Philip Michalek is the sole advisor at PDM Investment Services, LLC, an independent firm based in Lake Orion, MI. He holds a Series 65 designation and has 15 years of industry experience. Michalek has led PDM Investment Services since 2005. PDM Investment Services advises individual investors, including some high-net-worth households, providing portfolio analysis, discretionary management, and financial planning. The firm employs a combination of strategic adaptive and tactical equity allocation, using proprietary rating models and a long-term market indicator to guide investment decisions.

Lawrence Zimbler is a financial advisor at 4Square Advisory Services, Inc. with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has a background that includes extensive involvement with tax preparation and education through the National Association of Tax Professionals. Outside of advisory work, he owns a tax-related business that provides tax return preparation, advice, and continuing education for tax professionals. 4Square Advisory Services, Inc. provides portfolio management and financial planning services primarily for individual and high-net-worth clients. The firm uses client-specific Investment Policy Statements and a fundamental-analysis approach to tailor investment strategies, and it is affiliated with accounting and tax services.

Jeremy was raised in Davison, Michigan and graduated from Davison High School. He is the son of an African-American Air Force Veteran who served in Vietnam and Korea. His mother, a retired IT professional, is the daughter of an AC Spark Plug engineer who worked in Flint for over 30 years. After high school, Jeremy attended Central Michigan University where he earned his Bachelor of Science in Business Administration with a double major in Personal Financial Planning and Real Estate Development & Finance. He was also a 4-year varsity letter recipient in football as a wide receiver. Fire Up Chips! Jeremy has been working in the financial services industry since 2012 and has been a Certified Financial Planner™ (CFP®) certificate holder since 2015. The CFP® certification marks identify professionals who have met the high standards of competency and ethics established and enforced by the CFP Board. CFP Board's Standards of Professional Conduct require CFP® professionals to act in their clients’ best interests. Jeremy lives in Swartz Creek with his wife, Carol, an elementary school teacher at Dewitt Public Schools. They have been married since 2015 and have two children, Harrison and Scarlett, whom they welcomed in 2018 and 2021, respectively. Jeremy enjoys playing and watching sports, movies, and spending time with his family.

Daniel Ryan is a financial advisor with Daniel Ryan Financial LLC, holding a Series 65 credential and 11 years of industry experience. He previously worked at Jackson Financial for eight years before founding his current independent firm. Outside of advising, he assists with a family farm’s land leasing, taxes, and insurance, and works part-time in lumber and hardware sales. Daniel Ryan Financial LLC provides portfolio management and financial planning to individuals, high-net-worth clients, and business entities, as well as consulting services for employer-sponsored retirement plans. The firm emphasizes pension consulting and participant education, managing portfolios using a combination of cyclical and fundamental analysis with modern portfolio theory.

Michael Kastler is a financial advisor with Kastler Financial Planning in Ortonville, MI, holding Series 63 and Series 65 credentials and nine years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and Garrett Investment Advisors. He serves on the Alumni Board of Notre Dame Preparatory School, assisting with alumni activities. Kastler Financial Planning is an independent, fee-only advisory firm focusing on financial and retirement planning for individuals, particularly those in or nearing retirement. The firm employs a predominantly passive investment approach based on Modern Portfolio Theory and offers a range of planning services alongside investment management through a major custodian.

Joseph Venegas is the principal of JDV Wealth Advisors, LLC, an independent firm based in Goodrich, Michigan. He holds a Series 66 designation and has 17 years of industry experience. In addition to his advisory role, Venegas is involved in independent insurance sales, tax preparation services, and serves as a high school football and baseball coach. JDV Wealth Advisors provides personalized financial planning and portfolio management services to individual clients, emphasizing individualized asset allocation and Modern Portfolio Theory. The firm generally operates on a non-discretionary basis and often acts as a co-advisor when recommending third-party investment managers.

Michael Miley is a financial advisor with New View Financial, LLC in Auburn Hills, MI, holding Series 63 and Series 66 designations and 24 years of industry experience. He previously worked at Sigma Financial Corporation and operated Miley Financial before founding New View Financial in 2018. New View Financial provides financial planning, consulting, and investment management services to individuals, families, trusts, estates, and small businesses. The firm employs a customized investment approach that includes fundamental and technical analysis, sector and cyclical analysis, and modern portfolio theory, typically utilizing no-load mutual funds and ETFs alongside other instruments.

Kenneth Allen is a CFP® with 17 years of industry experience. He is the managing member and Chief Compliance Officer of Allen Financial Management, an independent firm he founded in 2010. He has worked at Mutual Securities, Inc. since 2015. In addition to his advisory work, he is also licensed to provide term life and universal life insurance services. Allen Financial Management provides discretionary portfolio management and advisory services to individuals, trusts, estates, charitable organizations, and business entities. The firm uses a variety of analytical approaches and trading strategies to tailor portfolios primarily through mutual funds and exchange-traded funds.

Kenneth Schrauben is a financial advisor at Retirement Capital Services LLC with 12 years of industry experience. He holds a Series 65 designation and has worked at Horter Investment Management and Research Money Management, LLC. Outside of advising, he owns and manages rental real estate through Equity Pro Shop LLC. Retirement Capital Services LLC provides portfolio management and financial planning primarily for individual and high-net-worth clients, using a written Investment Policy Statement to document goals and risk tolerance. The firm employs a range of investment techniques including discretionary management, options strategies, and allocations to alternative investments.

Tommi Harris is a financial advisor at Ecos Wealth Advisors with 15 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Verde Capital Management for 15 years. Harris is also president of VERDE Insurance Agency LLC. Ecos Wealth Advisors is a small registered investment adviser managing approximately $65 million for around 120 clients. The firm offers discretionary portfolio management, comprehensive financial planning, and retirement-plan consulting, employing a multi-method investment process within a long-term trading framework.

