Matthew Morizio is a financial advisor at Reconstructing Wealth with eight years of industry experience. He holds a Series 65 designation and previously worked at Beck Bode LLC and Kforce Inc. before founding Reconstructing Wealth in 2024. Reconstructing Wealth provides discretionary investment management and comprehensive financial planning to individual and high-net-worth clients, often constructing portfolios with individual equities and retaining legacy positions when appropriate. The firm employs both fundamental and technical analysis, pursuing a long-term strategy while allowing shorter-term trades for rebalancing, tax management, or cash needs.

Justin Luther is a CFA charterholder and financial advisor at Luther Wealth Management in North Charleston, SC, with seven years of industry experience. He has worked at Luther Wealth Management since 2018 and concurrently holds a role in sales and business development at Kinder Morgan Inc. as a Commercial Manager. Luther Wealth Management serves high-net-worth individual investors, providing discretionary portfolio management and financial planning services. The firm employs a Modern Portfolio Theory-based investment approach focused on low-fee index funds and ETFs, emphasizing diversification, low turnover, and periodic rebalancing.

William Thomas is a financial advisor with Ascension Wealth Advisors, LLC in Mt. Pleasant, SC. He holds Series 63 and Series 65 licenses and has 22 years of industry experience. He has operated as a sole proprietor from 1998 to 2020 and has been with Ascension Wealth Advisors since 2010. Ascension Wealth Advisors provides discretionary and non-discretionary asset management and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm customizes investment programs based on client goals and employs a variety of analytical methods in portfolio management, including the use of a third-party platform to manage held-away retirement accounts without taking custody.

Matthew Laydon is the principal of Matthew Laydon Capital Management, an independent advisory firm based in Charleston, SC. He holds Series 63 and Series 65 designations and has 24 years of industry experience. Prior to founding his firm in 2024, he worked with Kovack Securities, Inc. and Kovack Advisors, Inc. since 2007. Outside of advisory services, he serves as CFO and business advisor for Flatline Contractors Inc. Matthew Laydon Capital Management oversees approximately $27 million in client assets across 36 relationships, primarily serving individual and high-net-worth clients as well as charitable organizations. The firm provides ongoing portfolio management using a variety of analytical approaches and implements both active and passive strategies across multiple asset classes.

Troy Zimmerman is a financial advisor with Missional Advisor Group, holding a Series 66 credential and bringing 21 years of industry experience. Prior to founding Missional Advisor Group in 2023, he worked with LPL Financial since 2007. Outside of advising, he is the owner and creator of a mobile app called Pinity and serves as a general partner in multiple syndicated real estate investment funds. Missional Advisor Group offers discretionary portfolio management and advisory services primarily to individual and high-net-worth clients. The firm utilizes a long-term investment approach based on modern portfolio theory and quantitative analysis, tailoring asset allocation and security selection to clients’ written Investment Policy Statements, while also sponsoring wrap fee programs and employing LPL-sponsored platforms.

John Beauston is the sole advisor at MKB Consulting LLC in North Charleston, SC, holding a Series 65 credential with 22 years of industry experience. He has served as the full-time managing partner of Moore Beauston & Woodham LLP, a certified public accounting firm, since 1992. MKB Consulting provides referral-based investment management services by recommending unaffiliated third-party money managers to individuals, high-net-worth clients, trusts, and businesses. The firm focuses on manager selection and oversight without directly managing or custoding client assets.

Tyson Halsey is a CFA® charterholder with 21 years of industry experience. He has been the sole advisor at Income Growth Advisors, LLC since 2011. The firm is an independent registered investment adviser based in Charleston, SC. Income Growth Advisors provides discretionary portfolio management, financial planning, and subadvisory services to individuals, trusts, retirement plans, and other advisers. The firm focuses on customized portfolios using a combination of macroeconomic, fundamental, technical, and quantitative analysis, with particular emphasis on income-oriented Master Limited Partnership strategies and bespoke alternative programs.

