Frank Pagan is the president and investment advisor at Westbrook Investment Advisory, LLC in Kissimmee, Florida. He holds Series 63 and Series 65 licenses and has 33 years of experience in the financial services industry. His prior roles include positions at Sovereign Legacy Securities, Ameritas Investment Corp, and The Alfaomega Financial Group. In addition to his advisory work, Pagan is licensed to sell fixed insurance products including life, health, disability income, and annuities. Westbrook Investment Advisory provides discretionary investment management, qualified retirement plan consulting, and financial consulting to individuals, trusts, estates, businesses, charities, and plan sponsors. The firm implements client strategies primarily through the selection and oversight of third-party advisors and private fund managers, using a combination of macroeconomic, fundamental, quantitative, qualitative, and technical analysis to construct diversified portfolios aligned with client objectives.

Elizabeth Mccollum is a CFP® and holds a Series 66 license, with two years of industry experience. She is the principal of Prosperity Financial Planning LLC, an independent advisory firm she joined in 2025. Prior to this, she worked at The Vanguard Group, Inc. from 2022 to 2024. Outside of financial advising, she is a licensed real estate broker and operates her own brokerage business. Prosperity Financial Planning LLC provides comprehensive financial planning and portfolio management services to individuals, trusts, estates, and charitable organizations. The firm employs a strategic, asset-allocation approach based on fundamental analysis and offers both discretionary and non-discretionary management with regular reviews.

Christopher Jones is a Series 65-licensed financial advisor with 19 years of industry experience. He has been the sole advisor at Sparrow Wealth Management since 2010. Sparrow Wealth Management is a fee-only independent firm serving high-net-worth individuals, families, trusts, businesses, and institutional clients such as pension and profit-sharing plans. The firm emphasizes asset allocation through passively structured mutual funds and ETFs, offers integrated financial planning with discretionary asset management, and provides portfolio management services for both individual and institutional retirement accounts.

Rolland Basant is a financial advisor at Freedom Financial Management, Inc. with 9 years of industry experience. He holds a Series 65 designation and has been with the firm since 2005. Freedom Financial Management, Inc. provides fee-only holistic financial planning and investment management primarily to individuals and families. The firm offers comprehensive services including financial, retirement, and estate planning, as well as tax planning and preparation, and operates mainly on a non-discretionary basis with a focus on integrating tax considerations into portfolio analysis.

Kevin Dunleavy is a CFP® with four years of experience in financial advising at Freedom Financial Management, Inc. He has a longstanding background in marketing promotions, having worked at Super Marketing Promotions since 2003. Outside of financial advising, he serves as General Manager of DD&R Enterprises LLC, a real estate investment company. Freedom Financial Management, Inc. provides fee-only holistic financial planning and investment management primarily for individuals and families. The firm emphasizes non-discretionary investment recommendations tailored to clients’ tax situations and personal goals, integrating tax planning with financial advice.

Dillon Dunn is a financial advisor at Rainey & Randall Wealth Advisors, Inc. with 5 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Lockheed Martin, AJ Wealth, Charles Schwab & Co., and Florida Financial Advisors. Rainey & Randall Wealth Advisors serves individual and high-net-worth clients with discretionary portfolio management, financial planning, and limited-scope ERISA retirement plan services. The firm’s investment approach uses tailored asset-allocation models primarily composed of mutual funds and ETFs, incorporating modern portfolio theory alongside fundamental, technical, and cyclical analysis.

Arthur Zapesochny is a financial advisor with Your Choice Financial LLC in St. Cloud, Florida, holding Series 63 and Series 65 licenses and 16 years of industry experience. His prior roles include positions at Ameriprise Financial and AXA Advisors. Outside of advising, he is an owner of Gold Sky Benefits, a health insurance brokerage, and serves as secretary on the board of the Santa Barbara homeowners association and as a board member of the University of Rochester alumni association. Your Choice Financial LLC provides portfolio management, financial planning, and pension consulting services to individuals, pension plans, and business entities. The firm manages approximately $37 million across 111 client accounts, employing a long-term, diversified investment approach that integrates charting, cyclical analysis, modern portfolio theory, and quantitative techniques.

John San Filippo is a financial advisor at Your Choice Financial LLC with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Ruggieri Wealth Advisors and MassMutual Life Insurance. Outside of his advisory role, he is involved in soccer coaching with the Orlando City Lake Nona Soccer Club and is a partner in an accounting firm. Your Choice Financial LLC provides portfolio management, financial planning, and pension/401(k) consulting to individuals, pension plans, and business entities. The firm manages approximately $37 million across 111 client accounts, employing a diversified investment approach that combines technical analysis, modern portfolio theory, and quantitative methods.

Michael Rainey is a financial advisor with Rainey & Randall Wealth Advisors, Inc. He holds Series 63 and Series 65 licenses and has 24 years of industry experience. Since 1999, he has been with Rainey & Randall Investment Management, Inc. He also works as an independent insurance agent, addressing insurance-related client needs on a limited basis outside of business hours. Rainey & Randall Wealth Advisors is a registered investment adviser serving individual and high-net-worth clients with discretionary portfolio management, financial planning, and limited-scope ERISA retirement-plan services. The firm manages approximately $820 million in discretionary assets and uses tailored asset-allocation models combining mutual funds, ETFs, and selected individual securities based on a blend of modern portfolio theory and various analytical methods.

