Michael Waters is a financial advisor at Halcyon Professional Advisors and holds the PFS™ designation with nine years of industry experience. He is also a CPA and manages his own accounting firm, Michael W. Waters, CPA, LLC, which he has operated since 1988. Outside of his financial and accounting work, he serves as a minister at Baldwin Church of Christ. Halcyon Professional Advisors is an independent firm serving a small number of middle-income individuals and families with fee-only financial planning and investment oversight. The firm provides tax-aware asset allocation advice and tailored recommendations, focusing on no-load mutual funds and publicly traded investments, while clients retain control of their accounts.

Jeremiah Nolen is a financial advisor at Next Phase Advisors with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Brookstone Wealth Advisors and Regions Bank. Nolen is also a licensed insurance agent and owner of Nolen Financial Group. Next Phase Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and business entities, using quantitative analysis and a long-term trading approach tailored to clients’ goals and risk tolerance.

Seth Layton is a financial advisor at Next Phase Advisors in Cullman, Alabama, holding a Series 65 designation with two years of industry experience. His prior work includes roles at Utah State University and Utah Valley University, as well as operating an insurance brokerage, Nolen Financial Group LLC, where he serves as an agent making recommendations on life insurance and fixed annuity products. Next Phase Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and business entities, focusing on mutual funds, equities, fixed income, ETFs, TIPS, and insurance products. The firm utilizes quantitative analysis and a long-term trading approach to align portfolios with clients’ goals and risk tolerance.

Jared Davis is a financial advisor at Uptick Partners, LLC with a Series 65 designation and one year of industry experience. Prior to joining Uptick Partners, he worked for Dvorak Financial Planning and spent ten years at LINC Research Inc. Jared is based in Cullman, Alabama. Uptick Partners provides wealth management services to individuals, trusts, estates, charitable organizations, corporations, and retirement plans, offering investment management, financial planning, tax planning, and retirement plan consulting. The firm employs a comprehensive asset-allocation approach supplemented by multiple analytical techniques and utilizes third-party managers and risk-assessment tools to construct client portfolios.

John Williamson is a Series 65 licensed advisor with Wealth Management in Cullman, Alabama, bringing eight years of industry experience. He previously operated Jeb Williamson CPA LLC for over two decades and currently works with Stroup & Associates CPAs. Williamson serves on the boards of the Cullman Regional Foundation and the Cullman Housing Authority. Wealth Management Nebraska LLC provides investment advisory and financial planning services to individuals, including high-net-worth clients, as well as to retirement plan sponsors and institutional clients. The firm manages approximately $3.1 billion in assets and employs a modern portfolio theory approach, primarily using passively managed mutual funds and ETFs, with integrated tax and administrative support services.

Kimberly Simmons is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and one year of industry experience. She previously worked at several firms including World Financial Group and Physicians Mutual. Simmons is a partner in S&K Legacy Services, a management company created for tax purposes. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a wide range of clients, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm delivers services through a large advisor network using model portfolios and third-party managers across multiple platforms.

Raymond Mitchell Jr. is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 licenses and has 38 years of industry experience. He has worked at Transamerica Financial Advisors since 2012 and WealthWave since 2016. Outside of his advisory work, he manages membership dues and lease payments for the Black Cypress Hunting Club, a duck hunting lease spanning approximately 2,200 acres. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to individual investors, employer-sponsored plans, trusts, estates, charitable organizations, and businesses. The firm utilizes model portfolios and third-party managers through multiple program platforms to deliver its services.

Borna Eslami is a financial advisor at Empower Advisory Group with Series 63 and Series 65 licenses and two years of industry experience. Prior to joining Empower, he worked at J.P. Morgan Securities and Bank of America. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated services emphasize long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Donald Warnke is a financial advisor with Hornor, Townsend & Kent, LLC, holding the ChFC® designation and Series 63 license. He has 18 years of industry experience, including 25 years at Cotton States Insurance and concurrent roles at Penn Mutual Life Insurance Company since 2021. Outside of his advisory work, Warnke owns and operates a multi-line insurance brokerage and serves as an agent for life insurance and annuity products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Christopher Mayo is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. He has worked with Transamerica Financial Advisors since 2012 and has additional experience at WealthWave and Wfgia. Outside of financial advising, Mayo works as a nuclear medicine technologist at Huntsville Cardiovascular Clinic, performing cardiac stress tests. Transamerica Financial Advisors, LLC serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm utilizes a model portfolio approach with third-party managers and digital platforms to deliver investment advisory and retirement-plan services.

