Miller Jones III is a CFP® with 17 years of industry experience, currently serving as an advisor at Dalton Wealth Planners since 2024. He previously worked at Commonwealth Financial Network from 2015 to 2024. His other business activities include fixed insurance sales conducted outside of regular business hours. Dalton Wealth Planners serves individual and high-net-worth clients with wealth management that integrates discretionary investment management and comprehensive financial planning. The firm combines passive and active investment strategies based on modern portfolio theory and uses an external model marketplace for portfolio implementation.

Christopher Shiflett is a financial advisor at Dalton Wealth Planners with a Series 65 designation and over a decade of experience in the financial industry. His background includes roles at North Georgia National Bank, Builtwell Bank, and Northside Bank. Dalton Wealth Planners serves individual and high-net-worth clients by providing wealth management that integrates discretionary investment management with comprehensive financial planning. The firm employs a combination of passive and active strategies based on modern portfolio theory and utilizes external model portfolios and independent advisers through the Altruist platform.

Grant Goldberg is a financial advisor with Kingswood Wealth Advisors, LLC in Dalton, GA, holding a Series 66 designation and two years of industry experience. Prior to joining Kingswood, he worked at Dempsey Lord Smith, LLC and has been involved with Medical Business Concepts, Inc., where he consults with doctors on business, bookkeeping, and tax matters. Kingswood Wealth Advisors serves a diverse client base, including individuals, corporations, pension and ERISA-qualified plans, nonprofits, and institutional investors. The firm employs an open-architecture investment approach tailored to each client’s goals and risk tolerance, offering a range of portfolio management and consulting services.

Matthew Land is a financial advisor at Kingswood Wealth Advisors, LLC with 24 years of industry experience. He holds a Series 66 designation and has worked at firms including FSC Securities Corporation and Dempsey Lord Smith, LLC. Land is also the founder and owner of Stern Investments, LLC, where he provides financial advisory services. Kingswood Wealth Advisors serves a diverse client base including individuals, corporations, pension and ERISA-qualified plans, nonprofits, and institutional investors. The firm employs an open-architecture investment approach tailored to client goals and risk tolerance, offering portfolio management, third-party manager oversight, and various consulting services.

Charles Miller Jr. is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include positions at Wells Fargo and Morgan Stanley. Outside of his advisory work, he is a 50% owner of CMSW Farms, LLC, where he oversees farm operations. Steward Partners Investment Advisory, LLC manages approximately $28.34 billion in assets and serves a diverse client base, including individuals, charitable organizations, and institutional clients. The firm offers discretionary and non-discretionary portfolio management using proprietary and third-party strategies across a wide range of asset classes.

Amy Grammer is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Stratos Wealth Partners, Ltd since 2013. She also holds a Series 66 license and has been affiliated with LPL Financial during the same period. Outside of her advisory work, she is CEO and publisher of Beavers Media, LLC, a publishing business, and CEO of Lauren's Freeze Dried Treats, LLC, which sells freeze-dried products at farmers markets. Additionally, she serves as a board member of the Whitfield Healthcare Foundation. Stratos Wealth Partners provides advisory services to a diverse client base including individuals, trusts, charitable organizations, corporations, retirement plans, and institutional clients. The firm offers an open-architecture Strategic Wealth Management platform that integrates multiple investments into a single account and supports both advisor-managed and model-based portfolios.

Charles Miller III is a financial advisor with Steward Partners Investment Advisory, LLC and holds a Series 66 designation. He has one year of industry experience, including prior roles at Wells Fargo Advisors and Americold Logistics. Outside of his advisory work, he is a partner at ChuckTini, LLC, a brand based in Woodstock, GA, where he oversees brand and design. Steward Partners Investment Advisory, LLC manages approximately $28.34 billion in regulatory assets and serves a diverse client base ranging from non-high-net-worth individuals to institutional clients. The firm offers discretionary and non-discretionary portfolio management through proprietary strategies and third-party money managers, utilizing a range of investment vehicles tailored to client objectives.

