Matthew Lutz is a CFP® and CFA® serving as the principal advisor at Tenet Portfolio Management since 2025. He has prior experience at Valvoline Inc. and Valvoline Global Operations, as well as founding Everstead CFO Services, LLC, where he provides financial consulting to businesses on a fractional basis. Tenet Portfolio Management serves institutional and pooled-asset clients, including endowments, foundations, corporations, trusts, non-profits, and family offices, while also offering private wealth and consulting services. The firm provides discretionary portfolio management and non-discretionary guidance, emphasizing asset allocation and a mix of passive and active strategies tailored to client needs.

John Charalambakis is a financial advisor at BlackSummit Financial Group, Inc. in Nicholasville, KY, holding a Series 65 license with 14 years of industry experience. He has been with BlackSummit since 2010 and serves as an adjunct professor of economics at the University of Kentucky’s Patterson School of Diplomacy and International Commerce. Outside of advising, he is involved in business consulting and investment holding through several private entities and oversees a business research software company. BlackSummit Financial Group serves individuals, trusts, estates, retirement plans, and corporate clients, offering asset management, financial planning, pension consulting, and third-party money manager referrals. The firm employs a combination of fundamental, technical, charting, and cyclical analysis in portfolio management, with a notable focus on client education, published research, and performance-based compensation arrangements for certain investors.

George Perros is a financial advisor with Resurgent Financial Advisors LLC, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. His prior roles include positions at Comprehensive Asset Management & Servicing, Inc. and Encompass Financial Advisors LLC. Outside of advising, he serves as the mayor of Danville, KY, a role he has held since 2015. Resurgent Financial Advisors serves individuals, families, trusts, estates, charitable organizations, and business entities by providing financial planning and investment management services tailored through fundamental analysis and ongoing portfolio monitoring. The firm manages assets using mutual funds, ETFs, and independent Sub-Advisors on both discretionary and non-discretionary bases.

Tina Culp is a financial advisor at FWG Investments, LLC with six years of industry experience. She holds a Series 66 designation and has worked at Family Wealth Group since 2022. Her prior experience includes roles at Raymond James Financial Services Advisors and Farmers National Bank. FWG Investments provides financial planning and discretionary asset management primarily for individual and high-net-worth clients, utilizing model-driven investment strategies overseen by professionals and executed by sub-advisers. The firm offers services including retirement, tax, education, and real estate planning, and supports clients through ongoing portfolio monitoring and educational workshops.

David Morris is a financial advisor with Kingswood Wealth Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His prior work includes roles at Transamerica Financial Advisors, Inc., United Financial Services, and TRANSAMERICA Agency Network. In addition to his advisory work, he is involved in insurance sales, assisting clients with life, disability, long-term care, and Medicare supplement insurance. Kingswood Wealth Advisors serves a diverse client base including individuals, corporations, pension plans, nonprofits, and institutional investors. The firm employs an open-architecture investment approach, tailoring strategies to client goals and risk tolerance while providing portfolio management, ERISA plan consulting, and oversight of third-party managers.

James Garner Jr. is a financial advisor with Benjamin F. Edwards & Company, Inc., holding a Series 63 designation and bringing 38 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of finance, he owns Garner Productions, an audio/video theatrical scriptwriting business where he works as a writer, producer, actor, director, and host. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving individuals, corporations, retirement plans, trusts, foundations, and nonprofit organizations. The firm offers a range of advisory programs and employs a mix of firm-developed and third-party investment strategies with ongoing oversight from an Investment Strategy Committee.

Natalie Burkhead is a financial advisor with PNC Wealth Management, holding a Series 66 designation and one year of industry experience. She has worked with PNC Investments LLC since 2022 and was previously employed by PNC Bank from 2011 to 2022. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an employee-only discretionary model account that uses algorithmic risk assessments and invests in mutual funds and ETFs with annual rebalancing.

Nicholas Demichele is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation. His work background includes roles at Fidelity Investments, Starbucks, and the University of Kentucky, as well as experience in retail and service industries. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across a broad investable universe.

