Gary Kaltbaum is the principal of Kaltbaum Capital Management with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has led his firm since 2010. Outside of his advisory role, he is the director and owner of Investors Edge LLC and contributes to Fox News Channel as a business commentator while hosting a daily radio show. Kaltbaum Capital Management primarily serves individual and high-net-worth clients, offering discretionary and non-discretionary portfolio management with a focus on equities, fixed income, and ETFs. The firm employs a combination of fundamental and technical analysis, including tactical ETF allocations and active portfolio management tailored to client goals.

Jon Michael Carrick is a Series 65-registered financial advisor at Hanson Financial Group with two years of industry experience. He has worked at Hanson Financial Group since 2023 and holds a full-time academic appointment at Stetson University since 2011. Outside of advisory work, Mr. Carrick serves as Director of Alta Peaks, Inc., an investment holding company. Hanson Financial Group primarily serves pooled investment vehicles and institutional or business clients, providing discretionary portfolio management through a tactical allocation approach that includes equities, fixed income, derivatives, and real assets. The firm is a single-adviser practice that uses a fixed fee structure rather than asset-based fees.

Christopher Haysley is a CFP® professional with 31 years of industry experience, serving as the sole advisor at Haysley Financial Services, Inc. since 2007. He is also a licensed insurance agent, dedicating part of his practice to insurance sales. Haysley Financial Services, Inc. provides investment advisory and comprehensive financial planning services primarily to individual clients. The firm offers discretionary portfolio management, portfolio monitoring that can include third-party managers, and uses model portfolios alongside both fundamental and technical analysis in its investment approach.

Demel Gonzalez is a CFP® professional with 26 years of industry experience, currently serving as the sole advisor at Heartwood Financial Services in Sanford, FL. She has been with the firm since 2012. Heartwood Financial Services provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients. The firm combines fundamental and technical analysis in managing diverse investments, including digital assets and covered-call strategies, and conducts all portfolio management and planning functions through a single primary advisor.

Judy Kehoe is the sole advisor at Kehoe Investment Services, Inc, an independent firm based in Deland, FL. She holds Series 63 and Series 66 licenses and has 21 years of industry experience, including 19 years with her current firm, which she founded in 2007. Kehoe Investment Services provides financial planning and discretionary investment management to individuals, high-net-worth clients, and corporate pension and profit-sharing plans. The firm employs an evidence-based, disciplined asset allocation strategy focused on low-cost passive funds, broad diversification, systematic rebalancing, and a long-term tilt toward value, small-cap, and higher-profitability growth stocks.

David Batman is the founder of Batman Wealth Management, LLC, an independent advisory firm based in Lake Mary, Florida. He holds Series 63, 65, and 66 licenses and has 36 years of industry experience, including 18 years at LPL Financial LLC. In addition to his advisory work, he operates a tax preparation business focusing on individual and small business returns. Batman Wealth Management serves individuals, small business owners, estates, trusts, and non-profits with comprehensive financial planning and discretionary wealth management. The firm employs a strategic asset allocation approach using low-cost ETFs, no-load mutual funds, and selective individual securities, emphasizing tax-aware portfolio management and client education.

Lessandra King is a financial advisor with Alconbury Trust L.L.C. in Lake Mary, FL, holding a Series 65 license and 12 years of industry experience. She is also the Director and majority owner of K Dog, Inc., a retail flooring business in Sanford, FL. Alconbury Trust L.L.C. provides investment monitoring and referral services to individuals, high-net-worth clients, and pension plans, specializing in non-discretionary advice and cross-border pension arrangements. The firm refers clients to third-party advisers and managers while overseeing performance and coordinating asset allocation.

Gregory Money is a financial advisor with Coastal Wealth Advisory Services, LLC, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has held positions at several firms, including World Equity Group and Triumph Wealth Advisors. In addition to his advisory role, he serves as president of Alexander, Money & Associates, Inc., an independent life and health insurance agency. Coastal Wealth Advisory Services provides discretionary and non-discretionary asset management and comprehensive financial planning to individual investors and qualified retirement plans. The firm employs tailored investment programs based on fundamental analysis and offers ERISA 3(38) fiduciary services for retirement plans.

Gustavo Sanchez Nazario is a CFP® with 13 years of industry experience, currently serving as the sole advisor at Select Private Wealth. His prior experience includes roles at Arkadios Wealth Advisors, Arkadios Capital, Select Advisory Group, and Raymond James & Associates. In addition to his advisory work, he is a licensed insurance agent involved in the sale of annuities and life insurance products. Select Private Wealth provides portfolio management and investment advisory services to individual and high-net-worth clients, employing a diverse analytical approach that includes fundamental and technical analysis. The firm manages approximately $11.3 million across 42 client accounts and offers discretionary trading authority with a range of investment options.

Carlos Dias is the principal of Dias Wealth, LLC, an independent advisory firm based in Lake Mary, Florida. He holds a Series 65 license and has 10 years of industry experience, including prior roles at Retirement Wealth Advisors and Excel Tax & Wealth Group, Inc. Dias contributes as a national syndicated columnist for Kiplinger and MarketWatch, and he also teaches financial topics to tax professionals through CPAacademy.org. Dias Wealth, LLC provides comprehensive financial planning and consulting services primarily to individual and high-net-worth clients. The firm focuses on advising and planning while referring clients to third-party investment managers, combining a passive asset allocation strategy with tactical shifts to address short-term market opportunities.