Mitchell Oliver is a financial advisor at Stratos Wealth Partners, Ltd with 17 years of industry experience. He holds the Series 66 designation and has been with Stratos Wealth Partners and LPL Financial since 2012. Outside of his advisory role, he is involved in a business that buys and sells heavy equipment through OT Track Movement LLC. Stratos Wealth Partners serves a diverse client base including individual investors, trusts, nonprofits, corporations, and retirement plans. The firm offers an open-architecture Strategic Wealth Management platform that supports both advisor-managed and model-based portfolios, emphasizing active asset allocation and the use of multiple custodians and sub-advisors.

James Fitch is a financial advisor with Benjamin F. Edwards & Company, Inc. He holds a Series 66 designation and has 21 years of industry experience. Prior to joining Benjamin F. Edwards in 2021, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2021. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer with approximately 436 advisors and $15.7 billion in client assets. The firm serves individuals, corporations, retirement plans, trusts, foundations, and charitable organizations, offering a range of advisory programs and investment strategies that include firm-developed and third-party models with ongoing oversight by an Investment Strategy Committee.

Jamie Upton is a financial advisor at Truist Advisory Services with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Truist and its predecessor entities since 2014. Outside of his advisory role, he is an independent consultant for Scentsy, representing products to family and friends. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers a range of discretionary and non-discretionary investment solutions that combine model portfolios, third-party managers, and advisor-led asset allocation and fund monitoring.

Hayley Bennett is a financial advisor with Truist Advisory Services, holding a Series 66 designation and two years of industry experience. She previously worked at Truist Bank for 14 years before joining Truist Investment Services in 2023. Outside of her advisory role, she owns a small photography business and serves as Treasurer for the Kiwanis Club of Calhoun/Gordon County. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers both discretionary and non-discretionary investment solutions, combining model portfolios, third-party managers, and advisor-led asset allocation and fund monitoring.

Matthew Oliver is a financial advisor at Stratos Wealth Partners, Ltd with 12 years of industry experience. He holds a Series 66 designation and has been with Stratos Wealth Partners since 2013, having previously worked at LPL Financial. Stratos Wealth Partners provides advisory services to a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers an open-architecture Strategic Wealth Management platform that supports both advisor-managed and model-based portfolios, emphasizing active monitoring and asset allocation across multiple custodians.

William Beard is a Series 66-registered financial advisor at Merrill with seven years of industry experience. His prior roles include positions at Bank of America, SunTrust Bank, and Consumer Direct Services. Outside of finance, he has been involved with Consumer Direct Care, assisting individuals with physical, mental, learning, and emotional challenges in the community. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-efficient investment strategies, leveraging its integration with Bank of America affiliates.

Blake Womack is a financial advisor with Ameriprise in Chattanooga, TN, holding a Series 66 credential and four years of industry experience. He has worked at Ameriprise Financial Services LLC since 2021 and has prior experience in various roles across different industries, including healthcare and transportation. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm uses a combination of research, modeling, and algorithmic automation to generate tailored recommendations, primarily for clients with Ameriprise-managed accounts.

Cari Weaver is a financial advisor with Edward Jones in Ringgold, GA, holding a Series 66 designation and three years of industry experience. Prior to her current role, she worked in dental offices and at Remington College. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large national network of financial advisors and branch offices.

Isaac Lacle is a financial advisor with Commonwealth Financial Network based in Dalton, GA. He holds the Series 66 designation and began his career in financial services in 2024 following several years in full-time education. His prior roles include work as an independent contractor and at Laughter & Associates Financial Management, LLC. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients by providing a range of advisory programs and support services, including wealth management and retirement plan consulting. The firm offers various investment solutions and operates as a platform provider delivering operations, trading, technology, compliance, and practice-management support.

Travis Taylor is a financial advisor at OSAIC with three years of industry experience. He holds the Series 66 designation and has previously worked at FSC Securities Corporation and BDL Advisors. Outside of his advisory work, he is an independent author of fictional literature, selling his books through various online platforms. OSAIC Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services supported by advanced portfolio management tools and access to multiple custodial platforms.