Charles Goldie is a financial advisor with LPL Financial in Harrodsburg, KY, holding a Series 66 designation and 19 years of industry experience. He has been with LPL Financial since 2012. LPL Financial provides advisory and brokerage services to a wide range of clients, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers diverse investment solutions supported by an in-house research team and a broad platform that combines advisory and brokerage services.

Jerry Smothers is a financial advisor with Edward Jones in Danville, KY, holding a Series 66 credential and 18 years of industry experience. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, affiliated mutual funds, and tax-efficient services through a nationwide network of over 23,700 financial advisors.

Barry Steele is a financial advisor with Raymond James Financial who holds the ChFC® and Series 66 designations and has 21 years of industry experience. He has worked with Farmers National Bank and Raymond James Financial Services since 2012. Outside of his advisory role, he is an associate and investment executive at FNB Investment Services in Harrodsburg, KY. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored strategies developed through risk profiling and firm research, with a significant portion of assets managed on a non-discretionary basis.

Josiah Robbins is a CFP® with three years of industry experience, currently serving as a financial advisor at Cetera. He has worked with Avantax and McDaniel Wealth Management, where he also provides tax preparation and accounting services. Robbins has held teaching positions at Liberty University and the University of the Cumberlands. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing both advisor-managed accounts and firm-sponsored model portfolios.

Timothy Mcdaniel is a CFP® professional with 23 years of industry experience, currently affiliated with Cetera in Lexington, KY. His prior roles include ownership of McDaniel Wealth Management, PLLC, and a long tenure with Avantax Advisory Services. Outside of financial advising, he operates as an independent insurance agent specializing in health insurance. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 advisors, offering portfolio management, financial planning, and fiduciary services. The firm employs a combination of advisor-managed accounts, model portfolios, and third-party solutions, with notable retirement and fiduciary capabilities integrated into its broad institutional platform.

Andrew Bond is a Series 66-licensed financial advisor with J.P. Morgan Securities, based in Danville, KY. He has two years of industry experience and has been with J.P. Morgan Securities since 2023, having worked at Jpmorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions, delivering advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Mark Brewer is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 38 years of industry experience. He has been with LPL Financial and its predecessor entity since 2004. Outside of his advisory role, he serves as a board member of LogiCircuit Inc. and is an independent insurance agent specializing in various life and disability insurance products, as well as fixed annuities. LPL Financial provides advisory and brokerage services to a diverse client base including individuals, retirement plans, institutions, and high-net-worth households. The firm offers a broad range of investment solutions supported by an in-house research team and accommodates both advisory and brokerage services across multiple delivery platforms.

Teresa Smothers is a Series 66 licensed financial advisor with Edward Jones in Danville, KY, where she has worked since 2014. She has 11 years of industry experience. Edward Jones is a full-service wealth management firm serving a broad client base, including individual and institutional investors. The firm manages over $1 trillion in assets and offers a range of advisory programs, investment options, and fiduciary services through a large network of advisors and branch offices.

Thomas Tye is a CFP® professional with 24 years of industry experience, currently serving at LPL Financial since 2009. Based in Irvine, KY, he holds Series 63 and Series 66 licenses. Outside of his advisory role, he is involved with Lune Bleue, LLC, a non-investment-related business. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house Research team and a large network of investment adviser representatives.

Jeffrey Joiner is a financial advisor with Raymond James Financial in Danville, KY, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked with Raymond James since 2007 and also holds a position at Farmers National Bank. Outside of his advisory role, he serves on the finance and investment committee and as a deacon at the First Christian Church of Danville. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and institutions. The firm offers financial planning and non-discretionary investment consulting, with a significant portion of its business focused on advisory and implementation-support roles rather than discretionary management.

William Sealey is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 23 years of industry experience. His prior roles include positions at Royal Alliance Associates, Ameritas Life Insurance Corp, and Ameritas Investment Corp. He has also operated Sealey Investment Group since 2012. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a platform that accommodates various advisory and brokerage needs.

