John Kuykendall is a financial advisor with Gulfcoast Financial Services, Inc. in Lake City, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with Gulfcoast Financial Services since 1992 and also leads Gulfcoast Tax Services, Inc. Outside of his advisory work, Kuykendall is involved in community organizations including the Rotary Club of Lake City, the Gideons, and professional groups focused on Christian financial consulting, and he is the author of an educational financial book. Gulfcoast Financial Services, Inc. provides investment management, asset allocation, and financial planning to individuals, trusts, and estates. The firm applies Modern Portfolio Theory to tailor portfolios according to client risk tolerance, offers discretionary and non-discretionary advisory services, and facilitates access to private investments through third-party sub-advisors.

Laura Thompson is a CFP® with 30 years of industry experience, currently serving as a financial advisor at GWN Securities Inc. since 2016. Prior to this, she worked for 21 years at Legend Equities Corporation. Outside of her advisory role, she is a certified yoga teacher and serves as Director of Finance on the board of Altrusa International of Lake City, a local service club. GWN Securities is an SEC-registered investment adviser and broker-dealer that manages approximately $3.65 billion across more than 37,000 client accounts. The firm provides discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, offering a range of investment programs including traditional asset allocation and legacy momentum-based strategies.

Tammy Hall is a financial advisor with Raymond James Financial in Lake City, FL, holding a PFS™ designation and Series 63 license. She has 27 years of industry experience, including over 17 years at Raymond James Financial. Outside of her advisory role, she serves as a Durable Power of Attorney for family members and holds a treasurer position with a local homeowners association. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, pension plans, charitable organizations, and municipalities. The firm provides non-discretionary financial planning and investment consulting, emphasizing tailored strategies supported by firm research and an extensive affiliate network.

Charles Cowen Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 13 years of industry experience. He has been with Raymond James since 2012. Outside of his advisory role, Cowen is a partner at an accounting firm and serves on the board and finance committee of the United Way of Suwannee Valley, as well as treasurer for the University of Florida Christian Campus House. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension plans, charitable organizations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, leveraging a broad affiliate network and a distinctive advisory approach that often supports clients without delegating final decision authority.

Angela Oglesby is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and six years of industry experience. She has been with Raymond James in various capacities since 2019. Outside of her advisory role, she owns and operates a jewelry business called Dream A Little Gem. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm provides financial planning and non-discretionary investment consulting supported by extensive research and a broad affiliate network.

Lauren Beadles is a financial advisor with Raymond James Financial Services Inc. in Lake City, FL, holding a Series 66 designation and five years of industry experience. She has been with Raymond James since 2018 and previously worked at Campus USA Credit Union. Outside of her advisory role, she serves as co-treasurer for the Eastside Elementary School PTO. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting through various programs and emphasizes tailored plans based on client risk profiles and firm research.

Lance Drawdy is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2015 in Lake City, FL. He holds the Series 66 designation and has spent his entire advisory career at Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary managed solutions, and manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Abigail Dicks is a financial advisor at Edward Jones with eight years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Steven Smith is a CFP® with 13 years of experience in the financial industry, currently serving as an advisor at Edward Jones since 2013. He holds the Series 66 designation and is based in Lake City, FL. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients, offering a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of roughly 23,701 financial advisors and 15,121 branch offices.

Katie Sessions is a financial advisor with Raymond James Financial Services, Inc. and Moses Wealth Advisors, LLC, holding a Series 66 designation and six years of industry experience. She previously worked at Sunstate Federal Credit Union and has been with Raymond James since 2016. Katie is also associated with Odom Moses & Company, an accounting firm, though she does not hold responsibilities there. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, using detailed risk profiling and firm research to develop customized financial strategies.

Tristen Morgan is a financial advisor at Edward Jones with a Series 66 designation and four years of industry experience. Prior to joining Edward Jones in 2021, Morgan worked at Farmers Insurance, Aflac, and First Federal Bank of Florida. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of advisors and branch offices, and manages approximately $1.01 trillion in assets under management.

