brokerage solutions via a network of investment adviser representatives.

Wingate Joyner Jr. is a financial advisor with Edward Jones, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Edward Jones since 2016 and previously spent eight years at RBC Capital Markets Corporation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies and affiliated investment products. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and over 15,000 branch offices.

Sara Crowder is a financial advisor at Edward Jones in Murfreesboro, NC, holding the CFP® and Series 66 designations with 12 years of industry experience. She has been with Edward Jones since 2014 and serves on the finance committee at Boykins Baptist Church. Additionally, she has been involved with the Jameer Woodley Reading Foundation since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.