Giovanni Fernandez is a financial advisor at Fernandez Wealth Management with 13 years of industry experience. He holds a Series 66 designation and has worked at Kovack Advisors, Inc. and Stetson University, where he currently serves as an associate professor of finance, executive director of graduate programs, and interim associate dean. Fernandez Wealth Management provides investment advisory services to individuals, including high-net-worth clients, and pension/profit-sharing plans. The firm offers portfolio management, pension consulting, and financial planning, employing a combination of fundamental analysis, modern portfolio theory, and quantitative and technical methods to tailor investment strategies aligned with clients’ risk tolerances.

Tyler Jones is a financial advisor at Financial Life Designs LLC with a Series 65 designation and one year of industry experience. His prior work includes positions at Charles Perry Partners, Inc., F J Nugent & Associates, Inc., and the University of Central Florida. Outside of advising, he owns Guy Simple, a sole proprietorship focused on research and CAD design for outdoor products. Financial Life Designs LLC serves individual clients, including high-net-worth households, through fee-only financial planning and discretionary portfolio management. The firm follows a planning-first approach using diversified portfolios and ongoing monitoring, emphasizing a relationship-focused delivery model with a small advisory team.

Keira Espada is a financial advisor with Fleishel Financial Associates, Inc. She holds a Series 66 designation and has seven years of industry experience. Her prior roles include positions at Raymond James Financial Services and Ameriprise Financial Services. Fleishel Financial Associates provides comprehensive financial planning and consulting for a variety of clients, including retirement plan participants, trusts, and charitable organizations. The firm focuses on producing written financial plans and coordinating with other professional advisers, delivering advice through retainers, hourly consulting, and negotiated engagements rather than discretionary portfolio management.

Ellen Ludewig is a financial advisor at Fleishel Financial Associates, Inc. with over 20 years of experience in the industry. She holds the Series 66 designation and has worked at Raymond James Financial Services, Inc. since 2017. Fleishel Financial Associates provides comprehensive financial planning and consulting services to a diverse client base, including retirement plan participants, trusts, estates, and business entities. The firm focuses on written financial plans, coordination with other professional advisers, and periodic reviews emphasizing asset allocation and manager selection, delivering advice through fixed retainers, hourly consulting, and negotiated engagements rather than discretionary portfolio management.

Allan Paull is a financial advisor at Virji Investments, Inc. with 17 years of industry experience. He holds the Series 66 designation and has worked with Virji Investments since 2011 and Shariaportfolio, Inc. since 2014. In addition to his advisory roles, he is also involved in insurance sales. Virji Investments provides discretionary portfolio management and retirement-plan advisory services to individual investors, including both high-net-worth and non-HNW clients, and serves as a limited-scope 3(21) fiduciary for ERISA plans. The firm employs a blend of fundamental, quantitative, technical, and cyclical analysis to create tailored asset-allocation portfolios and offers both active and passive investment strategies, including Sharia-compliant options.

Audrey Jones is a CFP® with 20 years of experience in financial advisory services. She has been with Financial Life Designs LLC since 2015 and previously worked at California Lutheran University and Bauerle Financial, Inc. Financial Life Designs LLC serves individual clients, including high-net-worth households, through fee-only financial planning and discretionary portfolio management. The firm follows a planning-first process with diversified portfolios and focuses on relationship-driven service for a small client base.

Wilbert Oakley is a financial advisor at FamilyWealth with 18 years of industry experience. He holds a Series 65 credential and has worked at firms including Jolliffe Capital and Brookstone Capital Management LLC. Outside of advisory services, he spends significant time as an insurance producer specializing in fixed indexed annuities and life insurance. FamilyWealth Advisers, LLC serves individual and institutional clients with investment advisory and wealth management services. The firm employs a multi-asset approach combining passive, active, and alternative strategies, managing assets primarily on a non-discretionary basis and offering integrated portfolio management and financial planning solutions.

Imtiyaz Nathoo is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding a Series 66 designation and 14 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and has worked with Charles Schwab & Co., Inc. since 2010. Outside of his advisory role, Nathoo serves as president of the Retreat at Oregon Home Owners Association, where he participates in community meetings and oversees vendor selections. Schwab Wealth Advisory provides non-discretionary investment advice and wealth-management services to eligible Schwab brokerage clients, using proprietary asset-allocation models and research tools. The firm operates within the broader Charles Schwab Corporation ecosystem, offering integrated financial planning, trade execution, and custody services.

Jennifer Ferguson is a CFP® professional with 28 years of industry experience, currently affiliated with Symphony Financial Team in Lake Mary, FL. Her career includes roles at Azmuth Partners, LLC, and Raymond James Financial Services, INC., among others. Outside of her advisory work, she serves as CEO of 7 Ventures Air, LLC, and is involved in charitable activities through District 6980 Rotary Youth Services and the Orlando Christian Fling Club, where she is a board member. Symphony Financial Team provides comprehensive financial planning and consulting services primarily to individuals and high-net-worth clients, including business owners and executives. The firm emphasizes integrated, ongoing planning supported by technology, coordinates with clients’ other advisors, and focuses on selecting investment allocations and external managers without discretionary trading authority.

Naushad Virji is a financial advisor at Virji Investments, Inc. with 22 years of industry experience. He holds a Series 65 designation and has worked with affiliated firms including ShariaPortfolio, Inc. and SP Funds Management, LLC. Outside of his advisory roles, he serves as president and vice president of family real estate investment companies. Virji Investments provides discretionary portfolio management and retirement-plan advisory services to individual investors, including both high-net-worth and non-HNW clients, and acts as a limited-scope 3(21) fiduciary for ERISA plans. The firm employs a blend of fundamental, quantitative, technical, and cyclical analysis to build tailored asset-allocation portfolios and offers both active and passive strategies, including Sharia-compliant options.