Sebastian Elliot is a financial advisor with Your Choice Financial LLC, holding Series 63 and Series 65 licenses and five years of industry experience. His previous roles include positions at Mid American Wealth Advisory Group Inc. and ReJoyce Wealth Management LLC. Outside of his advisory work, he is the CEO of Enlighten Interactive LLC, a software development company, and serves as a finance tutor for Wyzant.com. Your Choice Financial LLC offers portfolio management, financial planning, and pension consulting services to individuals, pension plans, and business entities. The firm manages diversified portfolios using a combination of technical and quantitative strategies and operates across multiple offices with affiliations that include accounting and third-party advisory firms.

Wayne Randall is a Certified Financial Planner® with 34 years of industry experience. He has been with Rainey & Randall Investment Management, Inc. since 1999. In addition to his advisory role, he works as an independent insurance agent, providing insurance-related products outside regular business hours. Rainey & Randall Wealth Advisors serves individual and high-net-worth clients with discretionary portfolio management, financial planning, and ERISA retirement-plan services. The firm’s investment approach uses tailored asset-allocation models based on mutual funds, ETFs, individual equities, and fixed income, incorporating modern portfolio theory alongside fundamental, technical, and cyclical analysis.

Jeffrey Fiore is a Series 65-licensed financial advisor with seven years of industry experience. He is currently with Your Choice Financial LLC and has previously worked at Horter Investment Management, Gradient Advisors, and NLS Insurance. Fiore also owns Fiore Wealth Management Group, which operates as a DBA for his insurance and financial activities. Your Choice Financial LLC provides portfolio management, financial planning, and pension/401(k) consulting to individuals, pension plans, and businesses. The firm manages approximately $37 million across 111 client accounts, employing a diversified investment approach that includes charting, cyclical analysis, modern portfolio theory, and quantitative techniques.

Joseph Schreiner is a financial advisor at Legacy Wealth Management, LLC with three years of industry experience. He previously worked at Northwestern Mutual in various capacities from 2021 to 2025 and spent over a decade at Publix supermarkets before entering the financial services field. Schreiner is also involved in insurance sales as part of his broader financial planning activities. Legacy Wealth Management is a multi-advisor firm serving individuals, charitable organizations, and business entities. The firm offers discretionary portfolio management, financial consulting, and access to a wide range of investment options through a multi-team platform.

Kenneth Clark is a financial advisor at Portfolio Medics, LLC with 14 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Prior to joining Portfolio Medics, Mr. Clark held roles at firms including Allstate Insurance Company and Edward Jones. Outside of his advisory work, he serves as Senior Vice President at Vital Records Control, a records management and information scanning business, and is the owner of Harbor Light LLC, a personal investment firm. Portfolio Medics is an SEC-registered advisory firm managing approximately $552.7 million for around 3,700 clients through a team of 75 advisors. The firm serves both non-high-net-worth and high-net-worth individuals, offering a blend of strategic and tactical investment approaches, including model portfolios and a mix of passive and active strategies.

Leslie Garrett is a financial advisor at Level Four Advisory Services with 31 years of industry experience. He holds a Series 63 designation and has been with Level Four Advisory Services since 2021, also operating Garrett Wealth Management LLC since 2007. Level Four Advisory Services is an SEC-registered enterprise investment adviser managing over $5 billion across 115 advisors and serves a diverse client base including individuals, retirement plans, corporations, and nonprofits. The firm offers fee-only financial planning, asset management, and retirement plan advisory services using model portfolios and both affiliated and third-party managers.

Renato Rizzatti is a financial advisor at Insigneo Advisory Services, LLC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Morgan Stanley and BTG Pactual US Capital LLC. Insigneo Advisory Services, LLC provides investment advisory and portfolio management services to individuals, corporations, trusts, and institutional clients, using customized allocations alongside firm-modeled multi-asset portfolios. The firm’s approach incorporates third-party macroeconomic research and allows for client-imposed investment restrictions across a broad range of asset classes.

Michael Rama is a financial advisor with A.G.P. / Alliance Global Partners, holding Series 63 and Series 66 licenses and having 15 years of industry experience. He previously worked at Ameriprise and Ameriprise Financial Services, Inc. from 2014 to 2026. Outside of his advisory work, he has ownership interests in raw land in the Republic of Panama. A.G.P. / Alliance Global Partners provides advisory and brokerage services to individuals, trusts, corporations, and other entities, offering portfolio management, financial planning, and capital markets services. The firm emphasizes international investing through specialized strategies and maintains active brokerage and product-distribution activities beyond standard advisory services.

John Ripley is a Series 65-licensed financial advisor with five years of industry experience, currently with Impact Partnership Wealth, LLC. He previously worked at Tucker Asset Management LLC and Tucker Advisors. Outside of his advisory role, he owns Ripley Holdings, LLC, which operates Smarter Retirement Solutions, and is a franchisee of Cruise Planners Ripley Travel. Impact Partnership Wealth provides investment management, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm utilizes a combination of third-party strategists, adviser-managed models, and direct indexing with tactical overlays, offering discretionary portfolio management and consulting services.

Carmen Hodnett is a financial advisor at Meridian Wealth Management, LLC with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Southport Capital, Burnette Insurance, and Principal Financial Services. Outside of her advisory role, she is involved with Meridian Insurance LLC, where she consults and sells life insurance and annuity products. Meridian Wealth Management, LLC is an SEC-registered advisory firm serving individual and high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate/business clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan services with an investment approach that includes equities, ETFs, mutual funds, fixed income, and alternative investments.

Kenneth Metviner is a financial advisor at SeaCrest Wealth Management, LLC with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has been with SeaCrest Wealth Management since 2012. SeaCrest Wealth Management is a multi-advisor SEC-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, retirement plans, charitable organizations, and businesses. The firm offers comprehensive wealth management and specialized services such as divorce financial mediation, employing a primarily long-term investment approach using fundamental and technical analysis across a range of asset types.