Kenneth Zehnder is a financial advisor with Able Wealth Management Solutions LLC in Ann Arbor, MI. He holds Series 63 and Series 66 designations and has 15 years of industry experience, including five years at Waddell & Reed, Inc. before joining his current firm in 2019. Able Wealth Management Solutions LLC provides investment advisory and financial planning services to individuals, including high net-worth clients, as well as pension and profit-sharing plans, charitable organizations, and corporations. The firm combines passive and active investment strategies with fundamental, technical, cyclical, and charting analysis, and offers a range of portfolio management and planning options, including a wrap fee program and employee benefit plan consulting.

Robert Oliver is a CFP® and CFA® with 15 years of industry experience. He founded Oliver Financial Planning LLC in Ann Arbor, MI, and has been leading the firm since 2005. In addition to his advisory work, he serves as the administrative manager of a family investment-related business for his wife's parents. Oliver Financial Planning is an independent, fee-only registered investment adviser that provides ongoing financial planning and investment advice to individuals, including some high-net-worth clients, as well as two privately held Florida limited-liability companies. The firm emphasizes a buy-hold-and-rebalance approach using primarily low-cost mutual funds and ETFs, and operates under a fixed program and hourly fee model without discretionary management or custody of client assets.

Craig Mckee is the principal of XLM Capital Management, an independent advisory firm based in Dexter, MI. He holds Series 63 and Series 65 designations and has 15 years of industry experience. Mckee has led XLM Capital Management since its founding in 2003. XLM Capital Management provides discretionary and non-discretionary portfolio management primarily to high-net-worth individuals, estates, and businesses. The firm focuses on direct equity and options strategies, constructing concentrated portfolios tailored to each client's objectives and risk tolerance without using pooled vehicles or mutual funds.

Christopher Noble is a Series 65-licensed financial advisor based in Ann Arbor, MI, and the sole advisor at Greydog Financial. He has over seven years of experience in financial services, including prior roles at Cabinetworks Group and a 15-year tenure at Kellogg Company. His firm focuses on comprehensive and project-based financial planning and ongoing financial education rather than asset management. Greydog Financial serves individual clients, including high-net-worth individuals, by providing written financial plans and educational offerings without exercising investment discretion or managing assets. The firm emphasizes passive, asset-class–based investment recommendations and offers stand-alone educational services and flexible billing arrangements uncommon in the industry.

Dennis Crawford is a financial advisor at Diversified Consumer Planning LLC in Manchester, MI, holding a Series 65 designation with 14 years of industry experience. He has been with Diversified Consumer Planning LLC since 1988. Diversified Consumer Planning LLC provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, trusts, estates, and charitable organizations, including specialized service for active-duty and veteran submariners, finance professionals, and technology-oriented clients. The firm uses a data-centric investment process that combines AI and machine-learning models with fundamental, technical, and quantitative analysis to support active management and weekly portfolio reviews.

William Marks is a financial advisor at Security Financial Advisors, LLC in Ann Arbor, Michigan, with 15 years of industry experience. He holds a Series 65 credential and has been with Security Financial Advisors since 1994. In addition to his advisory role, Mr. Marks is a certified public accountant and owner of Beaupre & Marks, CPA P.C., a practice he has operated since 1998. Security Financial Advisors, LLC is an independent, state-registered investment adviser serving individual clients and trusts, including high-net-worth households. The firm uses a combination of fundamental and technical analysis to manage portfolios on a discretionary basis, offering a range of investment strategies tailored to client goals and risk tolerance.

Belle Eve believes that every woman has the innate ability to achieve financial freedom and success, and the purpose is to be the trusted partner on this journey. My commitment to women-focused financial planning stems from recognizing the unique challenges and opportunities that women encounter in their lives. Through customized and holistic financial solutions, I aim to break down barriers and promote financial inclusivity for women of all financial backgrounds. With over five decades of life experience, I understand firsthand the unique financial considerations that come with being a woman over 50, from education planning to retirement planning to wealth management and beyond. My personal journey has taught me the importance of adaptability, resilience, and strategic financial planning, and I am passionate about sharing that knowledge with others. Moreover, my experience includes navigating a significant windfall which has provided me with invaluable insights into the complexities of sudden wealth management. a successful transition from retirement to a thriving second career, and a track record of three successful business ventures, my credentials as a Certified Financial Planner (CFP) and Certified Public Accountant (CPA) reflect my commitment to achieving excellence in the field of financial planning. Growing up with limited means, I am not just a financial advisor; I am a financial navigator who has walked the path you are on. I am uniquely positioned to provide you with expert guidance, tailored solutions, and a deep understanding of your financial goals. Together, we can create a roadmap to financial success, ensuring your financial future is as bright and secure as it deserves to be.