Hope Dangelo is a financial advisor at OSAIC with two years of industry experience. She holds a Series 66 designation and has previously worked at FSC Securities Corporation, BDL Advisors, and operated her own consulting business. Outside of her advisory role, she is a notary public and is involved with Browne, Draper & Land LLC, providing financial planning services. OSAIC is a large SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, corporations, and nonprofit organizations. The firm offers a range of investment programs and combines technology-driven asset allocation tools with access to multiple custodial platforms and third-party managers.

Joel Theis is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 15 years of industry experience. He has worked at Raymond James since 2021 and previously held roles at Truist Advisory Services, Truist Investment Services, and BB&T-affiliated firms. Outside of his advisory work, he is a partner at JZD Wellness LLC, where he teaches martial arts and yoga classes. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and municipal governments. The firm offers both non-discretionary advisory services and institutional consulting, with a notable focus on public finance and municipal work.

Ronald Mc Kelvy is a financial advisor with Ameriprise, holding a Series 63 designation and 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as a board member of the Catoosa County Elections Board. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement, typically with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Holly Kimsey is a financial advisor at OSAIC with 31 years of industry experience. She holds Series 63 and Series 66 credentials and has worked previously at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wachovia Bank, N.A. Outside of her advisory role, she teaches exercise classes and distributes health supplements. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base including individuals, pension plans, corporations, and charities. The firm employs a comprehensive investment process combining risk-tolerance assessments with portfolio optimization and offers access to various investment products and custodial platforms.

Vance Embry is a financial advisor with LPL Financial holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial in 2024, he worked at Raymond James Financial Services and Barker Petway Investment and Retirement Management. Outside of his advisory roles, Embry has been involved with the Windemere Landowners Association since 2020. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, and institutions. The firm offers a variety of investment solutions supported by an in-house research team and combines large-scale advisory operations with additional financial products such as insurance and lending services.

Robert Bishop is a financial advisor at LPL Financial with a Series 66 designation. He has been with LPL Financial since 2024 and has prior experience working at FoundationWealth, Dalton City Schools, and Christian Heritage School. He is also a licensed notary in the state of Georgia. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and charities. The firm offers a variety of financial planning and asset management options supported by an in-house research team and a broad network of investment adviser representatives.

James Boling is a financial advisor with LPL Financial, holding a Series 66 designation. He has experience working at FoundationWealth and served 15 years with the Whitfield County Sheriff's Office. Outside of his advisory role, Boling serves as a board member of the Dalton Golf and Country Club. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of financial planning and investment management solutions supported by an in-house research team and a large network of investment adviser representatives.

Aaron Shepard is a financial advisor at Dempsey Lord Smith, LLC with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Dempsey Lord Smith, LLC in multiple roles since 2017. Outside of advisory services, he is an insurance agent with AMG Insurance and Financial Company. Dempsey Lord Smith, LLC provides discretionary and non-discretionary investment advisory services, financial planning, and pension consulting to individuals, high-net-worth clients, and institutional investors. The firm utilizes a combination of fundamental, technical, and qualitative analysis to tailor portfolios and offers a range of managed and separately managed account options.

Charles Barker is a financial advisor with Raymond James Financial Services Advisors, Inc. in Dalton, GA, holding a Series 63 designation and over 31 years of industry experience. He has been associated with Raymond James since 2016 and operates Barker Petway Investment & Retirement Management. Outside of advisory work, he is a partner in GPB, LLC and IRM Investments, LLC, both involved in real estate operations. Raymond James Financial Services Advisors, Inc. serves a wide range of clients including individual investors, high-net-worth individuals, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing firm research and asset allocation analysis to tailor recommendations that leave final decision authority with clients.