A CFP® practitioner with 18 years of experience helping clients achieve their financial goals. I believe everyone can benefit from financial planning regardless of life stage. I know our clients by name, not by account number, and I feel a deep sense of responsibility for your financial success. My practice is relationship-based and focused on providing exceptional service. I incorporate the financial and qualitative needs of your life in the process.

Michael Kreft is a financial advisor at Palmetto Coast Advisors, Inc. in Mt. Pleasant, SC, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 17 years of industry experience and has been with Palmetto Coast Advisors since 2015. In addition to his advisory role, he is involved in insurance planning and sales through Kreft Financial, Inc., focusing on life, long-term care, disability, and health insurance. Palmetto Coast Advisors serves individuals, pension and profit-sharing plans, trusts, and estates, managing approximately $53.7 million in discretionary assets. The firm employs a long-term, diversified investment approach using mutual funds and ETFs, offering comprehensive financial planning and discretionary portfolio management tailored to a range of client risk profiles.

Patrick Sherman is the sole advisor at Sherman Financial & Wealth Management, an independent firm based in Daniel Island, SC. He holds Series 63 and Series 65 licenses and has 16 years of industry experience, including prior roles at Signator Investors, Atlantic Coast Advisory Group, and Transamerica Financial Advisors. Sherman Financial & Wealth Management serves individuals, families, high-net-worth clients, and charitable organizations with portfolio management and financial planning services. The firm employs a client-specific investment approach combining passive indexing and active strategies with a focus on dividend growth, and it offers services such as written financial plans, a Personal CFO retainer program, and held-away retirement account management.

Shari Rash is a financial advisor at GWA Wealth with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms including Cambridge Investment Research Advisor and Northern Lights Distributors. Outside of her advisory work, Rash is involved in educational and community activities, serving as treasurer for a local middle school PTSO and owning Money Chic, LLC, where she is an author, educator, podcast host, and speaker. GWA Wealth is a registered investment adviser providing discretionary portfolio management and comprehensive financial planning to individuals, high-net-worth clients, and institutional arrangements. The firm focuses on globally diversified portfolios primarily using exchange-traded funds, with a fundamental analysis approach and a long-term orientation, and it conducts due diligence on recommended sub-advisers while offering tailored client services.

Nicholas Kalkas is a financial advisor at Daniel Island Wealth Management, LLC with a Series 65 designation and one year of industry experience. His prior work includes a 20-year career in the United States Navy and a position at the University of Chicago. Daniel Island Wealth Management provides comprehensive financial planning and portfolio management to individuals, high-net-worth clients, corporations, and charitable organizations. The firm emphasizes low-fee exchange-traded funds, diversification, and cost minimization, offering both discretionary and non-discretionary services with regular client reviews.

Weishen Wang is a CFA charterholder and founder of WW Consulting, with one year of experience in the investment industry. He has been affiliated with the College of Charleston since 2011. Wang also founded Win-Win Bridge International, LLC, a consulting firm focused on taxation compliance, insurance, and investment services. WW Consulting provides non-discretionary investment advisory services to individuals, pension and profit-sharing plans, and charitable organizations. The firm emphasizes detailed client fact-finding and macroeconomic analysis to develop asset-allocation recommendations primarily using pooled vehicles and Treasury instruments, integrating tax and insurance guidance into its investment advice.

Wesley Shuman is a financial advisor at Journey Asset Management LLC with a Series 65 designation and no prior industry experience. He has served in the U.S. Navy since 2000 and currently holds the rank of Senior Chief. Shuman balances his advisory role with ongoing military service, dedicating significant time to both. Journey Asset Management provides discretionary asset management and fixed-fee financial planning primarily for individual clients. The firm customizes portfolio strategies to client goals and uses model portfolios and tax-management tools through the Altruist platform.