Jacob Loucks is a financial advisor with Wealth For You Financial, LLC, holding a Series 65 designation and entering his second year in the industry. His prior roles include positions at Foguth Financial Group and Barnett Financial and Tax, as well as diverse experience in construction and manufacturing sectors. Wealth For You Financial, LLC serves individual and high-net-worth clients by providing comprehensive financial planning, consulting, and discretionary portfolio management. The firm uses a model portfolio approach implemented through sub-advisers, combining client goal setting and risk tolerance assessments with a range of investment strategies.

Rocky Istvan is a financial advisor at Daniel Krug & Associates with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with the firm since 2008. His career also includes roles at Global Financial Private Capital, LLC, and G.F. Investment Services, LLC. Daniel Krug & Associates provides investment management and integrated financial planning services primarily to individual and high-net-worth clients, managing approximately $130.9 million across about 218 accounts. The firm uses a wrap-fee platform sponsored by AssetMark and offers ongoing portfolio supervision, educational newsletters, and retirement-focused seminars.

Vita Romberger is a financial advisor at Ecos Wealth Advisors with one year of industry experience. She holds a Series 65 designation and previously worked at Foguth Financial Group from 2022 to 2024. Ecos Wealth Advisors is a small, supported registered investment adviser managing approximately $65.3 million for around 120 clients. The firm offers discretionary portfolio management, comprehensive financial planning, and retirement-plan consulting, utilizing a multi-method investment process within a long-term trading framework.

Branden Carney is a CFP® with seven years of industry experience, currently serving as an advisor at Melone Private Wealth, LLC. His prior roles include positions at Portfolio Solutions LLC, Fratarcangeli Wealth Management, State Farm Insurance, and Plante Moran Financial Advisors. Carney is also involved in insurance sales outside of his advisory work. Melone Private Wealth, LLC provides customized investment advisory and financial planning services to individuals, families, trusts, estates, businesses, and retirement plans. The firm combines active and passive strategies in portfolio construction, emphasizes fundamental analysis, and manages most client assets on a discretionary basis.

Mitchell De Brincat is a financial advisor at Ecos Wealth Advisors with a Series 65 designation and less than one year of industry experience. His prior work includes roles in education at Saginaw Valley State University and teaching positions at Waldon Middle School and Lake Orion High School. Ecos Wealth Advisors is a small, supported registered investment adviser managing approximately $65.3 million for about 120 clients. The firm serves individuals, high-net-worth clients, plan sponsors, and business entities, providing discretionary portfolio management, comprehensive financial planning, and retirement-plan consulting using a multi-method investment process within a long-term trading framework.

Gage Harris is a financial advisor at Wealth For You Financial, LLC with a Series 65 designation and one year of industry experience. Prior to joining Wealth For You Financial, he worked at Barnett Financial & Tax and held roles at Titan Wealth Advisors and Rochester Christian University. Outside of his advisory work, Harris teaches piano lessons on a flexible schedule. Wealth For You Financial, LLC serves individual and high-net-worth clients by providing comprehensive financial planning, one-time consulting, and portfolio management. The firm uses customized strategies with model portfolios and third-party sub-advisers, managing approximately $53.2 million in client assets.

Parker Barnett is a financial advisor at Wealth For You Financial, LLC with a Series 65 designation and five years of industry experience. He has worked with Wealth For You Financial since 2020 and operates Barnett Financial & Tax, where he is also an independent insurance agent. Outside of financial advising, he owns and manages Parker Barnett Professional Building, LLC. Wealth For You Financial, LLC serves individual and high-net-worth clients by providing comprehensive financial planning, one-time consulting, and portfolio management. The firm employs customized strategies using model portfolios and third-party sub-advisers, with discretionary authority to manage and rebalance client portfolios based on individual objectives and risk tolerance.

Randolph Redmond is a financial advisor at RHL Group, LLC with 33 years of industry experience. He holds the ChFC® and Series 63 designations and has worked at RHL Group since 2009, with a ten-year tenure at Cambridge Investment Research Advisors prior to his current role. Outside of his advisory work, he owns Organized Legacy Program, LLC, which organizes clients’ post-death wishes into comprehensive summary books. RHL Group, LLC provides wealth management, investment management, and financial planning services to individuals, trusts, estates, pension plans, charities, and business entities. The firm employs a long-term investment approach that integrates fundamental, quantitative, and modern portfolio theory to build diversified portfolios and offers discretionary and non-discretionary portfolio management alongside specialized consulting services.

Paul Puro is a financial advisor at RHL Group, LLC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Cambridge Investment Research Advisors, Inc. for ten years. Outside of his advisory role, Paul is an independent insurance agent representing various companies and owns Puro Financial Services, LLC. RHL Group, LLC provides wealth management, investment management, and financial planning services to individuals, trusts, estates, pension and profit-sharing plans, charities, and business entities. The firm employs a long-term investment approach using fundamental, quantitative, and modern portfolio theory to build diversified portfolios, offering both discretionary and non-discretionary management along with retirement-plan consulting and specialized product management.

Joseph Vitale is the principal of Vitale Wealth Management in Metamora, MI, with 9 years of industry experience. He holds Series 63 and Series 65 licenses and has prior experience with American Retirement Advisors, Inc. and other related entities. Outside of his advisory role, he owns and operates American Retirement Solutions, a licensed insurance agency, as well as a real estate brokerage, Trinity Realty Inc. Vitale Wealth Management provides discretionary portfolio management and financial planning services primarily to individual clients, including some high-net-worth households. The firm uses model-based investment strategies, often engaging sub-advisors or co-advisors, and conducts periodic account reviews alongside educational seminars and workshops.