Brian Spaeth is a financial advisor at Edward Jones with a Series 66 designation and five years of industry experience. He has worked at Edward Jones since 2020, following prior roles at Dollar General and General Nutrition Corp. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard and managing approximately $1.01 trillion in assets through a network of more than 23,700 advisors nationwide.

Christopher Campbell is a financial advisor at Edward Jones with 18 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and affiliated services, managing approximately $1.01 trillion in assets through a nationwide network of over 23,700 financial advisors.

William Sosebee is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors. He serves as a finance and investment committee member on the advisory board of East Walker Education & Development. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and manages public finance and municipal client relationships.

Benjamin Lewis is a financial advisor at Edward Jones in Cullman, Alabama, with one year of industry experience. Prior to joining Edward Jones, he worked at Oral Arts Dental Laboratory and spent several years in full-time education. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of over 23,000 financial advisors.

Devin Allen is a financial advisor with Edward Jones in Cullman, Alabama, holding a Series 66 designation and 13 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, Allen teaches at the Hanceville Church of Christ. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment strategies, managing over $1 trillion in assets through a large nationwide network of advisors and branch offices.

Danny Mann is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has been with Cetera Wealth Services, LLC since 2013 and joined Cetera in 2023. In addition to his advisory work, Mann is also active as a fixed insurance agent, selling life insurance and annuities. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and fiduciary solutions, utilizing a range of advisor-managed accounts, model portfolios, and third-party managed programs.

Christopher Mann is a financial advisor with Edward Jones in Cullman, AL, holding a Series 66 designation and 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of investment strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, while operating under a fiduciary standard.

Stephen Freeman is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 24 years of industry experience. He previously worked at Raymond James & Associates for 10 years and is involved with HawksNest LLC, a real estate rental business he has operated since 2018. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Brandy Twilley is a Series 66-licensed financial advisor with Edward Jones, based in Cullman, Alabama, and has two years of industry experience. She has been with Edward Jones since 2016 and previously worked at BBVA for 12 years. Outside of her advisory role, she is a partner in a commercial property business, Twilley Properties LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Madeline Shugarts is a financial advisor at Edward Jones with five years of industry experience. She holds the CFP® and Series 66 designations. Her prior work includes roles at Three Pears, St Bunn Construction, Wagner Shoes, LLC, and the Cullman Wellness and Aquatic Center. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,700 financial advisors and 15,000 branches.

Richard Widner is a financial advisor with Edward Jones in Cullman, Alabama, holding Series 63 and Series 66 designations and 26 years of industry experience. He has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and separately managed accounts. The firm manages approximately $1.01 trillion in assets and is notable for its extensive national network of financial advisors and branch offices.

Casey Brown is a financial advisor with Edward Jones in Cullman, AL. He holds the Series 66 designation and has been in the industry since 2022, previously working at First National Bank and Merchants Bank. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs. The firm manages over $1 trillion in assets and supports its clients through a large network of advisors and offices, offering discretionary and non-discretionary investment strategies along with affiliated mutual funds and other financial services.

Katie Brown is a financial advisor with Edward Jones in Cullman, Alabama, holding the CFP®, ChFC®, and Series 66 designations. She has six years of industry experience, including roles at Allergan and Syneos Health prior to joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a network of more than 23,700 advisors and offers a range of advisory programs, investment solutions, and affiliated services under a fiduciary standard.

Joseph D'Antonio is a financial advisor with Cetera, holding a Series 66 designation and based in Cullman, Alabama. He has experience working at Cetera since 2025 and previously held roles at Regions Bank, M&T Bank and M&T Securities, and Carmax. Cetera Investment Advisers serves a diverse client base, including individual, high-net-worth, institutional, and retirement-plan clients, through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing both advisor-managed accounts and firm-sponsored model portfolios.

Anthony Swihart is a financial advisor at Edward Jones in Cullman, Alabama, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones in 2023, he served for 20 years with the U.S. Marshals Service. Edward Jones is a full-service wealth management firm that serves both individual and institutional clients through a nationwide network of advisors. The firm offers a variety of advisory programs and investment strategies, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.