Frank Crosby is a Series 65-licensed financial advisor with Jamerson-Crosby Investment Advisors LLC in Detroit, MI, bringing 12 years of industry experience. He concurrently works as a full-time research scientist at the U.S. Department of Defense's Naval Surface Warfare Center in Panama City, Florida. Jamerson-Crosby Investment Advisors LLC offers investment advisory and portfolio management services to individuals, trusts, estates, charitable organizations, foundations, and endowments. The firm employs a quantitative and economic analysis-driven investment process, combining long-term asset allocation with ongoing monitoring and rebalancing, and provides free services to nonprofit charitable organizations.

Jason Mcelroy is a CFP® professional with 15 years of industry experience, currently serving as the sole advisor at Worldwide Capital Advisors, LLC. He previously worked at First Allied Advisory Services, Inc. and First Allied Securities. In addition to his financial advisory role, he owns and operates Downriver Income Tax, a tax preparation and accounting business. Worldwide Capital Advisors, LLC offers discretionary asset management and financial planning services to individuals, including high-net-worth clients, and business entities. The firm manages approximately $84.3 million in assets across about 380 client relationships, using a range of analysis methods and providing tailored investment strategies with ongoing portfolio monitoring.

Peter Bakalis is the sole advisor at Bakalis Financial Inc. in Trenton, MI, holding Series 63 and Series 66 credentials with 13 years of industry experience. His prior work includes roles at D.H. Hill Advisors, DH Hill Securities, Spc, and Sigma Financial Corporation. Outside of financial advising, he has owned and operated Maalouf Salon since 2009 and maintains an independent insurance agency. Bakalis Financial Inc. provides portfolio management services to individual and high-net-worth clients, utilizing a combination of analytic techniques and modern portfolio theory within a long-term trading framework. The firm manages approximately $26 million in client assets and offers both discretionary and non-discretionary investment mandates.

Ryan Murray is the principal of Murray Strategic Investment LLC in Detroit, MI, holding CFP® and Series 65 credentials with three years of industry experience. Prior to founding his firm in 2022, he worked at United Wholesale Mortgage, Northern Trust, and Raymond James. He also owns and operates Murray Mortgage Solutions, a mortgage brokerage firm. Murray Strategic Investment LLC is a state-registered investment adviser offering investment management, financial planning, employer retirement plan and IRA advisory, and project-based consulting services. The firm manages assets on a primarily non-discretionary basis, employing a Modern Portfolio Theory approach with a mix of passive funds and fundamental/technical analysis.

David Salehi is the principal advisor at Salehi Wealth Management, LLC in Dearborn, MI. He holds a Series 65 designation and has two years of industry experience, including prior roles at Blue Chip Partners, LLC. Salehi is a recent University of Michigan graduate. Salehi Wealth Management provides fee-only investment management and financial planning to individuals and high-net-worth clients, combining passive and active funds with individual securities. The firm incorporates alternative investments and applies multiple analytical approaches while offering portfolio supervision and written financial plans as part of its service.

Renee Skiver is the principal advisor at Skiver Investment Services with 29 years of industry experience. She previously worked at Next Financial Group Inc before founding her independent firm in 2018. In addition to her advisory role, she is an independent insurance agent offering life insurance, fixed annuities, long-term care, and property and casualty coverage. Skiver Investment Services is a state-registered independent firm providing discretionary portfolio management, financial planning, and consulting services primarily to individual and high-net-worth clients. The firm employs a customized, predominantly long-term investment approach using fundamental, cyclical, and charting analysis to manage portfolios consisting of individual stocks, mutual funds, ETFs, and bonds.

Brian Teets is a financial advisor at Legacy Investment Advisors LLC with a Series 65 credential and two years of industry experience. He has worked at Legacy Investment Advisors since 2023 and has been associated with Safe Haven Wealth Management since 2013. Prior to his financial advisory roles, he worked with Dearborn Schools for 27 years. Legacy Investment Advisors LLC provides ongoing portfolio management to individual and high-net-worth clients, offering both discretionary and non-discretionary services. The firm uses multiple methods of analysis, including charting, fundamental, quantitative, and technical approaches, and employs both long-term and short-term trading strategies.

Erin Shelton is a Series 65–licensed financial advisor with Key Concerns Inc in Wyandotte, MI, where she has worked since 2008. She has 15 years of industry experience. Outside of her advisory role, she is involved in the rare coin business through Farmington Valley Rare Coins and facilitates estate planning data gathering for Doyle Law PC. Key Concerns Inc serves individual clients and small business retirement plans by selecting and monitoring third-party money managers and providing financial planning and consulting. The firm matches clients to unaffiliated advisers based on personalized investment policies and performs ongoing due diligence without providing discretionary portfolio management itself.

John Robbins is a CFP® with 39 years of industry experience, currently serving at Jfr Financial Services, Inc. in Trenton, MI, where he has worked for 35 years. He has also held positions at LaSalle St Securities LLC and Lpl Financial LLC. Outside of financial advising, he authored a book titled *A View from the Back Row – What Happened to Our Church?* and serves as trustee managing charitable giving accounts. JFR Financial Services primarily serves individual and high-net-worth clients, offering comprehensive financial planning, investment management, consultations, educational seminars, and income tax-preparation services. The firm manages approximately $277 million on a discretionary basis and emphasizes fundamental, long-term investment analysis tailored to clients’ goals and risk tolerances.

