Roy Castillo is a CFP® with 32 years of industry experience. He has been with Frontsight Wealth Advisors, LLC since 2014 and also operates RLC Financial Services, providing tax services and insurance sales through his sole proprietorship. Frontsight Wealth Advisors, LLC offers portfolio management and financial planning primarily to individual and high-net-worth clients, managing approximately $27.9 million across about 52 accounts. The firm creates client-specific investment plans using a combination of fundamental, technical, charting, and quantitative analysis, with strategies ranging from long-term buy-and-hold to short-term trading.

For 20 years, I built a career in banking — 17 of those at Eastman Credit Union in East Tennessee, where I helped families with lending, banking, and their first steps toward investing. In 2018, I discovered Financial Independence, and it changed everything. I restructured our finances, optimized our tax strategy, and built toward FI while still working full time. When we got there, I left banking to build the advisory firm I wish I'd had along the way. I earned my CFP® and became an IRS Enrolled Agent because I wanted to bring financial planning and tax expertise together under one roof. I built OptimalPath Advisors as a fee-only, flat-fee firm because I believe your advisor's cost should reflect the work — not the size of your portfolio. My approach is advice-first and fiduciary. Every client starts with a comprehensive financial plan that includes a Financial Independence Score — a single, clear number (inspired by pension-style funded ratios) that tells you exactly how on track you are. No abstract Monte Carlo probabilities. Just a real number you can act on. From there, you choose the level of ongoing support that fits. Navigator clients get year-round planning, quarterly check-ins, and tax preparation included — while keeping control of their own investments. Summit clients get everything in Navigator plus hands-on investment management, rebalancing, and tax-loss harvesting. Both tiers include tax prep at no extra cost. I work best with FI-minded professionals — DIY investors, early retirees, equity comp recipients, and busy families who want clear direction without product sales, commissions, or percentage-of-assets fees. I live in East Tennessee with my wife, Amanda, and our two dogs, Molly and Peach. We spend as much time as possible outdoors — in the mountains, on trails, and visiting National Parks across the country. Whether you're building toward FI, navigating an early retirement transition, or figuring out what comes next after hitting your number, I'm here to help you move forward — intentionally and in control.

William Fletcher is a financial advisor with Fletcher Wealth Management, Inc. in Kingsport, TN, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has worked at Morgan Stanley and previously founded Fletcher Wealth Management, where he currently operates as the sole advisor. Outside of his advisory role, Fletcher coaches high school sports for Ohio County Schools. Fletcher Wealth Management, Inc. provides investment advisory and financial planning services primarily to individual and high-net-worth clients. The firm employs a combination of charting, fundamental, technical, cyclical, and quantitative analysis with strategies ranging from long-term investing to short-term trading and options, managing a small client roster through a discretionary wrap fee program.

Michael Davis is a financial advisor at AdviPartner, LLC with 19 years of industry experience. He holds the Series 66 designation and has worked at firms including Cetera Advisor Networks, Cwm, GAAM Wealth Advisors, LPL Financial, and Gilbert Advanced Asset Management. AdviPartner, LLC provides discretionary investment management to individuals, high-net-worth clients, and small businesses, managing approximately $50 million across about 100 accounts. The firm employs a primarily passive investment approach, using asset-class-weighted portfolios with index mutual funds and ETFs, while incorporating fundamental and technical analyses to tailor allocations based on client needs.

Pamela Rehart is a financial advisor with Integrity Capital Management in Kingsport, TN, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has been with Integrity Capital Management since 2007. Outside of her advisory role, she is the owner of BRAC Properties, a non-investment-related business. Integrity Capital Management serves individual investors, high-net-worth households, trusts, and foundations with discretionary portfolio management, financial planning, and retirement-plan consulting. The firm employs a strategic asset-allocation approach across global, multi-asset-class portfolios, primarily using mutual funds and ETFs, with regular portfolio reviews and a documented due-diligence process.

Joseph Bailey is a CFP® professional with 21 years of industry experience. He has been with Integrity Capital Management since 2006. Outside of his advisory role, he owns B-Squared Consulting LLC, a technology and compliance consulting business. Integrity Capital Management serves individual investors, high-net-worth households, trusts, and foundations with discretionary portfolio management, financial planning, and retirement-plan consulting. The firm uses a strategic asset-allocation approach across global, multi-asset portfolios primarily composed of mutual funds and ETFs.

