Bradley Ducoat is the principal of The Ducoat Financial Group in Gainesville, FL, holding a Series 63 designation with 29 years of industry experience. He has led The Ducoat Financial Group since 1998. In addition to his advisory role, he is owner and general agent of B.Ducoat Enterprises Inc., where he sells life insurance and fixed annuities. The Ducoat Financial Group provides discretionary portfolio management and financial planning services to individuals and business entities, managing approximately $63 million across about 157 client relationships. The firm constructs portfolios based on clients’ objectives and risk tolerances, using a combination of fundamental and charting analysis, long-term buy-and-hold strategies, and covered option writing, with ongoing quarterly reviews.

Holly Donaldson is a CFP® professional with 19 years of industry experience, currently operating Holly Donaldson Financial Planning, LLC in Gainesville, FL. She previously worked at Holly P Thomas LLC from 2014 to 2017. Outside of financial advising, she is president of Porchview Publishing, LLC, which produces books, workshops, and newsletters on financial psychology. Holly Donaldson Financial Planning, LLC is a fee-only, advice-only firm serving individuals, trusts, estates, charitable organizations, and small businesses through consultation-based financial planning. The firm provides written recommendations and modeling of various financial scenarios but does not manage client portfolios directly or accept discretionary trading authority.

Tyler Chacon is a CFP® with nine years of industry experience, currently serving as an advisor at Chacon Diaz & Di Virgilio Wealth Management, LLC since 2018. His prior roles include positions at Tapfin/EY, Cetera Investment Services LLC, and Gte Federal Credit Union. Chacon Diaz & Di Virgilio Wealth Management is an independent, fee-only fiduciary firm serving individual and high-net-worth clients, as well as other investment advisers. The firm employs a rules-based, total-return momentum and trend investment approach primarily using ETFs, providing discretionary portfolio management and comprehensive financial planning.

Joseph Lowry Jr. is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been a co-owner and principal at Lowry & Lowry, Inc. since 2008. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and back-office support, including investment management, compliance, and technology services, enabling advisors to construct client portfolios from a broad selection of securities and insurance products.

Joseph Lowry is a ChFC® with 44 years of experience in the financial services industry. He is the president and co-owner of Lowry Financial Advisors and has held leadership roles at related entities including Lowry & Lowry, Inc. Lowry is also the author of the book "Thanks Mom." Lowry Financial Advisors is a small, three-advisor firm that provides financial planning and wealth management services to individuals, families, and retirement plans. The firm emphasizes planning-driven advice using portfolio analysis tools and offers project-based or ongoing retainer engagements rather than discretionary asset management.

John Abernethy is a CFP® with five years of industry experience, currently serving as a financial advisor at Synchronous Wealth Advisors LLC. His prior roles include positions at Together Planning, Sycamore Financial Planning, and The Vanguard Group. Synchronous Wealth Advisors LLC provides discretionary investment management and financial planning primarily for high-net-worth individuals, managing approximately $164 million across about 40 client relationships. The firm employs fundamental analysis to construct diversified, risk-based portfolios and often incorporates third-party managers while maintaining ongoing portfolio oversight.

James Divirgilio is a financial advisor with Chacon Diaz & Di Virgilio Wealth Management, LLC, holding a Series 66 designation and 18 years of industry experience. He has been with the firm since 2010. Chacon Diaz & Di Virgilio Wealth Management is an independent, fee-only fiduciary firm serving individual and high-net-worth clients, as well as other investment advisers. The firm employs a rules-based, total-return momentum and trend investment approach primarily using ETFs, and offers discretionary portfolio management alongside comprehensive financial planning.

George Mallini is a financial advisor at Together Planning with 10 years of industry experience. He holds a Series 65 designation and has worked at Ameris Bank and Together Planning during his career. Together Planning serves individuals, families, charitable organizations, small businesses, and SIMPLE IRA plan participants, offering financial planning, integrated planning with investment management, and asset-management-only services. The firm manages approximately $156 million in client assets and employs a disciplined investment process combining fundamental and cyclical analysis with Modern Portfolio Theory.

Judson Mallini is a CFP® professional with 19 years of industry experience, currently serving at Together Planning since 2015. He holds Series 63 and Series 65 licenses and is based in Gainesville, FL. Together Planning serves individuals, families, charitable organizations, small businesses, and SIMPLE IRA plan participants. The firm offers financial planning and investment management services tailored to client goals, employing a mix of fundamental and cyclical analysis alongside Modern Portfolio Theory, managing approximately $156 million in assets for about 177 clients.

Lisa Chacon is a financial advisor with Chacon Diaz & Di Virgilio Wealth Management, LLC in Gainesville, FL. She holds a Series 66 designation and has 18 years of industry experience, including 16 years with her current firm. Chacon Diaz & Di Virgilio Wealth Management is an independent, fee-only fiduciary firm serving individual and high-net-worth clients, as well as other investment advisers. The four-advisor team employs a rules-based, total-return momentum and trend investment approach primarily using ETFs, providing discretionary portfolio management and comprehensive financial planning services.