Gaetano Cappelletti is a CFA® charterholder with 15 years of industry experience, currently serving as the sole advisor at Affinity Financial Advisory in Allen Park, MI. He has been with Affinity Financial Advisory since 2005. Affinity Financial Advisory primarily serves individual investors, including high-net-worth clients, as well as businesses and charities, offering discretionary portfolio management alongside comprehensive financial advisory services such as cash-flow planning, tax and estate considerations, and retirement planning. The firm employs a technical analysis-driven investment approach and provides a range of service options tailored to client needs.

David Mcdonald is a financial advisor with MFG Capital, Inc. in Trenton, MI, holding Series 63 and Series 65 licenses and with 26 years of industry experience. He has worked at MFG Capital since 2018 and has been involved with McDonald Financial Group since 2013. Outside of his advisory role, he is also active as an insurance agent, selling insurance products. MFG Capital, Inc. provides fee-based investment management and financial planning services to individuals and business entities, managing discretionary portfolios and co-advising some accounts with a third-party manager. The firm emphasizes individualized portfolios based on client goals, time horizons, and risk tolerance, and offers public educational seminars.

Matthew Holody is a financial advisor at Affinity Financial Advisory with 14 years of industry experience. He holds a Series 65 designation and has worked since 2009 as Controller and CPA for Flat Rock Metal Inc., a steel parts manufacturer for the automotive industry, where he manages accounting operations. Affinity Financial Advisory primarily serves individual investors, including high-net-worth clients, as well as businesses and charities. The firm provides discretionary portfolio management and comprehensive financial advisory services, utilizing a technical analysis approach and a three-part client profiling process to guide investment decisions.

Patrick Guentner is a financial advisor at Legacy Investment Advisors LLC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and is also a practicing attorney with Guentner, Barbee & Associates PLLC. Outside of advising, he serves as a FINRA arbitrator and operates a retail store through One More Training Gear, LLC. Legacy Investment Advisors LLC provides portfolio management services to individual and high-net-worth clients, utilizing a combination of charting, fundamental, quantitative, and technical analyses. The firm offers both discretionary and non-discretionary services and manages approximately $63.85 million in discretionary assets across about 260 client accounts.

Ina Fernandez is a financial advisor at Fern Capital Inc. in Dearborn Heights, MI, holding Series 63 and Series 65 licenses with 10 years of industry experience. She has been with Fern Capital since 2015. Fern Capital serves individual and high-net-worth clients, managing approximately $71 million across about 45 accounts. The firm offers discretionary portfolio management alongside qualified plan consulting and hourly investment consulting, using a disciplined investment approach that includes written Investment Policy Statements and a combination of fundamental, quantitative, and technical analysis.

Antashe Howard is a financial advisor at Nubian Square Investment Advisors, LLC with a Series 65 credential and three years of industry experience. His prior roles include positions at Mariner Wealth Advisors and Eaton Vance in various capacities from 2018 to 2024. Outside of his advisory work, he is an agent for a life insurance business. Nubian Square Investment Advisors serves individual and high-net-worth clients as well as charitable organizations, offering portfolio management, financial planning, and access to third-party model portfolios. The firm uses a combination of fundamental, quantitative, technical, and modern portfolio theory techniques and provides educational courses and seminars on financial topics.

Craig Sawicki is a financial advisor at Jfr Financial Services, Inc. with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at LaSalle St Securities and LPL Financial prior to his current firm. In addition to advisory services, he is involved in income tax preparation through Jfr Financial Services. Jfr Financial Services primarily serves individual and high-net-worth clients, offering modular financial planning, investment management, educational seminars, and a client newsletter. The firm manages approximately $277 million on a discretionary basis and emphasizes fundamental, long-term analysis tailored to clients’ goals and risk tolerances.

Jennifer Brown is a financial advisor at Key Concerns Inc with 14 years of industry experience. She holds a Series 65 designation and has worked at Belpointe Asset Management, LLC since 2016 and Key Concerns, Inc. since 2011, as well as a brief tenure at Tuttle Wealth Management. Outside of advisory services, she is involved in tax preparation through Liberty Tax. Key Concerns Inc. serves individual clients and small business retirement plans by selecting and monitoring third-party money managers and providing financial planning and consulting services. The firm focuses on aligning clients’ Personal Investment Policy Statements with appropriate unaffiliated advisers and maintains a formal solicitor role with multiple third-party advisory firms.

Bahiya Fawaz is a financial advisor at MPM Wealth Advisors with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has operated her own CPA firm, Alpha Tax Accounting and Tax Service, since 2000, providing tax and advisory services. Fawaz has been with MPM Wealth Advisors since 2004. MPM Wealth Advisors is an SEC-registered investment adviser serving individual clients, retirement plans, trusts, estates, and business entities through a team of about 20 advisors. The firm follows a Modern Portfolio Theory-based investment approach emphasizing diversified allocations across asset classes, using low-expense mutual funds, ETFs, and variable annuity subaccounts.

Lowell Conner is a financial advisor at Fairway Investment Group, LLC with 10 years of industry experience. He holds a Series 66 designation and has been with Fairway since 2017. Conner is also involved with MEA Financial Services as an insurance representative. Fairway Investment Group primarily serves individual clients affiliated with the Michigan Education Association, providing fee-based portfolio management and advisory services through LPL Financial-sponsored programs that utilize fundamental, technical, and cyclical analysis tailored to client objectives.

Erin Wozniak is a financial advisor at Merit Financial Advisors with 13 years of industry experience. She holds Series 65 and Series 66 designations and has previously worked at Commonwealth Financial Network, Advantage Investment Management, LPL Financial, and TL Financial Group. Merit Financial Group, LLC is an SEC-registered advisory firm managing approximately $10.6 billion and serving a diverse client base including individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a long-term, diversified investment approach using model portfolios and modular sleeves tailored by advisors, with oversight from a central Investment Management team and Investment Committee.