John Atkins is a CFP® with 21 years of industry experience, currently serving at Integrity Capital Management since 2007. He is a member of the boards of a social services nonprofit and a Presbyterian church, where he oversees management and budgeting responsibilities. Integrity Capital Management serves individual investors, high-net-worth households, trusts, and foundations with discretionary portfolio management, financial planning, and retirement-plan consulting. The firm employs a strategic asset-allocation approach using mutual funds and ETFs, conducting regular portfolio reviews and maintaining individualized account management.

Kaylee Feathers is a financial advisor at Aldebaran Financial Inc. with a Series 65 designation and two years of industry experience. Prior to joining Aldebaran Financial in 2023, she worked at Eastman Credit Union and Ashford Advisors. Aldebaran Financial Inc. provides discretionary portfolio management and consulting to individuals, pension and profit-sharing plans, trusts, and estates. The firm employs a strategic asset-allocation approach with global diversification, combining passive and active funds, individual securities, and options, and offers additional services including limited-scope estate-planning legal support and tax preparation.

Peter Raber is a financial advisor at Aldebaran Financial Inc. with 16 years of industry experience. He holds a Series 65 designation and has been with Aldebaran Financial since 1995. Aldebaran Financial Inc. provides discretionary portfolio management and consulting services to individuals, pension and profit-sharing plans, trusts, estates, and other entities. The firm employs a strategic asset-allocation approach with global diversification, utilizing both passive and active mutual funds and ETFs, individual stocks, municipal bonds, and options, and offers additional services including limited-scope estate-planning legal support and simple tax return preparation.

Richard Halliburton is a financial advisor with Tradition Investment Management, LLC, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. His background includes roles at Insulet Corporation, SA Stone Wealth Management Inc., Quest Capital Strategies, Inc., and a 30-year tenure in the US Army Reserves. In addition to his advisory work, he owns and operates an insurance brokerage specializing in life insurance and annuities. Tradition Investment Management serves individual and high-net-worth clients through managed accounts and financial planning, employing strategies such as asset allocation, dollar-cost averaging, and technical analysis. The firm focuses on preserving purchasing power over the long term and considers tax implications in its tailored advice.

Brian Brummett is a financial advisor at Aldebaran Financial Inc. with eight years of industry experience. He holds the Series 65 designation and has been with Aldebaran Financial since 2016. Prior to that, he worked at E-Z Rentals for two years. Aldebaran Financial Inc. provides discretionary portfolio management and consulting services to individuals, pension and profit-sharing plans, trusts, estates, and other entities. The firm employs a strategic asset-allocation approach with global diversification, utilizing both passive and active funds, individual securities, and options, while also offering limited-scope estate-planning legal services and tax-preparation support.

Angela Williams is a Series 66-credentialed financial advisor at Integrity Capital Management with 19 years of industry experience. She has been with the firm since 2007. Outside of her advisory role, she is the owner of BRAC Properties, a non-investment-related business. Integrity Capital Management serves individual investors, high-net-worth households, trusts, and foundations with discretionary portfolio management, financial planning, and retirement-plan consulting. The firm employs a strategic, asset-allocation approach across global, multi-asset-class portfolios using mutual funds and ETFs, with quarterly reviews and weekly monitoring for rebalancing.

Andrew Farmer is a financial advisor at BCS Wealth Management, LLC with one year of industry experience. He holds a Series 65 designation and has worked primarily at BCS Wealth Management since 2020, with brief roles at Hudson Independent Partnerships LLC and the YMCA. BCS Wealth Management serves individuals, trusts, business owners, corporate retirement plans, and charitable organizations by providing financial planning, portfolio management, retirement plan advisory, and college savings services. The firm emphasizes diversified portfolios managed under defined risk strategies and offers family office coordination along with access to separately managed accounts.

