James Mahaney is a ChFC® with three years of experience at Mavericus Retirement Services LLC and 25 years previously at Prudential Financial. He is the owner of FinLit Solutions, LLC, a financial education business focused on improving public financial literacy. Mavericus Retirement Services LLC provides flat-fee, advice-only financial planning specializing in retirement income design through virtual engagements. The firm emphasizes modern portfolio theory, asset allocation, and low-cost passive investments while avoiding portfolio management and percentage-of-assets fees.

Joshua Henry is a CERTIFIED FINANCIAL PLANNER™ professional and holds a Series 65 license with eight years of industry experience. He is the sole advisor at Meridian Financial Advisory LLC, where he has worked since 2017. Prior to that, he was self-employed from 2013 to 2017 and spent a year at Bay Path University. Meridian Financial Advisory LLC serves individual investors and qualified retirement plans, offering discretionary portfolio management and comprehensive financial planning. The firm employs a tactical allocation strategy that incorporates fundamental, technical, and cyclical analysis across a diverse range of securities and investment instruments.

Elbert Smalls is the sole advisor at Winyah Financial Services, LLC in Georgetown, SC, holding Series 63 and Series 65 licenses with 30 years of industry experience. He has been with the firm, formerly known as Sun Financial Services, Inc., since 1988. Outside of advisory services, Smalls also works as an independent insurance agent, handling insurance and annuity transactions. Winyah Financial Services provides investment supervisory services and consulting to individual clients, focusing on individualized portfolio management along with estate, retirement, and insurance-related advice. The firm employs fundamental analysis and a long-term purchase strategy, offering primarily non-discretionary engagements with ongoing monitoring and at least quarterly reviews.

Robert Mclemore is a financial advisor at Abbot Financial Management, Inc. with 42 years of industry experience. He has held Series 63 and Series 65 licenses and has been with Abbot Financial Management since 2000. Prior to that, he worked at Winslow Evans & Crocker from 2000 to 2016. Abbot Financial Management provides discretionary investment management, financial and estate planning, retirement plan consulting, and trustee services to individuals, families, trusts, retirement plans, and charitable organizations. The firm emphasizes tailored portfolio management and operates under discretionary authority, managing approximately $303 million with a small team of advisors.

Brian Taylor is a financial advisor at Wildes Financial Strategies, Inc. He holds a Series 65 designation and has been with the firm since 2025. Prior to his advisory role, he served in the United States Marine Corps for 29 years. Wildes Financial Strategies provides investment advisory and portfolio management services primarily to individual clients, including high net worth individuals, as well as pension plans, charitable organizations, and businesses. The firm manages approximately $117 million in discretionary assets and offers portfolio management alongside financial planning and consulting services.

Jeffrey Wildes is a CFP® professional with 26 years of industry experience, currently serving at Wildes Financial Strategies, Inc. since 2012. He previously worked with Raymond James Financial Services from 2012 to 2017. Outside of advising, he co-manages a family-owned property through a partnership. Wildes Financial Strategies provides investment advisory and portfolio management services primarily to individual clients, including high net worth individuals, as well as pension plans, charitable organizations, and businesses. The firm manages approximately $117 million in discretionary assets across about 360 client accounts and sponsors its own wrap-fee program, employing a mix of technical and fundamental analysis along with modern portfolio theory in client portfolio management.

William Hardwick is a financial advisor at Hardwick Capital Management, LLC, holding a Series 65 credential with one year of industry experience. Prior to joining the firm, he worked in educational roles at Clemson University, Montreat College, and several middle and high schools. Hardwick Capital Management, LLC serves individual clients, including high-net-worth individuals, and charitable organizations by providing discretionary portfolio management, financial planning, and consulting services. The firm employs a combination of fundamental and technical analysis with an emphasis on asset allocation, managing portfolios on a discretionary basis with at least quarterly reviews.

William Hardwick is a financial advisor with Hardwick Capital Management, LLC and holds a Series 63 designation. He has 27 years of industry experience and has been with Hardwick Capital Management since 2003. Hardwick Capital Management, LLC is a state-registered investment adviser serving individual clients, including high-net-worth individuals, and charitable organizations. The firm provides discretionary portfolio management, financial planning, and consulting services, employing a mix of fundamental and technical analysis with an emphasis on asset allocation.

Manuel Salazar is a financial advisor at Wildes Financial Strategies, Inc with the PFS™ designation and two years of industry experience. He has been with Wildes Financial Strategies since 2023 and has served as a professor of accounting and finance at William Jessup University since 2011, teaching undergraduate and graduate courses remotely. Wildes Financial Strategies provides investment advisory and portfolio management services primarily to individual clients, including high net worth individuals, as well as pension plans, charitable organizations, and businesses. The firm manages approximately $117 million in discretionary assets across about 360 client accounts and offers ongoing portfolio management along with financial planning and consulting services.