Brock Jones is a financial advisor with Edward Jones in Danville, KY, holding a Series 66 designation and bringing eight years of industry experience. He has been with Edward Jones since 2017 and previously worked at the YMCA of Central Kentucky, KentuckyOne Health, and Bodyfit, Inc. Outside of his advisory role, he serves as Group President of The Referrals Group, LLC, where he organizes meetings and events. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Perry Dressler is a financial advisor at Edward Jones in Harrodsburg, KY, holding Series 63 and Series 66 licenses with 23 years of industry experience. He has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large network of advisors and branch offices nationwide.

Mack Johnson is a financial advisor with Robert W. Baird & Co., holding a Series 66 designation and five years of industry experience. He has been with Baird since 2020 and previously worked at National Veterinary Associates from 2016 to 2020. Outside of his advisory role, he serves on the stewardship team at Pleasant View Baptist Church. He is part of the DDK Group within Baird’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and charitable organizations. The team offers a range of consulting and portfolio services tailored to client goals and risk tolerances, including discretionary management, separately managed accounts, and overlay strategies.

Roy Gross is a Series 66-licensed financial advisor with six years of industry experience. He has been with Edward Jones since 2019 and previously worked at American Medical Technologies and Towne Park. Roy is based in Nicholasville, KY. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies, affiliated mutual funds, and operates under a fiduciary standard with approximately $1.01 trillion in assets under management.

Cynthia Lanham is a financial advisor at Cetera with 16 years of industry experience. She holds Series 63 and Series 65 credentials. In addition to her advisory role, she operates a tax preparation and accounting practice through McDaniel Wealth Management PLLC and works as an insurance agent with Shelter Insurance. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients, offering a range of portfolio management, financial planning, and fiduciary services through a network of over 6,800 advisors.

Andrew Woerner is a financial advisor at Edward Jones based in Harrodsburg, KY. He holds a Series 66 designation and has over 10 years of industry experience, including a decade at First Sentier Investors prior to joining Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a large nationwide network of financial advisors and branch offices.

Nathan Steely is a financial professional with Cetera, holding a Series 66 designation and based in Waco, KY. He has been with Cetera and affiliated entities since 2025 and previously held roles at Turn It Around LLC, Informative Capture Solutions, The Saucy Crab, and Southern States Cooperative. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors, offering portfolio management, financial planning, and fiduciary solutions supported by multiple program structures and model portfolios.

William Martin Jr. is a financial advisor at Raymond James Financial with a Series 66 designation and two years of industry experience. He has worked at Raymond James Financial and Farmer's National Bank since 2023 and previously was affiliated with Centre College from 2015 to 2023. Outside of his advisory role, he is employed as an associate at FNB Investment Services, where he offers investment services through Raymond James Financial Services. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension and profit-sharing plans, charitable organizations, corporations, and municipal entities. The firm provides financial planning and non-discretionary investment consulting, supporting clients through tailored financial plans and various implementation options while maintaining a significant non-discretionary advisory business.

John Bell is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and over 40 years of industry experience. He has worked at Primerica Advisors since 1985 and Primerica Financial Services since 1991. His prior experience includes roles at GP Dental and PreXion Inc. Bell also receives compensation for sales and referrals related to home loan products and home security services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm utilizes third-party asset managers and emphasizes a tiered wrap-fee structure rather than fixed fees.

Jason Cullen is a financial advisor with LPL Financial in Danville, KY, holding Series 63 and Series 66 licenses and six years of industry experience. Prior to joining LPL Financial in 2022, he operated JM Cullen Enterprises LLC for eight years. Cullen serves as a magistrate on the Boyle County Fiscal Court board and is also a pilot for MAC Metals. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by in-house research and a broad platform accommodating various advisory and brokerage needs.