Peter Savarino is the sole advisor at Creo Global Capital LLC in Ann Arbor, MI, holding Series 63 and Series 65 licenses with 37 years of industry experience. He has led Creo Global Capital since 2013, providing investment management and advisory services. Creo Global Capital LLC serves primarily high-net-worth individuals, trusts, and other individual clients, offering tailored portfolio management and investment advice across equities, ETFs, mutual funds, and occasional private placements. The firm constructs diversified, tax-aware portfolios with a focus on both macroeconomic themes and individual security selection, operating a non-discretionary advisory model and sponsoring a simplified wrap fee program.

Scott Wiard is a financial advisor with Horizons Planning Corporation in Ann Arbor, MI, holding Series 63 and Series 65 licenses and over 31 years of industry experience. He has been with Horizons Planning Corporation since 1988 and serves as its president and sole owner. Outside of his advisory role, he is involved in commercial property management through a partnership unrelated to investment activities. Horizons Planning Corporation advises individuals, including high-net-worth clients, as well as pension plans, trusts, charitable organizations, and corporations. The firm manages approximately $70 million in client assets and offers services including investment management through its Financial Coaching & Wealth Management program and a proprietary market-timing strategy called Strategic Journal Transfers, alongside financial planning, insurance, and tax consulting.

David Mcneely is a CFA® charterholder with 21 years of industry experience, currently serving as an advisor at Darden Wealth Group in Ann Arbor, MI. His prior roles include positions at Bank of America, Merrill Lynch, and SunTrust Investment Services. Darden Wealth Group provides wealth management and financial planning services primarily to private individuals, university faculty, business owners, foundations, and not-for-profit organizations. The firm employs a fundamental, bottom-up investment approach combined with macroeconomic and technical analysis, managing portfolios through a mix of individual stocks, bonds, and ETFs.

Mark Minder is a financial advisor at Darden Wealth Group in Ann Arbor, MI, with 16 years of industry experience. He has held roles at Minder Planning Group, Chisholm & Darden Investment Advisors, and Darden Wealth Group since 2009. Minder serves as Treasurer on the Finance Committee for the Kiwanis Club of Flint Michigan, a nonprofit organization focused on supporting children and communities. Darden Wealth Group serves private individuals, university faculty, business owners, foundations, and nonprofits, providing wealth management, financial planning, retirement plan consulting, and educational seminars. The firm employs a fundamental, bottom-up investment approach combined with tactical allocations and hedging, managing portfolios primarily with stocks, bonds, and ETFs on a discretionary basis.

Michael Wiard is a Series 65-licensed financial advisor with Horizons Planning Corporation in Ann Arbor, MI, where he has worked since 2006. He has 15 years of industry experience. In addition to his advisory role, Wiard holds a life, accident, and health insurance agent license in Michigan and operates a related business through Horizons Planning Corporation. Horizons Planning Corporation advises a range of clients, including high-net-worth individuals, pension plans, trusts, and charitable organizations, managing approximately $70 million in assets. The firm offers investment management through its Financial Coaching & Wealth Management program and a proprietary market-timing service called Strategic Journal Transfers, alongside financial planning, insurance, and tax consulting services.

David Keosaian is a ChFC® credentialed financial advisor with 15 years of experience at Horizons Planning Corporation in Ann Arbor, MI. He has been with the firm since 1993, which operates as a team of four advisors. In addition to his advisory role, Keosaian provides tax preparation and small-business accounting services and offers counseling to military personnel and their families as an independent contractor. Horizons Planning Corporation advises individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations, managing approximately $70 million in client assets. The firm employs a proprietary market-timing service alongside traditional asset-allocation strategies and provides a range of services including financial coaching, investment management, insurance recommendations, and tax or pension consulting.

David Armstrong is a CFP® professional with 16 years of experience at Pinnacle Investment Advisors, LLC, where he has worked since 1998. He is also a tax partner and full-time employee at Edwards, Ellis, Stanley, Armstrong, Bowren & Co, a CPA firm providing tax and audit services to individuals and businesses since 1992. Pinnacle Investment Advisors offers financial planning and investment management to individuals, trusts, pension plans, charitable organizations, and small businesses. The firm uses a strategic asset allocation approach combining passive index funds with selective active investments and maintains formal ties to the accounting profession through its advisors’ employment at a CPA firm.