Colin Moynahan has a strong passion for personal finance that has manifested in over a decade’s worth of relevant experience before founding Twenty Fifty Capital Financial Advisors in 2018. Colin began his career with Bank of America Merrill Lynch in their Financial Advisor training program. In 2015, he went on to work for fintech start-up, Snapcap.com, as their fourth full-time employee. Over the next two and a half years, the business grew from four employees to twenty-two, earned a spot on the INC 500 list as the 14th fastest growing finance company in the United States, the 2nd fastest growing company in South Carolina, and the 2017 Start-up of the Year by the South Carolina Business Journal. These achievements led to an acquisition by LendingTree.com in fall 2017. He has been quoted in the Wall Street Journal, New York Times, Bloomberg, Marketwatch, Nerdwallet, CNBC, Business Insider, Fox News, and CNN Business.   Colin has a BBA in Finance with a minor in Economics from Southern Methodist University in Dallas, Texas. He also attended Wake Forest University’s graduate program in Personal Financial Planning, and spent time studying abroad within one of Oxford University’s premiere colleges, University College. During this time, he was fortunate to have internships with JPMorgan Chase, RBS, Baldwin & Associates, and ImageARB.   Born and raised on the east coast, Colin has always had a strong love for the water which is why you will often find him on the boat or fly fishing outside of work. He is an avid traveler and has been to over 25 countries as well as the majority of the continental United States.

I created Flowrate Financial to provide access to unbiased financial information, while also eliminating the limitations and feel of a typical main street, big-box brokerage firm. As a CERTIFIED FINANCIAL PLANNER® practitioner and fiduciary, I have a legal and ethical obligation to put your interests first, and I take this responsibility very seriously. If a conflict of interest happens to exist, it will be disclosed and addressed in favor of the client. While my passion today is providing financial planning for the HVAC Community, my journey began in 2008 upon my introduction to the world of commercial HVAC systems after earning my BS in Mechanical Engineering. Simply put, I want to help people achieve greater peace of mind when it comes to their money. For many families, taxes might be the largest expense during retirement. Every investment and distribution decision has a material impact on the amount of taxes owed (or saved) during your lifetime, as well as for future generations. And while it's very important that we do pay our fair share owed to the IRS, we don't necessarily need to leave a tip.

John Pernell Jr. is a financial advisor with Polaris Investment Partners, Inc. in Mount Pleasant, SC, holding a Series 63 designation and 39 years of industry experience. He has been CEO of Polaris Private Managers, Ltd. and Polaris Investment Partners since 1990 and has held leadership roles at Polaris Offshore Partners, LLC and Polaris Private Placements, LLC. Polaris Investment Partners serves wealthy families, high-net-worth individuals, retirement plans, institutions, and private fund investors, combining bottom-up fundamental stock selection with technical analysis and access to alternative managers through a manager-of-managers model. The firm also sponsors and manages private funds and operates an affiliated broker-dealer for private placements.

Parker Ring is a CFP® professional at Detterbeck Wealth Management with four years of experience at the firm. His prior work includes roles at MLR Design, LLC and Clemson University. Detterbeck Wealth Management is a small SEC-registered firm managing approximately $252 million and serves individuals, trusts, estates, and business entities. The firm employs a Core & Satellite investment approach combining low-cost passive core allocations with actively managed satellite exposures and offers a range of services including discretionary investment management, comprehensive financial planning, and specialized projects such as business valuation and succession planning.

Dustin Hughes is a Series 66-registered financial advisor with 21 years of industry experience. He is a partner and investment advisor representative at 360 Financial Partners, LLC in Mount Pleasant, SC, where he has worked since 2006. He is also associated with StoneX Securities Inc. Outside of advisory duties, Hughes is involved in insurance sales through 360 Financial Partners. 360 Financial Partners serves individual investors, retirement plan sponsors, trusts, estates, and business entities, managing approximately $159 million in discretionary assets. The firm uses a combination of fundamental, technical, cyclical, and charting analysis to manage accounts, offering services that include asset management, financial planning, and retirement plan consulting.

Andrew Reina is a financial advisor at Veritas Wealth Management LLC with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Fortune Financial Services, VOYA Financial Advisors, and Minnesota Life Insurance Company. Outside of his advisory role, he is involved with The Ragnar Group Inc, a holding company connected to independent insurance sales and financial services. Veritas Wealth Management is an independent advisory firm serving individuals and families, including business owners and retirees. The firm employs a Modern Portfolio Theory-based approach, focusing on low-cost indexed funds and non-discretionary portfolio management with client approval for trades.