Brenden Stephenson is a CFP® with 12 years of industry experience, currently affiliated with Cetera. He has worked at several firms including SCG Financial, Ltd and Rehmann Financial before joining Cetera and Stephenson & Company P.C., where he also provides accounting and income tax preparation services as a CPA. Outside of his advisory role, he serves as president of the Optimist Club of West Branch and holds board positions with the North Central MI Community Foundation and Huron Community Bank. Cetera Investment Advisers serves a diverse clientele including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, combining advisor-managed accounts, model portfolios, and third-party solutions with notable retirement and fiduciary capabilities.

Wayne Winter is a financial advisor at Edward Jones with 18 years of industry experience. He holds the Series 66 designation and has been with Edward Jones Investments since 2008. Based in West Branch, MI, he provides wealth management services through a well-established firm. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Roger Hughey is a CFP® professional with 27 years of experience in the financial services industry. He is currently with Osaic and has prior experience at The O.N. Equity Sales Company and Ohio National Life Insurance Company. Outside of his advisory role, he manages insurance sales and office operations at Encore Financial Group and holds positions as an insurance agent in several related entities. Osaic Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm utilizes a comprehensive investment process that incorporates risk tolerance assessments and portfolio optimization tools, offering a range of investment options and access to multiple custodial platforms.

Tess Childs is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. She has worked at Mercantile Bank of Michigan and currently provides accounting and tax services through Stephenson & Company, P.C. Outside of her advisory role, she is involved in coaching at Ogemaw Heights High School and serves as treasurer for the Ogemaw Youth Basketball Organization. Cetera Investment Advisers serves a wide range of clients, including individuals, high-net-worth, institutional, and retirement-plan clients, through a large network of independent advisors. The firm offers diverse portfolio management and financial planning services, combining advisor-managed accounts with model portfolios and third-party solutions, supported by its unique integration of retirement and fiduciary capabilities.