Michael Tringali is a CFP® and PFS™ credentialed financial advisor with 23 years of industry experience. He is the principal of Fee-Only Financial Advisors, LLC, an independent, fee-only firm he has led since 2016. His prior experience includes roles at Modera Wealth Management, LLC and managing his own practice, Michael J. Tringali, P.A., since 1991. Outside of advisory work, he serves as finance director and executive committee member of the Citrus County YMCA branch and is involved with local charitable foundations and educational scholarship trusts. Fee-Only Financial Advisors, LLC serves individuals, high-net-worth clients, trusts, estates, and select corporations with portfolio management, ongoing wealth management, and financial planning. The firm follows a fiduciary standard and employs a diversified, academically grounded investment approach based on Modern Portfolio Theory and the Efficient Market Hypothesis, offering tailored investment policy statements and tax-efficient strategies.

Marc Thompson is a ChFC® credentialed financial advisor with Gradient Advisors, LLC and has one year of industry experience. He has worked at Gradient Advisors since 2024 and has been associated with ASB Financial since 2010. Outside of his advisory role, Thompson is the owner of Eagle Retirement Strategies, where he provides financial planning services. Gradient Advisors, LLC offers investment management, financial planning, and consulting services to a broad range of clients, including individuals, pension and profit-sharing plans, and charitable organizations. The firm supports a network of 169 advisors across 154 offices and employs a mix of fundamental, technical, and cyclical analysis to tailor client strategies.

Mark Augustsson is a financial advisor with Gradient Advisors, LLC and holds a Series 65 designation. He has over 10 years of industry experience, including roles at ASB Financial and AmeriLife & Health. Outside of his advisory work, he owns Eagle Retirement Strategies, a financial planning business. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm supports a large network of advisors and employs a combination of fundamental, technical, and cyclical analysis to tailor client strategies.

Jacquelyn Campbell is a CFP® and PFS™ with 11 years of experience, currently serving at Impact Partnership Wealth, LLC. Her prior roles include positions at Campbell & Company Insurance Advisors, Market Guard Securities, and Retirement Wealth Advisors. She is also an author and educator, having created and sold books on financial preparedness. Impact Partnership Wealth provides investment management, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, and business entities. The firm utilizes a combination of third-party strategists, adviser-managed models, and direct indexing within a discretionary trading framework supported by a comprehensive platform of affiliated entities.

Steven Holland is a Series 65 licensed advisor with Gibbs Wealth Management, LLC, based in Crystal River, FL, and has two years of industry experience. He is also the owner of InvestSafe Financial, where he hosts seminars and assists retirees with retirement accounts. Gibbs Wealth Management serves individual and high-net-worth clients by providing discretionary portfolio management and advisory services through advisor-directed model management and sub-advisory arrangements, utilizing third-party platforms and a variety of analytical approaches to guide portfolio allocations.

Justin Rooks is a financial advisor at &Partners with 15 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for 14 years. Outside of his advisory role, he is involved in family farming operations and serves as co-trustee of an irrevocable trust. &Partners serves a diverse client base, including individuals, retirement plans, charitable organizations, and private business owners. The firm offers a range of services such as portfolio management, financial and tax planning, estate and trust consulting, and retirement plan education, combining platform technology with proprietary and third-party strategy models.

Marc Lawrence is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 credentials and 15 years of industry experience. He has worked with SunTrust Investment Services and SunTrust Advisory Services since 2013. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers discretionary and non-discretionary investment solutions using model portfolios, third-party managers, and advisor-led asset allocation, supported by research shared across affiliated channels.

Amy Delapaz is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and 18 years of industry experience. She has worked with various entities within the Truist organization since 2013. Outside of her advisory role, she supports her husband's veterinary practice by assisting with building management and administrative tasks. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers a range of discretionary and non-discretionary investment solutions utilizing firm-level model portfolios, third-party managers, and advisor-led asset allocation and fund monitoring.

Daniel Sullivan is a CFP® professional with 29 years of industry experience. He has worked with Truist Advisory Services since 2016 and previously spent 17 years at Suntrust Investment Services, Inc. He holds Series 63 and Series 65 licenses. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers both discretionary and non-discretionary investment solutions combining model portfolios, third-party managers, and advisor-led asset allocation and fund monitoring.

John Hodgkins II is a financial advisor at SPC with 8 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at SunTrust Bank and its related investment and advisory services. Hodgkins serves on the boards of the YMCA Advisory Council in Lecanto, FL, the Crystal River Area Council of the Citrus County Chamber of Commerce, and the Fellowship of Christian Athletes of Citrus County. SPC serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services through a network of over 460 advisers.

Tanner Booth is a financial advisor at Edward Jones with 10 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies and affiliated services through a large nationwide network of advisors and branch offices.

Gerald Gruber is a CFP® professional with 15 years of experience at Edward Jones, where he has worked since 2011. He holds Series 63 and Series 66 licenses. In addition to his advisory role, he is an author of books based in Florida. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets, offering a range of advisory programs and investment strategies supported by a nationwide network of over 23,000 financial advisors.