Carmack Kersey is a financial advisor at Edward Jones with 12 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm that serves more than four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Valery Mcmann is a CFP® professional with 25 years of industry experience, currently affiliated with Raymond James Financial. She has held roles at Raymond James and FNB Investment Services since 2007 and 2019 respectively, and has worked with Farmers National Bank since 2005. Outside of her advisory work, Mcmann serves as Treasurer for the Boyle County Homeless Coalition, where she manages the organization’s budget and participates in board decisions. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored strategies developed through detailed client risk profiling and supported by a broad affiliate network.

Trenton Randall is a financial advisor at Cetera with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at LPL Financial, FSC Securities Corp, and Purshe Kaplan Sterling Investments. Outside of his advisory role, Randall owns and operates a family farm where he raises and breeds horses. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, supported by both advisor-managed accounts and firm-sponsored model portfolios.

Heidi Crutchfield is a financial advisor at Edward Jones with 10 years of industry experience. She holds the CFP® designation and the Series 66 license, and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Le Ticia Williams Preacely is a financial advisor at Edward Jones with six years of industry experience. She holds a Series 66 designation and has worked at firms including BANK of AMERICA, Merrill, and Wells Fargo Clearing. Outside of her advisory role, she serves on the Investment Committee for the Kentucky United Methodist Foundation and is a pastor at The Source UMC in Lexington, KY. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory programs and affiliated financial services. The firm is noted for its extensive network of advisors and branches, as well as its integrated offerings beyond traditional advisory services.

Amy Newell is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds a Series 66 designation and has 16 years of industry experience. Prior to her current role, she has also worked with Farmers National Bank as a registered sales assistant and licensed assistant. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-high-net-worth clients, pension plans, charitable organizations, corporations, and governmental entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering tailored recommendations supported by asset-allocation analysis, modeling tools, and firm research.

Libby Slusher is a financial advisor with Primerica Advisors in Nicholasville, KY, holding Series 63 and Series 65 licenses and having 41 years of industry experience. She has worked at Primerica Financial Services and Primerica Advisors since 1983. Outside of advisory work, she is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and separately managed account options for individual and high-net-worth clients. The firm uses third-party asset managers and BNY Mellon Advisors for model implementation, operating primarily on a percentage-based wrap fee structure.

Alex Wagner is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2019. His prior experience includes roles at H.D. Vest Advisory Services, McDaniel Wealth Management, and H.D. Vest Investment Services. Wagner also has a background in education, having worked at Boyle County High School for 14 years. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager searches, and customized performance reporting, combining institutional advisory operations with brokerage and investment management capabilities.

Kay Blunck is a Series 66 credentialed financial advisor with nine years of industry experience, currently with Thrivent Investment Management. Her prior experience includes roles at Morgan Stanley and Morgan Stanley Private Bank. She serves as a board member for The Foster Care Council, an organization supporting Kentucky’s foster children through academic, enrichment, clothing, and mentorship programs. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, focusing on holistic, goal-based financial planning without portfolio management for institutional clients.

Cameron Richardson is a financial advisor at Thrivent Investment Management with eight years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including JPMorgan Chase Bank and Thrivent Financial. His background also includes roles with Richardson Media Company and Focused Community Development, LLC. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses with planning services that can be combined with managed accounts while maintaining separate engagements.

Jared Long is a Series 66-licensed financial advisor with Edward Jones in Harrodsburg, KY, and has 13 years of industry experience. He has been with Edward Jones since 2012. Outside of advising, he owns and manages a commercial rental property in Harrodsburg. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a nationwide network of over 23,700 financial advisors.

Daniel Van Horn is a financial advisor with Edward Jones in Nicholasville, KY, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2014 and also serves in the Kentucky National Guard, a role he has held since 2003. Outside of his advisory work, Van Horn owns and operates Mulberry Ridge Farm, a 106-acre property in Garrard County. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm is notable for its extensive retail advisor and branch network, as well as additional capabilities such as a trust company and securities-based lending.

Logan Parsons is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America and Merrill Lynch. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.