Dillon Schroeder is a CFP® professional with three years of experience at Foresight Capital Management Advisors, Inc. He has worked exclusively with the firm since 2020 and has prior experience in education and hospitality. Foresight Capital Management Advisors, Inc. provides investment management, consulting, financial planning, and retirement plan advisory services to institutional clients and high net worth individuals. The firm emphasizes retirement plan participant education alongside portfolio management, using mutual funds, model portfolios, and third-party managers to implement asset allocation targets.

Frederick Fragner is a financial advisor at Sage Hill Capital in Ann Arbor, MI, holding a Series 65 designation with 14 years of industry experience. He has been with Sage Hill Capital since 2011. Sage Hill Capital advises individual and high-net-worth clients through discretionary portfolio management combined with financial planning and consulting at no additional charge for investment management clients. The firm builds customized portfolios tailored to each client’s goals and provides unique services such as assistance with negotiation of endorsements and marketing contracts for professional athletes.

Our firm’s mission is to help physicians achieve financial peace of mind. We work with you to develop a personalized financial plan that covers your entire financial picture and incorporates your unique situation, as well as the unique aspects of financial life as a physician. We then help you manage your investments and implement your financial plan, serving as an ongoing accountability partner and guide to make adjustments over time as life changes. Our firm’s mission is to help physicians achieve financial peace of mind. We work with you to develop a personalized financial plan that covers your entire financial picture and incorporates your unique situation, as well as the unique aspects of financial life as a physician. We then help you manage your investments and implement your financial plan, serving as an ongoing accountability partner and guide to make adjustments over time as life changes. We give you the confidence that you are in control of your finances and are making the right decisions, while freeing up time and headspace to spend on the things you enjoy. We do our best work with people who recognize the value of financial planning (in addition to investments) and want an ongoing relationship with an advisor, rather than one-time or hourly work. New Attendings – Organize your financial life and develop a strong foundation. This includes putting together a student loan game plan, getting clear on goals, figuring out how to allocate your cash flow and the best way to save and invest to different accounts, optimizing employer benefits, and helping with a home purchase. Established Physicians – Manage the growing complexity of your financial life. This includes college planning, reviewing insurance coverage and estate plans, optimizing how you save and invest for different goals as your income rises, and detailed retirement planning to put you on track and make sure you remain there. Preparing for Retirement – Get ready for, and navigate, the retirement transition. This includes understanding whether you have enough money to retire, turning your investment portfolio into a “paycheck” in retirement, tax planning to minimize the amount that goes to the IRS, figuring out the best strategy for claiming Social Security, and navigating healthcare decisions from Medicare to long-term care insurance. Prior to co-founding MD Wealth Management, I worked as a financial advisor at Balasa Dinverno Foltz LLC and Huber Financial Advisors LLC, two independent firms in Chicago with over $5 billion of assets under management collectively. I am a CERTIFIED FINANCIAL PLANNER™ professional and I have a BS in finance from Miami (OH) University. I live in Saline, Michigan, with my wife, Jenny, and our son, Grant. I am an avid Michigan fan and enjoy reading, playing basketball and tennis, and being outdoors as much as possible.

Mark Adams is a financial advisor at Horizons Planning Corporation with a Series 65 designation and three years of industry experience. His prior experience includes roles at Whirlpool Corporation and the University of Michigan. He is also an independent life, health, and annuity insurance agent, operating a sole proprietorship. Horizons Planning Corporation advises individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations, managing approximately $70 million in client assets. The firm offers investment management through its Financial Coaching & Wealth Management program and a proprietary market-timing service called Strategic Journal Transfers, alongside financial planning, insurance recommendations, and tax and pension consulting services.

Melissa Joy is a CFP® professional with 22 years of industry experience, currently serving at Pearl Planning since 2025. Her prior roles include positions at Stephens Consulting, Raymond James Financial Services, and the Center for Financial Planning. Outside of advisory work, she is an Investment Committee Member at the First Congregational Church in Ann Arbor. Pearl Planning provides discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting to individuals, qualified plans, trusts, and estates. The firm employs fundamental and qualitative analysis across various asset types and utilizes third-party services for trade execution and tax-aware asset management.

Toni Wander is a CFP® professional with seven years of industry experience. She is currently with Pearl Planning and has held prior roles at Stephens Consulting, Legacy Wealth Planning, and Old National Bank. Pearl Planning offers discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting to individuals, qualified plans, trusts, and estates. The firm employs fundamental and qualitative analysis in portfolio construction and utilizes various strategies, including tax-aware asset location and outsourced trade execution, managing over $300 million in assets with a small advisor team.