Alisa Epperson is a financial advisor with Edward Jones in Lake City, FL, holding a Series 66 designation and seven years of industry experience. She worked at Columbia Bank for ten years before joining Edward Jones in 2018. Outside of her advisory work, Alisa serves as a board member for the Pregnancy Care Center in Lake City, participating in monthly meetings and organizational decisions. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds under a fiduciary standard.

Clarence Brown is a CFP® professional with over 20 years of experience, currently serving at Raymond James Financial. He has held various roles in community and nonprofit organizations, including board membership at First Presbyterian Church and participation on the Finance Committee for the Florida Gateway College Foundation. Brown also acts as trustee or co-trustee for multiple family trusts. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional entities, providing financial planning and non-discretionary investment consulting. The firm emphasizes tailored financial plans developed through detailed client collaboration and offers a broad array of implementation options, with a significant portion of its advisory business conducted on a non-discretionary basis.

Richard Cieslik III is a Series 65-credentialed financial advisor with 28 years of industry experience. He has worked at Mass Mutual Investors Services since 2021 and previously spent seven years at SagePoint Financial. He is also involved in life, disability, and long-term care insurance sales through his ongoing role at Cieslik Financial Group LLC, which he has operated since 2000. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning, asset management, and educational seminars to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers specialty planning services such as divorce and estate settlement planning.

Christy Milligan is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and five years of industry experience. She has worked with Raymond James since 2018 and was previously self-employed for 11 years. Milligan is involved with Moses Wealth Advisors, LLC, a financial services support company affiliated with her branch. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, charitable organizations, corporations, and governmental entities. The firm offers financial planning and non-discretionary investment consulting, leveraging extensive research and a wide affiliate network to support tailored client strategies.

Delano Cobran is a Private Wealth Advisor at Merrill Private Wealth Management. He works with senior executives, business owners, entrepreneurs, next-generation wealth creators, and ultra-affluent families to address multiple facets of their financial lives. Delano utilizes a holistic, goals-based framework to help clients advance their personal, professional, and philanthropic objectives. Delano has approximately 20 years of experience in the investment field, collaborating with successful families and business owners. He is part of a team that leverages the investment resources of Merrill and the banking services of Bank of America to offer clients strategies encompassing asset management, wealth transfer, philanthropy, cash flow management, banking, lending, and preparing multiple generations for financial responsibility. He holds a Bachelor’s degree from the University of Montana and the Chartered Financial Analyst (CFA) and CERTIFIED FINANCIAL PLANNER (CFP) designations. Delano is an active member of the CFA Society of Minnesota and participates in community activities including the CFA Research Challenge and Habitat for Humanity. Outside of work, he enjoys spending time with his two young children on their hobby farm in Delano, MN, and building and flying large-scale radio-controlled aircraft.

Robert Woodard is a CFP® with 20 years of industry experience and has been with Edward Jones since 2005. He is based in Lake City, FL. Outside of his advisory role, he owns a rental property in Lake City. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of investment programs and affiliated financial services, supported by a nationwide network of over 23,700 advisors.

James Yonn is a Series 65-licensed financial advisor with Primerica Advisors and has eight years of industry experience. He has worked at PFS Investments Inc. since 2017 and Primerica Financial Services since 2016. Prior to his financial services career, he spent ten years with the Florida Department of Corrections. Outside of his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure.

Jessica Harris is a financial advisor with Edward Jones in Lake City, FL. She holds a Series 66 designation and has over 18 years of professional experience, including prior roles at Belmont Academy and the Columbia County School District. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Philip Moses Jr. is a financial advisor with Raymond James Financial in Lake City, FL, holding a Series 66 designation and bringing 28 years of industry experience. He has been associated with Raymond James Financial since 1997 and is also involved with Low Angle Group LLC and Moses Wealth Advisors. Outside of his advisory work, he serves as Vice Chairman of the Board of Directors for First Federal Bank and is a director of the First Federal Foundation, a private nonprofit foundation. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored client plans and advisory services supported by firm research and outside managers.

Joshua Hansen is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. He has been with LPL Financial since 2022 and also serves at CAMPUS USA Credit Union, where he has worked since 2015. In addition to his advisory role, Hansen is a commissioned notary in the state of Florida. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and combines large-scale advisory operations with a variety of non-advisory financial products.