Jeffrey Browne is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Osaic Wealth, Inc. since 2023. He previously worked at Fsc Securities Corporation for 16 years and has been involved with American Plastic Industries since 1995. In addition to his advisory role, he is licensed to provide insurance quotes and policy education to clients. Osaic Wealth, Inc. is a large SEC-registered investment adviser and FINRA broker-dealer serving a diverse client base, including individuals, retirement plans, corporations, and charitable organizations. The firm employs a comprehensive investment process incorporating risk assessment, asset allocation, and portfolio optimization, offering a wide range of investment products and advisory programs.

Brandon Luedtke is a financial advisor at Cambridge Investment Research Advisors with a Series 65 credential and one year of industry experience. Prior to joining the firm, he worked in hospital psychiatry for eight years. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations through a large network of independent Financial Professionals. The firm offers services such as financial planning, portfolio management, and retirement plan advisory, utilizing multiple account platforms and a range of investment strategies.

Donald Adcock is a financial advisor at OSAIC with 55 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Sagepoint Financial, Inc. for 14 years and AIG American General Life Company for over two decades. Outside of his advisory role, he owns Adcock Financial Group, Inc., which sells life and health insurance, and serves on the board of the non-profit Vitruvian Healthcare System. OSAIC is a large SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs and employs a comprehensive investment process incorporating asset allocation, portfolio optimization, and access to multiple custodial platforms.

Amy Shopp is a financial advisor with Fidelity who holds Series 63 and Series 66 licenses and has 14 years of industry experience. She has been affiliated with various Fidelity entities since 2011. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its advisory role to multiple registered investment companies and its use of systematic methodologies, including AI and algorithmic tools, in portfolio management.

Emily Boyd Brown is a Series 66-licensed financial advisor with eight years of industry experience. She has worked at OSAIC since 2023 and previously held roles at FSC Securities Corporation and JJB Hilliard W.L. Lyons LLC. Outside of her advisory work, she serves on the boards of the Fellowship of Christian Athletes’ Women in Sports ministry and the United Way of Northwest Georgia, and volunteers as a character coach for local high school softball teams. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer that provides advisory and brokerage services through a large network of financial advisors. The firm serves a diverse client base including individual investors, pension and profit-sharing plans, corporations, and charitable organizations, offering comprehensive wealth management, retirement consulting, and access to multiple custodial platforms.

Nicholas Payne is a financial advisor at Edward Jones with a Series 66 designation and five years of industry experience. He has worked at Edward Jones since 2020 and is also the sole member of Afenitas, LLC, a technology consulting business. In addition, he serves as Head Deacon at Calhoun Seventh-Day Adventist Church, participating in monthly board meetings and managing church operations for events. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large network of financial advisors and branch offices nationwide.

Zachary Theis is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and eight years of industry experience. He previously worked at Truist Advisory Services, BB&T Securities, LLC, and Brighthouse Financial. Outside of his advisory role, he is a partner at JZD Wellness LLC, where he teaches jiu-jitsu classes. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and sponsors wrap fee advisory programs.

Michelle Koneman is a Series 65-licensed financial advisor with Cetera, bringing three years of industry experience. She previously worked at Avantax Advisory Services for four years and owns Huggins Bookkeeping & Tax Service, providing individual and small-business tax preparation and bookkeeping services. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services supported by both advisor-managed accounts and model portfolios.

Joshua Barnes is a Series 66-licensed financial advisor at Merrill with seven years of industry experience. He has worked at Merrill and Bank of America, N.A. since 2016, following two years at Bank of America Merchant Services. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients, offering a range of managed account programs, discretionary portfolio management, and brokerage services. The firm integrates investment management through multiple program strategies and emphasizes manager selection, tax-efficient solutions, and a connection to Bank of America’s broader banking and capital-markets platform.

Zachary Woody is a financial advisor at Edward Jones in Dalton, GA, holding a Series 66 designation with 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets. The firm provides a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with a nationwide network of more than 23,700 financial advisors.

Lonnie Jones is a CFP® with 25 years of industry experience who has been with Edward Jones since 2000. He holds a Series 63 designation and is based in Ringgold, GA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors and 15,000 branch offices.

