Erica Momany is a financial advisor at Koehler Financial Services, Inc. in Stevensville, Michigan, with 25 years of industry experience. She holds Series 63 and Series 65 registrations and has been with Koehler Financial Services since 1995. Outside of her advisory role, she serves as a Girl Scout leader for the Girl Scouts of Northern Indiana Michiana and coaches for Beachbody, a fitness and nutrition company. Koehler Financial Services provides discretionary portfolio management, asset-allocation advice, and financial planning to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and corporate entities. The firm manages approximately $36.35 million in client assets using a combination of investment methods and offers model portfolios ranging from ultra-conservative to total-return allocations.

Stephen Peterson is a financial advisor at Personal Financial Advice & Insights, LLC with nine years of industry experience. He holds a Series 65 designation and has worked at his current firm since 2016. Prior to that, he was involved in product design and consumer insights for two years. Personal Financial Advice & Insights, LLC offers fixed-fee financial planning services to individuals and high-net-worth households through a modular approach covering areas such as retirement planning, income tax strategy, elder care management, and small-business 401(k) plan analysis. The firm emphasizes client education and implementation support without managing client assets or using percentage-based fees.

James Roberts is the principal of Jim Roberts Investment Advisors LLC in St. Joseph, Michigan, with 20 years of industry experience. He holds a Series 66 designation and has worked at Centennial Securities Co., LLC since 2005. Outside of his advisory practice, Roberts is involved in real estate consulting through Jim Roberts Enterprises and serves as a 50% owner and CFO of Lake Company LLC, a commercial real estate venture. Jim Roberts Investment Advisors LLC provides investment management, financial planning, and consulting services to individuals, businesses, trusts, estates, retirement plan sponsors and participants, as well as foundations and charitable organizations. The firm uses a combination of fundamental and technical analysis along with asset allocation software to build portfolios tailored to clients’ risk and return profiles, and also offers pension consulting and defined contribution plan advisory services.

David Rieth is the sole advisor at Northpointe Investment Advisory, LLC in St. Joseph, MI, with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Northpointe since 2014. Outside of his advisory role, he is an independent insurance agent engaged in insurance sales. Northpointe Investment Advisory provides discretionary and non-discretionary asset and portfolio management services to individuals, high-net-worth clients, trusts, and small businesses. The firm employs both fundamental and technical analysis to create tailored strategic allocations and is notable for combining insurance licensure with active trading strategies such as options, margin, and short sales.

Victoria Holt is a CFP® with 16 years of industry experience, currently serving as an advisor at True Blue Financial, LLC. Her prior experience includes roles at LPL Financial LLC and as an independent insurance agent. She is also involved in tax preparation through True Blue Tax, LLC, a business affiliated with her firm. True Blue Financial is a registered investment adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and financial planning through a four-advisor team, utilizing a range of investment strategies and third-party model portfolios, and maintains an affiliated in-house tax preparation service and licensed insurance agency.

Philip Ellis is a financial advisor at Blue Iguana Financial, LLC with 12 years of industry experience. He holds a Series 65 designation and has worked at several firms, including Red Oak Capital Management, Inc. and Brittison Financial Group, Inc., where he remains active in an insurance-licensed role focusing on life and health. Blue Iguana Financial serves individual and high-net-worth clients by providing discretionary portfolio management tailored to client objectives and risk tolerances. The firm employs a combination of long-term trading, modern portfolio theory, quantitative, and technical analysis, often managing accounts under discretionary authority while incorporating third-party managers and written client restrictions.

Joshua Leonard is a financial advisor at Leonard Advisory Group LLC with nine years of industry experience. He holds a Series 65 designation and previously worked at Center Street Advisors and J. Leonard Financial Services. Leonard is also involved in marketing research focused on insurance product research and presentation. Leonard Advisory Group LLC provides portfolio management and financial planning services to individuals, including high-net-worth clients, and business entities. The firm manages approximately $69.5 million in client assets, employs fundamental analysis and modern portfolio theory for portfolio construction, and often uses discretionary authority to implement asset allocation.

Michael De Rosa is a financial advisor at Hartwell & Company with a Series 65 designation and one year of industry experience. His background includes over a decade in education and roles at Hartwell Wealth Management since 2022. Prior to his advisory career, he worked at South Haven/Covert KOA Kampground from 2018 to 2021. Hartwell Wealth Management provides portfolio management and financial planning primarily for individual investors, retirement plans, and business entities. The firm follows a fiduciary standard and employs a mix of investment strategies, including ETFs and mutual funds, with regular account monitoring and client reviews.

Lucas Brown is a CFP® with 25 years of industry experience, currently serving as an advisor at True Blue Financial, LLC. He has worked with True Blue Financial since 2009 and has been affiliated with LPL Financial since 2008. Outside of his advisory role, Brown is an adjunct professor at Cornerstone University and owns a small family-operated grain and grape farm. True Blue Financial is a registered investment adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary financial planning and portfolio management, utilizing a combination of fundamental, technical, and cyclical analysis, and often implements third-party model portfolios and LPL-sponsored programs.

Nicole Coar is a financial advisor at True Blue Financial, LLC in Stevensville, Michigan, holding CFP® and Series 66 credentials with 12 years of industry experience. She has been with True Blue Financial since 2020 and previously worked at LPL Financial LLC from 2014. Coar is also a registered notary public in Michigan, providing notary services to clients without charge. True Blue Financial is a registered investment adviser serving individuals, trusts, estates, charitable organizations, and business entities with discretionary portfolio management and financial planning. The firm employs a tailored, risk-based approach and utilizes third-party model portfolios and LPL-sponsored programs, supported by an in-house tax preparation business and insurance services.