Nancy Fellinger is a CFP® and ChFC® with 31 years of experience in the financial services industry. She has been with Sensible Money, LLC since 2018 and previously worked at Coburn & Meredith, Inc for nine years. Sensible Money, LLC is an independent SEC-registered advisory firm that provides financial planning and discretionary investment management primarily to individual clients, including those approaching or in retirement. The firm uses liability-driven investing and modern portfolio theory to tailor diversified portfolios, often incorporating bond ladders and buy-to-maturity strategies, and manages household-level portfolios with individualized trade execution.

Steven Bellina is a financial advisor with Principal Advised Services in Murrells Inlet, SC, holding Series 63 and Series 65 licenses and with 10 years of industry experience. He has worked at Principal Advised Services since 2024 and previously held roles at Principal Securities Inc, Principal Life Insurance Co, and Wells Fargo Clearing Services. Outside of his advisory role, Bellina provides one-on-one investment advice to retirement plan participants regarding distribution options. Principal Advised Services offers non-discretionary investment advice and discretionary asset management primarily to retirement plan participants and retail IRA clients. The firm integrates third-party tools and proprietary models, leveraging its affiliation with Principal Financial Group to access a range of proprietary products and services.

Michael Turner is a financial advisor at Virtue Capital Management, LLC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charlotte Risk, Virtue Capital Management, Charlotte Wealth Group, Regulus Advisors, and Regal Investment Advisors. Outside of his advisory roles, he is involved with Charlotte Risk, a business focused on selling insurance products. Virtue Capital Management, LLC is an SEC-registered enterprise investment adviser managing approximately $1.2 billion in discretionary assets for over 4,000 clients through about 90 advisers. The firm offers discretionary portfolio management, financial planning, third-party manager selection, ERISA and qualified plan consulting, and a financial education course for pre-retirees, using strategic, tactical, and dynamic investment strategies primarily through mutual funds and ETFs.

Edward Sabo is a financial advisor with Capital Investment Advisory Services, LLC, holding Series 63 and Series 65 credentials and possessing 26 years of industry experience. He has worked at Capital Investment Advisory Services since 2016 and has prior experience with Raymond James Financial Services Advisors Inc. and other firms. Outside of his advisory role, he is the president of Edward J. Sabo & Associates, LLC, where he provides insurance sales, broker/dealer, and investment advisory services. Capital Investment Advisory Services, LLC provides investment advisory and supervisory services to individuals, retirement plans, corporations, trusts, estates, and charitable organizations. The firm offers a range of services including separately managed accounts, third-party manager referrals, private-label model portfolios, and financial planning, with an individualized approach based on client objectives and ongoing portfolio monitoring.

F. Houghton Phillips II is a financial advisor at Janney Montgomery Scott with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Janney since 2020. Prior to that, he was employed by Bank of America and Merrill Lynch. Janney Montgomery Scott is an SEC-registered investment adviser and broker-dealer managing approximately $100.8 billion in client assets. The firm serves individuals, high-net-worth clients, corporations, charities, and institutional accounts, offering a range of services including portfolio management, financial planning, retirement plan advisory, and traditional brokerage through a multi-channel investment platform.

Niccolo Parisi is a financial advisor with Empower Advisory Group, holding a Series 66 designation and five years of industry experience. Prior to his current role, he worked at Fidelity Investments and Merrill. His background also includes employment in retail and education sectors, as well as a position with Mighty Maid Cleaning. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, along with Empower Premier IRA and select retail brokerage clients. The firm employs an integrated model connected to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates rather than short-term forecasts.

James Routhier is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with Janney Montgomery Scott since 2016. Janney Montgomery Scott LLC is an SEC-registered investment adviser and broker-dealer managing approximately $100.8 billion in client assets. The firm serves individuals, high-net-worth clients, corporations, charities, and institutions, offering a range of services including portfolio management, financial planning, retirement plan advisory, and brokerage through a multi-channel investment platform.

Cail Brown is a financial advisor at Valic Financial Advisors with 12 years of industry experience and holds a Series 66 designation. He has been with Valic Financial Advisors since 2015 and also holds a position as an agent with Agia, where he is involved with non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

John Pavia is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has been with Gwfs Equities, Inc. since 2017. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with services for Empower Premier IRA and certain retail brokerage accounts. The firm uses an integrated model connected to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Sarah Squire is a financial advisor at AE Wealth Management, LLC with one year of industry experience. She holds a Series 65 designation and has worked previously at Symmetry Financial Group and operated her own business, S. Squire Financial Solutions, which provides life insurance and annuity services. Outside of her advisory role, she has experience in the hospitality and custom sportswear industries. AE Wealth Management is an SEC-registered adviser serving a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach featuring model portfolio solutions, discretionary asset management, and financial planning services.

Steven Gallo Sr. is a financial advisor at Kestra Advisory with 29 years of industry experience. He holds the PFS™ and Series 63 designations and has been with Kestra Advisory since 2016. Prior to this, he worked at Kestra Investment Services, LLC and US Financial Services, LLC. Outside of his advisory work, he is a partner managing a real estate property and serves as a trustee of an irrevocable trust. Kestra Advisory Services provides investment advisory and retirement plan consulting to a diverse client base, including institutional and individual clients. The firm offers a broad range of services such as plan design, fiduciary oversight, and investment advice, serving both standard and large institutional investors including sovereign wealth funds.