Matthew Queener is a financial advisor at LPL Financial with two years of industry experience. He holds a Series 66 designation and previously worked at Cambridge Investment Research Inc. from 2020 to 2024. Outside of his advisory role, he serves as a teacher at Whitfield County Schools. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and combines large-scale advisory operations with various non-advisory product offerings.

Lyle Maurer is a financial advisor at Cetera with 11 years of industry experience. He holds a Series 66 designation and has been with Cetera since 2014, also maintaining a role at Regions Bank since 2013. Cetera Investment Advisers serves a wide range of clients including individual, high-net-worth, institutional, and retirement-plan participants through a network of 6,825 independent advisors. The firm offers portfolio management, financial planning, fiduciary solutions, and access to third-party managers, combining advisor-managed accounts, firm-sponsored models, and various program structures.

Allen Petway Jr. is a CFP® with 42 years of industry experience, currently serving at Raymond James Financial. He has been associated with Barker Petway Investment & Retirement Management and Raymond James Financial Services Advisors Inc. since 2016. Outside of his advisory roles, he is a member of the finance and investment committee at First Baptist Church of Dalton, GA. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension and profit-sharing plans, charitable organizations, corporations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering tailored recommendations supported by extensive research and a broad affiliate network.

Jonathan Gossett is a financial advisor with Dempsey Lord Smith, LLC, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at Dempsey Lord Smith, LLC since 2011, with concurrent roles at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. Outside of his advisory work, he is involved in agriculture, raising and selling cattle and hay. Dempsey Lord Smith, LLC provides discretionary and non-discretionary investment advisory services, financial planning, and pension consulting to individuals, high-net-worth clients, pension and profit-sharing plans, and other institutional investors. The firm uses a combination of fundamental, technical, and qualitative analysis to tailor asset allocations and manages portfolios through various platforms, including National Financial Services.

Wilburn Hudson is a CFP® professional with 16 years of experience in the financial services industry. He is currently with LPL Financial, having joined in 2024 after 11 years at Cambridge Investment Research Advisors. Outside of his advisory work, he is involved in airplane rentals in Dalton, GA. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of financial planning and investment management solutions supported by an in-house research team and a large network of investment adviser representatives.

Will Patterson is a financial advisor at Ameriprise in Dalton, GA, holding a Series 66 designation with five years of industry experience. He has been with Ameriprise since 2019 and previously worked at the University of Georgia. In addition to his role at Ameriprise, he is an associate financial advisor at 825 Group LLC in Atlanta, where he is involved in client servicing, trading, financial planning, and back-office duties. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Lynette Laughter is a CFP® certificant with 32 years of industry experience, currently serving as a financial advisor at Commonwealth Financial Network since 2015. She holds the Series 63 designation and is based in Dalton, GA. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients with a variety of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support, enabling advisors to offer customized portfolio solutions and access to model portfolios and strategist options.

John Draper is a CFP® professional with 27 years of industry experience. He is currently with OSAIC and previously worked for Fsc Securities Corporation for 16 years. Draper is a partner at Browne, Draper and Land Financial Concepts LLC, where he participates in financial planning and trading activities. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm employs a comprehensive investment process combining risk-tolerance assessments with portfolio optimization and offers various advisory programs and access to multiple custodial platforms.

Dennis Steele Jr. is a financial advisor at Edward Jones with the Series 66 designation and five years of industry experience. He has been with Edward Jones since 2020 and previously worked at Southern Adventist University for 21 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Lawrence Walter is a financial advisor with Ameriprise in Dalton, GA, holding a Series 63 designation and 31 years of industry experience. He has been with Ameriprise and its related entities since 1994. Outside of his advisory work, he owns Walt's Woodworking, a small business focused on creating wooden flags and other woodworking projects. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement, using a combination of research, modeling, and tax-efficiency analysis to provide customized recommendations, with an emphasis on assets held in Ameriprise managed accounts.