Gregory Perrone is a financial advisor with Raymond James Financial in Lecanto, FL, holding a Series 63 designation and over 26 years of industry experience. He has worked at Raymond James Financial Services, Inc. since 1999 and owns an independent contracting business, Gabrielle Financial. Perrone also worked at Seven Rivers Christian School from 2014 to 2018. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering tailored recommendations supported by firm research and a broad affiliate network.

Barbara Stetzko is a CFP®-certified financial advisor with 30 years of industry experience. She currently works at OSAIC and has held prior roles at Woodbury Financial Services and Questar Asset Management. Stetzko is also president of The Financial Sense People, LLC, which offers insurance products and financial planning services, including divorce financial analysis. OSAIC is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers a broad range of advisory services through its extensive network of financial advisers.

Matthew Stegman is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. Prior to joining OSAIC in 2023, he worked at SagePoint Financial from 2011 to 2023. Outside of his advisory role, he serves as Treasurer of the GlenLakes Men's Golf Association, a nonprofit organization. OSAIC Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm employs a range of investment strategies supported by technology-driven portfolio management tools and offers access to multiple custodial platforms and third-party managers.

Justin Brashear is a financial advisor at Edward Jones with nine years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining Edward Jones, he worked at Healthtrust Workforce Solutions and Citrus Memorial Hospital. Brashear is also the owner of Brashear's Vital Care Corp, a pharmacy business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary managed solutions, and maintains a large national network of advisors and branch offices.

John Selby is a financial advisor with Edward Jones in Lecanto, FL, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2016. Outside of his advisory role, he is involved in real estate activities, including property flipping and ownership interests in rental properties and apartment buildings. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment advisory programs and affiliated services. The firm operates a large national network of advisors and branch offices and offers various discretionary and non-discretionary strategies, tax-efficient services, and affiliated investment products under a fiduciary standard.

Joyce Carlucci is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has been affiliated with Bank of America, N.A. and Merrill since 2014. Outside of her advisory role, she has passive ownership interests in two limited liability companies associated with her husband's businesses. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-efficient strategies, supported by its integration with Bank of America’s banking and capital-markets platforms.

William Martin is a CFP® professional with 44 years of industry experience, currently serving at Mass Mutual Investors Services since 1991. He also holds Series 63 registration and has worked concurrently with MassMutual Life Insurance Company over the same period. In addition to his advisory role, he is involved as an agent in life settlements. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser specializing in financial planning for individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers asset management, wrap and money-manager programs, and educational seminars.

Phillip O'dell is a financial advisor with Edward Jones in Crystal River, FL, holding the CFP® and ChFC® designations and possessing 33 years of industry experience. He has been with Edward Jones since 1992. Outside of his advisory role, he is president of PEVCO LLC, a real estate venture involving an undeveloped lot. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a broad range of investment advisory programs, including discretionary and non-discretionary strategies, and operates a large nationwide network of financial advisors and branch offices.

Candy Murphy is a financial advisor at Osaic Wealth, Inc. with 20 years of industry experience and a Series 66 designation. She has worked previously at Securities America Advisors, Investacorp Advisory Services, and Investacorp Inc. Murphy also works with fixed annuities and life insurance products as part of her financial advisory activities. Osaic Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a broad client base including individual investors, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers a wide range of advisory programs and access to multiple custodial platforms, supporting thousands of advisors and managing approximately $200 billion in assets.

Anton Nichvidyuk is a financial advisor with Fidelity, holding a Series 66 designation and five years of industry experience. His career includes roles at Bank of America, Merrill, and Commercial Bank "Kuban Credit" LLC. He is currently based in Homosassa, FL. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and it maintains a formal advisory role to multiple registered investment companies.

Andrew Witherell is a CFP® and holds the Series 66 designation, with nine years of industry experience. He currently works at Edward Jones and previously was employed at Modera Wealth Management LLC, Mattress Firm, and Community Baptist Church. Outside of his advisory role, he serves as an associate pastor at New Life Church, where he preaches, counsels, and leads Bible studies. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment solutions, supported by a large national network of financial advisors and branch offices.

Walter Szturma is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings a disciplined and creative approach to advising, developing personalized financial strategies designed to help clients pursue their long-term goals. Walter collaborates closely with individuals, families, businesses, and non-profits to provide investment management solutions focused on growing and preserving wealth. His client expertise includes college education planning, family wealth management, divorce transition planning, legacy and retirement planning, as well as specialized services for endowments, foundations, defined benefit and contribution plans, and sports and entertainment sectors. Walter began his career after working with the New York Stock Exchange and joined Merrill in 1978. Over more than four decades, he has integrated his entrepreneurial skills with a commitment to client-centered service, leveraging research and resources from Merrill Lynch Wealth Management. His educational background includes a master’s and bachelor’s degree from St. John’s University, where he was recognized by Beta Gamma Sigma and Omicron Delta Epsilon honor societies for scholastic achievement. Walter holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA), and he is a voting member of the American Economic Association. Walter’s career also reflects strong community involvement. He spent 21 years conducting business in the US Virgin Islands, where he was active in local non-profit boards and mentoring programs, supporting organizations such as the Caribbean Dance Company, Island Center for the Performing Arts, and the Women’s Coalition of St. Croix. A lifelong Rotarian, he continues to dedicate time to volunteer activities. His personal interests include baseball, football, ice hockey, music, photography, scuba diving, singing, softball, swimming, and tennis.