Cale Flage is a CFP® professional with 10 years of industry experience, currently serving as an advisor at Lowry Financial Advisors. His prior experience includes roles at Cetera Advisors LLC and Commonwealth Financial Network. Outside of his advisory work, he engages in business consulting based in Gainesville, FL. Lowry Financial Advisors is a small, three-advisor firm that provides financial planning and wealth management services to individuals, families, and pension and profit-sharing plans. The firm emphasizes project-based and retainer planning engagements supported by planning tools and portfolio analysis, without offering discretionary portfolio management.

Guillermo Diaz is a financial advisor at Chacon Diaz & Di Virgilio Wealth Management, LLC with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with the firm since 2010. Outside of his advisory role, he serves as Treasurer for Micanopy Charter School, overseeing the school's finances. Chacon Diaz & Di Virgilio Wealth Management is an independent, fee-only fiduciary firm serving individual and high-net-worth clients, as well as other investment advisers. The four-advisor team employs a rules-based, momentum and trend-driven investment approach primarily using ETFs, providing discretionary portfolio management and comprehensive financial planning.

Lia Bertelson is a CFP® and Series 65-licensed financial advisor with nine years of industry experience. She has been with Together Planning since 2015 and has prior experience working at preschools in educational roles. Together Planning serves individuals, families, charitable organizations, and small businesses, offering financial planning and investment management tailored to client goals and risk tolerance. The firm manages approximately $156 million in assets using a combination of fundamental and cyclical analysis alongside Modern Portfolio Theory.

Luke Meetre is a financial advisor at Koss-Olinger Consulting, LLC., holding a Series 65 credential with one year of industry experience. Prior to joining Koss Olinger in 2025, he worked at Walgreens and has experience in education, having taught at several schools from 2015 to 2025. Koss Olinger serves a diverse client base, including high-net-worth individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm provides financial planning, investment supervisory services, and portfolio management through a structured process called The Wealth Navigator System™, managing approximately $2.08 billion in assets.

Timothy Roark is a CFP® with 14 years of industry experience, currently serving at Koss-Olinger Consulting, LLC. since 2011 and Koss Olinger & Company since 2017. His prior experience includes a role at Valmark Securities, Inc. from 2011 to 2025. Outside of his advisory work, he serves on the Boards of Trustees for Oak Hall School and Dance Alive National Ballet in Gainesville, FL. Koss Olinger Consulting, LLC. provides financial planning, investment supervisory services, and portfolio management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm uses a structured process called The Wealth Navigator System™ and integrates both fundamental and technical analysis in portfolio construction.

Adam Varnedoe is a financial advisor at Koss-Olinger Consulting, LLC with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Koss Olinger and affiliated entities since 2013. Prior to and concurrent with this role, he was associated with Valmark Securities Inc. from 2013 to 2024. Koss Olinger Consulting serves individuals, including high-net-worth clients, as well as pension plans, trusts, charitable organizations, and business entities. The firm provides financial planning, investment supervisory services, and portfolio management through a structured process called The Wealth Navigator System™.

Cade Dixon is a financial advisor at Koss-Olinger Consulting, LLC with a Series 65 designation and one year of industry experience. Prior to joining Koss-Olinger, he held roles at Campus USA Credit Union and several other employers across various industries. Koss-Olinger Consulting serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm offers financial planning, investment supervisory services, and portfolio management through a structured process called The Wealth Navigator System™, managing approximately $2.08 billion in assets.

Chandler Norder is a financial advisor at Koss-Olinger Consulting, LLC with eight years of industry experience. He holds a Series 66 designation and has worked at Koss Olinger Consulting since 2018. His prior experience includes positions at Valmark Securities, Inc. and the University of Florida. Koss Olinger Consulting serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm offers financial planning, investment supervisory services, and portfolio management, utilizing a structured process called The Wealth Navigator System™ to guide its approach.

Ruby Watson is a CFP® professional with experience at Koss-Olinger Consulting, LLC since 2023. Prior to her advisory role, she worked in education at the University of Florida and local schools, and was involved with Gainesville Soccer Alliance and Spurrier's Gridiron Grille. Koss-Olinger Consulting, LLC provides integrated wealth management and financial planning services to individuals, families, and various institutional clients. The firm employs a structured planning process called The Wealth Navigator System™ and manages portfolios using multiple analytical approaches and customized strategies.

Jordan Harriz is a financial advisor at Koss-Olinger Consulting, LLC. He holds a Series 65 credential and has two years of industry experience. Prior to his advisory role, he worked in veterinary and wildlife services. Outside of finance, he owns and operates a custom fishing rod business. Koss Olinger Consulting, LLC serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities, providing financial planning, investment supervisory services, and portfolio management. The firm employs a structured investment process called The Wealth Navigator System™ and manages approximately $2.08 billion in assets.