Richard Martin III is a financial advisor at True Blue Financial, LLC with five years of industry experience. He holds a Series 66 designation and has worked at True Blue Financial since 2017, with prior experience at Crowe Horwath, LLP. In addition to his advisory role, Martin is a licensed notary and is involved in tax preparation and planning through True Blue Tax, a certified public accounting business. True Blue Financial is a registered investment adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and financial planning through a four-advisor team, utilizing a tailored, risk-based approach that includes third-party model portfolios and LPL-sponsored programs.

Ryan Hartwell is a CFP® with six years of industry experience, currently serving at Hartwell & Company. His prior roles include positions at LPL Financial, USA Financial Securities, and Hartwell & Wolf. Ryan is also involved with Hartwell Wealth Management LLC, an independent investment advisory firm he founded. Hartwell Wealth Management provides portfolio management and financial planning primarily for individual investors, retirement plans, and business entities. The firm operates under a fiduciary standard and employs a mix of investment strategies, including ETFs, mutual funds, equities, and fixed income, with both discretionary and non-discretionary account management.

James Hartwell is a CFP® with 20 years of experience in the financial services industry. He is the principal of Hartwell & Company, where he has worked since 1989, and has held roles at USA Financial Securities and LPL Financial. Hartwell also oversees Hartwell Financial LLC, an accounting and tax preparation business. Hartwell Wealth Management provides portfolio management and financial planning primarily for individual investors, retirement plans, and business entities. The firm follows a fiduciary standard, employs a range of investment strategies including ETFs and mutual funds, and operates as a small, three-advisor firm with affiliated accounting and payroll services.

Jeffrey Melgard is a financial advisor at Najarian Family Office, LLC with nine years of industry experience. He holds a Series 65 designation and has previously worked at Rebellion Capital Advisors, LLC, SYMMETRIC SYSTEMS, and Smc Option Holdings, LLC. Najarian Family Office provides fee-based investment management and family-office services to high-net-worth individuals, families, trusts, charitable entities, and corporations. The firm employs a trading- and quant-oriented investment approach that incorporates quantitative methods, technical analysis, option strategies, and the use of affiliated sub-advisers.

Sarah Ward is a CFP® and holds a Series 66 license with four years of industry experience. She is currently an advisor at Curi Capital, LLC and has previously worked at Drucker Wealth, Hornor, Townsend & Kent, LLC, and Stifel. Outside of her financial advisory work, she owns a jewelry-making business. Curi Capital serves individuals, families, institutional and corporate clients, retirement plan sponsors, charitable organizations, and pooled investment vehicles with services including wealth management, asset management, retirement plan solutions, and family office services. The firm manages approximately $9.83 billion and employs a long-term, fundamental investment approach that combines in-house strategies with external managers and proprietary risk analysis tools.

Joseph Bruno is a financial advisor at Curi Capital, LLC with two years of industry experience. He holds a Series 65 designation and previously worked at RMB Capital and Western Michigan University, as well as serving nine years in the United States Navy. Curi Capital serves individuals and families, institutional and corporate clients, retirement plan sponsors, charitable organizations, and pooled investment vehicles. The firm manages approximately $9.83 billion and employs a long-term, fundamental investment approach combining in-house strategies with external managers and proprietary risk analysis tools.

Grant Hageman is a CFP® and holds a Series 66 license with four years of industry experience. He is currently with Harbour Investments, Inc. and Family Focused Financial, having previously worked at Ameriprise Financial, Farm Bureau Insurance, and United Federal Credit Union. Harbour Investments provides investment advisory and financial planning services to a diverse client base, including individual investors, charitable and corporate clients, retirement plans, and other financial advisors. The firm employs a combination of fundamental and technical analysis to create customized strategies, offering discretionary and non-discretionary portfolio management alongside model-based solutions.

Duane Janka is a CFP®-credentialed financial advisor at Harbour Investments, Inc. with 31 years of industry experience. He has worked at Harbour since 2021 and has been affiliated with LPL Financial, LLC since 2009. Outside of his advisory role, he owns and operates Janka Financial Group, an independent insurance agency. Harbour Investments provides investment advisory and financial planning services to a diverse client base, including individuals, charitable and corporate clients, and retirement plans. The firm employs a combination of fundamental and technical analysis to create customized investment strategies using a variety of instruments and offers model-based solutions through a subscription platform.

Amy Peirce is a financial advisor with Harbour Investments, Inc. in St. Joseph, MI, holding Series 63 and Series 66 credentials and bringing 37 years of industry experience. She has worked at Harbour Investments and Your Center for Investments since 2002. Peirce serves on the advisory board of Lory's Place, a nonprofit providing grief support. Harbour Investments offers investment advisory and financial planning services to a diverse client base, including individual investors, charitable and corporate clients, and retirement plans. The firm employs a combination of fundamental and technical analysis to create customized portfolios using a range of investment vehicles, and provides ongoing account monitoring and model-based solutions through a subscription platform.

Craig Anderson is a ChFC® credentialed financial advisor with Harbour Investments, Inc. in St. Joseph, MI, where he has worked since 2016. He has 16 years of industry experience. Outside of his advisory role, Anderson is an author with one published book available on Amazon and two additional books in development, and he also operates a part-time hospitality BNB managed by his wife. Harbour Investments provides investment advisory and financial planning services to a diverse client base, including individual investors, charitable and corporate clients, and retirement plans. The firm uses a combination of fundamental and technical analysis to create customized investment strategies and offers model-based solutions through a subscription platform.