Robert Schlumberger is a financial advisor with Cetera, holding a Series 63 credential and bringing 39 years of industry experience. He has held various roles including positions at Avantax Advisory Services, Schlumberger Accounting Services, and Aksala Wealth Advisors. Outside of his advisory work, he serves as treasurer and comptroller for a condominium association and leads a tax preparation and business consulting firm. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services supported by both advisor-managed accounts and firm-sponsored model portfolios.

Ausra York is a financial advisor at OSAIC with seven years of industry experience. She holds a Series 66 designation and previously worked at Woodbury Financial Services and Questar Capital Corporation. Outside of her advisory role, she assists with bookkeeping and operations for a family-owned fish farm and is a notary public. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a broad client base, including individuals, pension plans, corporations, and charities. The firm offers a range of advisory and brokerage services, utilizing advanced portfolio management tools and providing access to multiple custodial platforms.

Renwick Brutus is a financial advisor at OSAIC with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Woodbury Financial Services, Inc. and Questar Asset Management. Outside of his advisory work, he is involved in consulting, speaking, and coaching through Achievement Resources, LLC. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers a wide range of advisory and brokerage services through a large network of financial advisers.

Dawn Maurer is a financial advisor at Charles Schwab with 32 years of industry experience. She holds Series 63 and Series 66 designations. Maurer has worked at Charles Schwab and its affiliated entities since 2004 and operated Maurer Inc. from 2003 to 2018. Outside of finance, she acts as an agent for WCC, LLC, performing data entry on a limited basis. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, using multi-asset model portfolios supported by centralized custody and trading infrastructure.

Andrew Breese is a financial advisor at Edward Jones with 21 years of industry experience. He has been with Edward Jones since 2008 and holds Series 63 and Series 65 designations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Mathew Witherow is a financial advisor at Edward Jones with two years of industry experience. He holds the Series 66 designation and previously served on the Marion County School Board for 12 years. Outside of his advisory role, he is a director of Suncoast Business Masters, a local business organization. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment advisory programs and affiliated financial services. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of advisors and branch offices.

Mark O'Connell is a financial advisor at LPL Financial with 36 years of industry experience. He holds a Series 63 designation and previously worked at Crown Capital Securities, LP for 12 years. He has operated O'Connell Financial since 1987. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of advisory and brokerage services supported by an in-house research team and a broad platform of investment solutions.

Ryan Duke is a financial advisor at Merrill with two years of industry experience. He holds a Series 66 designation and has prior experience at Morgan Stanley. Merrill serves a wide range of clients including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage execution through personal financial advisors and affiliated entities. The firm emphasizes manager selection and tax-efficient investment strategies supported by Bank of America’s broader financial platform.

John Grecco is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has worked with Cetera and affiliated entities since 2018 and previously was with Cuna Brokerage Services and Suncoast Credit Union from 2014 to 2018. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 independent advisors. The firm offers a range of portfolio management, financial planning, fiduciary, and retirement solutions, combining advisor-managed accounts, model portfolios, and third-party managed strategies.

Stephen Mcnutt is a financial advisor at Equitable Advisors with 35 years of industry experience. He holds the ChFC® and Series 63 designations. His prior experience includes roles at IC Advisory Services Inc and The Investment Center Inc, where he worked for 13 years each. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model that combines advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

James Park is a financial advisor at Edward Jones with a Series 66 designation and one year of experience at the firm. His prior work includes roles with the Diocese of St. Petersburg, the Citrus County School District, and the Kentucky Department of Corrections. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors. The firm manages approximately $1.01 trillion in assets and provides services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Jarrett Krienes is a financial advisor with LPL Financial in Crystal River, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include positions at Cetera Investment Services, Regions Bank, and Salesforce Insurance. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households, offering a range of financial planning and asset management solutions supported by an in-house research team.

Cami Plaisted is a financial advisor at Edward Jones in Hernando, FL, holding a Series 66 designation and with 15 years of industry experience. She has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of roughly 23,701 financial advisors and offers a range of discretionary and non-discretionary investment strategies, as well as affiliated mutual funds and tax-efficient services.

James Mc Connaughey is a financial advisor at Edward Jones with one year of industry experience. He previously worked at Pavion for four years and has held positions in various fields including web development, ecommerce, and party services entertainment. Outside of finance, he owns a small ecommerce shop, engages in freelance web development, and manages a party services business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment options supported by a large network of advisors and branches nationwide.

James Segovia is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Fidelity Investments, Bank of America, Merrill, and Regions Bank. He is also a notary and involved with Suncoast Credit Union. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and delivers services through a large network of investment adviser representatives.

Jeffrey Eiler is a financial advisor at Wells Fargo Clearing with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo entities since 2009. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.