Nathan Goodwin is a financial advisor with BCS Wealth Management, LLC, holding a Series 66 designation and 13 years of industry experience. He has worked at Purshe Kaplan Sterling Investments and BCS Wealth Management since 2013. Outside of his advisory role, he serves as president of Elizabethton Holdings, Inc., a family-owned corporation managing various non-investment-related holdings. BCS Wealth Management serves individuals, trusts, business owners, corporate retirement plans, and charitable organizations, offering financial planning, portfolio management, and retirement plan advisory services. The firm employs diversified portfolios aligned with defined risk strategies and integrates family office coordination and access to separately managed accounts.

Nicholas Clay is a financial advisor with BCS Wealth Management, LLC, holding a Series 66 designation and 18 years of industry experience. He has been with BCS Wealth Management and Purshe Kaplan Sterling Investments since 2010. Clay is also involved in referring and selling fixed insurance products and property and casualty insurance through affiliated firms. BCS Wealth Management serves individuals, trusts, business owners, corporate retirement plans, and charitable organizations, providing financial planning, portfolio management, retirement plan advisory, and 529 college-savings services. The firm’s investment approach includes diversified portfolios managed under defined risk strategies, often utilizing no-load mutual funds and ETFs, with additional family office coordination and access to separately managed accounts.

Eliza Parton is a Series 65-licensed financial advisor at BCS Wealth Management, LLC with one year of industry experience. Prior to joining the firm, she was involved with Meadowview Gymnastics Academy and held positions at East Tennessee State University and Dobyns Bennett High School. BCS Wealth Management serves individuals, trusts, business owners, corporate retirement plans, and charitable organizations, offering financial planning, portfolio management, retirement plan advisory, and 529 college-savings services. The firm employs diversified portfolios managed under defined risk strategies and integrates family office coordination and access to separately managed accounts.

Myra O'dell is a CFP® professional with 18 years of experience, currently serving at BCS Wealth Management, LLC since 2004. She is based in Johnson City, TN, and is part of an eight-advisor team. BCS Wealth Management serves individuals, trusts, business owners, corporate retirement plans, and charitable organizations with financial planning, portfolio management, and retirement plan advisory services. The firm uses a client process centered on developing financial profiles and investment plans, managing diversified portfolios across defined risk strategies, and offers family office coordination and access to separately managed accounts.

John Brandon is a financial advisor with BCS Wealth Management, LLC in Johnson City, TN, holding a Series 66 designation and 10 years of industry experience. He previously worked at Raymond James & Associates from 2015 to 2021 before joining BCS Wealth Management and Purshe Kaplan Sterling Investments in 2021. Outside of his advisory roles, he serves on the board of directors for the Salvation Army, providing guidance on operations, financials, and fundraising strategies. BCS Wealth Management serves individuals, trusts, business owners, corporate retirement plans, and charitable organizations by offering financial planning, portfolio management, retirement plan advisory, and college-savings services. The firm employs a client process that includes developing financial profiles and investment plans based on risk tolerance, managing diversified portfolios with no-load mutual funds and ETFs, and offering family office coordination through its affiliated entities.

Scott Linn is a financial advisor at BCS Wealth Management, LLC with 24 years of industry experience. He holds the Series 66 designation and has worked at BCS Wealth Management since 2021. His prior experience includes roles at FTB Advisors, Inc. and First Tennessee Brokerage, where he worked for a combined 26 years. BCS Wealth Management serves individuals, trusts, business owners, corporate retirement plans, and charitable organizations, providing financial planning, portfolio management, retirement plan advisory, and college savings services. The firm uses a structured client process to develop investment plans and manages diversified portfolios under defined risk strategies, often incorporating no-load mutual funds, ETFs, and alternative investments.

Zachary Colvin is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 63 and Series 66 licenses and bringing three years of industry experience. His prior roles include positions at Wells Fargo Advisors, Foreside Fund Services, and Global X ETFs. He has also worked in an associate capacity at Center Street Wealth Management. Concurrent Investment Advisors provides wealth management, investment management, financial planning, and retirement plan advisory services to a diverse client base including individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm employs a long-term, customized investment approach utilizing ETFs, mutual funds, individual securities, and alternative investments, serving over 10,000 clients with approximately $9.9 billion in assets under management.